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By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages Connecticut)
Comments 3
Debt-To Income Ratios (DTI) play a significant role in qualifying for a mortgage.  Long gone are the days where a Borrower's DTI Ratios could be 67% and higher.  Today most loan products require a DTI Ratio of 45% or less.  One of the few exceptions is FHA which still allows DTI Ratios in the 50+...
By Kathy Streib, Home Stager - Palm Beach County,FL -561-914-6224
(Room Service Home Staging)
Comments 47
What I Learned This Week At ActiveRain-August 23 to August 29, 2015 I learn something new every day at ActiveRain!  With this series I try to highlight one post per day that gave me that “lightbulb” moment.  It could be something techie, something about Real Estate, about a place or person!  Or ...
By Carla Muss-Jacobs, Principal Broker/Owner, Buyer Focused ~ Buyer Results
(BuyersAgentPortland.com | (503) 810-7192 Portland Metro Exclusive Buyers Agent | 100% Buyer Representation ~ 100% of the Time)
Comments 52
Walking Shoes and Real EstateYesterday afternoon I was out with my client looking at the progress of her new construction.   It's coming along and I can't wait to see her finished home! After we spent about an hour with the contractor, we made plans to go out to lunch, and after lunch we went to ...
By Mona Gersky, GRI,IMSD-Taking the mystery out of real estate.
(MoonDancer Realty, Dillsboro,NC)
Comments 48
Honestly, I feel pretty safe in what I do for a living and rarely get any twinges or spidey senses going off indicating possibly danger or harm.  Thankfully, those feelings are well tuned however if someone isn't serious about a purchase or sale of a property!A man left a message at the office pr...
By Kat Palmiotti, The House Kat
(Better Homes & Gardens Rand Realty, Monroe NY Real Estate, 914-419-0270, kat@thehousekat.com)
Comments 48
About three years ago, I started full-time as a real estate agent, all gung-ho and full of excitement. I'm still excited about my career choice. I have, however, noticed a slight change in the way I respond to certain things. Below are just a few examples of what I mean.     Three Years Ago Today...
By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 59
“Staying Married and Want to Live Separately” Three times so far this year this has been the situation. It is hard for a lender to get their arms wrapped around this concept. Some lenders just won’t do this loan, but others figure out a way to make it work. Underwriters want to know: 1)    Is the...
By Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com, 708.921.6331 - 37 yrs experience
(NMLS #216987, IL Lic. 0006220, WI Licensed. APMC NMLS #175656)
Comments 24
What Closing Costs to Expect if You're a First-Time Home Buyer        There's a lot of things to learn and know when hoping to become a First-Time Home Buyer.  It can all seem a bit overwhelming ...     Closing Costs:  Closing Costs are one of the most important things you must know as part of yo...
By Tammy Lankford, I love Lake Sinclair, it shows (706-485-9668)
(Lane Realty Eatonton, GA Lake Sinclair, Milledgeville, 706-485-9668)
Comments 31
Today's Post was inspired by MIKE ROCK who said something about the "chain thingy".This is going to be a very simple "how to" for adding a link to your blog post.  But before I get into the "how to" I'd like to let you know a little bit about the WHY.  Many times I link to my own web site in my p...
By Liz and Bill Spear, RE/MAX Elite Warren County OH (Cincinnati/Dayton)
(RE/MAX Elite 513.520.5305 www.LizTour.com)
Comments 39
Not My Monkeys, Not My Circus!When  you work with clients for months and months, it's easy to get invested in taking care of them.  You want them to be happy, both from a personal AND business standpoint.  When they're either out of (our sellers) or in (our buyers) a home, having them satisfied t...
By Hella M. Rothwell, Broker/Realtor®, Rothwell Realty Inc. CA#01968433 Carmel-by-the-Sea
Comments 23
You might not think about all the ramifications when you contact a real estate agent and ask them to show you homes. You might have some all picked out to see, after all, it's easy to do so with the Internet.Or you might talk to your real estate agent of your choice, tell him/her what your criter...
By Bob Haywood, BobHaywood.com
(McGraw Realtors)
Comments 25
Back when I was still fairly new to the world of Real Estate and the fine art of selling houses in Owasso Oklahoma, I got a call one summer day to go show one of my listings.  I set up the appointment and when the day arrived, headed out a bit early so I could be there when the potential buyers a...
By Wandanna Melliphant, " Wandanna Sells Pickering, Ontario Homes!"
Comments 20
What Not To Renovate Before Selling Your Home!!Renovating and updating ones home is a task that most homeowners either avoid like the plague or unfortunately become renovating or updating happy and overdo!! What does renovating or updating overdo really mean?This typically means renovating or upd...
By Charita Cadenhead, Serving Jefferson and Shelby Counties (Alabama)
(Keller Williams Realty)
Comments 18
What Do You Want ActiveRain to Do For You?When first discovering ActiveRain and then making the commitment to join the community, many people just jump right in without a goal.  Members join because it seems like such a wonderful community (and it is) and they want to be a part of it.  But aside ...
By Marte Cliff, your real estate writer
(Marte Cliff Copywriting)
Comments 30
This grammar lesson is by request… and it's a tricky one!              Why use semicolons? Semicolons are most often used to add variety and flow. You might look at them as cosmetics for your writing. They add variety and allow you to separate related thoughts while incorporating them into one se...
By Hannah Williams, Expertise in NE Philadelphia & Bucks County
(Re/Max Eastern inc.)
Comments 51
 Real Estate Agents Who Respond Deliver High Level Service  Do you deliver a high level of service to your clients .  Let's think about it .Do you respond to their text  phone calls and emails promptly .  You may not have an answer for them but it shows a level of respect and respect feels good ....
By Margaret Woda, Maryland Real Estate & Military Relocation
(Long & Foster Real Estate, Inc.)
Comments 43
Why buy in a golf course community if you don't play golf?Have you ever noticed that most golf course communities seem to have a lot of residents with little or no interest in playing golf? In fact, that describes us when we purchased our first home - a townhome in Crofton, Maryland, just blocks ...
By Patricia Kennedy, For Your Home in the Capital
(Evers & Company Real Estate, Inc.)
Comments 33
My phone rang and the call was coming from a number I didn't recognize in Atlanta.Caller:  "Is this Housepat?"OMG!  This is somebody calling on my shiny new web site!  The one at www.housepat.com!  The possibilities made me giddy - I mean you never know.  Are they relocating to the DC area?  Do t...
By Karen Fiddler, Broker/Owner, Orange County & Lake Arrowhead, CA (949)510-2395
(Karen Parsons-Fiddler, Broker 949-510-2395)
Comments 44
A Blog Post About Nothing?  I was (am) a huge Seinfeld fan. I love how they took the ordinary things that happen, or could happen, in our daily lives and made them funny. There really is so much humor in simply waiting for a table at a Chinese restaurant, isn't there?For those who don't know (rea...
By Debbie Reynolds, Your Dedicated Clarksville TN Real Estate Agent
(Berkshire Hathaway HomeServices PenFed Realty, Your Clarksville Real Estate Professional, 931-920-6730)
Comments 35
5 Days to Deadline- Staying Ahead of the Crowd with Marketing ContestMany Members have already submitted their entries for this month's contest and there have been some excellent ideas and plans that are taking shape. Any ActiveRain Member not just real estate agents can participate in this conte...
By Lori Ballen, Digital Marketing Strategist
(The Ballen Group Real Estate Network, The Ballen Method)
Comments 21
How To Write a Blog that's Great For BusinessStudies have repeatedly shown that businesses are taking content marketing more seriously than ever before. According to the Content Marketing Trends survey by Ascend2, 89 percent of companies with a content strategy in place claimed that it works. You...