Name
David Kosmecki
Company
Guaranteed Rate, Inc.
E-mail
Contact David Kosmecki (Guaranteed Rate, Inc.)
Website
http://www.homeloansmidwest.com
Office Phone
(763) 559-5095 x 16
Cell Phone
(763) 519-1100
Fax
(800) 519-6198
Address
3131 Fernbrook Ln, Suite: 101, Plymouth, MN, 55447
Description
Because of my 27+ years in both real estate and mortgages. We understand that each customer has specific needs, we endeavor to provide our clients with enhanced services and follow-though.

About Dave:

As a Sales Manager, I am responsible not only to run my team, but also respond to my client's needs. Our team can lend in Minnesota and Wisconsin and 34 additional States. I am the single point of contact for my clients throughout the process and after the closing. My team may be with the the largest independently owned mortgage company in the midwest, but my phone number is the only number they need! 

I am proud to provide my clients with not only intelligent & knowledgeable loan counseling, but also with real care & concern for their needs. I personally have over 27 years of experience in the real estate and mortgage industries. You will receive personalized care from me, my account managers, my processing staff and administrative assistant. Concern for the customer is my number one priority.

My family resides in Maple Grove, Minnesota. We have a 2nd home in Chisago City, Minnesota where I am the past president of the Green Lake Association. I have 3 children; one is in her 20's living in Portland working as an international tour guide. Two are in their 30's living in Minnesota. One is a Doctor of Veterinary Medicine and one works with me at River City Mortgage in marketing support. I also have 2 grandchildren. My hobbies include boating and fishing. I also enjoy photography. I was raised in Milwaukee, Wisconsin and moved to the Twin Cities in 1975.

Why Our Clients Like Us:

We strive to offer our customers "customized" financing options. Because we have relationships with numerous funding sources including our own in-house underwriting, we are able to provide over 400+ different loan types and variations.

Our pricing remains extremely competitive through all types of market changes due to our many funding sources. We offer the most competitive pricing.

River City Mortgage & Fnancial is different from the other financing sources in the marketplace. We endeavor to provide our clients with enhanced services. Great pride is taken in offering our customers a broad range of financing products, many of which are unique to this marketplace.

Our understanding of this complicated process comes from many years of experience in both the real estate and mortgage lending industries. Our "We're In Touch" Communications Program is unparalleled in the industry ...we want you to have instant access to the information you depend on. Yet we are renowned for our Customer Privacy Policy and concern for our clients is evident at every level.

Our staff will provide the utmost in service. Applications and Counseling are available in our office, your REALTOR's® office or at your home. Evening and weekend appointments are also available.

Testimonials

Both Realtor & Builder were amazed at how well the closing went. They'd never been to a closing that went so smooth and so fast. - Becky Barsody-Becker, MN

We would definitely refer friends and family to Dave. We would like to help him due to fact that he got us our dream home which no other banks would do. - Vincent & Amy Graf-Cumberland, WI

Dave was great. I was told if I needed to get the job done; Dave was the guy to do it. He did. I've already referred a friend, their meeting soon. (He was referred by his dad, also a client.) - Shawn Bertrand-St. Paul, MN

Dave seems to have good knowledge of self-employed balance sheets and cash flow which helps determine credit worthiness. - Kenneth Kline-Janesville, MN

It was a great experience. I would definitely recommend you (Dave) to anyone & everyone in the future. - Katherine Palmer-Elk River, MN

I had a very good experience with Dave. I was referred by a friend. I was in a particularly complicated position that I needed to have dealt with immediately. I call Dave on Friday & signed papers on Sunday. I now own my own home. Thanx Dave! - Michele Robbe-Lindstrom, MN

Always a great job. Thanks, beautiful days. - Richard Fritsch, LTC