If Most of Your Income Goes Toward Debt Obligations Flexible Home Financing Options Can Help!
EASY TO QUALIFY - Expanded requirements allow for a higher percentage of income toward debt payments
More Options- We offer conventional, FHA, FHA 203K rehab, primary homes, second homes, investment, and commercial
LESS CASH - 97% loan to valule (100% option available call to discuss)
ACCOMMODATING - Programs allow for a history of frequent job changes, as long as income has been continuously earned
EASIER QUALIFYING - Income from seasonal employment considered with a two-year history
SECONDARY INCOME ALLOWED -From non-seasonal employment such as child care, cleaning services and child support considered with minimum time requirements
LESS CASH NEEDED - Low- and no-down-payment programs; allows closing costs to come from a gift, seller contributions or approved down-payment assistance program
FLEXIBLE LIMITS - Help customers who may exceed income limits in high-cost areas
More HOME. More LOAN. Smart OPTIONS.
Jumbo ARMs Deliver Value and Financial Flexibility!
These Jumbo Benefits Add Up
MORE HOUSE- Low introductory rate qualifies you for more
LARGER LOANS - Amounts up to $1 million
AFFORDABILITY - Low down payment requirements; interest-only option helps you qualify for more
SAVINGS - Low, fixed payments for the initial years
ACCOMMODATING - Primary residence and second home financing
FLEXIBLE - Allows for permanent and non-permanent resident aliens, foreign income/income from non US sources
Credit Problems?
Call Us for Flexible Home Financing Options!
ACCOMMODATING Options that allow for:
LESS-THAN-PERFECT CREDIT
CREDIT ISSUES due to excessive debt, job loss or medical expenses
NO CASH REQUIRED - Up to 100% home financing (with approved address)
AFFORDABILITY - Competitive pricing
INCREASED FINANCIAL FREEDOM -Purchase a home, reduce your existing mortgage rate or term, access cash for debt consolidation or other purposes
PERSONALIZED SERVICE - As much or as little guidance as you desire
We Make Investment Properties Easier to Own!
Features That Deliver Value to Investors
Down payment usually minimum 20%
LARGER LOANS - Amounts up to $650,000 (and higher)
MULTIPLE PROPERTY TYPES - Single-family homes, multi-unit properties, condominiums (including new construction and hi-rise), resort properties (condo-hotels), and factory-built homes
REDUCE UPFRONT COSTS - Use equity in other real estate owned to reduce cash needed for down payment
EXTENDED SAVINGS - Lower your monthly payments and interest cost with Intermediate ARMs offering fixed payments for up to 10 years
EQUITY ACCESS - Refinance options allow you to cash out your equity
