Ask a real estate professional?

Below is a list of questions from the "Ask a real estate professional" form. Real estate professionals on ActiveRain may provide answers to these questions. Please read the disclaimer at the bottom of the page.

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Location: Wisconsin
Submitted 05/09/08 02:35 PM

Q. Not getting any points today. i have commented on a few friends blogs today and they are not showing up on my home page. The comments we posted, I just don't see them, from my home page and am not getting any points. I know you only get them for the first 10 but I'm talking about my first 3.

0 Answer(s)

Location: Arizona - Queen Creek
Submitted 05/09/08 01:41 PM

Q. We are looking to build a D.R. Horton home in Copper Basin and do not have a broker working for us. Would we be able to work out a better deal if we had a broker? We asked the salesperson at the model home if we could offer less than the price that would be worked out with all the upgrades and they told us that the price would not be negotiable. However, when we ask people who live in the Queen Creek area they tell us that is not the case at all. We have been told that with the market the way it is we should be able to negotiate for several upgrades to be included. I would appreciate your input. Thank you.....debbie fearon

0 Answer(s)

Location: Florida - south florida
Submitted 05/09/08 12:18 PM

Q. if my parents get a lump sum reverse mortgage in fl and then deceide to move to their vacation house in a different state. they tell the bank this and can't afford to keep up and maintain the primary ressidence they just moved out of. I'm guessing the bank would foreclose on the primary house & property. would there be any further consequences or ramafacation to my parents?

1 Answer(s)

Location: New Hampshire - Hillsborough
Submitted 05/09/08 10:27 AM

Q. Hi. My fiance and I are looking to buy a home. There was a house we were originially considering but have not made contact with any realtor yet. It was listed on the MLS listing. However, today the house was no longer listed, there was no indication that the house was in contingency status. Does this mean it foreclosed? Or did another buyer make an offer? I just wanted to know if this house would still be available for purchase, and why a realtor would take it off the MLS listing? Thank you

1 Answer(s)

Location: New Hampshire
Submitted 05/09/08 08:43 AM

Q. For some reason my blog page is not centered how can I fix this? Also having trouble customizing my background. thanks

2 Answer(s)

Location: Pennsylvania - Southeast
Submitted 05/09/08 07:47 AM

Q. Hi, I need an expert opinion. We are planning to close on our first home in the coming weeks. In the listing for the house it stated "great partially finished basement...perfect for office", etc.,etc. Well, when the twp. inspector came in to grant the certicate of occupancy, it turns out our sellers did not get a permit and need to remove the beams and dry wall they already put up. In addition, we had plans to finish the basement (based on what we saw when we looked at the house), and now that may not even be an option unless we can put in a means of egress, which would require going through the foundation. Do you think that we are entitled to money based on the fact our purchase price was based on the house as we saw it...AND the listing was wrong. Not to mention, they are removing infrastructure. The sellers say they'll only give us a $1,000, but others are telling us we're entitled to $10-$15,000. What do you think?

4 Answer(s)

Location: Michigan - Shiawassee county
Submitted 05/09/08 07:46 AM

Q. My parents are looking to purchase a second home to invest in and rent to my family with option to buy. They got a buyers agent here in town. They found a home they love I love it too. We were the first people to look at it according to the buyer agent. They (my parents)immediately put down a purchase agreement and made an offer of $500 over asking price. The home is a steal it is a foreclosure and asking price is 76500 it is appraised at 160k. If we were the first to see it and made the offer at/over asking price why does our agent keep making statements such as "well the house has been shown several times since you saw it" and though the purchase agreement had a 48 hr deadline she is saying because the house has been shown more that it will be 3-5 days. My father emailed her to remind her that the deadline was 48 hrs and she has not responded. Is something shady going on? The listing agent is in the same agency as she is but located in another town. Why if our offer was 1st with a pre approval letter and over asking price is our buyer agent having such a problem closing the deal?

5 Answer(s)

Location: Delaware - LkQuihHn
Submitted 05/08/08 11:41 PM

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1 Answer(s)

Location: Delaware - CjUwrgexODtFjABhTfB
Submitted 05/08/08 11:01 PM

Location: Ohio - Columbus
Submitted 05/08/08 10:29 PM

Q. True or False? My husband and I signed a buyer's agreement with an agent, expressing our immediacy in needing to find a home. I am ABSOLUTLEY certain that the agreement DID NOT contain an exclusivity clause or parameters of time length. (I checked specifically for those things, stating that we were feeling out multiple agents to determine who would best--and most quickly--suit our needs.) He's not doing SQUAT for us and one of our potential lenders also provides real estate agent referrals. We met their recommended realtor and LOVE her. She understands us and our needs vs. the 1st guy who told us point blank that he does not typically work in our limited income bracket then proceeded to show us HIS house (a cool 1/2 mil, 3.5 acres, etc) as an example of what he "normally" deals with, then explained how he's "struggling" financially in his new career as a real estate agent as he was a former mortgage broker who made his $ selling subprime mortgages and not used to dealing with small fish in a big pond. Nice, eh? So, we call #1 today, play the "dumb" card stating that since he works for us, we are going to have to lay him off/fire him as our lender works with certain preferred real estate agents, and we had been provided with someone else, but no hard feelings. (True.) I get a snotty email later in the day thanking me for my "interesting" message and reminding us of our ONE YEAR agreement contracting him as our buyers agent! What?? ONE YEAR!?! One year for him to find us our house? I know I'm sometimes a little flaky, but there is no way in hell that given that we need to find a place to live in a matter of WEEKS that I would have given someone a one year exclusive contract. I can be a flake, but I'm not that flaky. This was my heads up that something was awry. So, I tried to find my copy of our contract to verify the facts, then I remembered we never got one! Anyway, back to the question: from what I have read of the Ohio Revised Code 4735.55 Part C (I'm smarter than the average bear), mandates that: C.) the licensee shall furnish a copy of any written agency agreement to a client in a timely manner after the licensee and the client have signed and dated it. We have never received a copy of our written agreement, and therefore do not have a contract, correct?

4 Answer(s)

Location: Delaware - YsxueDkHWswdn
Submitted 05/08/08 10:23 PM

Location: Ontario
Submitted 05/08/08 09:26 PM

Q. My husband and I operate our real estate business out of our home. We'd like to put up a sign on the front lawn that advertises that we are real estate agents in the area. We've checked with the by-laws in our area, so it is not a problem. Besides having the usual contact information, we'd like to put something on there as well. Perhaps along the line of "For all your real estate needs" or " Area Representative. Real Estate Information". However, both of those sound boring.... I'd like something interesting, if it is possible. Maybe something that would make someone smile and remember it. Any ideas sure would be appreciated. I would appreciate all feed back as to what to put or not put on the signs. We'd only put our office number on the sign. Should we put our email as well? Website? Sincere thanks, Liz

5 Answer(s)

Location: Delaware - TkpNeYwsmFVQMcpU
Submitted 05/08/08 09:09 PM

Location: Virginia - loudoun
Submitted 05/08/08 07:07 PM

Q. we had a sales contract. We then had an addendum that released the home inspection contingency. There were a few items the seller didnt agree to fix. They put a line through it and sent it back. The buyers agent just sent us a release of contract. On the release it states that all parties much mutually agree. If the sellers dont agree cant they keep the EMD?

4 Answer(s)

Location: Delaware - SoIroUSYzhJAjuVL
Submitted 05/08/08 06:56 PM

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0 Answer(s)

Location: New York - Manhattan
Submitted 05/08/08 06:29 PM

Q. Is there a way to find out the commercial/residential buildings in Manhattan that were refinanced during 2002-2004?

1 Answer(s)

Location: Nevada - las vegas
Submitted 05/08/08 05:38 PM

Q. what langauge would a borrower need in a discounted pay-off approval letter to protect himself from owing any underlying debt?

1 Answer(s)

Location: Delaware - cOHCcVbZ
Submitted 05/08/08 05:21 PM

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0 Answer(s)

Location: Florida - Central fl.
Submitted 05/08/08 03:35 PM

Q. My ex wife and I own a house that we are trying to sell. Unfortunately I turned over control of her to sell the house under her terms and conditions. I agreed to help pay the mortgage until the house sold or June 1st 2008. She was obligated to keep the house up for sale. She had it on the market thru two different realtors but when the last listing ran out she took it off the market. She nows says she has entered into a as-is contract for sale and purchase but the closing date is not until April 30 2009. She says she will not provide me with the Addendum because the amount and manner in which she is being paid is none of my business. Can anyone tell me if I have a legal right to view all documents pertaining to this sale? At what time is a sale considered taking place. I believe if she has entered into a contract then she has sold the house, she says the sale isn't until the closing date. Part of the contract says the buyers have to be able to obtain 95% financing.I believe she has just simply rented the house and is attempting to continue to keep me paying even though she has taken the house off the market.

7 Answer(s)

Location: California
Submitted 05/08/08 03:02 PM

Q. Is it possible to have more than one moderator for a blog? Can I have the e-mail notification system notify 5 people every time a new comment is made?

1 Answer(s)

Location: Delaware - RlcssljCFRkLcwLvVGi
Submitted 05/08/08 01:30 PM

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0 Answer(s)

Location: Delaware - Beach
Submitted 05/08/08 01:26 PM

Q. OUR SHORT SALE IS WITH THE BANK SELLING THE HOME NOT THE SELLER. Q. My husband and I have signed a contract for s short sale. We know that this type of sale may be ongoing and we are not in a hurry. Nice development that we are familiar with, and the house was listed very low. We wanted to offer over the listed price of the $315, and were told no that it would most likely be first offer and that would be by date and time we entered into the agreement. OUR AGENT IS NOT THE LISTING AGENT. Now our agent called and said that all offers will be presented at the same time and it may take up to 10 weeks. If you are willing to pay more than the $315, it may be to our benefit if we added an escalation clause to our offer that states how much you are willing to pay for the property. If another person says that they would be willing to go to $345,000 and you are willing to go up to $350,000 you would then be in top position. How will the bank look at the offers and decide who would get the house? Should we just wait it out with our agreement as dated and signed FOR THE $315 or add the clause to be willing to offer a higher bid, then that would put another date and time. We also have the option to walk away and look again. Sincerely love this home!

3 Answer(s)

Location: Delaware - oTtDqnsEKUnzK
Submitted 05/08/08 01:00 PM

Location: Illinois - Chicago
Submitted 05/08/08 12:27 PM

Q. I submitted a cash offer on a foreclosure property in Chicago. The listing broker's office is difficult to deal with, it takes days if not weeks to get thru their main phone number. They said they had multiple offers, submit best and final. We did. Again, cash, no contingencies, close in a week. They acknowledged it was received, and were submitting to lender. It was just closed at substantially less than our offer. The office is completely disorganized, I think my offer was misplaced. Is there any recourse?

3 Answer(s)

Location: California - Riverside County
Submitted 05/08/08 10:43 AM

Q. How can I access the MLS while I am in my car showing property? (without a computer) Do any hand held devices have that capability?

4 Answer(s)

Location: California
Submitted 05/08/08 09:20 AM

Q. Request for HSBC Mortgage Services Corporate name & telephone number. Working on a short sale file (long time) with a Closer, who claims to be the head and the supervisor and cannot transfer me to anyone for assistance. Thank you in advance.

1 Answer(s)

Location: Delaware - beach
Submitted 05/08/08 09:18 AM

Q. My husband and I have signed a contract for s short sale. We know that this type of sale may be ongoing and we are not in a hurry. Nice development that we are familiar with, and the house was listed very low. We wanted to offer over the listed price of the low $300s, and were told no that it would most likely be first offer and that would be by date and time we entered into the agreement. Our agent is not the listing agent. Now our agent called and said that all offers will be presented at the same time and it may take up to 10 weeks. If you are willing to pay more than the low $300s it may be to our benefit if we added an escalation clause to our offer. an escalation clause is an addendum that states how much you are willing to pay for the property. If another person says that they would be willing to go to $345,000 and you are willing to go up to $350,000 you would then be in top position. Talk it over. Should we just wait it out with our agreement as dated and signed, or add the clause and risk being put at the bottom of the pile? We also have the option to walk away and look again. Sincerely love this home!

3 Answer(s)

Location: Massachusetts
Submitted 05/08/08 09:05 AM

Q. Hi, I'd like to find out if a house is in a conservation buffer zone, generally is this a good thing or a disadvantage? Is the seller obligated to disclose this situation?

2 Answer(s)

Location: Texas
Submitted 05/08/08 08:07 AM

Q. Has anyone had success with pay perview advertising on Google?

2 Answer(s)

Location: Florida
Submitted 05/08/08 07:36 AM

Q. We are looking to purchase buyer/seller leads from a company such as HomeValues, HomeGain, Getmyhomevalue.com. I'd like to get some feedback on which ones are the best and worst as far as lead quality, etc. Thanks in advance for your help!

10 Answer(s)

Location: New York - brooklyn
Submitted 05/08/08 04:04 AM

Q. i am selling my house. my attorney says that he can represent me at the closing and also act as the broker as long as i sign a waiver stating that i consent to his dual role? is this permissible in ny?

4 Answer(s)

Location: Illinois
Submitted 05/07/08 11:44 PM

Q. A question for the short-sale experts: Anyone have any idea as to what Wells Fargo's sweet-spot is in connection with the haircut they will take on a short sale?

1 Answer(s)

Location: Wisconsin
Submitted 05/07/08 10:39 PM

Q. 3 days before closing and I call the bank to find out they don't feel like doing my loan anymore. The same loan officer who got the loan approved from the head of her bank two weeks before is now playing dumb. The bank is holding my earnest money + 2 appraisal checks that they cashed after they said they didn't want to do the loan. My question is this: Why does the offer to purchase contract apply to me but not the bank? I met every requirement they had. How can they just decide my loan isn't worth going through with the whole time holding my earnest money and cashing my appraisal checks? Can they really just decide to screw me with no recourse? If I tried to pull out of the deal they have the right to hold all monies given to them. What rights do I have?

3 Answer(s)

Location: California
Submitted 05/07/08 10:12 PM

Q. I have been working with Realtors for the past 4 years on their websites, and giving them all this advise on how to make their site capture leads. It was frustrating, because what I understood as fundamentals was like greek. In all fairness I would be a fish out of water selling a home, but the point is that I became adept at making a site sticky enough to capture leads that turned pretty reguarly into clients for the realtors. I want to launch my own website to capture leads and work with a broker to give the leads to his agents to close them. However, I am getting some mixed signals on what type of compensation I could receive. http://www.car.org/index.php?id=MzcyOTE= "stick with those that find the online lead generator getting a 20 to 30 percent referral fee when a sale closes" I read this article on CAR, and I like that idea, because then it would be easy to attract a broker and after a while I'll get an equitable exchange for the hours I'll need to market my site to get the leads. I have however, heard someone say that you can't give a broker a lead unless you are a realtor or a licensed agent... but then how could online lead generators do it...? Some professional advise would be awesome! This story on Car.org talks about online lead generators getting 20-30% fee when a sale closes, but

5 Answer(s)

Location: California
Submitted 05/07/08 10:11 PM

Location: Georgia - Atlanta
Submitted 05/07/08 08:50 PM

Q. I need to access my account to retrieve my password. However my email address has changed. How can I retreive my password and user name?

1 Answer(s)

Location: California
Submitted 05/07/08 01:40 PM

Q. BPO question: Just started doing BPO's and have a problem with my first Interior. I feel it needs $40,000 in repairs but if they do the repairs they would only get back mabe only an additional $20,000. So I recommended not to repair. The BPO;s review came back saying the As Is price had to show that the house would sell for an additional $40,000 not the extra $20,000 . Maybe I should reduce my recommended repairs.

7 Answer(s)

Location: Alabama - Montgomery
Submitted 05/07/08 12:17 PM

Q. Where can I find data on home price appreciation in the Montgomery area? Thanks. Jon Gresham Heart of Dixie Real Estate http://www.Heart-Dixie.com

3 Answer(s)

Location: Florida
Submitted 05/07/08 10:23 AM

Q. how do I upload pictures for my listings?

1 Answer(s)

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