Archives of real estate blog entries for December 6, 2006 (Page 11)

Blog posts


Ethics in Real Estate Investing - 01:21 AM
From time to time I publish articles in magazines and journals on investing and markets.  Recently I had an article in the Houston Business Journal on Ethics and Real Estate Investing. 
This won't surprise anyone, but ours can be a slimy business.  But in my book, the good news is that good ethics isn't just morally right - it's also good business.  I can't reprint the article here (yeah, I wrote it - but once they publish it I don't own it anymore) but the general idea is that when it comes to real estate investing ethics should be approached from … (0 comments)

Option ARMs in the News - 06:44 AM
BusinessWeek recently ran an interesting article on Option ARM mortgages (also known as pick-a-payment, negative amortization mortgages, NegAms, deferred interest mortgages, and various other aliases).  There are variations on the theme, but these loans all offer flexibility, ultra-low initial payments, and lots of risk to go along with it.  Each month the borrower can select from a variety of payment options, but the lowest payment amounts are not enough to cover the interest on the loan - meaning - the outstanding principal actually goes up. 
Now with rates rising and property prices flattening in many parts of the country many homeowners … (0 comments)

Comparing Mortgage Options... - 06:45 AM
A new article is posted in the Media Room that compares various mortgage options: fixed rate, interest only, balloons, and more. This is a handy reference for investors weighing the pros and cons of the various options being offered by banks and brokers. 
Check the Media Page regularly to see what's new. 
… (0 comments)

Option ARMs in the news - 08:33 AM
BusinessWeek recently ran an interesting article on Option ARM mortgages (also known as pick-a-payment, negative amortization mortgages, NegAms, deferred interest mortgages, and various other aliases).  There are variations on the theme, but these loans all offer flexibility, ultra-low initial payments, and lots of risk to go along with it.  Each month the borrower can select from a variety of payment options, but the lowest payment amounts are not enough to cover the interest on the loan - meaning - the outstanding principal actually goes up. 
Now with rates rising and property prices flattening in many parts of the country many homeowners … (1 comments)

Listing Photo Pet Peves... - 08:45 AM
I'm coming at this issue from the viewpoint of a Real Estate Investor and a amatuer hobby photographer, so I might have a slightly different point of view.  But as I scroll through listings I'm always running into little things that annoy me - things that a photographer, with a little care, could either do or avoid doing that would increase the effectiveness of a listing by 100%.
This was a posting that I originally published on my Real Estate Investing Blog. 
Almost all buyers in the real estate market conduct some of their shopping online, whether they're FSBO's, bank owned foreclosures … (11 comments)

Ethics and Real Estate Investors - 09:52 AM
I'm not a Realtor ® so I guess I'm trespassing here - but I recently wrote an article for the Houston Business Journal on ethics considerations for real estate investors.  I look at it from three different perspectives: the investor, the tenant and the community.  
The interesting thing is that these days the line between investors and traditional homebuyers gets blurred - if you live in one of the superheated markets and you buy a house then you're an investor - whether it's an "investment property" or your primary residence.  So ethics and investing is an issue that, increasingly, will be … (0 comments)

What will the future hold for real estate agents? - 11:22 PM
Warning: Long Post 
Ok - I know that rule #1 of blogging is to keep it short - 250 words max.  But rules are made to be broken.  Here's some thoughts on a whitepaper I'm working on at EquityScout.com.  Skip this one if you're looking for a short read...
For years Real Estate professionals are heard cries that the sky is falling - that the impending bursting of the real estate bubble along with advances in technology would soon make real estate agents obsolete.  But it's been easy enough to disregard these predictions as alarmist exaggeration while the market zoomed along in the … (1 comments)

A Little More Respect for the Open House, Please! - 12:50 AM
Contributing Story to the Destin Log Real Estate Sectionby Linda Coiro, Real Estate Consultant October 8, 2005"A Little More Respect for the Open House, Please!
"Motivated Homeowner!"  "Must Sell!"  These are the words of desperation running rampant in our area's real estate housing market.  Too many homes and not enough buyers.  Wow, how the tides have turned since April.   Now's the time for Realtors to polish up on the marketing skills necessary to sell homes.  From the end of 2004 through the summer of 2005, all it took was an MLS listing, and a line of potential buyers were patiently waiting as … (1 comments)

Credit Repair - 05:47 AM
Premier Choice Mortage has teamed up with a partners to offer a one month mortgage payment. We try to assist our growing base of clients long after thier deal has closed. Not only do we create client, but lifelong friends too. When you add that to our first time homebuyers seminars where we train clients from the first thoughts of home ownership to the closing and up keep of thier new propertie.
… (0 comments)

The Future of Vista Real Estate - 11:01 AM
Vista will create more jobs and add more people than most San Diego County cities over the next twenty years.  These stats come from SANDAG (The San Diego Association of Governments).  Yet, the number of housing units will not be able to keep up with demand.
Vista has some of the best buying opportunities in Southern California, in my opinion.  There are many beautiful homes on half an acre or more.  As Vista becomes more and more popular, I think the constraints on its future housing supply and its projected job growth will help transform the community. 
… (2 comments)

Searching for "Outside Innovation" - 03:14 PM
I'm a new addition to the Active Rain community and I must say I'm delighted to finally have arrived.  I'm nestled comfortably in my chair with my shoes kicked off and I'm ready to write. Hard to believe there are already 10,000 + industry professionals registered at AR. All drawn together in this spirited social network many of us with our own agenda or unique story for why we're here. Me, I'm in search of "Outside Innovation." I recently finished the book, "Outside Innovation" by Patricia Seybold, which I give two thumbs up and it really got me thinking...
Generally … (5 comments)

Why is your credit important? - 04:44 PM
 
The question really is, "Why is "Good" Credit Imperative?"
Good credit is imperative because it is your golden ticket to financial freedom for right NOW and it prepares the foundation for financial security LATER. Isn't that what we all seek?
In planning for tomorrow by improving your situation today, you can eliminate the risk of limited financial security for your retirement years. You don't want to work forever, and you shouldn't have to. You can take immediate action that will enable you to set yourself up for a more secure future by simply being wiser about how you manage your credit, your debts … (3 comments)

Where do I need to go to buy a post for real estate sign? - 04:57 PM
I need to find place close to Chicago where I can buy posts for real estate signs. "FOR SALE", or "FOR RENT" I need one that look like mail box post. Any help?
… (4 comments)

Getting Started Being Successful -- Both of Us and Plain Talk About Sales 101 - 07:29 PM
Let's face it-- if this is going to work we're going to have to try and help each other become more successful.  And that's OK.  You may be a Realtor® or someone looking to find a Realtor®.  Either way, I can probably help you with that.  You may want to market yourself more effectively to your potential prospects-- whether you're in real estate or some other walk of life.  There's nothing wrong with wanting to expose yourself to more potential opportunities.  I want that.  I bet you do as well.  So let me tell you my plan.
My challenge is to create relationships … (0 comments)

My Inside Mortgage Report 12-04-2006 - 08:26 PM
rates hitting 2006 lows!!!   A Georgia and Alabama Residential Mortgage Licensee JOHN TUGGLE, Mortgage Specialist SunChase Mortgage Corporation Office 706 660-1550 ext 38Fax 706 660-1590Cell 706 315-2365 Email john@sunchasemortgage.com  
 ...Friday, 12-01-2006 4:30pm... Interest rate markets were treated to another surprise this morning with the weak national manufacturing report from the ISM....
...(see MARKETS and story below)...
fridays rate closings
5.625% 30 YEAR FIXED 
5.500% 10-15 YEAR FIXED
6.125% 30 YEAR JUMBO FIXED
5.875% 10-15 YEAR JUMBO FIXED
5.750% VA 30 YEAR FIXED
Call John Tuggle and ask about rate buy-down opportunities!  All rates are based on 30 day lock unless otherwise noted.  Call for 15day, 60day and long … (0 comments)

Bad Credit ?Don't worry u will have a very good mortgage - 09:18 PM
 
Hi, How u doing ? I am a mortgage agent working for providing mortgages to people with bad credit and to lower the mortgage rates of people. Would like to request you to kindly inform me if anyone is interested in having a mortgage in AZ, CA. My company works for providing mortage in these two states and if you can provide me customers who will have mortgages both of us can share the benefits from that .Looking forward to buid up a professional and friendly relationship .
We have free Appraisal. We also do provide free washer and dryer and … (1 comments)

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