Brian Grammer
Name
Brian Grammer
Company
Superior Home Mortgage
E-mail
Contact Superior Home Mortgage
Website
http://www.shm.us.com
Office Phone
(302) 360-0310
Cell Phone
(302) 841-8435
Fax
(302) 213-9175
Address
1671 S. State Street, Dover, DE, 19901
Description
As a mortgage consultant my primary concern is to make sure my clients fully understand the mortgage process. And to ensure there will be no surprises, I personally attend all settlements.

About Us:

Our CEO, Stephen M. Cors, founded Superior Mortgage Corp. in 1987.  His business plan from day one recognized the need for a lender who could provide customers with quick, efficient Loan Officers who would guide their customers to select the most cost efficient loan programs, offering the lowest rates and fees to accommodate their personal needs.  We believe this approach has added tremendously to our success. With our success came growth that has allowed us to serve our customers even better today by providing pricing advantages to our customers not available through most smaller lenders.

Today, Superior is a direct lender (not a broker) able to offer its customers FannieMae and Freddie Mac Loans, HUD-FHA Loans, Veterans Administration Loans (VA), Construction Loans, US-RECD First Time Buyer Loans.  Superior also offers a variety of loans designed to help its customers with special concerns, such as credit issues and income or asset verification issues. 

Superior Mortgage Corp. has the unique ability to offer its customers the lowest rates and largest selection of loan programs available from 40 of the nation's largest wholesale lenders.  When you contact Superior we will advise you on the best loan program to meet your needs and then locate the best price while maintaining complete control and responsibility for your loan from application to closing.

My commitment to my customers has been and always will be that I am here to CREATE TRUST, not just to do loans.  And in keeping with that commitment, I still personally attend every settlement, thus assuring my clients there will be no unpleasant last-minute surprises!  

Areas of Expertise

Keeping your credit profile in good, if not great, standing is critical now that mortgage lenders have tightened up their guideline requirements.  And since most borrowers don't think about their credit until they start shopping for a mortgage, many of them find out too late that their credit scores are not sufficiently high enough for them to meet those requirements and qualify for a loan.  This is where our expertise can come to the rescue because we know what can increase and, more importantly, what can decrease your scores.

Can you answer the following questions?

•·         Carrying one major credit card can actually hurt your scores.  Do you know which one it is?

•·         If you pay off one of your credit cards, should you close the account?

•·         Where can you get a truly FREE copy of your credit report?

•·         If you find inaccurate information on your report, what can you do to make the credit bureaus actually do something about it?

Again, my primary concern is to help my clients navigate the mortgage process and this includes providing advice as it relates to their credit issues.  I have many previous clients where it took a number of months to repair the damage they had done so they could then qualify for a mortgage.   We're not going anywhere so believe me when I say I'm prepared to invest as much time and effort as it takes to help you acheive your goal.

Testimonials

  • I worry about every detail, but Brian was there for me at the ring of a phone.  If he wasn't available, he got back to me pronto.  He made the entire moving process a breeze and I will recommend him to everyone I know.
    Glen & Trudy S., Millsboro, DE (Clients)
  • Brian was the best...very informative and quick to respond.  I'm actually going to miss speaking with him.
    Joe & Amy L., Seaford, DE (Client)
  • I can't say enough about how helpful and informative Brian was through the entire loan and closing process.  I work in a service-oriented industry and I would say his service dedication is what distinguishes him from other loan officers.  I have dealt with quite a few other lending organizations that provide competitive offerings, but we have never come across someone as informative and diligent as Brian.  This positive experience will most definitely have us returning for our future lending needs.  I'm a very satisfied client. 
    Francie T., Conshohocken, PA (Client / Senior Administrator, Morgan Stanley)
  • The loan process went very smoothly and I was kept up to date and well informed throughout the entire process.  Brian was considerate and made me feel comfortable.  I am now happily settled in my new home.  Thank you for making this so easy.
    Janet Z., Millsboro, DE (Client)
  •   Brian is a true professional...always nice, friendly and knows his business.
    Myra L., Millsboro, DE (Client / Realtor-Broker)
  • I first met Brian when he worked for another mortgage company.  That deal went "bad" and I decided to not buy that house.  Brian was not upset, but rather very courteous.  He kept in touch with me via email updates and when I found another home to buy through a different realtor, I knew who would be handling my mortgage.  That agent asked me if I would switch to their preferred lender and I told him "I will switch real estate agents before I'll consider using another lender."  Brian's level of integrity, professionalism and follow up are rare qualities in his line of work.
    Marge J., Milton, DE (Client / President, Arrow Safety Devices)
  • I was truly amazed at the quality of service and courtesy that I received from beginning to end of the process of obtaining a home mortgage from Brian Grammer.  He epitomizes what customer service is all about.
  • Stephen & Judy W., Annapolis, MD (Client)