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  #2480 Appraisals are performed so that the seller and the broker can determine a fair sales price for the property. Is this true or false ? Take your time. the solution is posted below the wildlife photo. A. False Appraisals are usually performed in order to determine the market value of the p... Posted 11 minutes ago

   #2479 When a comparative market analysis is prepared it uses an approach much like the method used in the income approach to appraisal. Is this fact true or false ? Take your time. The solution is posted below the wildlife photo. A. False A comparative market analysis or cma most closely fol... Posted 13 minutes ago

#2478 An appraisal is generally considerd to be based on value according to a specific calendar and time element imposed on the various factors involved in estimating value. Is this true or false ? Please take your time. The solution is posted below the wildlife photo. A. True An appraisal is an ... Posted 15 minutes ago

#2477 A house had been appraised for the loan at $516,000 and the sales price is $510,000. The loan-to-value ratio is 85%. What is the eligible amount of the loan based on this loan-to-value ratio ? How much additional money will the buyer have to bring to the closing table based on the loan-to-v... Posted 16 minutes ago

#2476 If a lender wants to produce a better yield on a loan the lender may  increase the loan amount by 3% which will be paid at the closing table as a charge known as an origination fee. Is this fact true or false ? Please take your time. The solution is posted below the wildlife photo. A. Fal... Posted 18 minutes ago

   #2475 When we talk about an adjustable rate mortgaqge we're talking about a loan that is adjusted in a way to increase and decrease the amount but the payment always remains the same. Is this fact true or false ? Take your time. The solution is posted below the wildlife photo. A. False The p... Posted 20 minutes ago

#2474 When a conventional loan is sought by the borrower, private mortgage insurance to protect the loan is usually not required if the loan-to-value ration of the laon is over 95%. Is this fact true or false ? Please remember to take your time. The solution is posted below the royalty free wild... Posted 26 minutes ago

#2473 The FHA buys and sells loan in the secondary mortgage market as well as makes loans to borrowers in the primary mortgage market. Is this fact true or false ? Remember to take your time. The solution is posted below he wildlife photo. A.False The only thing the FHA does is insure a loan made... Posted 27 minutes ago

               #2472 It is well known that if a borrower's credit is excellent a downpayment is not required for an FHA loan. Is this fact true or false ? Pleaser take your time. The solution is posted below the wildlife photo. A. False A downpayment is always required for an FHA l... Posted 29 minutes ago

    #2471 A VA loan is a loan that may never be assumed by anyone other than an eligible veteran. Is this true or false ? Please take your time. The solution is posted below the wildlife photo. A. False It's possible for anyone to assume a VA loan and the person assuming the loan doesn't have ... Posted 31 minutes ago

3 Creative Ways to Fit a Christmas Tree In Your Office #3 Window Cling by Santa Clara County REALTOR® Michelle Carr-Crowe So you have absolutely no space on your desk or credenza in your personal office for a Christmas tree? Then consider installing the Window Cling or the Fantastic Plastic Fake... Posted about 1 hour ago

Sometimes You Just Have to Take a Deep Breath   It's been one of those days where things just weren't going my way.  Too much to do, computer wouldn't do what I wanted it to do no matter how many updates I did.  Then, I tried our Windows 8 computer - more gnashing of teeth.   So, finally I ju... Posted about 1 hour ago

3 Creative Ways to Fit a Christmas Tree In Your Office #2 Fabulous Fake by Santa Clara County REALTOR® Michelle Carr-Crowe When you want the world (or at least everyone in your office) know you are filled with Christmas cheer, consider making your personal office space or cubicle more merry by i... Posted about 1 hour ago

What's more important for anyone during the holiday season? Continue to work or spend time with family? What's more important to you?  Here's a re-blog of what's important for Lottie's this winter. Way to go, Lottie! I have written about my business planning, what I'm doing to benefit my busine... Posted about 1 hour ago

3 Creative Ways to Fit a Christmas Tree In Your Office #1 Tabletop by Santa Clara County REALTOR® Michelle Carr-Crowe It’s fun to spread Christmas cheer at home and at work. While a tree may adorn the reception area of your office, wouldn’t it be more merry to have a special Christmas tree i... Posted about 1 hour ago

10 Tips to get ready for Hudson Valley snowstorms During the fall and winter just like taxes you can count on Hudson Valley snowstorms. Some of these storms are mild while others are challenging.   You can cope better with these events if you take the time to prepare ahead of the storm. Make su... Posted about 1 hour ago

There are some bloggers who I consider them as experts in their own fields. They share lots of great information here on ActiveRain. Michael George is one of them - expert on SEO is perhaps an understatement. Here's his post - a re-blog - and I am sure you'll learn something new from this post. L... Posted about 1 hour ago

Are you attending ActiveRain Meet Ups in your neighborhood or region? It surely is the first step in building the relationships with other local ActiveRain members. Here's a re-blog of fun they had at their ActiveRain meet up! A President, Ambassador and Millionaire Meet in Norco CA       Sout... Posted about 1 hour ago

I am sure if you participated in the 'Biz and Personal Plans' contest on ActiveRain. Here's a re-blog of Sally's post announcing the winners of this contest. After reading MANY of the entries I KNOW I need to implement more into my Business Plan AND My Personal LIFE plan as well!  The first thin... Posted about 1 hour ago

What is the most important job of a listing agent? Get 100 buyers at the open house and house stays on market forever or get just one buyer to preview the home and sell it? To find out the answer read this re-blog from Scott.   There are some Home Sellers who have done their homework and their c... Posted about 2 hours ago