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Family owned and operated Residential Mortgage company offering personalized service for all your mortgage needs.
Reverse Mortgages, Refinance, 203 K Streamline, Purchase, FHA loans
As a Certified Senior Advisor Amy has completed a rigorous course of instruction in the concerns facing seniors. This course is taught by a nationally recognized panel of experts in social work, law, medicine, gerontology, geriatrics and financial planning. Upon completion of the course, she passed a comprehensive exam to demonstrate her knowledge of the issues and her commitment tomeeting the needs of her senior clients. Amy also adheres to the strong code of professional responsibility as a current member of the Society of Certified Senior Advisors.
Member of York County Elder Abuse Task Force, York Rotary, SALT and National Aging in Place Council.
She has spent the last 6 years educating seniors 62 and older about reverse mortgages. She has done this through adult education seminars and writing monthly articles for various senior publications.
Dont underestimate the power of a Reverse Mortgage a financial tool to help you maintain your independence during your retirement years.
Reverse Mortgage Specialist
Reverse Mortages are a way that seniors, 62 and older can tap into the equity they have built up over the years in their primary residence without having to sell or give up title, they continue to own the home. There are no monthly mortgage payments and the funds received are tax free. It can be set up as a line of credit, lump sum payment or a monthly draw.
For a free informational booklet call 207-251-0633.
"Providing peace of mind is the best description of what a reverse mortgage has done for us. It has enabled us to pay accumulated debts, buy a needed newer car and help pay for real estate taxes and long-term care."
"Helping my Dad obtain a reverse mortgage was one of the best decisions we've ever made. Recently widowed, and living on a fixed income, I've watch my Dad struggle with increasing oil, gas and also the daily cost of living expenses. He would just about get through the month with his pension and social security checks, paying his mortgage, truck payment, monthly utilities, with no allowance for any unexpected emergency. Researching the information about reverse mortgages through Amy's guidance, allowed us to come to the right decision, why shouldn't my dad reap the benefits of his life's hard work? The reverse mortgage has allowed my dad to pay off all his loans. Now when he receives his monthly checks he can spend it on things he wants to have or do. He knows he has the money from the reverse mortgage sitting in an account as a back up emergency fund. Over and over he has told me that a "weight has been lifted off his shoulders". He will never have to worry again, nor will we, for as long as he lives! "
Thanks Amy for helping our family!! ~Crystal
Just wanted to say thank you for all you did in helping us to secure a reverse mortgage. It is going to enable us to do the home improvements that otherwise would not get done. You were wonderful explaining everything to us. We would not hesitate to recommend you to anyone who may be skeptical about applying for a reverse mortgage. Once again thank you so very much for everything.
Anna & John
"After my father passed away my brother, sister and I were very concerned about mom's financial security. Although she had a home with lots of equity in it, her monthly income was insufficient to provide her the lifestyle she had all her life. My mother recently got a reverse mortgage with GIA Mortgage. As a result of her new credit line mom is able to stay in her home and has money to do what she pleases!! Mom is so much happier and secure since she got her reverse mortgage." Lisa (Attorney)
I want to tell you how very much I appreciate everything you did for me regarding my reverse mortgage. It could have been so stressful, but you took all that away and made the whole experience just terrific. I would do it again in a heartbeat and I would not hesitate to recommend the product, and you, Amy, to anyone. Keep up the great work!
Thank you for your help in exploring reverse mortgage options for my mother and for the very simple and efficient process that led to a successful closing. Most of my questions were handled via e-mail and your replies were comprehensive and timely. You provided comparison sheets, closing costs, amortization schedules and specific recommendations for my mother which I found to be very helpful during the research phase. My mother and I enjoyed seeing you in person and appreciated the convenience of having a meeting at my mother's house. There, Mom was relieved to learn that getting a reverse mortgage didn't mean 'hawking' the house and that the loan is secured by the federal government.
The closing went very smoothly and also occurred at Mom's home, which seemed to reduce any stress Mom may have had (thank you, Mike Gorman). The time from my initial inquiry to closing was only 30 days, which is remarkable. I would certainly recommend you to anyone I know who may have a parent in a similar situation. I have already discussed my experience with several people who just wanted to understand how this product works. I believe my mother is also educating her friends and recommending you at the senior center.
I want to thank you again for all your wonderful help in securing the reverse mortgage loan. Your presentation was excellent-left nothing to improve upon and I was most impressed with the extreme accuracy and rapididty there was in the finality of getting the loan. I was most impressed and very very pleased. I shall (& have)spread the event among my friends where relevant...
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.