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By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987, IL Lic. 0006220, WI Licensed. APMC NMLS #175656)
Comments 7
What Do Band-aids and the Modern    Mortgage Process Have in Common?            Remember when you were a kid and you got a cut or scrape?  Your mom would wash it up, then place a band-aid on it, right?     Days later, after the cut healed, the band-aid would have to come off.  I can tell you, jus...
By Kat Palmiotti, The House Kat
(Better Homes & Gardens Rand Realty, Monroe NY Real Estate, 914-419-0270, kat@thehousekat.com)
Comments 20
This past Sunday, there was an article in our Sunday paper which was entitled "As closing costs drop, you'd better shop around." It was written by Bankrate.com, and it basically stated the cost a borrower needs in order to close has dropped by 7% in 2015 over 2014. When I read the title, I though...
By Jay Markanich, Home Inspector - servicing all Northern Virginia
(Jay Markanich Real Estate Inspections, LLC)
Comments 11
In an attic I found one bathroom exhaust vent, but not the other one, and I thought, "There's a bathroom vent around here somewhere."The problem with the one I could see is that it has been venting into the attic space for so long the moisture has damaged the roof sheathing.Judging from the amoun...
By Anita Clark, Realtor - Homes for Sale in Warner Robins GA
(ColdwellBanker SSK Realtors ~ 478.960.8055)
Comments 22
Online Marketing Via InfographicsIt has been statistically proven that the majority of us do well with visual learning techniques. Using that as a guide, it makes perfect sense to incorporate Infographics into our online marketing arsenal. If you can cut/paste, insert photos, add text, and choose...
By William Johnson, San Diego Real Estate Voice, GRI CRS e-Pro CDPE
(RE/MAX Associates)
Comments 33
How to Buy a Solid Client Lead for Less than $35Hi Everyone, I am sorry I have not been around much the last number of weeks. Been busy and just wanted to take a little break and work on some new things in my business. So how do I buy a solid client lead for less than $35 initial cost? While the ...
By Mike Tizzano, Protect Your Transaction Certified Lender
(Amerifirst Financial, Inc NMLS 145368 LO:1015837)
Comments 15
September is childhood cancer awareness month.  It's also the month that will mark two years since my daughter Abigal was first diagnosed with Acute Myeloid Leukemia (AML).  We first learned she had cancer on September 11th of all dates and got the offical AML diagnosis on the 13th.  As many of y...
By Belinda Spillman, Your Guide to Joyful Colorado Living!
(Aspen Lane Real Estate Colorful Colorado)
Comments 35
Should Sellers Let Showing Cards Build Up? I was out showing homes this weekend with a couple of first time home buyers.  In each home I showed, I noticed the designated spot where Realtors left their business card to let the seller know that they showed their home.   In the newer listings, the p...
By Janice Ankrett, Accredited Staging Professional
(Janice Ankrett Home Staging)
Comments 20
Nobody wants negative feedback ... especially when they are selling their home.As a Burlington Stager, my job is to help clients prevent negative feedback about their home. Sometimes, I'm called in because of the negative feedback and I address the issues. Issues of late: Unique features - metal ...
By Bob Haywood, BobHaywood.com
(McGraw Realtors)
Comments 26
Ever noticed that short URL Clicks  column over to the right side of your Blog stats page here at AR?  Of course you have!  Ever wondered what they're all about?  If you're new to Active Rain and don't know, let me fill you in on this very important part of blogging.  Ready?Short URL Links give y...
By Steve Loynd, 800-926-5653, White Mountains NH
( Alpine Lakes Real Estate Inc., )
Comments 39
Seeing your life flash before your eyes may be a popular theme in the movies, but in real life it is a truly sobering experience. First and foremost thanks to the many friends at Activerain and Facebook for reaching out and wishing me well (special thanks to Jason, and Tammy).For those that don't...
By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 29
Debt-To Income Ratios (DTI) play a significant role in qualifying for a mortgage.  Long gone are the days where a Borrower's DTI Ratios could be 67% and higher.  Today most loan products require a DTI Ratio of 45% or less.  One of the few exceptions is FHA which still allows DTI Ratios in the 50+...
By Kathy Streib, Home Stager - Palm Beach County,FL -561-914-6224
(Room Service Home Staging)
Comments 52
What I Learned This Week At ActiveRain-August 23 to August 29, 2015 I learn something new every day at ActiveRain!  With this series I try to highlight one post per day that gave me that “lightbulb” moment.  It could be something techie, something about Real Estate, about a place or person!  Or ...
By John Novak, Henderson, Las Vegas and Summerlin Real Estate
(Keller Williams Realty The Marketplace)
Comments 2
Want to attract readers and build your online following? Write content that entertains, informs, or inspires. Write content that offers solutions or answers a searcher's question. One of the newer buzzwords is "unique value." In this episode of Whiteboard Friday, Moz.com's Rand Fishkin explains w...
By Carla Muss-Jacobs, Principal Broker/Owner, Buyer Focused ~ Buyer Results
(BuyersAgentPortland.com | (503) 810-7192 Portland Metro Exclusive Buyers Agent | 100% Buyer Representation ~ 100% of the Time)
Comments 59
Walking Shoes and Real EstateYesterday afternoon I was out with my client looking at the progress of her new construction.   It's coming along and I can't wait to see her finished home! After we spent about an hour with the contractor, we made plans to go out to lunch, and after lunch we went to ...
By Mona Gersky, GRI,IMSD-Taking the mystery out of real estate.
(MoonDancer Realty, Dillsboro,NC)
Comments 51
Honestly, I feel pretty safe in what I do for a living and rarely get any twinges or spidey senses going off indicating possibly danger or harm.  Thankfully, those feelings are well tuned however if someone isn't serious about a purchase or sale of a property!A man left a message at the office pr...
By Kat Palmiotti, The House Kat
(Better Homes & Gardens Rand Realty, Monroe NY Real Estate, 914-419-0270, kat@thehousekat.com)
Comments 52
About three years ago, I started full-time as a real estate agent, all gung-ho and full of excitement. I'm still excited about my career choice. I have, however, noticed a slight change in the way I respond to certain things. Below are just a few examples of what I mean.     Three Years Ago Today...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 63
“Staying Married and Want to Live Separately” Three times so far this year this has been the situation. It is hard for a lender to get their arms wrapped around this concept. Some lenders just won’t do this loan, but others figure out a way to make it work. Underwriters want to know: 1)    Is the...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987, IL Lic. 0006220, WI Licensed. APMC NMLS #175656)
Comments 28
What Closing Costs to Expect if You're a First-Time Home Buyer        There's a lot of things to learn and know when hoping to become a First-Time Home Buyer.  It can all seem a bit overwhelming ...     Closing Costs:  Closing Costs are one of the most important things you must know as part of yo...
By Tammy Lankford, I love Lake Sinclair, it shows (706-485-9668)
(Lane Realty Eatonton, GA Lake Sinclair, Milledgeville, 706-485-9668)
Comments 38
Today's Post was inspired by MIKE ROCK who said something about the "chain thingy".This is going to be a very simple "how to" for adding a link to your blog post.  But before I get into the "how to" I'd like to let you know a little bit about the WHY.  Many times I link to my own web site in my p...
By Liz and Bill Spear, RE/MAX Elite Warren County OH (Cincinnati/Dayton)
(RE/MAX Elite 513.520.5305 www.LizTour.com)
Comments 42
Not My Monkeys, Not My Circus!When  you work with clients for months and months, it's easy to get invested in taking care of them.  You want them to be happy, both from a personal AND business standpoint.  When they're either out of (our sellers) or in (our buyers) a home, having them satisfied t...