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David Saks


When the city or county, or both, decide to propose a new property tax hike for some reason, i. e…
Beaver Fibs - 09/03/2009 12:45 AM
                                                    "Beaver Fibs'' What is it that made…
"For all those whose cares have been our concern, the work goes on, the cause endures, the hope…
All The Way - 08/09/2009 01:05 PM
                                                            When we transfer the…
God's House - 07/06/2009 07:59 AM
                                                 How should one approach the task of selling the…
Flamingo Boogie - 07/03/2009 06:07 PM
                                                     I really appreciate all of the fantastic…
There are only great things to say about ActiveRain. I've made friends I've made partners,…
What is Success ? - 02/22/2009 06:07 PM
What could be better than watching the economy of nearly every country collapse as we speak..
What happens when fiscal policy begins to determine the course of the natural state of the…
The New American Lifestyle - 12/15/2008 02:12 PM
Our great government should consider a new economic stimulus and bailout program for millions of…
I posted this to a blog and I was encouraged by a friend to post this to the community: Many…
My Prayers - 10/28/2008 06:02 AM
I was sitting here having a cup of hot chocolate on this cold Memphis morning thinking of things…
Short selling a stock isn't the same thing a short selling a home. When you short sell a house…
Harriette Monica Walters, a former employee of the District of Columbia's Office of Tax and…
What kind of people are circulating about the throngs of civilized Americans daily Criminals…
A disgruntled agent had been bombarding me with insults about the photographs on my biography…
I had a wall charger cable snap on me. I drove around town for a while checking out the prices…
Are You Confident ? - 09/04/2008 01:39 AM
Accepting liability for your judgement and action may be considered a hallmark of maturity and…
What Comes With The House ? - 09/04/2008 01:39 AM
Did you ever stop to consider that the more the seller is willing to thrown in with the deal,…
What Is An Investment Property ? - 09/04/2008 01:38 AM
When we think of an investment property, we generally think of smonething that we're going to…
What kind of a place are you inrerested in investing in Is it a rental house, a condominium,…
Being A Landlord - 09/04/2008 01:32 AM
When you've found that perfect investment opportunity and you see that your perfect investment…
Make Realistic Plans - 09/03/2008 09:28 PM
Are you living in a dream world It's been said that the more unrealistic the plans you have…
The answer to the question is no although I'd like to hear from our appraisers, and anyone…
Use A Real Estate Attorney - 09/03/2008 08:24 PM
If you use a criminal lawyer to review your real estate documents are you getting every aspect…
Let's stop the problem before it happens. How do we do that as a landlord Don't make a…
The future is unforeseeable for many of us. But carefull planning might give us a glimpse of…
One Client At A Time - 09/01/2008 05:25 AM
Times are tough jobs are scarce in the real estate business, investors are going broke,…
More On Goals : Part 2 - 09/01/2008 05:24 AM
Try not to ever give up or be discouraged. Everyone has failed at something at some time in…
Goals Part 1 - 09/01/2008 05:23 AM
My flight instructor once told me that it's attitude and not aptitude that determines your…
What's Success ? - 09/01/2008 05:22 AM
Here are a few things that I've heard successful people subscribe to : 1. If you have…
Are you one of those people that believe that they've found credit mistakes and errors on their…
Credit inquiries can work for you or against you. They can help you or hinder you. They can give…
If there's ever any doubt in your mind whatsoever, about the person your about to show the…
Are your clients who they say that they are or do you suspect they might be handing you a can…
All that glitters isn't gold It could be quartz, silver, LLadro, lapel pins and platinum…
                                   Here's a list I created for you. I have more, but I didn't…
Here goes : This beautiful home is located on Poplar Avenue just within a stones throw of the…
Here goes Here's a list of stuff you can hang on the refrigerator with your designer magnet…
When the Balloon Pops - 08/31/2008 12:14 AM
What is a balloon payment Here goes A balloon payment is the payment of a sum of money…
Is this thing of the past, or is it a thing of the future, oh grand mystic exalted keeper of the…
Clauses : The Acceleration Clause - 08/31/2008 12:12 AM
If you default on your loan, the loan can become due and payable in full, immediately. Simple..
Can a real estate or buyer's agent refuse to submit an offer, and under what circumstances would…
Well, to begin with, you should prepare your dispute for the bureaus you have the dispute with…
What Is A FICO SCORE ? - 08/31/2008 12:10 AM
Well, simply put, to the lender, and those guys and gals in the mortgage world, FICO, or Fair…
What Is A Credit Rating ? - 08/31/2008 12:09 AM
We discussed the importance of the rating earlier now it's time to focus ont eh importance of…
Does this question win the 'ActiveRain Stupid Question of the Day Award' It's you life…
What is "C" Credit ? - 08/26/2008 12:30 AM
"C" credit might equate to no credit for some in today's lending environment. The borrower is…
What is "B" Credit ? - 08/26/2008 12:29 AM
Lenders are beginning to push the real strict risk thresholds here. This risk comes with…
What is "A-" Credit ? - 08/26/2008 12:28 AM
Things get a bit stricter here but it's safe to say that your still in good territory if you…
What is "AX" Credit ? - 08/26/2008 12:27 AM
The difference in "A" and "AX" are that a few late payments are ok with this type of rating if…
What Is "A" Credit ? - 08/26/2008 12:27 AM
Just what exactly is "A" Credit Is this what the lender is looking for Times are changing…
I thought that it might be a nice thing to alert you to a few facts about watching your back…
Clauses : The Rollover Clause - 08/24/2008 12:08 AM
This is a clause that will alow a buyer to rollover a loan for a like period of time ( or…
Clauses : The Option Clause - 08/24/2008 12:07 AM
Basically, when a contract is wrtten for real estate two types of contracts are used. 1. The…
Clauses : The Performance Clause - 08/24/2008 12:07 AM
What a buyer, or better yet a seller-financed buyer gets with this type of clause is some…
Subordination is a term that we're all familiar with. If you have two mortgages on a property…
Clauses : The Exculpatory Clause - 08/24/2008 12:06 AM
The word means to "clear from blame or remove guilt". One of best things about the exculpatory…
Clauses : The Weasel Clause - 08/24/2008 12:05 AM
We're not talking about funny little furry, creatures here. We're actually talking about a…
If you tell the lender that you make 115 thousand dollars at the car wash and work four days a…
Hold on Whoa Nellie This is a biggie The lender might really have only one question if…
When you put together a plan to purchase real estate, especially for investment purposes, you…
The geographic trade area in which a bank will lend is usually defined as the trade area from…
Here's another one that just seems to summon that part of the mind that we refer to as common…
Excessive accounts might be like having excessive bad checks to a lender if those accounts are…
Here are just a few: 1. Falsification of your employment record. 2. Falsification of your…
When someone else puts their name on that loan application with you whether or not their…
There's not much to say regarding who's old enough to put their signature on a loan document and…
When your loan application has been received by the lender they'll start the loan approval…
If you say that your living at the Waldorf-Astoria but your actually living in a trailer, with…
This is an easy one You could be turned down for the loan if you say you've been in the…
We all know that having a credit card is kind of like having a small personal loan that gives…
The banks and the lenders have specific guidelines under which they'll approve or deny a loan…
A history of not paying your debts or not paying them on time will blow your credit ship out of…
Simple process here that either confirms or abnegates your statement to the lender. Your…
 
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