"I THINK WE ARE GOING TO RENT OUT OUR HOME" - 11:21 AM
"I think we are going to rent our home for a year," said my prospect about 5 minutes ago.
"Really, why are you going to do that?" I asked.
"Because we won't be able to get full value with the market today," he responded.
Hmmm. Very interesting.
Full value?? I always thought
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Thinking about relocating to beautiful Austin, Texas? Contact Terri McFarland, Realtor - 11:20 AM
Talk to anyone who's lived in the Texas capital for any length of time, and you'll likely hear some variation of the same refrain: I wouldn't live anywhere else but Austin. Not only is the city known as the "Live Music Capital of the World," it's also unofficially known as the
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Just Sold - 93 Malcolm X Blvd. Brooklyn, NY - 11:20 AM
Property Description
New Construction Just 4 Years New. Mint 2 Family. Immaculate Condition.House Has New Windows, Kitchen, Steps, Flooring, New Roof, New Electrical Troughout Home, And New Circuit Breakers. Home Is In Immaculate Condition And Is Extremely Cozy. Will Be Delivered Vacant. Backyard Is Incredible!! This House Will Go Fast. Subject
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Relocating to Key West and the Florida keys from Canada and the UK - 11:19 AM
Relocating to Key West and the Florida keys from Canada and the UK Relocating to Paradise can offer you and your family a life of unparalled freedom, with endless summers and the future of your dreams. The economic climate is perfect at this time for Canadians and Brits investing into
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Short Sale Help Is On The Way - 11:17 AM
My name is Michael Ball, and my company, Bankers Hill Investments, Inc., has been purchasing "pre-foreclosure" properties in California through "short sales" with lenders. We find there is a huge need for Loss Mitigation Services and have decided to offer our expertise to local Realtors representing homeowners facing possible foreclosure. We
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FISERV is blowin' up!! - 11:17 AM
Wow, I can't believe it!! I registered with FISERV last October and hadn't heard one thing from them. Yesterday I receieved 12 BPO orders from them!! 12!! Today, I called them to get some more info on the orders real quick before I left and I asked if they reimbursed for
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One of the Best Places to Eat in Downtown Clarksville, TN - 11:17 AM
After a long hard day of shopping for that perfect home it's always nice to sit down at Blondie's and have a bite to eat! It's a great place and I take my clients there often. Whether you want a bit of handmade honey and nut cream cheese on your breakfast
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REAL ESTATE PRACTICE, IS IT A SCIENCE, AN ART, A HOBBY, A JOB, OR A BUSINESS? CHAPTER 2. - 11:16 AM
ENTER THE TWILIGHT ZONE OF A DAY IN THE LIFE OF MAZIE MARVEL, A REAL ESTATE AGENT.It's a rainy week day in Middletown, USA. Mazie Marvel is getting ready for another day in her real estate office. Mazie is an agent in a small real estate brokerage. Mazie was recruited by her present broker about 3 years ago.
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Fuel Costs and A Surprize Affecting Our Bottom Lines - 11:16 AM
I was doing a bit of cost analysis for my prcatice, to determine a rpojection fro the remainder of this year and out to the next three or four. I am a bit different in my projections, because I don't care for five year projections. Placing things out three to four
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Getting Better in Florida - 11:15 AM
According to Realty Times, Florida real estate experts say the state's housing market is showing signs of recovery, despite falling residential prices and rising foreclosures and short sales. They note that inventory is expanding at slower rates, and home sales are on the rise in some markets. The Realtor Association of
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Mortgage problems - 11:14 AM
Mortgage delinquencies are spreading beyond the subprime market, as new data shows that more borrowers with good credit have fallen behind on their house payments. About 2.3 percent of prime loans were 60 days past due in February, the highest level in at least a decade, according to First American CoreLogic
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Florida Rates - 11:13 AM
Rates on 30-year mortgages edged down slightly to average 6.05 percent this week, but remained above 6 percent for the third straight week, according to Freddie Mac's weekly nationwide survey.
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Have You Ever Done Canton? - 11:13 AM
So, last week was my first-ever trip to Canton, TX. You know, the open air market that sane women go crazy for and the men that love them, love them a little less? We have been doing a little decorating at the Hoffmann household and after always hearing about how great
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Real Estate Investing pickup - 11:12 AM
REAL ESTATE INVESTINGDespite the sluggish economy, investors this year are putting their money into funds that invest in real estate investment trusts (REITs), a turn-around of recent trends. A total of $1.23 billion flowed into domestic REIT funds in the first three months of the year, according to new research.
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I Don't Have Time To Blog! - 11:11 AM
So often I have hear the thought or comment. "How will I ever find the time to Blog?" I am sure many of us real estate professionals have asked ourselves that exact question. Since I started Blogging and the bug got to me, I have struggled with setting up a schedule
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Beautiful Beaufort - 11:10 AM
Welcome to beautiful Beaufort by the sea! The weather is wonderful and life in the lowcountry will add years to your life! If you haven't visited this historical area surrounded by the intracoastal waterway, filled with antebellum homes, moss filled live oaks, and wrought-iron gates wrapped with sweet smelling jasmine, you
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About the Keys and Key West - 11:10 AM
About the Keys and Key West Imagine: Incredible Sunsets, Tropical Weather, lots of sun, Palm tress, Balmy Nights with Soft Tropical Breezes. How about a unique array of colors: for instance, shades of Greens you never knew existed? How about, world-class fishing and diving within minutes of your home? How about
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Hooray It's Jazz Time in Clarksville, TN - 11:10 AM
Jazz on the Lawn
Season Kicks off Saturday,
May 10th at 6:30p.m. with
Delicious Blues Stew
Road Advisory!
Dunlop Lane is closed for construction May 6th-20th. Please take alternate route. Use Alfred Thun Road from Exit 4 or International BLVD from Exit 8
Jazz on the
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Fannie Mae Posts Results for First Quarter - 11:09 AM
Yesterday, Fannie Mae reported net losses of $2.19 billion for the first quarter of 2008. This is the company's third consecutive quarterly loss.The quarterly loss for the Washington D.C.-based company, considered a government-sponsored enterprise (GSE), was only the second timely filing by Fannie Mae since it overhauled its accounting in the
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Brevard County FCAT Scores - How did your school perform? - 11:08 AM
Brevard County FCAT Scores - How did your school perform?
Each year Florida students must take the standardized FCAT test or the Florida Comprehensive Assessment Test. The test is used to determine whether a student is eligible to go on to the next grade. A student must score a level
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Housing aid - 11:08 AM
HOUSING AIDThe House on Thursday passed a massive homeowner rescue plan to provide cheaper, government-backed mortgages to half a million debt-ridden borrowers and bolster an economy hurt by the housing crisis. The Senate now must consider the bill and President Bush has threatened a veto.
My question would be why
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Green Growth is heading to the Keys- Press release - 11:08 AM
Green Growth is heading to the KeysBy KAREN QUIST kquist@keynoter.comPosted-Tuesday, March 25, 2008 3:36 PM EDTIn the keys there is a growing interest in residential and commercial use of alternative energy and energy- and water-efficient systems.Sea Air Land Technologies Inc., better known as S.A.L.T., is moving up the Overseas Highway at
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To date... - 11:06 AM
President Bush will undoubtedly Veto, Congresses new housing assistance package that was recently passed, primarily because he believes that it only rewards real estate investors and speculators. Look for a Republican version of a housing assistance program to be presented to the House of Representatives and Senate shortly. We anticipate that the
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Dilworth Real Estate Market Conditions - 11:06 AM
Dilworth Real Estate:We here at The Gillman Real Estate Group continuously monitor local real estate statistics to keep our clients informed and ahead of the real estate trends. Below you will find Dilworth real estate statistic for the 1st week of May.New homes on the market: 7
Number of homes pending:
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Mortgage Crisis and Student Loans... - 11:05 AM
The mounting credit woes of investors are now affecting the ability of banks and student loan institutions to lend. According to the Federal Reserve, the percentage of banks reporting tighter lending standards is reaching historic highs. College students say the loans that are available have a list of qualifications
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Guess What's Coming Back to Town at Active Rain! - 11:04 AM
Guess what's coming back to Active Rain??The Unique Marketing Idea Contest!
Did you miss your shot at submitting a unique marketing idea in the last contest? If so, this is your opportunity to get in on the fun, the action, the out-of-the-box thinking, and the POINTS!! Check Out All Past
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Key Haven NEW 3 bedroom and 3 bath home - 11:04 AM
This beautiful NEW 3 bedroom and 3 bath home was design with only top of the line finishes. It features a spacious open floor plan, large master bedroom with luxurious bath, over 800 S.F. of balconies with Open Water views. The designer kitchen features custom cabinets,granite couter tops,detailed tile work, and
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Deerfield Realty April 29th-May 8th - 11:03 AM
Deerfield Illinois Realty ReportSingle Family HomesNew Listings20742 ASPEN CT 3 Beds 1 Bath $244,9001313 Holly LN 4 Beds 2 Bath $369,900926 Rosemary Terrace 4 Beds 1.1 Bath $437,0001233 WOODRUFF AVE 3 Beds 1.1 Bath $439,0001563 Hawthorne PL 4 Beds 3.1 Bath $865,000924 FOREST AVE 4 Beds 3.1 Bath $869,000561 Brierhill RD
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Custom Home On Golf Course - 11:03 AM
Custom Home on Golf Course
22 Lyric Arbor Circle, The Woodlands, TX 77381 View Map
Convenient location in the Heart of The Woodlands!
Located on the 4th fairway of the Palmer Deacon. Gorgeous golf course views from many rooms!
Enjoy large covered patio & upper level lanai! High dramatic ceilings,
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3 Bedroom Home with Pool for $150,000! - 11:01 AM
Original owner, well maintained home in convenient Mesa location w/easy access to the 202. Oversized backyard with a diving pool & slide just in time for those HOT summer days! Oversized driveway for additional parking & large utility room/storage off carport. Family room is a 300 sq. foot addition that includes
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Volatility like after the "orange report" - 11:01 AM
Wow! Again a very volatile week with interest rates going all over the place -DAILY! Have you seen the movie back in the 90's with Eddie Murphy and Dan Ackroyd called Trading Places? At the end of the movie they are in the "Pit" of the trading floor and everyone goes
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News from the N.A.R. - 10:59 AM
According to the National Association of Realtors, it appears that many real estate markets across the U.S. are beginning to flatten out - very good news. Although it could be a couple of months before we see a significant rise in the overall number of real estate transactions, it appears that
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Long Distance Referral Tips - 10:58 AM
Here we are on Active Rain connecting with people all across the country. Have you ever thought about how many poeple in different parts of the country would refer business to you if they "knew" you? This is the wonderful essence of networking online.
For the last 9 years I have
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WTF - Words That Fail - Lose'em - 10:58 AM
What business are you really in?
Sure, you help people buy and sell real estate, if all goes well, in the end there's a "closing".
But, how does it all begin?
I believe it begins with a conversation, which leads to connection, then discovery, then you provide solutions/services, your solutions/services
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Feds Cut Rates Again but.... - 10:58 AM
Fed Cuts Rate Again Well, the Federal Reserve was at it again. Recently, it cut the Fed's Fund rate from 2.25% to 2.0% - remember that this is the interest rate charged for overnight borrowing from the Federal Reserve Bank. While freeing up lenders' liquidity and allowing them to
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Blogging IS a relationship builder - A success story - 10:57 AM
A couple of months ago I was contacted by John Marker from Keller Williams in Northville. John and his lovely wife Lisa are fellow ActiveRain bloggers and we had occasionally left comments on each others blogs and have kept track of the real estate market in each others areas via blogging.
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Watch and See with Countrywide...in the "Hot Seat" again - 10:57 AM
Countrywide and Bankruptcy Abuse Countrywide is on the ‘hot seat' again. A Senate Judiciary subcommittee, recently heard testimony regarding allegations that Countrywide abused bankruptcy laws to overcharge struggling borrowers, with one company executive admitting that employees made mistakes "from time to time," but denied any "systematic errors". During the hearing,
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Have you changed your driving habits? - 10:57 AM
I haven't gotten to the point where I am changing my driving habits yet due to higher gas prices. Have you?
What are you doing as a real estate agent to cut down on trips to show one house that your clients are interested in? Are you laying down the law
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Myers Park Real Estate Market Conditions - 10:56 AM
Myers Park Real EstateWe here at The Gillman Real Estate Group continuously monitor local real estate statistics to keep our clients informed and ahead of the real estate trends. Below you will find Myers Park real estate statistic for the 1st week of May.New homes on the market: 25Number of homes
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More on How to Prepare a House to sell - 10:56 AM
The outside of the home is the first that a buyer sees and it is very important that it makes a good impression. However, appearance in important once the buyer gets into the house as well.
If you are thinking about placing your house on the market, I am sure you
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Don't Be Greedy... - 10:55 AM
...thats what got us here in the first place. Lee County ranks at the top of the country when it comes to foreclosures. In 2004-05, people were buying property left and right with ARM's and taking out equity to buy more. Now people are stuck trying to short sell their property's
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Bush's Veto Threat Of Housing Bill Is Another Example Of Poor Leadership - 10:52 AM
On Thursday May 8, 2008, the United States House of Representatives passed a Housing Aid Bill that would allow struggling homeowners to refinance their subprime mortgage loans through the Federal Housing Administration and provide funding to states to buy and fix up foreclosed homes. Bush has threatened a veto claiming that
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Summerland Key Real Estate! - 10:52 AM
Summerland Key Real Estate! Google Map Imagine flying your own plane to your island paradise home where you step onto your sports fisherman or cabin cruiser for a weekend of sun and fun. It's all possible here. Summerland is a mecca for large boat owners and private pilots. It’s
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Real Estate Market Improving in the Lehigh Valley, PA - 10:51 AM
The Market Update for April, 2008, for the Lehigh Valley just came out and it is showing some improvement in the real estate market.
Home sales were up in April, 2008, by approximately 11.7%, from 444 sales in March, 2008, up to 496 in April.
The average
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Big Pine Key Real Estate! - 10:50 AM
Big Pine Key Real Estate! Google Map Big Pine in particular is one of the largest and most interesting Islands in the Keys. It has a population just over 5000 and as of Sept 2005-there were homes starting at $340,000. As you get closer to the water or buy
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Hey Florida Agents - Did you know that FloridaRealtors.org has a forum? - 10:50 AM
I found this Florida Association Of Realtors Forum today - neat! Have you signed up yet? This is a great place to bounce ideas off of other agents and get quick questions answered. Not to mention, you can drive traffic to your blog via your signature and post a custom avatar.
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Amazing Guitar Player • This You Will Appreciate • No Handicap Here - 10:49 AM
This guitar player is truly amazing! Check this YouTube Video out!
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Amazing guitar player in the street,
This is inspiring and quite good!
•
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Market Update 5/09/2008 - 10:48 AM
Treasuries rose, with two-year notes headed for the biggest weekly gain since
February, as stocks fell and a record loss by American International Group Inc.
reignited concern about the seizure in credit markets. Futures contracts on the
Chicago Board of Trade show the Fed will probably keep its target interest rate
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Cudjoe Key Real Estate! - 10:47 AM
Cudjoe Key Real Estate! Google Map There are a number of (perhaps apocryphal)stories of how Cudjoe got its unusual name. Many Cudjoe streets are named after either famous or amazingly obscure pirates, which might include a Mr. Cudjoe. Another story has the island described in 19th century Key
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4 Bedroom and 3 Bath Bi-Level for Sale in Hobart-New Construction - 10:44 AM
You'll love everything about this 4 bedroom, 3 bath home. Quality construction throughout. Living room and dining rooms are very open with cathedral ceiling and dramatic front window. There's plenty of cabinets & counters in the kitchen plus dishwasher, microwave and pantry closet. Sliding door off the dining area to
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South Charlotte Real Estate Market Conditions - 10:42 AM
South Charlotte Real Estate
We here at The Gillman Real Estate Group continuously monitor local real estate statistics to keep our clients informed and ahead of the real estate trends. Below you will find South Charlotte real estate statistic for the 1st week of May, these statistics are for the entire
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Friday Morning Humor- Trailer Park Photo Album - 10:42 AM
Trailer Park Photo Album
Hi there...this is me. Mom said I got all the good looks and no brains. I love being a babe hound. Girls make spit roll down my chin.
This is my mom. She has lots of boyfriends. One of them even has a
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Having a community hold you accountable - 10:40 AM
While reading the May, 2008 edition of the Reader's Digest I came across an article written by Bridget Monroe. As I was reading I realized that much of what she was writing about has practical application for the real estate industry. In the article Monroe referenced multiple studies performed at Stanford
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Check Out This Hidden Gem! - 10:38 AM
Search for ALL Area Foreclosure Listings!
Chico Home Search
MUST HAVE information:
Foreclosures: What you should know BEFORE you make an offer, Part 1
Foreclosures: What you should know BEFORE you make an offer, Part 2
Foreclosures: What you should know BEFORE you make an offer, Part 3
Chico, California Foreclosures
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Survey Shows Consumers have Reservations regarding Purchase of REO's - 10:38 AM
Real estate search engine Trulia.com released the findings of a survey conducted last month that queried consumer sentiment regarding the purchase of foreclosed homes.
The survey found that 69 percent of U.S. adults feel that there are negative aspects associated with buying a foreclosed home, but more than half said
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Blaine, MN Real Estate Market Statistics 1st Quarter 2008 - 10:37 AM
Blaine continues to expand and change the north metro of the Twin Cities albeit at a slower pace than in the past few years. The residential real estate construction boom in Blaine during the past decade has slowed but not stopped making new and existing home purchase opportunities very affordable. Conveniently
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Rancho Corona in Gilbert - Built by Scott Homes and only $194,900! - 10:37 AM
ranchoLovely 3 bedroom home conveniently located in Gilbert. Open floor plan with an eat-in kitchen that opens to a large family room. Perfect for entertaining! Neutral tones throughout, freshly painted, tile in all the right places, huge backyard with plenty of room for a pool/spa. Enjoy the privacy of backing to
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GET IT SOLD! - 10:37 AM
Mr. and Mrs. Client have signed the listing contract on the dotted line. Now comes the time when you need to market, market, market to get this property sold, put a check in your pocket, and wow your clients with a quick sale.
Everyone connected with real estate knows that
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Okay, one more for Twitter - 10:36 AM
It looks like Twitter came to the rescue when an american student was arrested in Egypt. The use of Twiiter alerted friends in the States and eventually lead to his release. More important is that short burst messaging was used to keep everyone informed in real time.
This was found on Bloodhound "Twitter
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The Deal You've Been Watching For!! - 10:35 AM
Search for ALL area foreclosure listings!
Chico Home Search
MUST HAVE information:
Foreclosures: What you should know BEFORE you make an offer, Part 1
Foreclosures: What you should know BEFORE you make an offer, Part 2
Foreclosures: What you should know BEFORE you make an offer, Part 3
Chico, California Foreclosures
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FHA Bailout Bill Passed However Will Be Vetoed By White House - 10:34 AM
President Bush has asked for three things as of late regarding the weak housing market. Reform Fannie Mae and Freddie Mac, get revenue bonds for each state, and modernize the FHA. The House answered yesterday with a whopping vote in favor of the new FHA bailout program. It makes sense at
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Happy Mother's Day!!! - 10:32 AM
Bob and I just wanted to wish all the Mother's a very Happy Mother's Day! I hope your day is special and that you realize just how much your family appreciates what you do for them!
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My Mom Rocks! - 10:32 AM
Sunday marks yet another celebration of terrific Mothers everywhere! Often times, my mother reminds me of the fact that she indeed brought me into this world. For that single issue alone I am forever grateful. My father on the other hand often reminded me of his part in me being
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Lettuce eat Green - 10:31 AM
Restaurants here in San Francisco open, and close, almost as often as the fog rolls in so we don’t usually pay an extreme amount of our precious attention to another restaurant du jour. Mixt Greens recently opened but they don’t qualify for new kid on the block status nonetheless they do
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172 Joseph Alexander Drive, Fuquay Varina, NC - 10:31 AM
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Berkshire Hills Townhomes, Denville, NJ - 10:30 AM
Berkshire Hills is a condo and townhome community located in Denville, NJ. There are a total of 403 units in the development. Easily accessible to Routes 10, 287, 80, and 24, Berkshire Hills offers two and three bedroom townhouses with two car garages, and, one and two bedroom manor homes with
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Seminar on historical window repair - 10:30 AM
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BACK-UP OFFERS! How Do You Handle Them? - 10:30 AM
Good Morning, folks! It's beautiful here in Chicago today! Hope it's nice where you are!
You men (and sons) - in case you've forgotten - Sunday, May 11th, is Mother's Day. Quick, head to Walgreen's and buy your card - or pay the consequences Sunday! (I'll be headed out there after I
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Eden Lane Condos and Townhomes, Hanover / Whippany, NJ - 10:29 AM
Eden Lane is a charming townhome and condominium complex located in Whippany, NJ. This serene community, located in Morris County, offers one and two bedroom multi-level condos and two bedroom townhouses in an idyllic development. The neighborhood is easily accessible to Routes 10, 287, 80, 280, and 24. Please visit our website
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315 Longwood Ct, Clarksville, TN - 10:28 AM
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Beverly Hills Real Estate blog Friday 5-9=08 - 10:27 AM
5-9-08
Good morning and welcome to the Beverly Hills Real Estate Blog.
Here we go, it's Friday! The weekend is almost here and that's the good news. Today iin LA once again a carbon copy of what we had yesterday - June Gloom in May. Hazy and about 68 downtown at
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72 Essie Drive, Apex, NC 5 acre wood lot in Heritage Point - 10:27 AM
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Our Real Life Short Sale Experience - The exterior before and after pictures - 10:25 AM
For additional pictures of this and other projects, feel free to visit our website at www.InvestorToolsOnline.com.
The yard was overgrown with tall grass, rampant weeds and hedges that had grown out of control. The first step of rejuvenating the property was to cut back the hedges, remove the garbage and furniture
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Bonita Springs Real Estate Bonita Springs Sales and Listings Update - 10:24 AM
Folks, we’re winding down from tourist season here in Bonita Springs, Florida but we’re still seeing sales activity. The last several weeks have seen a steady increase in pending and closed sales. The same tune is playing about Bonita Springs real estate, it has to be priced right and when
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Townsquare Village Townhomes, Rockaway, NJ - 10:24 AM
Townsquare Village is a community located in Rockaway Township, NJ. There are a total of 375 townhomes in the development. Easily accessible to Route 80 and the Rockaway Townsquare Mall, Townsquare Village offers two and three bedroom townhouses with a 2-car garage. The development was built between 1988 and 1997. Please
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Colorado Springs Realtor - Cherise Selley - Be Specific - 10:23 AM
Colorado Springs Realtor - Cherise Selley -More lead generation sometimes brings higher overhead. This does not necessarily translate into profit. The true skill of the Realtor is put to task against the uncertainty of the buyers' lenders' requirements and by the unpredictability of the appraisal report. It is important to be very specific regarding
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The Importance of Pricing - 10:23 AM
In good times and bad, in buyer's markets or seller's markets, the number one influence on the sale of your Saline real estate is Price, Price, Price. Oh, sure, the three most important issues to most buyers (and sellers) are Location, Location, and Location. But unless you have a mobile home,
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Make Your Own Music Videos - Free, Easy and Very Awesome! - 10:23 AM
If you haven't discovered Animoto yet...you are really missing out on the opportunity to create awesome music videos of your photos. I have made several and every one came out great.
It is really fun and simple to use. Upload your own photos, put them in the order you want, choose
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Why FHA Loans are the Best Loans Now - 10:21 AM
Why FHA Loans are the best Loans Now
May 9, 2008 - 8:05 am
If you want to make more money in this tight market, look into the programs I am discussing below.
FHA is now the best loan out there for the average buyer because they have recently changed many
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Postage Rates Increase! - 10:21 AM
Just a reminder to all those that mail and mail and mail snail mail. Monday, May 12, 2008 postage rates will increase by one cent.
If you have a mailing scheduled try to send it out this weekend and save yourself time and money. Some of us, me included, have a
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2941 London Bell Drive, Raleigh NC - 10:20 AM
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Glenmont Commons Townhomes, Parsippany, NJ - 10:18 AM
Glenmont Commons is a luxury townhome community located in Parsippany, NJ. One of the newest developments in Morris County, Glenmont Commons offers two and three bedroom townhouses with a one car garage and basement. The neighborhood is easily accessible to the Morris Plains Train Station and Routes 10, 287, 80, 280,
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The Township at Colany Park, Ridgeland MS Information - 10:18 AM
LOOKING FOR AN EVENING OF FUN AND EXCITEMENT
MIXED WITH A LITTLE BIT OF HISTORY??
The Township at Colony Park, Ridgeland, MS and The Houserockers with special guest, Jackie Bell, invite you to an evening of blues. When we think about the blues, we often think about hardship and
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Selling in this market doesn't happen without pain - 10:17 AM
Sellers can minimize discomfort by selling sooner
"Denny, you have had our home listed for two months and it's still not sold. Don't you think we need to come up with some creative marketing ideas?" These were the words from one of my sellers this week.
Being a curious cuss, I
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205 Candia Lane, Cary NC - 10:15 AM
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Boulder Ridge Townhomes, Randolph, NJ - 10:15 AM
Boulder Ridge is a townhome community located in Randolph, NJ. There are a total of 86 units in the development. Easily accessible to Routes 10, 15, 46, and 80, Boulder Ridge offers two bedroom townhomes with one car garages. Many of the units have basements. The development was built between 2000
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Plainfield IL, Naperville Illinois Real Estate - Get your home ready to sell - 10:15 AM
Get Your Home Ready To Sell
In preparing your house to sell, ask yourself over and over if your house looks like someone else's dream house. Houses in move-in condition tend to be inviting to buyers; houses that are like new typically sell the fastest and procure the best price.With
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Market Continues to Slump in the Poughkeepsie, NY Area - 10:15 AM
Below are the most current market stats for the Dutchess County, NY area. Notice the average sales price dropped over 13%, that number by itself doesn't mean much, but when you look at last months numbers, the decrease was over 8%. There seems to be a pattern emerging and it doesn't
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Inflation or Deflation - 10:14 AM
With all the recent attention about increases in food prices and energy cost taking off like a rocket many ask the question when or will it end?
The answer is not a simple one as there are many factors that must be considered before arriving at some
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Buy the "Forever Stamp" By May 12, 2008 to Remain Immune to Rising Postal Rates! - 10:13 AM
With postage rates rising again (see our previous blog, Stamps Go Up Another Penny, on the new rates!), the U.S. Post Office has devised a clever solution for those who wish to remain immune, at least temporarily, to the rising rates.
The solution: The Forever Stamp
Being sold until May 12, 2008,
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612 Watch Hill Lane in Wake Forest NC - 10:13 AM
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Lil' Buddy's Blog - Just About $117,000 - That's What A Mom is Worth Today! (But, Really, Much More!) - 10:13 AM
THE CHICAGO IL REAL ESTATE MARKET, AND OTHER THINGS CHICAGO, FROM THE POINT OF VIEW OF A LITTLE WHITE DOG!
Sorry I am a bit late on my post today! I host a Friday Morning Tele-Conference for Chicago Dogs who have an Active Real Estate license, and we ran a
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30yr Fixed Mortgage Rates One Year Trend - 10:12 AM
As you see the steady trend downward since early June of 07 with the current rate nearing the yearly low of Jan 08. With the current opinion that the market is bottoming out and the attractive rates one expect to see a boost in home sales once the REO's
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Stamps Go Up Another Penny on May 12, 2008! And Have You Heard About the New "Forever Stamp"? - 10:12 AM
The United States Post Office has done it again! Postage rates once again go up on Monday, May 12, 2008.
Make a note that as of Monday, May 12, the new postage rates will be:
First-class letter (1 oz.) - 42¢First-class letter (2 oz.) - 59¢Postcard - 27¢First-class mail, large
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Time To Dominate - No Whiners Please - 10:12 AM
Just got back from the awards presentation for our Company headquarters at Cherry Creek Mortgage. A few nice things that I experienced. First, I was able to go to our corporate offices, have drinks with the staff, leaders and heirarchy of Cherry Creek. Later that night they had the awards dinner.
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Summertime: Homes with Pools - 10:12 AM
Las Vegas is known for its hot summer weather. Many home owners ease the heat by buying homes with pools. CNN showcased some great pool designs recently. They are some pretty cool home features.Many home buyers seeking pools wonder about the value between purchasing a home with a pool versus having
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What You Need to Know About Closing Day! - 10:12 AM
As a buyer, you will sign many standard-form documents that are several pages. It is not possible to read every page word-for-word in a typical closing, which lasts 45 minutes to an hour. If you feel it is necessary to read each document word-for-word prior to closing, special arrangements can
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Stormy Weather in Greensboro NC - 10:11 AM
I slept through the stormy weather last night. There were several tornados that touched down in the Triad area last night and a few home that were destroyed and damaged. Kernersville does not seem to have any damage. Greensboro to the east and clemmons to the west were where the bad
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Fran's Friday Forum For Forever Freethinking Friends!!! - 10:11 AM
After a full day of CE credit seminars hosted by Land America Lawyers Title on Wednesday, I'm just getting back into the swing of things and my 'normal' blogging routine! What is my 'normal' blogging routine? I try to post every day, but I don't get anal about it, or it wouldn't
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728 Love Lane Old Town Key West - 10:10 AM
The charming home at 728 Love Lane in Key West is located down a quiet lane in the heart of Old Town and is an exceptional 3 bedroom, 3 bath home. The location is an easy stroll to the center of Duval Street. This residence is a must see for
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Plainfield IL, Naperville Illinois Real Estate - How much house can you afford? - 10:09 AM
Deciding how much house you can afford
Before you start house hunting, you need to determine how much house you can afford, which will entail getting either prequalified or preapproved for a home loan. A real estate agent can help you find a mortgage broker to begin the process. While getting
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Another day in Paradise - 10:08 AM
Even when its raining like mad outside, Long Branch is still my favorite place to be. Today I'd like to talk about the MLS system. A MLS system can be a realtor's best friend, and most important tool. Why is it then that agents and brokers don't do their own house
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Real Estate and Mortgage Meltdown - 10:06 AM
I attended a seminar sponsored by Countrywide Mortgage on Tuesday May 6th at the Crowne Plaza in Tysons Corner, Virginia which featured Tom Fiddler, an expert in the real estate industry. It definitely put the current real estate market in perspective. He gave some background about the bond ratings of mortgages,
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Is the Real Estate Market Crash Really Over? - 10:04 AM
After reading the Wall Street Journal's "The Housing Crisis is Over" by Cyril Moulle-Berteaux, the whole real estate community is excited at the prospect of being over the worst of the crash. All the economic indicators point to a market that has bottomed out and is on track to be on
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Ouch! Real Estate is Costly. - 10:04 AM
I admire all of the Real Estate agents in the industry. I feel that it is often overlooked the amount of money it costs an agent to remain in business. The standard for a Real Estate agent has always been a 3% commission. To a consumer that means that they are
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Culpeper Properties - 10:04 AM
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Happy Mothers Day - 10:04 AM
From all of us at The Richard Ives Real Estate Team,
we would like to wish all of the mothers
a Happy Mothers Day!
For all of your real estate needs Make An Intelligent Move and contact Richard Ives
www.richardives.remax-ni.com/
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This one's for the pets!! - 09:56 AM
From the Desk of Rich Shull...........
I promised Michelle that I would type this blog for her. We have two cats and a dog. We adopted from the animal rescue in Annapolis. We love our animals and our lives are enriched because of them. We were recently in the vets office
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New York Rates for today 5-9-08 - 09:55 AM
Well, Oil reached a new high today at $126 a barrel, there was low interest in yesterdays Fed Auction, but with the Trade deficit dropping more than expected suggesting lower demand for imports and with AIG posting a huge first quarter loss, markets reacted negatively driving Bond prices up and rates
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Real Living President, Kaira Rouda - Video - 09:54 AM
Kaira Sturdivant Rouda spoke this morning to the group. I was able to catch up to her right after her speech for this interview. In her speech, Kaira discussed the female consumer and the power of women. Women make 89% of the purchase decisions in the real estate process and increase
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Need Flexibility in Your Office Space? - 09:53 AM
So you need an office space quickly, but need flexibility and don't want to be tied into a long-term lease. What are your options?
There are times when flexibility is critical to an organization - entering a new market, acquiring or merging with other companies, launching a new product or service,
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DAILY NEWS AND ADVICE FROM REALITY TIMES 05/09/2008 - 09:53 AM
Several markets across the country are starting to heat up -- if you know what to look for. Take across Florida -- prices are depressed, sales are down in the double digits compared to a year ago, while foreclosures and short sales rule. However, it's turning and the smoke is starting
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Price Reduced! 4098 Franklin! Cape cod in Grove City awaits new owner! Well maintained! - 09:52 AM
Wonderful light and airy Cape Cod that has been extremely well maintained! Bright Kitchen & Spacious Great Room! Enjoy lounging in the beautifully landscaped back yard! Wood burning fpl & wood floors. Side by side GE refrigerater, new Maytag dishwasher, new carpet. Take a look today!! Take a tour: http://www.visualtour.com/shownp.asp?T=1126642 Free
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Fort Myers Beach " OPEN HOUSE" Single family home Friday 11 AM, 2008 Reduced $50k - 09:50 AM
Beach " OPEN HOUSE " Friday May 9, 2008 11 AM - 2 PM
If you are looking for a great Fort Myers Beach home for under $400k this is it ! Very charming 2/2 just across the street from the Gulf. Two under building parking spaces, nice lot with room
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Optical Illusions For Friday! • Have a Great Weekend! - 09:50 AM
Here are a few optical illusions that I came across today. I really enjoy these illusions, some are just so amazing! See if you can figure them out, enjoy!
New Page 1
<!--
.primary{width:500px;float:left;padding:0px 2% 10px;margin:0px 15 20 0px;_margin-left:15;}
.primary .item{margin:0;padding:5px 0 15px}
.primary .item .itemtext{font:1.2em/1.5em 'Lucida Grande', Verdana, Arial, Sans-Serif;text-align:justify}
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This is the GREATEST time in US HISTORY...for Real Estate and boy am I finding out. - 09:48 AM
You know what I LOVE about life and what I do for a living as a Broker/Realtor and now Investor? Tomorrow is always good to look forward to; seriously..........every day; sometimes every moment of every day is different. You can count on it as well as counting on the weather to
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380 Stroud Rd, Clarksville, TN - 09:46 AM
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Good News for Grand Rapids!! - 09:46 AM
Good News for Grand Rapids!! It seems we’re on an upward trend according to CNN Money. We’re in the list of the top ten cities for fastest growth in the real estate market. To me (and you) hopefully that’s great news. With the medical industry influx it’s my personal opinion
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Stop - Breath - It's okay - 09:45 AM
Many of us, me included, don't take time to realize that things can get out of control if we let them. Look, we deal with emotion everyday - from buyers, sellers, other agents, and even ourselves. But what if the emotion is based on the kind of frustration that is so
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New Agent!! - 09:43 AM
All-
I'm pleased to annouce the newest Real Living agent. Dave Culbertson, from Real Living Home Team in Mount Vernon, Ohio is a proud grandparent. Dave's daughter and Real Living agent Courtney gave birth to Ethan and the best part of the story was that during labor, Courtney wrote an offer
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Building Your Business , Support You Community - 09:43 AM
Being in the real estate brokerage business for 31 years, I have appreciated the many changes that have occured and especially in technology. I remember the days when I questioned the value of a Fax machine as I reviewed listing on the MLS with a Apple 2E.
In 1976 our MLS
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Let me introduce myself! - 09:42 AM
Hi, I'm a kitchen and bath design specialist living in beautiful New Hampshire but servicing Maine, New Hampshire and Massachuetts. I've worked on projects as far away as Minnesota and as far South as Virignia/Maryland! I LOVE working with home owners on improving their existing space and exploring the possibilities of
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Should I float? Should I lock? - Daily Update for Friday, May 9, 2008 - 09:42 AM
Here are the daily thoughts on floating or locking if you are asked by your clients.
As always - consult your favorite mortgage professional who will be able to offer the best advice for YOUR unique situation.
Balance of Trade for last month was slightly lower. Yesterday, two European banks left
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400 Stroud Rd, Cedar Hills, TN - 09:39 AM
Clarksville, Tn. New Home with 1.5 Acres Location: RuralThis is a one of a kind home with 1.5 acres just waiting for a brand new owner. Home was built in 2006 and has never been occupied. Home features hardwood floors throughout, vinyl floor in the kitchen and bathrooms, and a wood
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4 Bedroom and 3 Bathroom Bi-Level for Sale in Hobart-New Construction! - 09:37 AM
New construction on the 11th hole of Duck Creek Golf Course. This 4 bedroom, 3 bath home is almost finished. Still time to pick carpet colors. Grand oversized staircase leads to the front door entrance. Cathedral ceiling with beautiful wood beam and extra large front window make the living room
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1706 Roberts Rd Clarksville TN Estate Home - 09:37 AM
A GENTLEMAN'S RANCH JUST WEST OF NASHVILLE, TNThis all brick estate home is situated on 10.4 acres where you will experience stately home living in one of Clarksville's sought after areas near the river. This home has a separate 1900 sf guest house for your entertaining. Guest house features a
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BOTTOMS UP - 09:36 AM
As some of you may be aware the market has hit bottom. First to jump on the encouraging market news was the WALL STREET JOURNAL, expect the others to follow shortly. What needs to be said is the "sluggish market" is now almost three years old. The market stalled in July 2005.
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466 Circle Dr, Clarksville TN Tri-Plex For Sale - 09:35 AM
TRI-PLEX Clarksville,Tn GREAT INVESTMENT Location: Clarksville, Tn.Fantastic investment property! Each unit has a full basement garage and automatic garage door openers. Entrance to unit from basement. Call today for an appointmentFeaturesBedrooms: 3Bathrooms: 3Year Built: 1969Garage Size: 3School District: Montgomery Central HighSquare Footage: 1700Agent Name: Janie MastersonBroker: Crye-Leike INC.MLS #: 946684InformationContact InformationJanie
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Refinancemadison.com - Madison, WI Home Loan Quotes - 09:35 AM
Refinancemadison.com the premiere source for local Madison mortgage rate quotes! Whether you are looking to refinance to a lower rate, consolidate debt, purchase a new home, or shorten your term, fill out a quote request form to be contacted by a local Madison, WI loan originator.
You will also find helpful links on the
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Eco-Broker Certification - 09:34 AM
It's the end of our eco-broker course. It's been great hearing form everyone about their experience with green building. I'm looking forward to adding this information to my work with buyers and sellers.
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House Hunting from the Three Foot Level - 09:33 AM
In house hunting these days in many areas of the country in buyers markets the list of homes that you look at can seem to be endless. Adults, being the keeper of the finances, are looking for good values, proximity to what interests them like distance from work, church, shopping, social
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You can choose your fate - 09:30 AM
A few weeks ago, I went to the Cheesecake Factory with my sister Doris and girlfriend Trena to have a leisurely lunch. It was a beautiful day, so we asked for outdoor seating. A few moments after the host seated us, out of the corner of my eye, I see another
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Am I A Fair Weather Real Estate Agent? - 09:28 AM
Today, I'm scheuled to show some really beatiful condos to some really nice people who are moving up here from Memphis. We're going back to one for the second time - there's be a sort of huge price reduction since we saw it last. And I'm sitting here, looking out the window. Rain.
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Fun to work with wonderful people... - 09:28 AM
I have sold 4 homes so far. It is awesome to be able to help people fulfill their dreams and make stuff happen. To deal with the most controversy personalities and to negotiate between the parties and to make them happy is great.
I really enjoy this profession. The market has
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MOTHER'S DAY - 09:28 AM
At least twice a week I visit my mother who lives in assisted living. She has Alzethimers but still remembers what she deems important like when I'm coming and how to get around the grocery store. She likes to go out but usually can't remember having been somewhere before although she
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2 Stones Manor Clarksville TN Home For Sale - 09:27 AM
New Luxury Home In Clarksville, Tn. Location: Stones ManorThis is home for those who want their luxury and amenities away from the hustle and bustle but minutes from Downtown , Gateway, and Recreation. Go with the pride of owning a modified Frank Betz Bagwell Place Home. This luxury home awaits you!
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Spring Time In The Rockies!!!! - 09:27 AM
Spring Time has arrived
The winter was long and snowy and cold - but, as always, the seasons turn and spring has arrived in all of its glory.
Soon the wild flowers will be blooming and what was a snowy meadow will be filled with the multi-colored blooms of a multitude
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2008 Mortgage Market BLUES - 09:24 AM
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Don't burn the house down getting it prepared to show!!! - 09:23 AM
Fire! Fire!
I had cash buyers in my car. They liked houses in nice quiet established neighborhoods. I called an agent to show her house. She had her own house listed and she knew exactly how to make it show well. We'd had lots of training and knew what we were
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Good Habits Never Die - 09:21 AM
It ain't rocket science, although we try to make it that way.
Yep, we humans can take any simple concept and complicate it to the point where it is unrecognizable. Look at all the hoops we have to jump through just to get our foot in the door with a potential
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The Media has finally caught onto what we Realtors have already known!!! - 09:18 AM
Hold onto your seats folks, because the media has finally caught onto the fact that its a Buyer's market!!! I've seen a few comments made on the National News shows, but just the other day WMUR the ABC affiliate in Manchester N.H. just officially announced that its time to buy.
I
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NEW OWNERSHIP OF LAKE NONA AREA KELLER WILLIAMS REALTY - 09:17 AM
I was so excited to hear that my broker and team leader, Lori Tyrrell, has purchased both the Vista Lakes and Casselberry Keller Williams offices. For two years, I have travelled to the existing Oviedo and Waterford Lakes offices benefitting from the excellent systems, tools and training. Now it will be
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300 billion dollars of welfare - 09:14 AM
Our government wants to help us.... be afraid, be very afraid.
Every democrat out there wants this form of corporate welfare because "it helps the little guy". Welfare rewards bad decisions.
Bad decisions to buy cars and liabilities with our equity.
Bad decisions to become a fix and flipper because we
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WEST TOLEDO HOME - 09:13 AM
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Old Town Scottsdale Office Space Now Available Immediate Move In - 09:13 AM
Immediate Move in At South Bridge & The Scottsdale Waterfront in Old Town Scottsdale
Old Town Scottsdale Office Space For Sale or Lease- Scottsdale Road & Camelback
Signature address located in prestigious old town Scottsdale in Arizona. Across the bridge from Scottsdale Fashion Square. Prominant intersection of Scottsdale Road and Camelback.
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I ADORE Maureen Henry - 09:12 AM
If you write any kind of tutuorials, do info-videos, publish any kind of e-book, or whatever, Stop what you're doing right now (which is probably reading my blog) and go read Maureen Henry's post about YouPublish.com
Maureen has packaged up her home staging presentation into a PowerPoint file, and she is
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Lake Norman Real Estate: "Rocking Chair" front porches - 09:12 AM
When my husband and I first starting looking at real estate in Lake Norman (and even the greater Charlotte area) I expected to find myriad Colonial and Plantation style homes like the one I just listed above. (137 Mussel lane: See link below for more photos).
What we discovered
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Housing strong, despite increase in unemployment rate - 09:11 AM
It has just been announced that PEI's unemployment rate jumped almost a percentage point to a whopping 11.2%, second highest in the country. One would think with an unemployment rate that high housing would tank, but on the contary housing is hot. There are a few reasons this could be the
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Tampa Bay Real Estate-Before You Look at Your First House - 09:10 AM
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Sonora Mother Lode Parade May 10th 2008 - 09:09 AM
This weekend in Sonora will be a rodeo and the annual Sonora Mother Lode Parade held in the City of Sonora. Its a great family tradition and the following artice wriiten by Patty Fuller of the www.UnionDemocrat.com describes its history.
Sonora is always a great place to visit and the weather
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Part 1 of Inside a Master Mind with Mark Nestler and John Poletto - 09:08 AM
Part 1 of Inside a Master Mind with Mark Nestler and John Poletto
Broker agents Mark Nestler and John Poletto give you a break down on how they have become so successful in part 1 of their series on Inside a Master Mind.To view this video click here.
With all of
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The Real Estate Story: Part 1 - 09:07 AM
Working in Real Estate on a Full Time basis, I've seen so many different contract scenarios. Each transaction has its own special story. It's as if we, as Real Estate Agents, need to obtain a child's imagination just to come up with these stories in contract form. Whatever our clients want, we need to make
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The Fontainebleau II • Resort Condominium | Hotel • Bring Your Offer! Bring Your Swimsuit! - 09:06 AM
The Fontainebleau is going under a major renovation and that will only continue to improve the value and desireability of the adjoining Fontainebleau Resort and Condominums. Steal this studio while the going is good! Ocean Views to the north, overlooking the NEW resort.
New Page 1
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Coweta County Market decreases. - 09:05 AM
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Turn up your speakers it is Friday on Radio Rain - 09:04 AM
Turn it up loud and tell your office that you don't want to work
Bang the Drum All Day
And then let's take a run down
Electric Avenue
After all my loyal friends we are just
Working for the Weekend
And I know
Yes it is definitely
5 O'Clock Somewhere
Well
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Bergen County NJ Real Estate Tip: Watch Out For Termites! - 09:01 AM
It's that time of year - termites are extra-active! Check out this blog post that identifies types of termites and the damage they can cause to your Bergen County NJ home.
To learn more about Bergen County NJ real estate, please call me at 201-930-3070 or visit PaulaClarkRealtor.com. You may also
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Supporters of the Bible Park Speak Out about Benefits - 09:01 AM
Some Blackman residents in favor of the proposed Bible Park USA gathered Thursday to talk about the positive aspects of the park.
Blackman residents in favor of the proposed Bible Park USA gathered Thursday to talk about the positive aspects of the park.
About 40 people met at the Blackman
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Weekly Magalia Real Estate Market Update - 08:55 AM
The Magalia real estate market has been moving at a slow pace. Last week there were 2 properties that went under agreement and only 1 listing that closed escrow. The Magalia sellers however are hoping to pick up the pace as 22 sellers lowered the price on the real estate properties
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FREE HOMEBUYERS SEMINAR IN LAKE NONA! - 08:55 AM
FREE FIRST TIME HOMEBUYERS SEMINAR!
I am excited to present a free seminar open to the public benefitting first time homebuyers. Mortgage experts will present special programs, down payment assistance programs, and other options designed to assist the first time home buyer. Addtionally, we will have all area short sales,
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Olinda Ranch homes for sale in Brea. Exclusive listing - 08:54 AM
Exclusive listing on a 4 bedroom, 2.5 bathroom, 2050 square foot, detached home in Olinda Ranch in Brea. Range priced $550,000 - $600,000. Contact me for more information.
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Friday 05/09/08 – Ocean Pines, Maryland new listings for you to see this weekend. - 08:53 AM
If you have any questions on the properties or would like to preview any of these new listings this weekend please give me a call (443) 614-5676
Information is from the multiple listing service and neither suggests nor infers Scott G. Guay or Coldwell Banker Residential Brokerage participated as either the listing
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Why is Your Production Where it is Today? - 08:50 AM
Why is Your Production Where it is Today?
The sales industry has changed. The sales professional will only be successful by building a business based on integrity, hard work and an understanding of business relationships. Real estate, like any investment market, rotates through business cycles on a regular basis.
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25004 JOHNSON FARM RD, GAITHERSBURG, MD 20882 - Price Reduction on Lender Owned Foreclosure - 08:49 AM
Countrywide Home Loans has reduced the price of this lender owned home from $1,114,900 to $1,001,900. Buyers have a good opportunity to purchase foreclosures with the large inventory available in the area. Buyers that wish to submit contracts on Countrywide Home Loans REO homes need to have a pre-qualification letter from Countrywide. Contact
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Rock Concert At Pine Bush High School - 08:47 AM
Senior Polluza - The
Last Hurrah For Pine Bush Senior Rockers
Friday
May 9th 7:00 PM
Come on out to support
your favorite bands from the past four years. Included on the
program tonight is the much anticipated reunion of the classic metal
band, Blood and Glory. The former members
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RADAR VS HOTEL - 08:46 AM
You think you have problems building in your city? Imagine if you have a Master Jet Base in the middle of the city. Guess would what happen if Virginia Beach let a 207 foot hotel be built by the oceanfront? The city has no problems, the Navy has no problems but
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2003 3 BD / 2 BA Minnehaha Home - $215,000 - Convenient to I-5, I-205 & Van Mall - 08:43 AM
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The Housing Crisis is Over?????? - 08:41 AM
It was reported yesterday in the Wall Street Journel that the housing crisis is over. The question is with so many homes on the market being vacant and unsold how long will it take to get these homes sold. So with the market picking up and the rates so low it
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Weekly Paradise Real Estate Market Update - 08:37 AM
The Paradise real estate market has been picking up some speed. Last week there were 13 listings that closed escrow and 12 listings that went under agreement. The Paradise sellers though are letting all the prospective buyers out there know that they have more to offer.
We saw 26 price reductions
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How to choose the right home inspector - 08:37 AM
At last count there were over 1400 licensed home inspectors and hundreds more Associate level home inspectors in North Carolina. How can one feel confident in their choice of inspector when there are so many to choose from? How does one find the best inspector at the right price? It comes
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STOP TWO ON THE INTERNET SCAVENGER HUNT FOR REMAX - WISCONSIN! - 08:37 AM
Well, RE/MAX WI Agents-here we are at the second stop for clues!
on the RE/MAX WISCONSIN INTERNET SCAVENGER HUNT!
(The hunt starts Friday MAY 9th and is limited to RE/MAX agents in WI.)
Here is what you are looking for to win your Silver Obeo tour:
-A drawing of a brain.
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Out of the rain and into the sun - 08:36 AM
Those were happy, happy days. No worries. No great concerns over the real estate market. There was enough cake for everyone and we jumped up and down in joyous celebration. Interest rates had not been this good in almost forty years. Sellers gleefully asked us to put "for sale' signs in
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Reminder! Reminder! - 08:36 AM
Just a Reminder |