Archives of real estate blog entries for December 18, 2009

Featured blog posts


Las Vegas Area Renters - Be Careful - How to Find Out if the Home You Are Renting (or want to rent) is in Default - 07:00 AM
I decided it was time to update and rewarn all Las Vegas Renters and POTENTIAL Renters of the signs that your home you are renting (or want to rent) is in stages of foreclosure.
I perform many BPOs.  BPOs are Broker Price Opinions which means banks are just searching for opinions on list pricing for a home.  The home may already be foreclosed upon OR it may be in various stages of default or foreclosure.  This allows me see trends before they start happening.  While I have seen this in the past before, I have seen it way too much in the last week:  homes listed … (31 comments)

Cut Your Losses (if you have any): It's Time to SHIFT into 2010 - 01:41 PM
For those of you who do not know me personally, I'm a reader. I have a college degree in English, an advanced degree in English, and I was even an English teacher (I know; you're rolling your eyes). I've read quite a few books. In fact, one of my biggest pleasures vices is buying books over the Internet. It's a lucky thing for the Realtors® who work in our office because I have the largest local lending library of real estate related books. And, believe it or not, the book that is borrowed more than any other is SHIFT: How Top … (32 comments)

Short Sales - Warning! You May Cause Your Client to Fail the Means Test - 12:15 PM
A recent email to a client follows, and should be a fair warning to have clients consult with bankruptcy counsel before execution of short sale purchase and sale documents:
As a result of the short sale of your home before you file bankruptcy you will no longer have the contractually due amount owing to your first and second. As a result, when we calculate your eligibility for Chapter 7 relief (rather than Chapter 13 relief) we will not be able to deduct from your Annualized Monthly Income those monthly payments. As a further result, if your Annualized Monthly Income (calculated from … (32 comments)

Diary of a Snow Shoveler --- Funniest Thing You Will Read This Season - 07:14 AM
I was sent this two Christmas' ago by an old buddy. I laughed so hard I couldn't get rid of it so I saved it to share every Christmas Season with everyone! Enjoy!
Diary of a snow shoveler, probable location - North East December 8 - 6:00 PMIt started to snow.The first snow of the season and the wife and I took our cocktails and sat  for hours by the window watching the huge soft flakes drift down from heaven.It looked like a Grandma Moses Print.So romantic we felt like newlyweds again.I love snow! December 9We woke to a beautiful blanket of crystal … (150 comments)

Buyer Beware - Not all Professionals Are What They Claim - 08:42 PM
I recently began working with a client who had recevied a pre-approval from her mortgage broker who she had been working with for several months.  I had never worked with him before but she was pleased with the work he had done to help her repair her credit.
We met at his "home office" to get the pre-approval letter to submit with an offer.  When I met him I thought he was very strange.  He kept yelling at his wife and ordering her to do things.  Something about him did not feel right and I even asked my client if she had given him any money … (49 comments)

Paper Or Not To Paper - 11:28 PM
Let's not get digital.
We are all addicted to the Internet.  We have our favorite bookmarks and the bookmark that marks a page in the book, too.
I spend hours each month on ActiveRain, but I need to read from the paper (magazine, book, newspaper from time to time) also. Having a cup of fresh, good, hot French Roast coffee while reading from the real paper is still awesome and always will be.
Laying somewhere on the beach, flying, waiting for who knows what and reading a real paper book is really fun. It's different :). We need to change … (69 comments)

What would Rip Van Winkle say about Homeownership Today? - 11:57 AM
Most of us are familiar with the tale of Rip Van Winkle who falls into a deep sleep after drinking a mysterious brew. Ever wonder what HE might say if he woke up today after a ninety-nine year nap about homeownership? It might go something like this:
What? I can buy a home for 30% less today than if I'd woke up 3 years sooner?
What? Inventory is much, much greater today than it was 3 years ago?
What? I can get these great savings, yet sellers are willing to negotiate with me because they WANT me to buy their home?
… (21 comments)

UPSIDE DOWN ON MY HOME: An Alternative to a Short Sale - 09:16 PM
A few weeks back I contacted a prospective client who wanted to sell their home in Lake Ridge, Woodbridge, VA.  As we began our conversation, I quickly realized they were upside down on their home--in the last few years it had dropped about 40% of its value.  This couple found themselves in a situation that is playing itself again and again across America.  They earned too much to qualify for a loan modifcation and were stuck making very high payments on a home that was not worth what it used to be.
My clients made an appointment to consult my short … (43 comments)

Resources for ActiveRain Training and Support - 11:06 PM
Resources for ActiveRain Training and Support
Are you a new member on ActiveRain?  Are you looking for the manual or guide?  Do you have questions, feel lost or overwhelmed by all the cool stuff ActiveRain has to offer?  Help is here, but do you know where to find it?  Many of the questions, calls, emails, and tickets I receive always start off with, "How do I.....?"
Here are some of the best resources for ActiveRain training, coaching, and support. 
The ActiveRain "HELP" Toolbar for BrowsersAdd It To Your Browser, Never Get Lost Again! Getting Started on ActiveRain - A post … (54 comments)

Insurance Tips for Carlsbad Buyers and Sellers - 07:49 PM
I'm not an insurance expert, just a simple homeowner who has lived in a variety of areas and homes, and someone who helps buyers and sellers buy and sell. So check with an insurance expert if you have some specific questions about your situation and area. But here are some general thoughts to consider, based on my knowledge and experience, some of which are more specific to my area:
BUYERS Check on the insurability of the home you are buying early on in the due diligence period to make sure you can get coverage. While this is likely not a problem … (31 comments)

HOW WOULD YOU LIKE YOUR LISTING TO GET TRASHED OR HAVE YOUR BUYERS TRASH ANOTHERS? - 05:54 PM
How responsible are we, as Realtors, for our client's property security?
 The answer seems obvious, right?  When we provide access to a property we should ensure that it is secure when we depart that property.  
However, it man not be as simple as it seems.  Most of us are fairly trusting of our buyer clients.  We do not expect them to cause damage to a listing that we show them.  The problem is that some of them may have another agenda all together.
This is a true story about a short sale listing on which my buyer has the accepted … (56 comments)

Zillow Unleashed... A Blizzard of Activity that Changes the Scoreboard Big Time! - 05:42 PM
This has been a busy, busy week. Have you found that Christmas has the same effect as planning a vacation when you're in real estate?  But, my busy week has been nothing compared to the fireworks that have been springing up all over one very popular consumer site aka Zillow.
Wow...these are the headlines just since the 15th of December, 2009!
 
Zillow Annouces Rental Listings by Sara Bonert ...  
should have been required reading for EVERY Realtor on Active Rain...just 46 comments so far.
 
Zillow Goes Head to Head with Realtor.com, RPR and your Wallet! on the Agent Genius … (160 comments)

Are We Optimized Yet? It's Not ALL About the SEO! - 05:04 PM
Are We Optimized Yet?  It's Not ALL About the SEO!
 
We're all concerned about SEO, right?  Well, using keywords and tags in our posts and on our websites is key to getting the clicks from consumers using the various search engines.  So many times we write a post or two about a hyperlocal market or a topic in which we're knowledgeable (or not!) and then just sit back an wait to see what happens with Google and other search engines--"Are we optimized yet?"  Well, that's just not going to do it, people!  
 
 
As Realtors®, lenders, brokers, inspectors, … (77 comments)

Broker Bryant Is The Brand New Father Of A 240 Lbs Baby Boy! - 05:01 PM
Cigar anyone? Broker Bryant is the brand new father of a 70 inch 240 pound baby boy. I know…that’s a big baby! HAHA.  Can you imagine being a 52 year old man and having your water break?!! Then being told that you are a brand new daddy. Talk about having an “OH CRAP” moment!!!  Imagine having a baby with a beard who can beat you arm wrestling. More on that later.
 
Broker Bryant raised me since I was 8 years old. To you guys, he’s the funny guy who dresses up as Blogging Bertha and whines and cries about … (99 comments)

Does Your MLS Allow Short Sale Games? - 04:28 PM
 
 Bravo to the Florida Emerald Coast Association of Realtors for recognizing the risks of multiple offers on short sales.  Our MLS requires all short sale contracts to be placed in "Contingent" or "Pending" status.  What some agents do to skirt around this rule is submit unsigned "offers" to the short sale lender.  That way, they could keep the properties listed in Active status while working multiple short sale offers, since an "offer" is not a "contract".
Here is the new rule from the Emerald Coast Association of Realtors:

 "Further clarifying what a short sale listing in Active status represents, the Emerald Coast Association … (70 comments)

Is It Time To Buy That New Home? - 02:10 PM
Many home buyers today are still wondering whether it's time to jump into the housing market.  After all, it would be great to wait until the perfect moment when prices, inventory, and interest rates all converge and the stars align, right?  There's a weakness in that thought process, though, because trying to "time" the housing market is as difficult and risky as trying to do the same thing in the stock market.  Those that try it usually end up disappointed.  Even so, the stars may actually be pretty lined-up right now in many real estate markets.
One of the leading indicators … (20 comments)

In Chapel Hill We Do Snow Southern-Style - 01:12 PM
Can't you feel the anticipation? The magic words were spoken yesterday, “The Raleigh Durham area is preparing for a snow event.” Yes, that's what we call it here; a “snow event.” That's because snow in the Piedmont of North Carolina is always an event.
The technical reason is that we see so little snow, and it is so infrequent, that the cities and towns around most of North Carolina don't have budgets for the equipment and manpower to stay ahead of mother nature's winter kiss. We have none of the mountainous salt hills of the north. No massive snow moving equipment … (30 comments)

You Know An ActiveRain Referral Is "Very Special" When - - - - - 12:16 PM
An ActiveRain member calls and asks you to be their agent and help them purchase a home. That is precisley what happened to me a couple of months ago.Bethany Phillips (Norfolk VA member) called. Her husband Jonathan was being transferred to Marine Corps Base Quantico She did her research and decided I had the experience they were looking for. They settled on the lovely home pictured below yesterday and are moving in today to beat the snow predicted for tonight.
Whether it is you or one of your clients you can be assured they will receive "special" service.***********************************************
The Kruschka Team has … (70 comments)

Marketing With Baking - No Kidding! - 06:29 AM
Early in my career, I spent 2 months every fall making gingerbread houses for anyone who had sent me a referral or bought a home during the previous year.  After a while, however, that task just became impossible for a combination of reasons - my busy family, real estate business, and the pure volume of houses needed to meet that standard. 
Alas, gingerbread houses were replaced with Hickory Farms cheese balls.
Now I've come up with something that doesn't require as much time as the gingerbread houses but is more personal than the cheeseballs:  gingerbread house cookies.
 
This idea came … (75 comments)

Ever Have Dinner For Breakfast? YOTVETA 187-20 Union Turnpike Fresh Meadows, NY - 06:50 AM

YOTVETA 187-20 Union Turnpike Fresh Meadows, NY 11365 (718) 454-1636/37
Yotveta is one of my fave foodie paradise spots. I talk about them a lot because I really like them (LOL). They even have a Facebook Business Fan Page where you can check out their hours of operation and see shots of food from the fans who frequent their establishment.
I have lots of food shots and posted a few. Let me put you in remembrance: Neerpat @ Yotveta  Food Candy  Yotveta for Ice Cream   Life Is Short. Have Desert First...
There's more, but I want you to get … (30 comments)

San Diego Real Estate - CDPE ( Certified Distressed Property Expert ) Designation Awarded - 01:12 PM
San Diego Real Estate - CDPE Designation Awarded to William Johnson


Earlier this week  I completed my live course here in San Diego achieving the new designation of CDPE through the Alex Charfin's Distressed Property Institute.
Back in the nineties I did a few short sales listings when they were first accepted as means of avoiding foreclosure. Most of the work then was done with the homeowner and the homeowner worked with the loss mitigation department and if there was a hardship many of these homeowners ended up avoiding foreclosure. The consequences at that time for the homeowner were … (52 comments)

Can your customers identify you by your picture on-line? - 12:00 AM
Can your customers identify you by your picture on-line? or business card for that matter.
Really, for this day and age and for security reasons, shouldn't you remotely resemble the picture you post?
Even in my own office, there are very beautiful pictures of seasoned agents, however, when I look in the window at some of our new istings...honestly, unless I read their name, I don't recognize them.
When is it time to be honest with yourself, your peers, and your customers by putting on a recent photo of yourself.
With the amount of crime these days, I sure would like … (113 comments)

Be Demanding. Three Things To Expect From Your Preferred Lender - 12:14 AM
The lending industry is falling apart.  What can you do as a buyer's agent to make sure it doesn't hurt you or your buyer?  You can demand three things.
1.  Demand Accountability
Your work, your reputation and your marketing dollars brought you a buyer.  You refer that buyer to your lender for prequalification.  You should expect the loan officer to tell you the truth about the buyer's ability to perform.
True story:  A Tucson REALTOR called me yesterday to see if I could help his buyer.  The buyer qualified (according to the Big Bank lender) for a VA purchase on an … (39 comments)

I'm REALLY excited about 2010 - The Glass is Definitely Half Full - 10:33 PM
I'm REALLY excited about 2010 - The Glass is Definitely Half Full Less Competition on the Way? I just finished reading Lola Audu's featured post Zillow Unleashed... A Blizzard of Activity that Changes the Scoreboard Big Time! The article is about Zillow, rentals, charges for non-MLS listings on Zillow, etc.
But the point that hit home for me is ...
It is OVERTIME!! Overtime as a Realtor, overtime as a loan officer, overtime as an appraiser ...
You know ...
"No pain, No gain"   - - - "When the going get tough, the tough get going" - - - "People don't … (60 comments)

Decision Time: My Partner and I are no longer working with FHA/VA buyers below $400k - 04:34 PM
My partner and I are in the middle of finishing up our business plan for 2010.
We've reflected on where the bulk of our business has come from, where our marketing dollars have generated the best return, and where we have wasted the most time.
In our analysis, we have discovered that in the Los Angeles market, working with buyers that are in the $400k and below market who are not either all cash or conventional has been the hugest part of the burnout we have gone through and has affected our business the most negatively.
It is not a snooty … (45 comments)

If you work ActiveRain, ActiveRain will work for you. - 02:09 PM
Today I had a new experience with ActiveRain, but let me start at the beginning...
The day I discovered ActiveRain I was having one of those dreadful days in real estate.  My buyer client was getting the shaft and there was really NOTHING I could do about it.  I had a qualified buyer who really wanted to purchase a VA foreclosure in my area.  In February of 2008 we'd had the property listed.  In March I'd written an offer for my buyers and it had been accepted.  In April title issues were discovered, in May a tornado hit the house and … (68 comments)

Active Rain Is Not A Reference Site... - 01:38 PM
Active Rain Is Not A Reference Site.
The Internet has some great reference sites. The juggernaut of the bunch is probably Wikipedia. If you wonder about a topic, just look it up on Wikipedia. There is even a pretty large reference out there for investing called Investopedia. Plus plenty more.
The point is, the Internet is filled with reference sites. Active Rain, however, is not one of them.
Can you get information from searching Active Rain? Sure. But it is not the best use of this site. Not by a long shot.
I know this first hand. I first heard of … (40 comments)

A Closing With No Settlement Statement? - 06:42 PM
Have you ever attended a closing where there was no settlement statement?
Local bank... in house loan.
I was totally surprised.  I had visited with the closer for several days, had expected a statement 24 hours before closing.
The bank did not do one.. sellers and buyers wanted to close anyway... the figures were right. 
Both sides signed a summary statement of the settlement for my file.
Again, this is an in-house loan, not federally related, will stay in the bank profile.
My question is:  Have you ever attended a closing where there was no settlment statement?  IF … (139 comments)


Blog posts


New Custom Map for Cynthia Naumes - 09:29 PM
I love this new map, we are even going to include video that is a stream where you see the actual water.www.BeautifulCustomMaps.com, click on the second map for Cynthia Naumes.Merry Christmas.Cherie YoungOnline Marketing Strategieswww.CherieYoung.comwww.BeautifulCustomMaps.com
… (4 comments)

Pre-Listing Video - 2521 Linden, Hemet, CA 92545 - 11:09 AM
Cash For Keys Home has been Surrendered at bank owned home (REO) located at 2521 Linden, Hemet, CA 92545 Why is it important that this was a cash for keys home, you ask? Good Question. You see when the homeowner stays in the property to the very end and the bank pays them to move, assuming the home is left in 'broom clean' condition with all of the appliances and fixtures it typically has a better chance of being in better care than when homeowners move out and abuse the homes before they leave...often stripping appliances, fixtures and even outlet covers … (4 comments)

A 680 Credit Score Just Isn't What It Used to Be - 06:33 PM
As an active REALTOR® in the Hemet San Jacinto, Ca real estate marketplace, I am repeatedly asked specific questions about today's real estate market - especially in today's economy. In an effort to provide more information to my community, I am publishing this Top 5 in Real Estate Social Networking Systemsm "e-Article," in which I provide useful real estate information to my real estate networks. If you find the enclosed information beneficial to your family and friends, I encourage you to forward it to your "social network" as well.  
A 680 Credit Score Just Isn't What It Used to Be
Do you … (3 comments)

Moving Up in a Down Market - What the Media Isn't Telling You about Real Estate - 11:55 PM
As an active REALTOR® in the Hemet San Jacinto, Ca real estate marketplace, I am repeatedly asked specific questions about today's real estate market - especially in today's economy. In an effort to provide more information to my community, I am publishing this Top 5 in Real Estate Social Networking Systemsm "e-Article," in which I provide useful real estate information to my real estate networks. If you find the enclosed information beneficial to your family and friends, I encourage you to forward it to your "social network" as well.  
Moving Up in a Down Market - What the Media Isn't Telling You … (9 comments)

Selling a Luxury Home - Part 4 - The Team - Home Inspector - 05:35 PM
Selling a Luxury Home - Part 4 - The Team - Home Inspector
This is Part 4 in a Series. You may wish to look at the other parts first:
Selling a Luxury Home - Part 1 - Defined
Selling a Luxury Home - Part 2 - A State of Mind
Selling a Luxury Home - Part 3 - Make a Plan
In part 3 of Selling a Luxury Home we already covered why you should use a Realtor to get the most for your home in the least amount of time.  The Realtor is going to help you put together … (0 comments)

Selling a Luxury Home - Part 5 - The Team - Termite Inspector - 07:33 PM
Selling a Luxury Home - Part 5 - The Team - Termite Inspector
This is Part 5 in a Series. You may wish to look at the other parts first:
Selling a Luxury Home - Part 1 - Defined
Selling a Luxury Home - Part 2 - A State of Mind
Selling a Luxury Home - Part 3 - Make a Plan
Selling a Luxury Home - Part 4 - The Team - Home Inspector
Right of the bat some of you are asking why we need a Termite inspector if we just had a home inspector.  No matter how you … (0 comments)

Are the Banks receiving too much Bailout money? - 09:58 AM
What is going on with the banks?  I have recently seen this scenario play out twice in the last month.  We have a contract, present it to the bank for short sale approval.  Bank orders a BPO(Brokers Price Opinion) and cancells the short sale because of "Insufficient offer".  Bank forecloses and relists the house as an REO(foreclosure) for 25% less than what our buyer could have closed on it for 3months ago.  Huh?  Just so you can see it in real numbers.  I will give you an actual scenario.
Seller had a contract with a cash buyer for 1million dollars.  In this case … (5 comments)

No Short Sale for you!! - 03:33 PM

Hi folks. Just when I think I have this Short Sale stuff figured out I run across another issue that has the potential to really place my sellers, the buyers and the agents in a difficult quandary. Yesterday I received a phone message from Chase in relation to a Short Sale we closed on almost two weeks ago. It went something like this "Hi this is Sarah from Chase calling on LN# 11324567. I am preparing the post closing package to send off to the Investor and noticed that I need the last 2 months bank statements from the Borrower. … (44 comments)

Changes for 2010 :) - 10:48 AM
There were probably many, many times this year when I may have disturbed you, troubled you, pestered you, irritated you, bugged you, or got on your nerves....
 

 
So today I just wanted to tell you..........  <>    <>     <>        <>   
<>
 
Suck it up Cupcake!!! 'Cause there are NO CHANGES planned for 2010 !!!
 
I wanted to share this funny circulating email with you.
 
… (6 comments)

Paper Or Not To Paper - 11:28 PM
Let's not get digital.
We are all addicted to the Internet.  We have our favorite bookmarks and the bookmark that marks a page in the book, too.
I spend hours each month on ActiveRain, but I need to read from the paper (magazine, book, newspaper from time to time) also. Having a cup of fresh, good, hot French Roast coffee while reading from the real paper is still awesome and always will be.
Laying somewhere on the beach, flying, waiting for who knows what and reading a real paper book is really fun. It's different :). We need to change … (69 comments)

Wichita, KS real estate update for November, 2009 - 02:17 PM


November, 2009 Real Estate Report
For the
Wichita, KS Metro Area
  
  
Existing home sales decreased 4.8% from October, 2009 but were up 40% from a year ago because November was the original month that the $8,000 1st Time Buyer's Credit was suppose to have expired.  The Tax Credit has since been extended to April 30, 2010 plus a $6,500 Tax credit for existing homes owners who have owned their principal residence more than 5 years.
 
The Average sales price has remained relatively stable in 2009 and is currently $120,721.  Average days on the market for the … (0 comments)

Happy Holidays! - 10:54 AM

Happy Chanukah, Merry Christmas, Happy Holidays.  Whatever your faith, be grateful for your blessings, help those in need, enjoy your family and friends, and look for the miracles that exist all around us.
Have a joyous holiday season!
Deb
… (3 comments)

Animal Shelters or Human Shelters....? - 09:09 PM
It seems that this time of year, cold, winter, holidays, brings us closer to the realization that there are a lot of needy people in our world.
Here we sit in front of our warm computers and there are literally thousands of homeless people or people stressing about how they may pay their next heating bill or house payment.
Then, I see these commercials about abandoned pets and asking you to send $20 / month to help the poor cats and dogs.  Is this real!
I can't believe that people would give to help animals over human beings!?
Please, don't get … (4 comments)

Have a Merry--and Safe--South Central Vermont Holiday! - 05:55 PM
The Holiday season provides us with many opportunities for fun with our family, and decorating inside and outside your South Central Vermont home is one activity that can be enjoyed by both young and old. As always, however, the use of common sense and the taking of safety precautions are vital to ensuring happy holidays.
To that end, the Consumer Products Safety Commission strongly suggests you follow these timely tips when decorating your South Central Vermont home:
TREES:
When purchasing an artificial tree, look for the label "Fire Resistant." Although this label does not mean the tree won't catch fire, it … (2 comments)

Layaway Angels are striking again this year - 04:20 PM
Have you heard about the Layaway Angels, they have struck Florida big time. It have been told on the news, internet and elsewhere. People are walking into K-marts all over the country and asking Managers if the can pay off someones layaway. One man ask to pay off someones Christmas layaway that had only clothing, yet another wanted the manager to pull a layaway of a needy family and paid over $100. to pay it off. One went so much as to pay $500. to spread what he called a good year in his business. A lady here even paid for … (4 comments)

Is The FDIC Killing Short Sales? - 05:34 PM
Pensacola, Florida: My best of the best series of articles on different real estate topics beneficial to Pensacola Investors, Landlords, Tenants, buyers, sellers in Pensacola, Pace and Gulf Breeze, Florida. This weeks subject is on REO owned, Foreclosures and Short Sales. I hope you find this series to be educational as well as informative. Call me to discuss your options whether buying or interested in selling on the short side I can help. Charles Stallions 800-309-3414 or E-mail charles@charlesstallions.com or to view short sales and foreclosures in  Pensacola, Pace or Gulf Breeze, Florida Click Here.
Via Robert G Hertzog (Summit Home Consultants):
Is The FDIC Killing Short Sales?
As some of you … (2 comments)

Unclutter Your Home - 08:06 PM
I am going to send this to friends and family that I know could use a swift kick. Maybe this will help them get off the fence.

Via Nakisha Brisco (Abek Real Estate):
Unclutter Your Home In 10 Easy Steps
Clutter, which is defined as things that lie about untidily, is often linked to creativity.  So, just how much imagination will it take to tidy up your space?  To be exact, you can make it happen in 10 easy steps.  
Step # 1: Set A Schedule
You are much more likely to stick to a routine, whatever it may be, … (2 comments)

Have you heard about the Layaway angels? - 08:07 PM
From coast to coast wonderful people with as little as $20. are walking into K-marts and paying layaways off for people that need a little help.
Talk about paying it forward, have you heard about the Layaway Angels. It have been told on the news, internet and elsewhere. One man ask to pay off someones Christmas layaway that had only clothing, yet another wanted the manager to pull a layaway of a needy family and paid over $100. to pay it off. One went so much as to pay $500. to spread what he called a good year in his business. A … (4 comments)

Short sales and Foreclosures-WARNING! - 08:21 PM
Pensacola, Florida: My best of the best series of articles on different real estate topics beneficial to Pensacola Investors, Landlords, Tenants, buyers, sellers in Pensacola, Pace and Gulf Breeze, Florida. This weeks subject is on REO owned, Foreclosures and Short Sales. I hope you find this series to be educational as well as informative. Call me to discuss your options whether buying or interested in selling on the short side I can help. Charles Stallions 800-309-3414 or E-mail charles@charlesstallions.com or to view short sales and foreclosures in  Pensacola, Pace or Gulf Breeze, Florida Click Here.
Via cindy ulsrud (First Weber):
Here is a warning to all those real estate agents that have … (5 comments)

From Mobile Alabama to Fort Walton, If you are looking for a great Massage with Gold Fingers.. - 08:37 PM
Rebekah Gilmore is a highly skilled massage therapist.  As a deep tissue extraordinaire, Rebekah searches for blockages in your tissue and muscle, and with precision and care, releases them to rid your body of pain and toxins.  More than just a massage, you will experience your best self through the help of touch. 
Rebekah is an expert in deep tissue structural bodywork, relaxation, Swedish and sports massage. Rebekah has been a licensed massage therapist for over a year.  She attended the Soothing Arts School of massage in Pensacola, FL.  She is nationally, as well as state certified.  She has maintained a … (2 comments)

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