About Us:

New Key Lending, understands that the largest asset on a family's balance sheet is their home. I have discovered many people mismanage the equity in their home. They have goals to try and pay off their home the smartest, quickest way possible, but may go about it the wrong way. Most people devote the largest portion of their incomes to housing. Consequently, how you handle the purchase or refinance of your home will have far-reaching implications on virtually every facet of your financial life, including your ability to save, pay for college and plan for retirement. I would highly recommend understanding these very concepts that Doug Andrews( Missed Fortune 101) and Ric Edelman( Oprah Winfrey's money manager) speak about.

We are truly passionate about our profession, and the result is that nearly 100% of our business is by referral from satisfied clients, trusted financial advisors and the most experienced realtors in Orange& Los Angeles County. And you can rest assured that you are entrusting your home financing with those who rank amongst the most highly qualified and ethical in the lending industry, as Bernie Germani has achieved the elite CMPS certificationhttp://www.cmpsinstitute.org/

Areas of Expertise

I am a Certified Mortgage Planning Specialist, which allows me incomparable referral-generating value that differentiates me from my competition, and takes me out of the commodity market that's so prevalent in our industry.

I help clients understand the direct relationship and impact their mortgage has on helping them acheive both their long and short term goals. I also educate clients on how to properly manage their homes equity to increase liquidity, safety and rate of return for a very nice retirement.

Testimonials

Bernie has become a great student of the mortgage business, he has caught on quickly, to find a need, and fill it. Bernie has a passion for helping people, which will take him far in this business. Bernie will be one of our upcoming stars. Marc Halliburton Branch Manager

Hey Bernie when are you going to join me on stage. I love your passion,enthusiasm,and dedication to learning, keep up the great work if there is anything I can do to help you please call me. Bernie, please be excited about your future, just hang in there, keep doing what you are doing, and you will be on stage in the near future. hugs and kisses to you. Sue Woodard

Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.