Name

Adam Webb

Company

First Charleston Mortgage

E-mail

Contact First Charleston Mortgage

Website

http://www.FirstCharleston.com

Office Phone

(843) 766-4002 x 302

Cell Phone

(843) 532-2860

Alt. Phone

(800) 968-3987

Fax

(843) 766-3289

Address

1124 Sam Rittenberg Blvd., Suite 5, Charleston, SC, 29407

Description

Located in the Orange Grove Plaza at the intersection of Sam Rittenberg Blvd. and Orange Grove next door to Bobby Hartin's.

One of the most important parts of a real estate transaction is being able to get the financing you need when you need it. Allow me to demonstrate my knowledge and experience to gain your trust as your mortgage provider. I'm part of a lending institution that prides itself in providing high quality financial services to the public. It is my mission to provide the best programs at the most competitive rates and fees available.

I understand that purchasing or refinancing a home is one of the largest investments made throughout our lives. Therefore, I understand the importance in providing a superior service not only in products but also in client communication and consultation. I take pride in being accessible to my clients around the clock and on the weekends. Upon introductions I like to discuss with clients their specific needs as well as their current scenario. This is an informal process where we have an opportunity to get to know one another. From this point, I can better evaluate the scenario and develop a few options to meet their unique needs. From here, we can proceed with the pre-approval process, discuss interest rates and go over a good faith estimate which will illustrate the monthly payments and closing costs. I take pride in providing our clients with peace of mind, comfort and confidence knowing that one phone call is all it takes to know exactly where we stand.

I am proud to offer added security in uncertain times with a Free Float Down option. If a rate is locked in and rates improve prior to closing we can typically float down to a lower rate free of charge! This provides the client with peace of mind knowing that they will receive the best possible rate available.  

Not only do I specialize in Kiawah Island and the greater Tri-County area but I'm also proud to offer my services in Virginia and the rest of South Carolina. I specialize in the Jumbo and Conforming mortgage markets and I offer the most competitive rates available, often times with zero points! Whether it's a primary residence, second home or investment property I'm here to assist. Our home loan programs include: purchase, refinance, debt consolidation, home equity loans and second mortgages tailored to your unique situation.

Testimonials!

http://www.firstcharleston.com/Testimonials

My experience with First Charleston, specifically Adam Webb, was a positive one. He was thorough and kept me informed at all times, which was reassuring during the refinance process. I have already made a few referrals to friends and family. ~ Leigh M.

Strong follow through on every detail allowed for a quick approval and promptly scheduled closing! Interest Rate and Lender Fees as quoted and competitive?: Yes, Closed on Time and as Scheduled?: Yes ~ Robert L.

I have dealt with a lot of mortgage consultants, Mr. Webb was one of the best! Interest Rate and Lender Fees as quoted and competitive?: Yes, Closed on Time and as Scheduled?: Yes ~ Dock E.

Adam went beyond the call of duty to make the closing happen on time. Interest Rate and Lender Fees as quoted and competitive?: Yes, Closed on Time and as Scheduled?: Yes ~ John P.

Adam was a pleasure to work with and he was very knowledgeable and responsive to my questions. If the need arises in the future for additional financing Adam and First Charleston Mortgage will be my first contact. Interest Rate and Lender Fees as quoted and competitive?: Yes, Closed on Time and as Scheduled?: Yes ~ Jeffrey D.

Easy to deal with and extremely professional. No surprises. Interest Rate and Lender Fees as quoted and competitive?: Yes, Closed on Time and as Scheduled?: Yes ~ Art H.

Adam has been great to work with again on our refi! I will keep First Charleston and Adam in mind for any future financing needs. Interest Rate and Lender Fees as quoted and competitive?: Yes, Closed on Time and as Scheduled?: Yes ~ Jeffrey

I used Zillow.com to look for competitive rates and lender fees. I also wanted someone with good feedback. Adam Webb immediately stood out as someone that had all the items I was looking for. Adam lived up to his reputation: he was responsive, professional, knowledge and accessible (and I asked a lot of questions). I would do yourself a favor and use First Charleston and Adam Webb. Interest Rate and Lender Fees as quoted and competitive?: Yes, Very competitive. Closed on Time and as Scheduled?: Yes ~ Alexander R.

We are thankful for a smooth transaction and attentive service and good follow up on all of our questions and concerns. Interest Rate and Lender Fees as quoted and competitive?: Yes, Closed on Time and as Scheduled?: Yes ~ Emily Z.

Outstanding rate (and APR... that is the important one), and follow through. Adam and Charleston Mortgage did a great job! I will recommend you to everyone. Interest Rate and Lender Fees as quoted and competitive?: yes, it was the best. Closed on Time and as Scheduled?: Yes ~ Brian and Meghean R.

Good experience. Interest Rate and Lender Fees as quoted and competitive?: Yes, Closed on Time and as Scheduled?: Yes, just in time ~ Lihe W.

For the excellent service, accurate information and quotes, and the competitive rates and fees, I would definitely recommend First Charleston. Interest Rate and Lender Fees as quoted and competitive?: Yes, Closed on Time and as Scheduled?: Yes ~Mihai U.

Adam was great to deal with and always reachable by phone or email. Everything was as advertised - no surprises. Easiest closing I ever had. Interest Rate and Lender Fees as quoted and competitive?: Yes, Closed on Time and as Scheduled?: Yes ~ Ken G.

We are grateful for an outstanding job that Adam with First Charleston has done helping our family refinance from two into a single loan. We appreciate Adam's efforts in providing excellent service, accurate information and quotes, and very competitive rates and fees! His attention to details and timely follow up on all of our questions helped us go smoothly through the entire process. Interest Rate and Lender Fees as quoted and competitive?: Yes, Closed on Time and as Scheduled?: Yes ~ Dariya M.

Very simple and smooth. It took a long time to get approved and a close date, but that was not in Adam's control. Interest Rate and Lender Fees as quoted and competitive?: Yes, Closed on Time and as Scheduled?: Yes ~ Tracey P.

Adam is extremely helpful, honest agent who keeps my best interest at the top priority. He is always available for help or clarification of my questions. His response time is below 15 minutes for any given email. Interest Rate and Lender Fees as quoted and competitive?: Yes, Closed on Time and as Scheduled?: Yes ~ Eugeniy M.

Adam is thorough and professional in his communications and work. ~ Harold A.

Adam and First Charleston where great to work with! Their rate was unbeatable compared to other lenders and throughout the entire process Adam always kept us informed of our loan status. Interest Rate and Lender Fees as quoted and competitive?: Yes, Closed on Time and as Scheduled?: Yes ~ Jeffrey D.

Adam, When we first thought of refinancing the mortgage on our Williamsburg home, we thought of you. Since you are in South Carolina we did not know if this would be possible. However, we are delighted that you accomplished this mission most successfully. Our attorney also praised your complete mortgage documents. In the present banking situation the extraordinary amount of documentation needed to fulfill the lenders requirements must have added greatly to your hours of work. You were always so helpful to us, being available by e-mail, fax and phone to answer our questions and lead us through the maize of necessary paperwork. We are most grateful and would not hesitate to recommend Mr. Adam Webb of First Charleston Mortgage. You truly exemplify your motto "Let it be a positive and productive day!" With our thanks and kindest regards,~ Joan and Murray B.

Dear Adam, it looks like we have reached the final point of this great financial operation that we've dreamed about since the purchase of the house. Thanks to you, every step of it was a pleasant experience, secured by your professionalism. We felt safe and confident, which is a rear feeling in the financial world nowadays. We are impressed with your service and we really appreciate it. Please be assured that we will gladly recommend you to any of our friends that could be interested in your service. And I am sure they will be glad we referred them to you, just as we are glad that (our friends) told us about your outstanding service. Thank you from the deep of our hearts, ~ Elena K. and Serguei A. P.

This was our third refinance, and went at least as smoothly as the others which were applied for "in person". Adam was very helpful and answered all of our questions promptly and accurately. I wouldn't hesitate to use First Charleston in a future transaction. Interest Rate and Lender Fees as quoted and competitive?: Yes, Closed on Time and as Scheduled?: Yes ~ Warren M.

 We tried to refinance with our current mortgage company and it was not only frustrating and confusing, but they were not accessible to me. Adam from the beginning of the process was friendly, upbeat and helpful. Throughout the process he kept me informed and was always accessible. We closed before our scheduled time and it was the most professional, smooth transaction I have yet to complete. Thank you Adam and First Charleston Mortgage for your professionalism. Today good customer service is hard to find. Great customer service is nonexistant. Thank you Adam. Interest Rate and Lender Fees as quoted and competitive?: Yes, Closed on Time and as Scheduled?: Yes ~ Kathleen C.