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Name
Rodney Linesofcredit
E-mail
Contact Rodney Linesofcredit
Website
http://activerain.com/100percentfunding
Office Phone
(720) 226-4117
Address
Denver, Co, 80202
Description
Stated Income Programs All Day Long 100% Funding on Multi Family & Large Projects – Global 100% Funding on Start ups and Joint Venture Programs 100% Funding on Inventions and great new ideas

100% Funding Stated Income

100% Funding on Multi Family & Large Projects – Global

Benefit: Stated Income Program

100% Funding on Start ups and Joint Venture Programs

Benefit: Not credit score driven

100% Funding on Inventions and great new ideas

Benefit: Bankruptcy is OK

100% Funding on Business Funding & Construction

Benefit: Foreclosure is OK

100% Funding for Fix and Flip

Benefit: Bad Credit is OK

100% Funding for Investment property, duplex, Tri-plex & more

Benefit: Non-Recourse

100% Funding BK & Foreclosure, Bad Credit is OK

Benefit: Asset Based Lending to 100%

Equity or Debt No FICO Needed

Debt Restructure – Stop Foreclosure so you can sleep at night!!!



100% Funding Anywhere Around The World!!!!

I’m here to serve you

I’m here to serve your wants,

I’m here to serve your needs,

I’m here to serve your desires & as long as I do that I’m not fearful

We have a sense of Certainty with your funding

 

You are going to see us do some amazing things with your funding…

 

If you need funding for a project anywhere around the world, I can assist in getting the funding you need. Minimum starts at 300K up to 1 billion maybe more depends on what you’re working on. Last quarter the group’s clients raised over 86M.

One of the members of our group is seeking projects that need funding of 300K and up. The member, a private Debt & equity funder is actively seeking these deals going into Q2 and Q3 of this year. They are looking for projects that need funding in the form of debt or equity.

Go to our websites:

http://100funding.blogspot.com/

http://49b7604.activerain.com/

http://activerain.com/100percentfunding

Plse email me or text me

Rodney  720-226-4117   rrtt911@gmail.com


100% Funding BK & Foreclosure, Bad Credit is OK

Asset Based Lending to 100%

Equity or Debt No FICO Needed

Debt Restructure – Stop Foreclosure so you can sleep at night!!!

Rodney  720-226-4117   rrtt911@gmail.com

 

NO FICO Needed, Foreclosure & BK are OK – Commercial

 

Go to our websites:  http://100funding.blogspot.com/

http://activerain.com/100percentfunding

 

Office Buildings, Apartment Buildings, R&D, Hotels/Motels, Land, Mixed Use, Investment

Shopping Centers, Rehab, Warehouses, Construction, Investment Facilities, Bridge

Marinas, Mezzanine, Auto Repair/Mechanics Shops, Jumbo Properties, Income Producing Properties       

Gas Stations, 2nd Homes, Multifamily, Business Financing, Note Purchases, Jet Fuel Sales                      

Oil Wells, Oil Lease Purchases, Mining, Energy related Oil, Gas, Green, Solar, Wind, Bio

Fuel Funding,

Purchase, Refinance, Rehab & Construction – Residential or Commercial

Jets, Airplanes, Movie, Film & Entertainment Funding

100% Funding on Start ups and Joint Venture Programs

We Monetize Precious Gems 65-90% LTV Gold Bullion, Gold Dore Bars, Gold Dust, Gold Ore, Gold Concentrate, Silver, Diamond, Precious Gems, Emeralds, Rubies Funding

Domestic & International Funding

Simultaneous Closings

 

Debt offering is a debt instrument offered for purchase by private investors - normally with warrants for future stock purchases at fixed prices. This is a way for companies to raise debt financing by selling notes with a set annual return rate and a schedule on when the full payment\ will be made to investors. This is very similar to a private business loan. Using a debt offering, a company can avoid giving up ownership or future profit in the business.

Debt financing is a direct contrast to equity financing where companies sell ownership stake in the company to raise funds. Equity financing allows companies to keep free of debt and keep their balance sheet clean of liabilities. Some owners would prefer keeping most if not all of the ownership stake in the company and do not mind recording debt on their balance sheet as long as it leaves other assets open to revenue generation. In this case a debt offering would be the best bet.

We are consultants that work with business development. We are a company that was created to help grow small companies in the initial stages of their development.

 

 

Conventional Funding

These loans include 30-, 25-, 15- and 10-year terms, adjustable and fixed rates, variable loan limits and payment options,  typically assembles "packages" of loans that are sold to investors worldwide on the secondary market, bringing new funds to be loaned to other borrowers Conventional 30 year fixed 4.75% with APR 4ish% Fico 640 with 1 point

 

Your 1st step is to contact us

 

Stated Income Funding

In the start of the 21st century there were a number of loan packages that were developed to meet the needs of certain market segments.  One of the more popular loans was the stated income loan.  Also known as no doc loans, stated loans were designed for people who were self employed and had difficulty reporting their income.  For the right borrower, these loans are perfect for helping them get a loan approved that they would not have otherwise qualified for.

The specific segment that benefits most from the stated income loans are individuals who are self employed or small business owners.  Individuals who are working for themselves often aren’t able to document their income with W-2 forms that traditional mortgages require.

If you are currently looking to apply for a stated income home equity loan, it is important that you consider the pros and cons of applying for one.   Although you might be able to state your income in the loan application, there are often a number of other requirements that you need to go through in order for your loan to be approved.

Your 1st step is to contact us

 

 

 

No-Ratio Funding

 

Another type of loan that you will come across is the no ratio loan.  In this loan type you are not required to verify your income throw any pay stubs, tax returns or W2s.  The lender takes the approach of not asking what the borrower earns in the application.  The reason these loans are called no ratio loans is because the debt to income ratio is not calculated in the application.

In the loan application for a No ratio loan the borrower will have to list their assets that they own.  Any stocks, money in the bank, real estate, and businesses will be listed in the application.  Usually the lender will require some paperwork to verify the assets that are being stated in the loan.

The main reason the no-ratio loans exists is to provide an easy way for high credit worthy borrowers to get access to a loan.  This is not a loan that is designed for marginal borrowers who are looking to get a loan approved.  This is the loan designed for the small business owner who doesn’t want to deal with all the paperwork of getting their financial statements in order for the loan application.

Your 1st step is to contact us

 

No Income/No Asset Verification (NINA) Funding

 

These are the riskiest loans on the market for lenders.  Because there is no verification of the borrower’s income or assets in the application, the lender is relying on the borrower’s credit score.  This is a loan that is not intended for anyone who isn’t a trustworthy borrower.

 The difference between the no ratio and NINA loans can become quite blurred depending on the lenders criteria.  These loans are designed for the borrowers who are looking to have complete privacy in their loan application.  A person why doesn’t want the banker looking through all their private information would consider one of these loans.

Your 1st step is to contact us

 


 


 

 

 

Recently Funded Deals & Testimonials

Some of our investors recently funded deals:

April 2012

$3.1M raise for a Staffing Temp Co - -Factoring was a smart choice for this company which bridged the gap between invoicing and receiving payment.

$2.4M raise for a Florida based company to emerge from Bankruptcy. We helped support a plan raising money for taxes and quarterly bankruptcy payments and providing immediate working capital

March 2012

3.9M raise for a printing company that added new technology. The PA firm publishes directories in education, retail & finance.

1.8M raise for a NC firm against its receivables for a aircraft repair facility for military, commercial & accessories. They will use the increase of cash flow to finance growth.

February 2012

$1M raise crossed on 3 Multifamily properties and 1 SFR located in Oregon & CA. We did have one of our Private Investors fund the transaction. All parties involved were very impressed with the ease of this closing and the timely manner in which it got done.

5M raise for a TX beverage company. They will use its increased cash flow to eliminate working capital concerns to further growth without restrictions.

Jan 2012

$1.4 1st Mortgage secured by 2 condos on Oahu, Hawaii. This was such a complex deal because of Hawaii law, one of the condos was unfinished and the project had a very complex ownership. Despite all the challenges we were able to serve up a competitive Bridge Loan from our in house portfolio product. The terms were 8% for 24 months, No PrePay, Lender withhold for completion and a partial interest reserve.

$1.7M raise for a WI Toy company against its existing facility. They were constantly turned down by banks. We helped with the increase cash flow to help them expand their business internationally.

Dec 2011

$760K raise for a "Non" Branded Gas Station in CA. 8% 30 Due in 18 Months. SBA would not give them a cash out. So we did a raise to pay off all liens and get that cash out that they needed to rehab their facility.

$1.3M raise for a NJ trucking company that specializes in carry vehicles on flatbed trucks. They used their new liquidity to manage their day to day operations.

Nov 2011 

$1.5M raise for a corporate owned tri-plex in CA. The appraisal on this deal came in lower than expected, however we were able to maintain the loan amount and pricing even though the LTV jumped from 75% to 95 LTV.

$2.2M raise for medical startup company in CA. They have a surgical method for the treatment of localize cartilage & defects in major joints 

Oct 2011

$3.1 raise on a Strip shopping center in OR. Retail strip centers are very hard to do in this current climate. Add to the facts that the property’s anchor tenant was a restaurant and two of the suites were owner user, a mortgage company and real-estate company with declining income. But the borrowers FICO"S were excellent and property was nice.

$700K raise for a Cell Tower in MA. They need funds to help them compete in today’s every challenging technology. Construction will be completed in just a few months.

September 2011

$1,300,000 raise for a DIP (Debtor in Possession) Lean on a 75% finished mixed use condo project in Philadelphia, PA. Borrower needs funds to finish their project to get it to CO status. We worked tirelessly through the weekend to raise the $1.3 million needed for this project. By Monday the 5th we had raised $3 million for this project making some of our investors wait in line to get into this opportunity

$5M raise for a nutritional company located in VA. They used the increased working capital to enhance and expand their new product line.
August 2011

$875K raise on a duplex CA. Both properties suffered from deferred maintenance but the borrower had clear exit and just needed to get out of his ballooning current mortgage.

$11M raise for development in IL and throughout the region as a collaboration between departments, communities and municipalities. Focus of the funding is infrastructure for clean water, educed flooding damage and creating affordable housing for low income households.

July 2011

$1M raise for a technology Co in NY. They announced that it has signed a private Share Purchase Agreement with us, under which it will convert an outstanding loan in the amount of $1,005,339 into 177,006 of the Company's ordinary shares 

$1.7M raise on 42 units in Indiana. Borrowers had a 51% occupied project that needed some rehab. They were Great clients and not a bad multifamily project. No one would give them the light of day because of the state in which the collateral was located in.

June 2011
$11.7M raise for Marketing and Development company in OH. The OH corporation, is a medical device technology company which provides data to medical practices to promote wellness using a revolutionary scientific patented approach through saliva and urine samples. Their patented device analyzes the 12 key bio-markers making up the core physiology of the human body. A proprietary pharmaceutical grade formulary has been created to uniquely match the results of the test and issue a personalized supplement plan that is tailored specifically to each patients needs.

$1.2M raise which was needed for the construction of a new school in GA. The GA Partnership plan to start construction of the facility as soon as workers can start building. We are securing the funding needed to construct the new preschool building. They are working at paying for the project with a combination of public and private money.

May 2011

$4.1M raise for land purchase in AZ. Borrower had a lower than average credit score and was able to close with the help of Cross-collateralization. LTV 100%. Wanted to buy and flip the property to a developer and share 30% of profits with investors.

$14.6M raise for a Foods development agreement in CA. The city was also participating in the $50 million project. They would build a corporate headquarters and global technology center on land now occupied by the closed mall.

April 2011

$2.67M raise for Hi Tech company in WA. This will also include a $1 million commitment for a startup that provides computing back-end services.

 

 

"I want to personally thank Rodney for the outstanding service they provided us during our most recent round of capitalization. The support and guidance we received from your company was accurate and effective. Our experience with your company was a real pleasure and we highly recommend your services to any company seeking funding."

Scott

"We used Rodney to raise $990,000 for our consumer products manufacturing business. We are preparing to raise an additional second round of capital through the 506 program. We highly recommend their programs to companies seeking private capital. We were very impressed with the quality of information, documentation, and support available through Rodney. We highly recommend the services that he provides."

Fred

 

Hello,

The loan has funded, the client is happy, and everyone got paid
Thank You Very Much

Johnny

 

Good morning Rod,

It is with great pleasure that we are happy to recommend Rod for a quick funding and closing of our loan.They were able to complete this transaction in the most expedient way allowable by current regulations. When the file was first presented to Rod our client had a credit score in the low 600’s when the credit was reexamined prior to docs our clients credit score had dropped in excess of 110 points and they were still able to complete the transaction for us and make our client request complete. Dealing with Rod has been an experience that I would recommend to any borrower or mortgage company looking to fund a difficult transaction in a very short period of time

Yours

 

To Whom it May Concern

Re: Refinance of our home on Foothill Blvd, Tujunga, CA 91011
This note will serve to confirm that I closed a loan  to refinance the above property. The borrower had a middle score of 535 and two mortgage lates. He was able to underwrite this loan based on a 50% loan to value and the cash flow generated from the rental income. The fact that the borrower was going to use the bulk of the cash out to pay down his revolving debt was a plus to Rod The loan closed in 4 weeks. They were very professional and kept me posted as they processed the loan dealing with the borrower directly. This is my first closing with Rod and I look forward to closing many more deals with them.

For any questions, feel free to contact me.

Joey

 

Hi Rod,
I hope you two are doing great. I wanted to send you a quick email to let you know that we really appreciate your business. You have a great team and Rod has been a pleasure to work with on a daily basis. They lets us know exactly what your expectations are on each assignment and always answers our questions in timely manner. This really helps us meet our deadlines. If you need anything at all please do not hesitate to call me. I look forward to talking with you soon. 

Cheers,

Bill

 

 

Rod  was caring, compassionate and empathetic during this difficult time.  He was also very direct and persuasive when it was necessary.  These are qualities and skills which, in my opinion, make her an outstanding real estate professional.  I would recommend them to anyone requiring her services without any reservation.

On a personal note, I will never be able to thank Rodney enough for the wonderful job he did for our dear friend.

Robert

 

James and I would like to thank you, from the bottom of our heart, for always thinking ahead, removing the hurdles before they became real problems, for keeping us in touch each and every day (even when there was nothing to report) and for protecting us by insisting that we disclose items we did not know were required to be shared with the buyers… and finally for your honesty and incredible integrity.

Sue

 

From the onset, Rodney has been the consummate professional.  I encountered a number of realtors at open houses in the last couple of years and she was the only realtor I met who did not try to “sell” me on engaging their services.

They gave me some great, honest advice when I first met him and continued to give much needed guidance throughout my home buying process.  They were proactive and advocated for my interests.  I would definitely recommend them!

William

 

Your professional attitude and keen insight assisted us to “close” the deal, especially during these difficult financial times. Rod, quite candidly, we value most your number one concern, is to protect your clients. Thank you. We trust you implicitly, and I know our paths will cross again and again, in the future. Rod it’s truly has been a pleasure to work with you once more. If in the future you ever need some point of reference I highly encourage you to use my name.

I wish you best of luck on all of your future endeavors.
Respectfully,

David

 

 


 

More about us

 

MBA

4 yrs Military Service

7 years as Investment Banker

9 years Business Development Consultant


 


100% funding program example:

 

Property value is 1M, purchase price is 825K, we can do 90% of as is value so in this case we can fund to 900K.

 

 

We are a nationwide private money source for financing.  Our products includes a NO FICO STATED Loan to 100%, or commercial (multi-unit residential will be considered) financing, interest only Foreclosure & Bankruptcy OK.  We specialize in time-sensitive deals. We will loan up to 100% funding-  commercial properties,  apartment buildings, shopping malls, storage facilities and gas stations. We will also do Joint Venture and Equity funding on Business loans – Collateral based lending. 

 


 

No FICO STATED Loan Programs Commercial 

 

 

100% Funding using As is Value ALL 50 STATES

100% Funding using After Repair Value

Stated is Back!

Everyone deserves a 2nd Chance     Approved!


 

All 50 States – All Day Long

 

 


 

 

Flexible Term Unsecured Personal Loans


 

Revolving Personal Line of Credit

 



Hard Money

 

A hard money loan is a specific type of asset based loan financing through which a borrower receives funds secured by the value of a parcel of real estate. Hard money loans are typically issued at much higher interest rates than conventional commercial or residential property loans and are almost never issued by a commercial bank or other deposit institution. Hard money is similar to a bridge loan, which usually has similar criteria for lending as well as cost to the borrowers. The primary difference is that a bridge loan often refers to a commercial property or investment property that may be in transition and does not yet qualify for traditional financing, whereas hard money often refers to not only an asset-based loan with a high interest rate, but possibly a distressed financial situation, such as arrears on the existing mortgage, or where bankruptcy and foreclosure proceedings are occurring.

 

Asset Based Funding

 

An asset-based loan is a loan, often for a short term, secured by a company's assets.  Real estate accounts receivable (A/R), inventory, and equipment are typical assets used to back the loan. The loan may be backed by a single category of assets or some combination of assets, for instance, a combination of A/R and equipment.

Asset-based lending is a term more frequently used in conjunction with commercial real estate financing. It can include accounts receivable, equipment, patents and other business assets. Asset based lending is used with all size companies and can allow an asset-rich corporation to receive financing when they are experiencing a need for growth or have not met standard liquidity or credit requirements. They do not always pay a higher rate of interest.