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Archives of real estate blog entries for January 24, 2007 (Page 7)
HUD's helping Fair Housing with LEP - 05:07 PM
On Jan 22, 2007, the Department of Housing and Urban Development (HUD) announced new measures to help protect consumers with "Limited English Proficiency" (‘LEP'). This moves toward the idea that people with LEP ‘have equal access to housing'. This is a good step forward to ‘level the playing field' for people of many different origins and inline with HUD's six strategic goals.(see mid page down) HUD is breaking down language barriers by translating brochures and forms, available for download at the HUD website. So when people need literature such as forms, brochures or other information, they have access to the information in other (8 comments)
Short Sales and Loan Prospector: A Response from Freddie Mac - 06:44 PM
What effect will “short sales” have on a borrower’s credit and ability to secure another home loan? Without the public Notice of Default that precedes a foreclosure and notifies the credit bureaus, will “short sales” slip under the automated underwriting radar? In my earlier post Short Sales vs. Foreclosures….Your Credit Will Suck Either Way, I summarized the initial responses to the questions I had run up the capital markets flagpole. Yesterday, I received this answer from Freddie Mac about the way Loan Prospector, its automated underwriting system, will react to the typical short sale comments found on a borrower’s credit report. The answer was (2 comments)
New price on this beautiful property in one of the best locations in the city. Price reduced to $529,000. In addition to the 2500 sq ft of space this property has and room to park two cars, this property also boasts brand new carpet throughout. Please review this property again. You do not want to miss it. If you have not taken a look at the online visual tour already, please do so from my website. Go (7 comments)
Pfizer to Leave Ann Arbor - 05:04 AM
Pfizer, the largest private employer in Ann Arbor and a very generous contibutor to the community - United Way, the University of Michigan Musical Society, Food Gatherers and much more - announced that it will be closing its Ann Arbor operations by the end of 2008 eliminating more than 2100 jobs in the city. From Arbor Update: "Last year Pfizer donated $2 million to the local United Way (employees gave $1 million and Pfizer matched it for a total of $2 million donation/25% of the total). They donated $10,000 for school environmental education programs in Ypsilanti, $1500 to the Adopt-A-Class initiative for (1 comments)
Very Interesting Events - 06:19 PM
It was very interesting to find our site featured on Mike's Corner today. I'm having the time of my life working with Craig and Tracey. My son is the design and IT genius we depend on. Pat Kitano and I are having a blast with the blog classes. All of this and Mike. A lot of fun and gratitude. j (2 comments)
My Passion For Hockey And Real Estate - 06:42 AM
Having grown up in the northeast section of the country and enduring all those cold winters, I grew up pond skating and playing hockey until it got so dark out, you just couldn't see where you were going. As the years grew, I continued playing the game all the way through college and beyond. I even had a tryout with the Nashua Maples Leafs, a professional team in the old New England Hockey League. Continue (0 comments)
You Just Can’t Have A bad Day In Naples, Florida - 07:09 PM
One of the great things about being a real estate professional in Naples, Florida, (and there are many), is the fact that we live in a world-class destination. That in itself makes working the business a whole lot easier, since we don't have to totally rely on potential clients from North America. Continue (2 comments)
A world without Real Estate Agents? - 07:15 PM
A local housing bubble blog here in my neck of the woods says that we should get rid of all real estate agents. They go on to say that all you need is a car and internet access and when you are ready to write an offer, contact an attorney who is familiar with contract law. Why, they ask, would you entrust such a transaction to someone who has very little training and is ensconced in an industry where "educational requirements are minimal" and , "dishonesty is structurally encouraged". I know what I bring to the table, and so do my clients. A (4 comments)
Short Sale? - 06:54 PM
Thats what my very first listing has now turned into! Any advice on what to beware of and keep an eye out for? What happens now that the inestor has looked at the property? (4 comments)
Realtors Should be Politically Involved - 10:22 PM
Most Realtor friends of mine have a philosophy of not being involved in politics and never even discussing them. That is a good plan if you are a mushroom. Not so good for anyone involved with their community. I am not talking about partisan politics; I am speaking about helping to push for needed law changes to better your community. You can get involved through your Board of Realtors or State Associations legislative committees. The last two years I joined Realtors to lobby the legislature and City Council for needed law changes. It didn't take much time. It was time well spent. I (11 comments)
The Apprentice - Fans - 08:36 AM
Happy Wednesday Morning to all ! How many AR users watch the Apprentice? In it's 1st season when Bill Rancic won, I was a huge fan and addicted to the show. I went away for awhile as a viewer and thought I would give it a try this season again. It appears I am hooked all over. Did anyone see this past Sunday's episode where Michelle quit the show. If so, please let me know what you thought about that decison. Are there many Donald Trump fans out there?
Joke-New Year's Resolutions for Internet Junkies - 08:46 AM
I will try to figure out why I *really* need 9 e-mail addresses. I will stop sending e-mail to my wife (husband). I resolve to work with neglected children -- my own. I will answer my snail mail with the same enthusiasm with which I answer my e-mail. I will stop sending e-mail, ICQ, Instant Messages and be on the phone at the same time with the same person. I resolve to back up my 12GB hard drive daily...well, once a week... okay, monthly then...or maybe... I will spend less than one hour a day on the Internet. This, of course, will be hardto estimate since I'm (2 comments)
1200 Bridgeview Place, LeClaire, Ia 52753 - SOLD! - 09:51 PM
ONLY $274,000 !!! THE FRONT PORCH BECKONS YOU TO COME RELAX AND ENJOY THE COUNTRY FEEL OF THE BLUFFS. SPACIOUS 2 STORY FOYER, FOUR FABULOUS BEDROOMS, TWO AND A HALF BEAUTIFUL BATHROOMS, OPEN STAIRWAY SHOWCASES THE LOVELY WOODWORK AND 9' CEILINGS ON MAIN FLOOR. THE KITCHEN IS TRULY THE HEART OF THIS HOME. IT LENDS ITSELF TO FORMAL OR INFORMAL ENTERTAINING AND BOASTS A FUNCTIONAL HOME OFFICE CENTER WITH GENEROUS WORK AND STORAGE AREA! EXTRA INSULATION (R60) IN ATTIC AND GARAGE. NEW WATER HEATER 2004. JUST UP FROM THE MISSISSIPPI RIVER IN BEAUTIFUL & HISTORIC LECLAIRE, IOWA. VIEWS FROM THE (2 comments)
NOW PRICED AT JUST $299,900!!! WOW!!! Too late, it's Sold! QUALITY CRAFTSMAN STYLING ON THIS AWESOME ANGLED STAIR PLAN W/WIDE OPEN FOYER! ENJOY THE COMFORT AND FLEXIBILITY THIS 4 BEDROOM FAMILY HOME PROVIDES! SIT OUT ON THE DARLING DECK AND ENJOY THE GREENFIELDS COMMUNITY WITH COUNTRY FEELING THAT HAS CITY CONVENIENCES! A SHORT SCENIC 15 MINUTE DRIVE TO THE ROCK ISLAND ARSENAL! WALK-IN CLOSETS IN 3 BEDROOMS AND WONDERFUL WHIRLPOOL, DOUBLE VANITY, & 5' SHOWER IN MASSIVE MASTER BATH! PART OWNERSHIP IS LICENSED BROKER IN IOWA. COSTELLO QUALITY CONSTRUCTION!!!
NEW CONSTRUCTION WITH STYLE!!! One of the nicest pieces of real estate in Davenport, (25 comments)
WOW! Only $299,900 !!! THIS FANTASTIC FOUR BEDROOM FAMILY HOME FEATURES A BEAUTIFULLY LANDSCAPED 120' x 155' YARD WITH COUNTRY FEELING, FABULOUS FAMILY ROOM, BUILT-IN COMPUTER DESK IN QUALITY KITCHEN, CONVENIENT LAUNDRY CHUTE, BODACIOUS BONUS ROOM, WONDERFUL WOODBURNING FIREPLACE, ALMOST 3,000 SQUARE FEET FINISHED IN A GREAT NEIGHBORHOOD LOCATED CLOSE TO SHOPPING AND A SHORT SCENIC 20 MINUTE DRIVE ACROSS THE MISSISSIPPI RIVER TO THE ROCK ISLAND ARSENAL!
SAVE BIG BUCKS OVER NEW CONSTRUCTION TODAY!!! Lucky Lang Realtor Licensed in Iowa & Illinois Mel Foster Co., Inc. 3211 E. 35th Street Ct. Davenport, IA 52807-2585 Cell:563-676-9031 Office:563-823-2213 Fax:563-459-6720 Toll Free:800-791-8132 Ext. 325 (13 comments)
Insurance rates will drop in Florida, but how much? - 08:27 AM
Much was anticipated when the House voted with a overwhelming 116-2 to cut our insurance rates. The Senate followed by an unanimous vote and approved to curb down an ever growing home insurance cost which was already straining millions of homeowners. These who were hardest hit were of course homeowners along the coasts, who had seen a spike in rates, especially after Charley. With real estate already dropping in sales all around Florida, over 30% and more, with many large developers postponing new projects, large home inventory flooding our counties, rise in concrete and steel for new homes, taxes in numerous counties raising their taxable assessed values, (0 comments)
what does "big" mean in retail lending? - 12:53 AM
Why is the person who invests your money called a "broker"? Wells Fargo led the pack in retail originations last year with roughly $160 billion for 2006. They were followed by Countrywide, BofA, WAMU, and Chase in the top 5. Also on the list were Golden West, Quicken, USAA, and First Magnus (#20 with roughly $11 billion for the year). Given the stronger-than-expected economic reports, and steady inflation numbers, few analysts still believe that the Fed is going to lower interest rates before June, or even early autumn. As far as market direction, for the short-term, a few days and up to a (0 comments)
Citi buying ABN AMRO Mortgage - 12:54 AM
ABN AMRO announced that it is selling ABN AMRO Mortgage Group, its US-based Residential Mortgage Broker Origination platform and servicing business (which includes AAMG, InterFirst and Mortgage.com), to Citigroup. Citigroup will purchase approximately $9 billion in net assets, of which approximately $3 billion is ABN AMRO M ortgage Group's mortgage servicing rights associated with its $224 billion mortgage servicing portfolio.
Are you more confident this month than last? Rates increased slightly on Friday, and prices worsened, after a private report (the University of Michigan Consumer Sentiment) showed consumer confidence increased in January for the first time in three months. This means that surveyed consumers were much more (1 comments)
what the FBI is seeing in mortgage fraud - 12:55 AM
OK... mortgage fraud. The FBI's typical case involves so-called "fraud for profit," which happens when criminals seek to make off with the funds from a loan. Criminals will buy a house, often using a stolen identity, from a legitimate seller, then immediately put the house up for sale. Others in the crime ring will then pose as buyers and work with a corrupt appraiser to assign an inflated value to the house. After finding a mortgage at the inflated value, the buyers split the proceeds from the fraudulent mortgage with the sellers. The FBI found that in 54% of the cases (2 comments)
ameriquest being shopped ! ! - 12:59 AM
News, first reported by Asset Securitization Report, indicates that J.P. Morgan Securities is shopping Ameriquest, one of the largest sub-prime mortgage lenders in the U.S., to various bond hedge funds. Ameriquest's bankers have supposedly approached several buyers recently to gauge interest in bidding on the sub-prime lending giant. Rumors that no one is interested are unfounded! Speaking of news, U.S. mortgage-backed securities issuance totaled $1.013 trillion in 2006, up from $991.2 billion a year ago, according to Thomson Financial. For the second year in a row Bear Stearns was the top underwriter of U.S. mortgage-backed securities for 2006. (0 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.