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One of the biggest casualties of the current tightening of mortgage guidelines has been Self-Employed Borrowers. This month, I've had two applications that I've had to turn down for lack of income even though each of these applicants was generating thousands of dollars in "revenue" each month. The reason the applications were turned down was because too much of their income was written off on their tax returns.
This is one of the most popular questions I get when meeting with sellers when they are preparing to put their homes on the market. The answer is, it depends.
In the last couple of months, I have had the awesome opportunity to work with Brad Andersohn and Bob Steward from ActiveRain. We all put together a very successful event in Phoenix, AZ for the Real Estate Industry which drew 470 REALTORS to the event. 
During the course of our careers we'll have many a situation with a home buyer or seller that will not work out.
I don't generally write about anything other than ActiveRain. Every once in a while I'll write about my kid, but for the most part I try to keep my personal views and opinions to myself. I don't want them reflecting on my company (I have pretty strong views and in my personal life I have no issues sharing them if someone asks.........ok, sometimes I'll just butt in and share them even when I wasn't asked).
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Bank of America did not get enough money from during the Bailout! It needs some contributions from Key West Realtors to help it through the bad times. Here is the set up: There is a real pretty house located on a very nice street in Old Town Key West. It was sold in 2004 for over $1,250,000. The economy soured. The owner put the house on the market in early 2006. The listing eventually became a short sale. Months passed by. The seller accepted several offers from various buyers. Each of the offers failed due to the passage of too much … (82 comments)
Earlier today I wanted to put a link to my Real Estate Career Builder course on my blog post.
This is in response to Laurie Mindnich's post, Want to get better at your job start taking bpo's. I rarely write a members only post and I would make this a public post because I feel that this is great info for those reading who are not members to learn from however Laurie's post was members only so in respect to her I am placing this as a members only post.
It's amazing how many buyers want to see the barn FIRST, when they're looking at horse properties. Don't forget the barn when you're assessing your curb appeal! Horse owners want to know where they'll park their trailer and how easy it is to back up or pull through, where they'll keep equipment such as a tractor or manure spreader, where they'll store hay, where to put shavings or sawdust for bedding. They'll want to see the tack room and figure out where they'll tie a horse to tack up or have a farrier or vet work on it, with good footing and good lighting. … (38 comments)
Many people have a visual picture of what type of home they are looking for when they begin house hunting. Some want a low maintenance condominium in the center of everything. Others dream of large oversized lots with tons of privacy. Then there are those that want quiet streets filled with families, places for the kids to play and lots of amenities. Westchase is for those house hunters. Located in Tampa, Westchase is a master plan community with gorgeous homes to fit different lifestyles and prices. But it also has amenities like very few communities in the area. A large assortment … (0 comments)
The ActiveRain Real Estate network has become a very big part of my life! For the past 3 years I have grown my own personal network, generated business and met some terrific people.
I received this photo taken by the NASA Terra satellite on August 30, 2009. Here you can see all of Southern California and get a pretty good idea of just how much was on fire at the time. If you look to the South East - you'll see a small lake that is pretty much surrounded by burnt area - well, that fire, known as the 2400 acre COTTONWOOD FIRE came within a mile of my home in Hemet, Fortunately the winds were blowing the other way and there were no evacuations or injuries/casualties.Follow this link if you want to see a … (2 comments)
Lakeway Texas Activites welcome 3F Fitness, and it's quickly becoming all the rage! 3F Fitness has something for everyone and all age groups.
South Pond, also known as Quacumquasit Lake, is the largest and deepest of the Sturbridge lakes. It is fully recreational with the exceptiong of jet skis due to the lake's size. It is located in the Northeastern section of town, close to the Brookfield townline. South Pond is connected by a narrow channel to North Pond, also known as Quaboag Lake. South Pond is about 218 acres with an average depth of 32.5 feet and maximum depth of 72 feet. There is a public beach located off of Lake Street on the north end of the lake. If you enjoy fishing, … (2 comments)
Over the last couple weeks, a few friends have suffered various computer crashes and data losses.
As many of you I'm sure, I remember exactly what I was doing when I heard the news of the first crash, turning on the tv to witness the second one live. It was incomprehensible. We lost so many lives that day to the insanity that is terrorism. For the rest of us who watched in horror, we also lost a little of our innocence.On a personal level, my son's best friend who worked in a building close to the attack, had to run, covered in a milky white dust as fast as he could to escape the area. He wound … (2 comments)
$8000 First-Time Buyer Tax Credit Expires Soon!
Last week, I met with a referral partner who works in the IT industry. During our meeting, she said that she admired me because I dress professionally (often in a suit) and I don't wear jewelry - just my wedding set, watch and earrings.Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
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