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Archives of real estate blog entries for September 11, 2009
Featured blog posts
Self-Employed and Tax-Returns... - 11:40 AM
One of the biggest casualties of the current tightening of mortgage guidelines has been Self-Employed Borrowers. This month, I've had two applications that I've had to turn down for lack of income even though each of these applicants was generating thousands of dollars in "revenue" each month. The reason the applications were turned down was because too much of their income was written off on their tax returns. Even though the write-off's were a legitimate and legal way to reduce their tax liabilities, they also left too little bottom-line income to qualify for a mortgage loan. In the past, these applicants' (68 comments)
Should I Have My House Appraised Prior To The Listing? - 03:13 PM
This is one of the most popular questions I get when meeting with sellers when they are preparing to put their homes on the market. The answer is, it depends. Appraisals cost between $400 to $700 in our area. Most of the time your REALTOR'S® market analysis will provide you with much of the same information as an appraisal. When an agent comes over to talk to you about selling your home, they will most likely, have a market analysis of the current market conditions in your neighborhood and the nearby surrounding areas. They will compare what homes, similar to yours, listed for (61 comments)
The Social Media Revolution! Do you BELIEVE? - 01:10 PM
In the last couple of months, I have had the awesome opportunity to work with Brad Andersohn and Bob Steward from ActiveRain. We all put together a very successful event in Phoenix, AZ for the Real Estate Industry which drew 470 REALTORS to the event. Through the planning, I conducted research and also had the opportunity to converse with Real Estate Professionals about Social Media's effect on our industry. What I discovered was that most professionals I spoke with fell under the following categories: SOCIAL MEDIA? What is it? I wouldn't even know what to write about. I've been trying to find (42 comments)
Accept Situations With Grace...and Move On - 11:57 AM
During the course of our careers we'll have many a situation with a home buyer or seller that will not work out. It all depends on the circumstances or situations. A buyer may just not feel it's the right home for them or a seller may reconsider retiriing and selling their home. I just read a post AVOID BURNOUT! Stop Taking Responsibility For Stuff That's Not Your Responsibility to Take! and it reminded me of the emotion I continuously put into the relationships with clients. The cost is heavy when it does not work out and all souls get a bit weary: including the (83 comments)
Wells Fargo CEO John Stumpf - Do the right thing (Or Do Something....and QUICK) - 11:45 AM
I don't generally write about anything other than ActiveRain. Every once in a while I'll write about my kid, but for the most part I try to keep my personal views and opinions to myself. I don't want them reflecting on my company (I have pretty strong views and in my personal life I have no issues sharing them if someone asks.........ok, sometimes I'll just butt in and share them even when I wasn't asked). Have you guys seen this? A Wells Fargo executive in charge of Foreclosed Commerical properties decided to take full advantage of a home that had been (153 comments)
We remember all of those lost in the twin towers on that fateful day. We remember all of those lost at the Pentagon on that fateful day. We remember all of those lost in the planes on that fateful day.
We remember all of those heroes, who went against the flow, and pressed toward the twin towers on that fateful day. We remember all of those heroes, who climbed the stairs in those towers, in full equipment, attempting to save those caught in the twin towers on that fateful day. We remember those, who by the grace of God (68 comments)
ActiveRain Success Stories - What Your Blog CAN Do For You - 03:38 PM
ActiveRain Success Stories - What Your Blog CAN Do For You Today I was talking on the phone with a New ActiveRain member ready to become a RainMaker, but wanted to know some of the successes and benefits that other members here had experienced from being here. I shared the "Success Stories" link located on the AR Homepage. Then, as I started looking for some Blog posts to share with her, I discovered that there are literally hundreds, even thousands of these success stories scattered all through-out the community. After spending a couple hours scouring the network, I was able to (91 comments)
We all want to hear good news. The media is looking for it so they give it to us in small bites. One of the bites is that the housing market has hit the bottom and signs of an improving market are there. I am not sure how you can make that statement. We don't know the bottom has been reached until 6 months afterwards. It is not like we have jumped into the pool and dropped down and down until our lungs are ready to burst, and then our feet hit the bottom and we push ourselves up. My (65 comments)
Reflecting on the 9-11, a day we will always remember where we were, what we were doing and the shock of what we felt and saw. Today I chose to remember the families who lost their loved ones that day. Today I chose to remember the fire fighters, and emergency crews who went without sleep digging tirelessly through the rubble to save lives. Today I chose to remember the out pour of support from people all across the United States who came to help in the rescue efforts. Today I chose to remember the fear that we all felt as (70 comments)
Let's Screw the Realtors! - 05:22 AM
Bank of America did not get enough money from during the Bailout! It needs some contributions from Key West Realtors to help it through the bad times. Here is the set up: There is a real pretty house located on a very nice street in Old Town Key West. It was sold in 2004 for over $1,250,000. The economy soured. The owner put the house on the market in early 2006. The listing eventually became a short sale. Months passed by. The seller accepted several offers from various buyers. Each of the offers failed due to the passage of too much (82 comments)
A Quick Warning... - 12:20 AM
Earlier today I wanted to put a link to my Real Estate Career Builder course on my blog post. When I insert a link I like to go to the page in question and do cut and paste with the URL so that I don't accidentally type it in wrong. But this time I couldn't get there by typing in www.promotemyrealestatecareer.com The only way I could access the site was to add "/index.html" to the end of the URL. I thought it was just my computer so sent the link to my son to see if he could use it. No, (58 comments)
Don't Do BPO's To Learn A Market and Don't Use Our Market For Your Training Ground - 02:29 AM
This is in response to Laurie Mindnich's post, Want to get better at your job start taking bpo's. I rarely write a members only post and I would make this a public post because I feel that this is great info for those reading who are not members to learn from however Laurie's post was members only so in respect to her I am placing this as a members only post. I respectfully disagree with Laurie's thinking but not in that you won't get more experienced by doing BPO's but rather based on our experience in dealing with short sales- Bad (66 comments)
CURB APPEAL: If It's a Horse Property, Don't Forget The barn! - 06:47 AM
It's amazing how many buyers want to see the barn FIRST, when they're looking at horse properties. Don't forget the barn when you're assessing your curb appeal! Horse owners want to know where they'll park their trailer and how easy it is to back up or pull through, where they'll keep equipment such as a tractor or manure spreader, where they'll store hay, where to put shavings or sawdust for bedding. They'll want to see the tack room and figure out where they'll tie a horse to tack up or have a farrier or vet work on it, with good footing and good lighting. (38 comments)
Westchase - There's Nothing Else Quite Like It! - 10:01 AM
Many people have a visual picture of what type of home they are looking for when they begin house hunting. Some want a low maintenance condominium in the center of everything. Others dream of large oversized lots with tons of privacy. Then there are those that want quiet streets filled with families, places for the kids to play and lots of amenities. Westchase is for those house hunters. Located in Tampa, Westchase is a master plan community with gorgeous homes to fit different lifestyles and prices. But it also has amenities like very few communities in the area. A large assortment (0 comments)
Big Update - Want to Endorse Active Rain in the Shine A Light Contest? - 12:09 AM
The ActiveRain Real Estate network has become a very big part of my life! For the past 3 years I have grown my own personal network, generated business and met some terrific people. ActiveRain impacted my life..and it started with a young woman who featured posts...who mothered many...I met her face to face...my blogging mentor Colleen who taught me the true value of pay it forward...a very big phrase used by many and practiced by many on the network today! Judy Jennings wrote an awesome article and she is to be commended..while ActiveRain is being nominated..the members who use this site (7 comments)
Mark your calendars now for the 6th Annual Pet Wellness Festival and treat yourself and your pet to a day of joyful celebration of health, education and networking. The Pet Wellness Festival (PWF) brings together contributors from all over New England who offer healthy approaches to well-being such as Reiki, TTouch, Massage, Homeopathy, Acupressure, Counseling on Healthy Nutrition, Grooming, Training and Behavior, Healthful Products and more... This year, PWF will benefit New England Pet Partners, Inc., a non-profit, 501(c)(3), bringing people and pets together to enhance well-being and education through pet-assisted therapy. You can meet the therapy dog teams, and learn How to become (16 comments)
Don't miss New Hampshire's First Wicked Wine and Brew Fest Mel's Fun Park in Litchfield, New Hampshire will be the venue for the First Wicked Wine and Brew Fest. 454 Charles Bancroft Hwy (Route 3A) Litchfield The wine and brew festival will take place on Saturday, September 12th from 2-7 p.m. Cost - $20; $5 for designated drivers and under 21, children under 5 years old are free New England wineries and breweries will be featuring their best wines and beers. You can sample wines and beers from all over New England! Shipyard Brewing co. will be (23 comments)
Satellite Image of Recent Southern California Wildfires - 03:45 PM
I received this photo taken by the NASA Terra satellite on August 30, 2009. Here you can see all of Southern California and get a pretty good idea of just how much was on fire at the time. If you look to the South East - you'll see a small lake that is pretty much surrounded by burnt area - well, that fire, known as the 2400 acre COTTONWOOD FIRE came within a mile of my home in Hemet, Fortunately the winds were blowing the other way and there were no evacuations or injuries/casualties.Follow this link if you want to see a (2 comments)
They have wrestling, tumbing, cheerleading, and group fitness classes. They even have a drop off class on University of Texas game days, so you can drop off your kid and go enjoy the game at the stadium, at a friend's, or just enjoy it at home without having to worry about pleasing a child at the same time. Yesterday, I went to a Mommy and Me fitness class, kids ages 1-2 years old. It was very interesting. We (6 comments)
Kids as Marketing Tools - 09:55 AM
Back, before Alyssa was born, I blogged about one of my Baby Shower Gifts. I received some onsies that I thought were so cute.
Now that Alyssa is older and they fit, she's actually past the age for "onsies" so I thought they were wasted. However, this past weekend, I cut the bottoms off to make them just t-shirts. Genius!! I put one on her earlier this week and sent her off to school. The teachers thought it was so cute. I also ran into another Realtor while dropping her off. She noticed my Realtor license plates first, and then (18 comments)
Restaurant.com is Offering 90% off Their Gift Certificates Thru Sunday!! - 04:44 PM
This is an awesome deal. It's no joke either, as I have purchased several myself and it also worked when family members bought some. There is no gimmick. Restaurant.com is actually selling $25 gift certificates for $1!! This has been going on for a couple of days, so I'm sure most of the "good" restaurants are already sold out, but you might as well see if there are any gift certificates you or a client could use. I bought some for restaurants that I have never been to as I'm going to use my $1 as a way to venture out. (5 comments)
Day 39: 100 Days of Central Mass Features South Pond - 10:35 AM
South Pond, also known as Quacumquasit Lake, is the largest and deepest of the Sturbridge lakes. It is fully recreational with the exceptiong of jet skis due to the lake's size. It is located in the Northeastern section of town, close to the Brookfield townline. South Pond is connected by a narrow channel to North Pond, also known as Quaboag Lake. South Pond is about 218 acres with an average depth of 32.5 feet and maximum depth of 72 feet. There is a public beach located off of Lake Street on the north end of the lake. If you enjoy fishing, (2 comments)
From 06/05/09-09/05/09, the town of Charlton had 32 single family home sales ranging in price from $116,000 to $655,000 . The average list price was $276,128 and the average sale price was $264,541 . The median sale price was $250,000 . The average marketing time was 135 days . 2008 Snapshot
Rewind to 2008 and what do you get? In the same market period, Charlton had 22 single family homes sales ranging in price from $105,000 to $435,000 . The average list price was $309,918 and the average sale price is $295,423 . The median sale price (0 comments)
Sturbridge Real Estate Market Update 6/5-9/5/09 - 11:10 AM
Current Market Analysis From 06/05/09-09/05/09, the town of Sturbridge had 22 single family home sales ranging in price from $36,000 to $372,000. The average list price was $255,273 and the average sale price was $245,657. The median sale price was $260,000. The average marketing time was 214 days. 2008 Snapshot Rewind to 2008and what do you get? In the same market period, Sturbridge had 31 single family home sales ranging in price from $75,500 to $485,000. The average list price was $298,770 and the average sale price was $289,148. The median sale price was $317,000. The average marketing time was 168 (0 comments)
Will & James with their hair blowing in the wind on our way to Fenway Park. We took a "petty cab" ride to the entrance since our parking garage was about a mile away. You get to sit in this carriage type thing while a nice man on a bike hauls you to the entrance. They work just for tips and get you their quite quickly with some friendly conversation.
Here's our driver hauling all 4 of us to Fenway. He let us know he was able to cancel his gym membership this year since he's been working (2 comments)
Looking for something fun to do this weekend? Come join Yankee Spirits and Barefoot Wines for a fun eventful day Saturday, September 12th from 10-4PM! They will be hosting a waterfront volleyball tournament and wine tasting behind Oxhead Tavern on Cedar Lake. Interested in playing? There is still time! Visit www.osv.org for more information. Teams will be 2 vs. 2 non-professional volleyball teams competing. Proceeds will be going to our beloved Old Sturbridge Village. Come watch some games, taste some wine and support our local community. Yankee Spirits is hosting the wine tasting from 12-3PM. If you're not interested in playing that's (3 comments)
Use Google Reader as part of your Backup system - 06:57 AM
Over the last couple weeks, a few friends have suffered various computer crashes and data losses. The following tip originated with a comment by Brad Coy on a Bloodhound Blog post: Use Google Reader as part of a back up system for your blog! (Any RSS reader will do, of course, but Google is handy and easy to use.) Open up Google Reader. Create a new subscription to your own blog.
That's it you're done. Set it aside and forget about it. But if you ever have a computer crash, or lose your previous blog posts in any other way, just (8 comments)
The Way It Was - 9/11/01 - 11:27 AM
As many of you I'm sure, I remember exactly what I was doing when I heard the news of the first crash, turning on the tv to witness the second one live. It was incomprehensible. We lost so many lives that day to the insanity that is terrorism. For the rest of us who watched in horror, we also lost a little of our innocence.On a personal level, my son's best friend who worked in a building close to the attack, had to run, covered in a milky white dust as fast as he could to escape the area. He wound (2 comments)
Time Running Out for $8000 Tax Credit for First-Time Home Buyers - Pueblo Parade of Homes - 11:26 AM
$8000 First-Time Buyer Tax Credit Expires Soon! Time is running out to take advantage of the $8000 tax credit for first-time home buyers. You have to close the deal by December 1st of this year. If you have just started looking for a home, be advised you should plan for 45 to 60 days to close a home loan. There will no longer be time to close on a home that is being sold as a short sale unless the seller has already received pre-approval to sell short. There are bills in both the U.S. House and the Senate to extend (2 comments)
Clean as a whistle! Gorgeous home on corner lot with numerous upgrades- Granite countertops, Cherrywood cabinets, 20 inch tile flooring in all living areas, office/den/bonus room with french doors and wood floors,3rd bedroom/office/bonus rm does not include a closet. Approval of the seller's lender(s) may be conditioned upon the gross commission being reduced. Listing price may not be sufficient to cover all encumbrances, closing costs, or other seller charges and sale of property at full listing price may be conditioned upon approval of third parties. For the latest (0 comments)
GRAND ENTRANCE THROUGH THE ROTUNDA FOYER INTO THIS GORGEOUS HOME WITH INTERIOR CUSTOM PAINT, UPGRADED KITCHEN WITH A BUILT IN DESK, SECOND ROTUNDA LEADS YOU FAMILY ROOM, DELUXE MASTER BATH, CROWN MOLDING THROUGHOUT, UPGRADED CARPET AND TILE THROUGHOUT, COVERED PORCH AND MUCH MORE. IF YOU HAVE BEEN PLANNING ON BUYING A HOME THE WINDOW IS HERE AND NOT FOR LONG. NOT A SHORT SALE OR BANK OWNED WHICH MEANS ONE THING FAST RESPONSE FROM SELLER UPON ACCEPTABLE CONTRACT OFFER. WE CAN DELIVER BEFORE YOUR EIGHT THOUSAND DOLLAR STIMULUS EXPIRES (0 comments)
What do you wear? - 03:15 PM
Last week, I met with a referral partner who works in the IT industry. During our meeting, she said that she admired me because I dress professionally (often in a suit) and I don't wear jewelry - just my wedding set, watch and earrings. She specifically said, "When I see a Realtor driving a BMW or wearing expensive jewelry, I think, 'Their commission is way too high.'" I dress simply, but that's just my style. What about yours - Realtors? - and how do you think your appearance affects the opinions of your clients? It will be interesting to listen and (3 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.