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Archives of real estate blog entries for February 11, 2009 (Page 7)
Is this the Right Time to Buy? - 08:28 AM
I get asked by owners all the time, are we at the bottom of the market? The real answer is, "we don't know". Firstly, you can't rely on the press because one day it's all positive and the next it's all negative. Secondly, the government intervention in the economy is about equal positive and negative. On one hand, there's the real hope/possibility that individual owners who are at risk of loosing their homes may be helped and thus slow down foreclosures. On the other hand, the banks/lenders aren't sure if it is more profitable/advantageous for them to go ahead and foreclose (0 comments)
Should a Home Owner Refinance? - 12:58 PM
When interest rates are low, many former clients ask if they should consider refinancing. While refinancing may sound like a good idea, it may not make sense for everyone. If asked, I tell my clients about the general rule-if the current interest rate on their mortgage is at least 2% higher then the present going rate, refinancing might be the thing to do. I also ask my clients how long they plan to stay in their house after refinancing. Again, there is another general rule- plan to stay in your home for at least 3 years to be (0 comments)
Mortgage Rate Trends, Stimulus, Letter From Sen Johnny Isakson ref to Home Purchase Tax Credit - 10:46 AM
TODAYS RATE TRENDS<? <? One of the side effects of this government spending (for stimulus) is that we must borrow huge amounts of money to fund it. This is putting pressure on interest rates that is unavoidable. Mortgage rates are still historically very low although the much hoped for 4.5% is out of our vision for now and probably forever. The 10 year note (the best gauge for long term rates) closed at its major support level (3%) Friday and hopefully will hold here. This being said it is reasonable to expect the long term rates (mortgage rates) to float between (0 comments)
See my website at www.johntuggle.edicypages.com - 11:18 AM
Please see my website at www.johntuggle.edicypages.com . At the website you can find all kinds of useful information about me, the mortgage products I offer, current news that affect Real Estate proffesionals and consumers alike. I also have set up and am building a "Realtor's I Trust" page in order to direct those that with the best service available to them in the East Alabama, West Georgia Real Estate Markets. Also on the site you can find an application page that ask all the questions I would need answered to pre-qualify and / or pre approve for a mortgage. You really (0 comments)
BREAKING NEWS: DOWN PAYMENT AID PROGRAM RESURFACING - 03:57 PM
I am working enthusiastically to create a groundswell of support in your community for H.R. 600 - FHA Seller-Financed Downpayment Reform Act of 2009 and downpayment assistance (DPA) reform. Breaking News: Down-payment aid program resurfacing In case you haven't seen the article in the February 7th edition of the Los Angeles Times, which speaks to H.R. 600's reforms that specify new standards for an effective program that will improve performance and not cost the taxpayers or the FHA insurance fund a dime. Read the entire Los Angeles Times article -------------------------------------------------------------------------------- Key Points of DPA Reform Congressional Budget Office (CBO) stated that (0 comments)
Stimulus Bill Passes, but the $15,000 Home Buyer Tax Credit is Wiped Out - 08:02 PM
Well, corporate America will be getting their money but America's middle man, the one who has been identified as the core of America - just lost a tax break when buying a home. Read on from a post from Mirela Monta ..... Via Mirela Monte, Your Myrtle Beach Connection: Minutes ago an agreement was announced on a $790 Billion stimulus plan. Unfortunately, the $15,000 Home Buyer Tax Credit was effectively wiped out in order to accommodate the new, lower overall limit of the bill. Large corporations will get the money, but the average Joe will not get a tax break when (1 comments)
It is so easy to get stuck in our chair in our office and focus on all the activities that have to be made to made to make our listings shine over everyone else. Boy, there is so much work that needs to be done. Websites Riders Signs Podcasts Videos Picture set up Stagers Paperwork Picking the pictures Writing verbiage for the pictures Blah..blah..blah. The time it takes to set up all the appointments. Geeeez, it takes hours and hours and hours of hard work to get our listings to sell. S T O P ! ! ! ! (3 comments)
No matter how you say "LOVE" in any language, pay it forward. Whether you write it in 20 languages on your hand, take each day a special day and make it a special day for someone.....even if it is just one person. Each and every day, tell yourself that I am going to make someone's day today. That could be your spouse, your friend, your boss, your agents, you employees, your clients, or someone you meet anywhere during the day. The whole point of this post is to have a very postive atttitude and enjoy life.....enjoy real estate. The more you (1 comments)
Batter Up ~ Brea's New Sports Park Opens Saturday, Feb. 14th - 08:50 PM
Brea's New Sport Park ~ It's A Party & You're Invited! It's finally here, the opening of Brea's brand new sports park! Mark your calendar and plan on attending, this coming Saturday, February 14th! It's a great event, the long awaited grand opening of our new Sports Park in the City of Brea at 3333 Birch Street, the corner of Birch and Valencia at the eastern side of Brea. The site is 26 improved acres and home to baseball and softball fields in addition to batting cages and a pratice field. Like soccer? Check out the facilities here. Or maybe the (20 comments)
Frisco TX weather - Just wait 5 minutes - 11:42 AM
This is what they say about the weather in Frisco TX. If you don't like it, just wait 5 minutes. It will turn on you. Then again, the same thing could be true. It's pretty outside and in the next hour, you could be wearing a sweater. Or like last night, it was pouring rain and many of us, Frisco residents had to gather the family and pets into stairway closets because the tornado sirens rang. If you are cold-natured like me, Frisco Texas would perhaps be the most north you'll ever live. I remembered going on a vacation to Calgary, (13 comments)
Why Sellers Should Not Be Home When Buyers View Your Home - 09:10 PM
I typically advise my Seller clients not to be home when buyers view their house. Even on a short notice. Sometimes, the appointment is not relayed to the Sellers in time, buyers and their agents have been known to walk in on Sellers. My typical advice if this situation arise is, Thank the Buyers for coming, drop whatever you are doing, grab the keys and head out the door IMMEDIATELY. Jump in the car, go somewhere. Close the door behind you. Take a walk for a few minutes.
As a Seller, you really don't want to be at the house. (12 comments)
What’s Happening in Central Florida - February 10, 2009 - 08:08 AM
This is a guide to a smattering of events occurring in the Orlando Central Florida area. The sections are divided into Art, Music, Theater, Author, Etc, On-Going and Plan Ahead. There is surely something for everyone.
ARTFEST What: arts & cultural events www.RedChairProject.com When: February 6 - 15 Where: 75 venues in 4 counties by 83 organizations Cost: Free Contact: 407-363-5816
FIT FOR LIFE What: various classes & programs including Heart, Health & You, etc. When: throughout February - click link for schedule http://www.ocls.info/Programs/default.asp?bhcp=1 Where: Orange County Public Library System - various locations Cost: (0 comments)
Making an Offer on Salt Lake Foreclosures & Short Sales ! - 11:35 AM
Making an offer on Salt Lake Foreclosures & Short Sales In South Jordan should include a little home work. We've done part of that for you ! Every offer to buy a home should have a story to justify the offering price. Either you or your Realtor should be prepared to convince the seller that under the circumstance, your offer is not only fair, but likely the best offer to buy THAT home that they will receive. (actually this is info that is supplied to the listing agent so they can help you "sell your offer"). In this case the story begins with (0 comments)
Fixing this mess with the NQ/NE assumption - 09:04 PM
Here's a simple solution to this wild mess our industry is in. It is simple and probably has all kinds of bullet holes, but here is a shot. Buyers have bought into believing they cannot qualifyLenders are losing due to negotiating prices way below mortgage balances.Foreclosures will continue to trigger through January, 2011.Sellers are losing their homes. Let's go back to NQ/NE programs. Non-qualifying allows buyers to walk up and take back what they lost, their dignity.Non-escalating interest rates stops the foreclosure wagon in it's tracks.Assumptions will begin increasing the value of properties again. Equity will be given as downpayments. The banks (0 comments)
Just a real quick post with a snow picture for you this morning. Looks like we're going to continue to get snow off and on all day in the Mother Lode. Winter storm warning for the higher elevations through 4 a.m. tomorrow. Snow level 2,500 ft. For current Sonora area weather and forecasts, click HERE. For a cool Doppler radar site, click HERE. (0 comments)
WHAT SITE ARE YOU ON? - 07:40 AM
As times passes and I'm in this business longer, more and more of a presence is built up on the internet. Phone conversations and messages left on my phone often open from the caller with, "I'm on your website and I see a ..... house, farm, some land, property, etc.... that I'm interested in." My next question is usually something like, "Which property is it?" I don't ask which property number because it seems that they get an automatic number assigned to them based upon the website that they are on. Sometimes they will describe a property that is sold and (3 comments)
Reynoldsburg Ohio Real Estate - 06:52 AM
Reynoldsburg Oho Real Estate The numbers are in for January 2009 in Reynoldsburg Ohio, recording 20 home sales during that month. Independence Village contributed most of the sales according to the MLS totaling 5 records. The highest selling home sold in Windsor Forest at 184 SW Canterburry Ln. for $210,000 on January 28, 2009. This gorgeous home off of Palmer Rd., situated on close to 2 acres of land boasted 4 large bedrooms, 2.5 baths, 2100 square feet of living space and a 4 car garage. Taylor Woods and Summit Woods, neighborhoods south of Broad and east of Taylor (0 comments)
Clintonville Ohio Real Estate - 07:29 AM
Clintonville Ohio Real Estate In January 2009, Clintonville posted 6 home sales. This included a 4 Bedroom Bungalow home on 140 Acton Rd. selling for $250,000 on January 7, 2009. Home sales in Clintonville December 2008 totaled 17. 183 W. Kenworth Rd. Columbus Oh 43214 sold for $383,900 on December 15,2008. The number of homes sold in Clintonville January 2009 were down from 9 total homes sold in January 2008. If you know anyone thinking of buying or selling Clintonville Ohio Real Estate, please have them contact Sam Cooper with HER Realtors. Sam Cooper is one of the top selling (0 comments)
Pickerington Homes for sale - 01:12 PM
Pickerington Homes for sale Have you been looking for Pickerington Homes for sale? Then you've got to see this striking home for sale in Manchester Subdivision. You'll fall in love upon entry, pulled in by the beautiful hardwood floors and tall welcoming foyer. 691 Manchester Dr. in Pickerington Ohio 43147 boasts over 3000 square feet of living space, 4 bedrooms, 2.5 baths and finished lower level. This is a handsome Rockford built home full of amenities including a formal living and dining room, kitchen with island, 1st floor laundry, great room with gas fireplace and an attached two car garage. All (1 comments)
$8,000 Home Buyer Tax Credits May Stimulate Buying - 10:50 AM
Recently, the Senate added a significant homebuyer tax credit to the housing stimulus plan. Here are the key elements of the plan: *The tax credit is for the amount of $8,000. * The tax credit is available to first-time home buyes for purchases of any home closing from 01/01/09 12/31/09. * Able to claim the credit against the 2009 tax return. This is big to get out to clients in terms of stimulating a purchase in the early part of this year. More info on this to come. * Buyers must occupy the home for three years as their principle residence (0 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.