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Archives of real estate blog entries for September 18, 2009
Featured blog posts
Carders, Dumps, and Identity Theft - 10:20 PM
Robert Siciliano Identity Theft Expert Albert Gonzalez and his gang of criminal hackers, were responsible for data breaches in retailers and payment processors with some estimates saying they breached over 230 million records combined. Gonzalez, considered a proficient criminal hacker, provided “Dumps” which is credit card data he stole from the breaches and supported the supply of “Carders”. “Carders” are the people who buy, sell, and trade online the credit card data stolen from phishing sites or from large data breaches at retail stores. Here is a video providing an example of what an online IRC forum looks like where data (19 comments)
Mr. and Mrs. Buyer, I appreciate your honesty, even if the truth hurts a little. - 08:43 PM
I just spent good part of a day with the loveliest buyers from a Northern state with cold, gray winters. They were looking for a place to purchase for their upcoming retirement in a few years. Both were looking for a milder climate. They had seen several episodes of HGTV showing the beautiful coastal Southern cities of Savannah, Charleston, and my lovely town of Wilmington, NC. They decided to check out these cities on a week long road trip. After a month or two of phone conversations and emails, I lined up an itinerary of beautiful homes that fit their criteria. They had all their finances in order. We were (56 comments)
News Flash!! FHA is squeezed for money! - 06:50 PM
I found this to be very newsworthy information since many of AR members have been really focused on FHA and the First-Time Tax Credit. What a bumpy ride it's going to be. Tell me what you think! We are about to see a whole lot of lenders disappearing as a result of this. In fact, as of November 18th, FHA borrowers will no longer be able to finance their closing costs into their loans when they refinance, known as a "STREAMLINE REFINANCE" as one of the results of the current announcement. We all better wish for a recovery and fast. The (104 comments)
I'm Going to Become Automaton Agent - You Can, Too! - 10:46 AM
Sometimes there is just too much to do, to successfully balance life's business, social and personal responsibilities and tasks. It's impossible to keep up. Fortunately, in a world full of technology, there are plenty of systems and processes that can become automated so I don't have to worry about them in my real estate business. I JUST don't have the time so I think I'll become Automaton Agent. You can, too! (Automaton pic courtesy of Mark Dalzell on Flickr). Here's how to make it happen... AUTO-RESPONDERS - I can preset these to say whatever I want when an email comes in. Folks get (91 comments)
YouMail.com should be called YouWOW! - 09:05 AM
This is a MUST HAVE. So Don't think "Will I" instead think "How do I sign up?" (This is not a paid advertisement, though I should get paid.) YouMail.com Rocks. It is like the ShamWOW of the world of voicemail. (This is not a paid advertisement, though I should get paid.) YouMail.com does two main things. One for free and one for $7 a mo. (Before I get started, the basics of Youmail is you have your unanswered calls forward to Youmail's special number, so it acts as your voicemail) 1) FREE: Customized voicemails PER incoming caller ID number. So you (99 comments)
Broker's Opens...Are they worth the time and money? - 09:08 PM
I recently saw a Broker's Open flyer for a modestly priced home which made me wonder how many people out there are holding broker's opens for homes this type of home. I was of the impression that a broker's open for a home that is a typical "run of the mill" home with no outstanding/unique features or is one that wouldn't qualify for the "luxury home" designation wouldn't really warrant a broker's open. It seems many people use the broker's open to socialize or grab a free bite to eat or drink and I think that would be the case for a home that (64 comments)
"RAIN POWER!" It's AWESOME!!!!! - 08:18 AM
Okay, I've read the posts about the power of Active Rain and the google juice, well as they say a picture is worth a thousand words. So, if you've never done this before, Google yourself! If you've been an active Active Rain blogger than you're going to loooooove the exposure that you and your business are receiving. If you haven't been then you are missing out; BIG TIME!!! If you haven't been than take this challenge. START! Write 3-5 thoughtful, insightful blogs each week for the next 3-4 weeks and then; Google yourself! If you're not smiling at the results I'll be (79 comments)
I Know You From Activerain... - 06:30 AM
If I had a dollar for every time someone said to me "I know you from Activerain" at the Maryland Association of REALTORS Convention earlier this week, I could take my hubby out to dinner tonight! Okay, that's an exaggeration, unless we're talking McDonalds, but it did happen several times. I almost felt like a celebrity. 'Just got back from three days in Ocean City, Maryland, but I saw the Atlantic only briefly each morning through my hotel room window. My days were spent in windowless rooms at the Roland E. Powell Convention Center, where I attended several continuing ed classes. (77 comments)
Every Picture tells a story - Photo Editing 101 - 03:35 PM
Hi Colleagues, If you don't have a photo editor already go to www.irfanview.com for a FREE download. Or you can go to www.google.com, www.dogpile.com or the latest Microsoft product www.bing.com You can search for FREE photo editing software. I have found Irfanview to be very user-friendly. It was a quick download, you can edit pictures in minutes and it offers a number of options. For more elaborate editing you may want something like Adobe Photoshop or Photoshop Elements. A way to save money on Adobe's expensive product is to buy the student version (IF you are a student). It is a full version, it just costs less. (54 comments)
Is This The End of Free Speech? - 10:40 PM
OK...is this the end of FREE speech on the net? Will this be U.S. law or will all countries be uniform? This is what happens when we the people...run to the government for every little issue! Ladies and Gentlemen? Is this the end of Free speech on the Internet? I believe this is just the beginning. Follow the link and watch the video and you decide will government regulate Social Media? Sorry you have to go to their site...to watch the video! About the Author: Midori Miller is licensed in the State of Florida, BK645709 and currently hangs her real estate (15 comments)
Hands off the TIL! - 08:32 AM
Recently, some changes were made to Regulation Z and RESPA that affect lenders and their requirements to disclose fees for their services and the total cost of the loan. The changes affect specifically how lenders are required to deliver the Truth in Lending (TIL) statement and what they are/are not able to change once they have quoted you/your client fees on the Good Faith Estimate (GFE). Since I'm not a lender, I'm going to keep this simple and cover the basics as they apply to the average residential transactions. · Lender must provide the initial TIL disclosures (GFE) no later than (0 comments)
Ethics and Listings - 04:38 PM
This is a simple post with a simple question that has to do with our Code of Ethics.I recently closed escrow on a great home that was very well priced, by the bank. It really took no time to sell.Needless to say, I marketed the heck out of it - giving myself as much Internet Exposure as possible with this really hot listing.Well, now it is sold and sites like REALTOR.Com no longer show the listing on their sites. However, the listing still appears on my website. Not that I was trying to be devious. I had a marketing person that (10 comments)
Pittsburg California Market Report – August 2009 - 02:40 PM
Pittsburg California Market Report – August 2009 I read an article saying homes sales are down. Well if Home Sales are down in Pittsburg CA it is because there are fewer homes to sell. This Pittsburg Market Report Focuses on Sales in August of Single Family Homes as compared to Sales in July. The information is pulled for the MLS from between September 15th and September 18th. I will be presenting some Special Market Reports on certain Market Segments in Pittsburg and other communities such as Short Sales, Bank Owned Home, First Time Buyers, and Higher End Homes in the (0 comments)
Novato Home Price Decrease - Luxury Marin County Living at a Bargain Price! - 02:59 PM
Novato Home Price Decrease - Luxury Marin County Living at a Bargain Price! You have seen this Home on My Blog Post; You have seen it with all the Pictures on the it's Web Site 2424Vineyard.com; You even know about the upcoming Open House. You know you can call 800-950-6159 ext 1002 for Recorded Information or a Private Showing, But did you know you can now Get This Home for $35,000 Less than before. This home has been described by other agents and Brokers as having the feel of a Park, a little piece of Lake Tahoe in your own back (0 comments)
Update: Second Chance for Listing Appointment - 12:47 PM
I've got an update for you from a blog I wrote earlier this week. For those who don't want to read that, I'll sum it up for you. I lost a listing a couple of months ago because the agent they chose gave a deep discount on fee. Then, those same sellers contacted me again to go over their current house as they want to relocate out of state. The meeting went well. I was there for over two and a half hours. After that, there were another two to three emails back and forth with further questions and concerns they (21 comments)
Are you looking for something fun to do with yourfamily in Worcester? Do you enjoy nature, science and discovery? If yes, the EcoTarium is for you! Located at 222 Harrington Way Worcester, MA 01504, the EcoTarium is a unique indoor and outdoor museum for all age groups. They are open Tuesday - Sundays from 10-5PM everyday except Sundays 12-5PM. Children under 3 get in for free, ages 3-18 get in for $8, adults are $10 and college students and seniors are $8. Some extra things you can pay to do at the EcoTarium are the Tree Canopy Walkway, the Expolorer Express (0 comments)
Zach was trying on some old Halloween costumes that we found from previous years. Say hello to Elmo! LOL email@example.com , firstname.lastname@example.org , 508-523-8632 www.activerain.com/jckcrealty, www.JCKCRealty.com, www.CentralMAListings.com, http://www.realtor.com, www.MassachusettsHomeLocator.com, http://www.facebook.com, www.trulia.com, www.myspace.com/kfcooper, http://jckcrealty.postlets.com/ , www.loopnet.com, http://twitter.com/jckcrealty If you are ever looking for a Buyer's Agent or Seller's Agent in Worcester County, Hampden County, or anywhere in Central Mass, please don't hesitate to contact me, Kathleen Cooper at email@example.com . Please make sure to visit my website at http://www.MassachusettsHomeLocator.com and find everything you need from market snapshots, Buyer and Seller information, property searches, my blog and more! I am proud to be a (5 comments)
The unemployment rate dropped in August for the 1st time in 2009. The revised rate for Wichita in June was 10% and it has dropped to 8.9% in August. The rate in Kansas was 7.1% and the lowest rate in the state was for Manhattan at 4.1%.
RealtyTrac has reported that 1 in 347 homes received a foreclosure filing in August.
Option ARM loans are the next big worry for the economy starting in the next few months. The mortgages differ from other ARMs by offering an option to (2 comments)
70 new listings and price changes for Birmingham Alabama Foreclosures - 07:44 AM
70 new listings and price changes for Birmingham Alabama Foreclosures. Today's list features: 2 homes in Gardendale under $100k, a newer home in Fultondale, homes in Center Point, new construction homes in Carrington Lakes subdivision in Trussville, starter home in Moody, investment homes in Eastlake, historic home in Highland Park, condo in Mountain Brook, 2 homes in Vestavia, home in Hoover, new construction house in Indian Springs, 2 homes in Chelsea, starter homes in Pelham, Alabaster, and Helena, and investment properties in Bessemer, Fairfield, and Ensley. A foreclosure has a one year right of redemption and is sold as is. Homes (1 comments)
Happy Birthday Pueblo West! 2009 Pueblo Parade of Homes - 01:23 PM
Pueblo West is 40 years old! Can you believe it? Stop by the Pueblo West library on Saturday between 10am and 5pm for celebration activities provided by the Pueblo West History Association. There will be a "virtual tour" of Pueblo West early homes, entertainment provided by the Pueblo West High School choir and the Pueblo SunSational chorus, and light refreshments. Don't forget, the Pueblo 2009 Parade of Homes continues this weekend. See the latest in building techniques from some of Pueblo 's finest builders. Especially interesting are the energy conservation innovations. Tickets are $5.00 at Loaf and Jug. Deb (0 comments)
Purchase this property for as little as 3 percent down! This property is approved for HomePath Mortgage and HomePath Renovation Mortgage. If exact square footage is a concern, unit should be independently measured. Wow! You can't beat this. A pool home for this price! This diamond in a rough has lots of potential. This home is a must see. Welcome Home! For the latest status on this property and many more like it in Clermont, contact Steve Glose with Keller Williams Realty direct at 407-616-7286 or visit www.thefloridalivingteam.com. You can (1 comments)
Purchase this property for as little as 3 percent down! This property is approved for HomePath Mortgage and HomePath Renovation Mortgage. Check this house out! Volume ceilings and a bright, open airy floor plan. Spacious rooms with large closets. Open kitchen, great for entertaining! All this could be yours for this fantastic price! Don't let this one get away. *If exact square footage is a concern, unit should be independently measured. For the latest status on this property and many more like it in Minneola, contact Steve Glose (1 comments)
Purchase this property for as little as 3 percent down! This property is approved for HomePath Mortgage and HomePath Renovation Mortgage. Close proximity to International Airport and shopping! If exact square footage is a concern, unit should be independently measured. For the latest status on this property and many more like it in Orlando, contact Steve Glose with Keller Williams Realty direct at 407-616-7286 or visit www.thefloridalivingteam.com. You can also email at firstname.lastname@example.org (0 comments)
Eco-friendly St. Joseph * Be GREEN! No more burying plastic statues! - 08:23 AM
If your one to bury a St. Joseph on your property in hopes that it will sell faster, here is an eco-friendly, bio-degradable option - right down to the packaging which uses soy-based ink. As stated in history, Joseph was a builder and carpenter himself back in the day that worked with eco-friendly materials such as wood, clay, and stone. So honor him right and don't pollute the ground with a plastic statue, buy this statue of St. Joseph made out of clay which sells for less than $15 at http://www.ecojoekits.com! (0 comments)
Jacksonville, FL Home Sales - 06:26 AM
We are starting to read alot of positive press about the Jacksonville housing market turning around. However, while it's true that home sales for July were up 7.2% from the prior month, (which is the highest percentage increase in ten years), I do not believe we are out of the woods yet. Northeast Florida still has a healthy supply of short sales and foreclosures that need to be absorbed before we can say the housing market is turning around. And although short sales and foreclosures are in fact selling, they typically sell below market thus bringing down market values. What I see selling in my market are the lower priced (0 comments)
This is the Longwood, Florida Market Report for 9/18/2009. There are almost 400 homes for sale in Longwood. The high asking price is for an 9 bedroom 8 bathestate with over 14,000 square feet of living space. It is being marketed for $5,499,900.00. The low asking price is for a 2 bedroom 1 bath home with just over 800 square feet of living space. The asking price for this property is a STEAL at $56,000.00. The average price of a home in Longwood is about $527,000.00 and has right around 3,000 square feet of living space. (0 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.