- Name
- Alfredo Carpio
- Company
- CP & Associates Realty
- E-mail
- Contact Alfredo Carpio (CP & Associates Realty)
- Website
- http://www.wannanetwork.com/acarpiojr
- Office Phone
- (916) 458-6134
- Fax
- (916) 458-6260
- Description
- I am a real estate and mortgage consultant, licensed in the State of California.
I'm also a Real Estate Investor and We buy Real Estate Anywhere, Any Condition and Situation.
About Us:
Use this section to write about yourself - don't be shy - Why should a buyer or seller want to work with you? Do you have any certifications and qualificatons? What sets you apart from other agents/loan officers?
I as a Mortgage Consultant, I offer a wide range of mortgage loans (OUT OF THE BOX LOANS). Wide range means we can do anything that the bank will not do.
Areas of Expertise
Use this section to write about your specific area's of expertise. Do you specialize in first time buyers - listing high end homes - etc. Are there specific market area's that you specialize in? The more you write about your area's of expertise the more knowledgeable you'll sound to a potential buyer or seller.
Jumbo Alt "A" Specialist:
100% Stated, No Ratio & NIVA to $1,400,000 w/680, owner-occupied, 1-2 Units, Purchase & Cash-Out
100% Full Doc to $1,800,000 w/ 620 Purchase & Cash-Out, 1-2 Units, owner-occupied, (3-4 Units, Fico at 680)
95% to $1,900,000, Stated, No Ratio & NIVA Purchase & Cash-Out, 1-4 Units, owner-occupied, w/680(Full Doc, owner-occupied FICO 620)
95% N/O/O, Stated & No Ratio to $1,300,000 w/680, Purchw/680, Purchase & Cash-Out, 1-2 Units
90% Stated, No Ratio & NIVA to $1,800,000 w/620 PurchPurchase & Cash-Out, 1-2 Units, (NON-owner occupied, FICO NO LESS THAN 680)
80% to $2,450,000 Stated, No Ratio & NIVA Purchase & Cash-Out, Interest-Only, Min FICO 620, Owner-Occupied, 1-2 Units & 2nd Home; (Non-Owner-Occupied w FICO 680)
Option ARMs Available to $10,000,000
95% to $950,000, Stated & No Ratio, Option ARM 1-2 units, owner-occupied, Purch & R/T refinance, w/680
90% Stated & No Ratio to $1,350,000, Option ARM 1-2 units, owner-occupied, Purchase & R/T refinance, w/680
70% Stated & No Ratio to $3,000,000, Option ARM w/700, 1-2 units, owner-occupied & 2nd Home, Purchase & Cash-Out w/680 FICO 70% to $2,000,000
Our Goal is to Successfully Fund More of Your Jumbo Loans!! NIVA is a new program: No Employ, No Income, Verified Assets.
Short Term Loans - Bridge Loans- Hard Money Loans up to $ 50 Million:
Direct Private Lender is a private lending institution providing short-term commercial loans with speed and creativity. We understand that opportunities in commercial real estate are abundant, and often quick action is necessary to take advantage of these opportunities. Our team of professionals will respond immediately to your client's needs. We find fast, creative solutions to all non-conforming financing needs.
