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More often than not, I have clients and customers tell me their attorney tells tem to just file bankruptcy and let the lender foreclose on the house.
This is unbelievable to me! I have asked several attorneys why they think this. I believe they don’t realize the credit impact a foreclosure can possibly have on a client’s ability to buy another home in the future.
Currently, on the standard 1003 loan application form, there is a question about foreclosure or deed in lieu of. This must be (14 comments)
I love the creativity of making these little videos and yet, I know they may not have quite enough humor in them, but it is fun experimenting.
I am seeking to learn how to create back-links on youtube videos for my website.
If anyone knows how to do this, please let me know!
I hope you enjoy this little marketing video I put together…
If you haven’t tried Xtranormal.com yet, Be careful, it’s addictive, almost like Active Rain!
With this post, I am (23 comments)
Wear RED tomorrow for National Wear Red Day - 07:13 AM
As the daughter of parents who both had open surgery....and the sister of a brother who had it.....heart health needs to be on the top of everyone's list of"being good to yourself" and not only being aware....but taking good care ! Sally K. Via Margaret Woda, Maryland Real Estate & Military Relocation Services (Long & Foster Real Estate, Inc., Crofton, MD): Be sure to wear RED tomorrow, February 4, for NATIONAL WEAR RED DAY - an annual reminder from the American Heart Association that another woman dies every minute from stroke or heart disease. Could the next one be you, your (9 comments)
Making Offer on Multifamily Properties: Check the Documents Before You Become a Landlord - 10:55 AM
When purchasing small multifamily property, I learned right away that usually you can't even look at the property until you make an offer. This seemed odd at the time, but later I'd realize why that practice is the industry standard. While I was concerned about making an offer that I couldn't possibly back out of, my agent assured me there were conditions in the contract upon which we could cancel it risk free if we didn't like what we saw. We found one stand out on the list of several apartment buildings, confirmed the numbers in the MLS report from the (0 comments)
Freetown/Assonet Massachusetts Quick Market Analysis and Snapshot - 05:00 AM
Freetown Assonet Massachusetts Quick Market Analysis and Snapshot Currently there are 56 Single family homes on the market in MLS in Freetown and Assonet Massachusetts 7 of the 56 are either foreclosured or short sale houses In January 2011 there were 2 homes sold in Freetown and Assonet Massachusetts There are currently 4 homes in Freetown/Assonet under contract In January 2010 there was 1 home sold in Freetown/Assonet Massachusetts From January 1,2010-December 31,2010 there 5 were 9 homes sold in Freetown-Assonet MA of the 59, there were 16 that were either bank owned or short sales From January 1, 2009-December 31, 2009 (0 comments)
Chelsea Gardens - 06:41 PM
Chelsea Gardens is a gated Summerlin community with single story and 2-story floor plans. Homes in Chelsea Gardens range from approximately 2,200 sq ft to 2,600 sq ft.
Homes in Chelsea Gardens have 3-5 bedrooms and 3-car garages.
http://maps.google.com/maps?q=Chelsea+Gardens+las+vegas,+nv&oe=UTF-8&ie=UTF8&hq=&hnear=Chelsea+Gardens+Dr,+Las+Vegas,+Clark,+Nevada+89135&gl=us&z=16 Lots in Chelsea Gardens range from approximately 6,800 sq ft to a third acre. Check crime stats in the Chelsea Gardens area
Built 2001-2002 and located near 215 and Town Center in Las Vegas, zip code 89135. Call an agent at (702) 446-7812 to get more information about buying or selling real estate (0 comments)
Short Sales: How To Convince A Lender To Waive A Promissory Note - 10:07 AM
IL – Some lenders are very stubborn about collecting what they feel they are “rightfully owed.” These lenders are usually a lender that you originally got the loan from. A good example is a credit union loan, or a small community bank. Another common type is loans that were granted with Private Mortgage Insurance. In our experience, these companies are very demanding. Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here. They negotiate hard and say they will not approve a short sale without a promissory. However, that is not always the case. You can (0 comments)
New York Governor Andrew Cuomo released his 2011-12 Executive Budget yesterday. The proposed budget closes a $10 billion deficit without raising taxes or borrowing, honoring a campaign promise. Kudos to the Governor for seeking to change these spending practices that take no account of actual costs or the quality of the services provided. In addition, the Governor’s Executive Budget calls for nearly a $1 billion reduction in Medicaid spending and a $1.5 billion reduction in education spending from last year’s spending levels. The impact of these reductions as well as others in the budget will be difficult for (10 comments)
The Year of the Rabbit 4709 - 10:01 AM
The Year of the Rabbit 4709 I believe the year in the Chinese lunar calendar is 4709 anyway* Happy New Year, our February 3, 2011 to January 22, 2012 is the year of the Rabbit in the Chinese calendar I believe it is the year 4709. It is the year of the cat in some Asian countries but in China it is the year of the rabbit. Columbus Ohio has no "China Town" I hear "Gung Hei Fat Choy" means "Happy New Year!" In a Chinese language? The photo is a plain old Ohio rabbit. This guy (?) was at the (4 comments)
Wordless Wednesday - 12:30 AM
My niece Alexandra owns her own photography business, so her new son is Kodak material.
Living In A Conversative World. - 11:28 PM
Don't worry, Liberals are next. In my constant quest to find dignity, respect, common-ground, and the better half of an argument probably not worth having ... I find myself curtailed between two mediums. One is right and one is wrong. Of course neither admit to being on the losing end of that gig, yet I find it kind of funny how seriously we take ourselves in areas where we should probably practice a bit of humility. Then again, who am I to judge ... I watch the crap enough to present the following: Palin Wins The Presidency In 2012! Some folks missed me, (0 comments)
Mortgage Rates Push Upward Into Tomorrow's Jobs Report - 09:12 PM
Rates are at their worst levels since mid-December. This is happening because the bond market is expecting a strong NFP jobs report tomorrow, coupled with inflation indicators in Europe. If mortgage rates do bounce back tomorrow, we are still facing an uphill battle and there's no guarantee borrowing costs would continue to improve. If they go worse, it's possible they'd get way worse very very fast! Detailed analysis courtesy of Mortgage News Daily.com: http://www.mortgagenewsdaily.com/consumer_rates/197361.aspx
Ann Arbor Michigan Real Estate: Geddes Lake Condos, Ann Arbor MI - 12:56 AM
View Larger Map Geddes Lake Cooperative Homes and condos is a larger development of 360 homes two story, two and three bedroom townhomes built back between 1968 and 1970. Many of the units have turned condo in this great development that is located on the North Side of Ann Arbor. Geddes Lakes Condominiums are located very close to the University of Michigan Medical Complex and North Campus making it an ideal investment for graduate students and medical residents. Surrounded by very desirable communities this Ann Arbor condo complex allows for affordable living in the highly regarded King elementary school district. Geddes (0 comments)
Updated data from the Board of Realtors from around the State of Michigan has now been reported and the final numbers state the average sales price was up 7.9 percent in 2010! Michigan continues to show improvement. Despite the decline in the number of sales in some markets, several have shown an increase in selling price of 30 percent or more. St. Joseph County reported close to an 80 percent increase in average selling price for December, while Battle Creek, Branch County, Detroit, Macomb, and Midland were all above 30 percent for the (0 comments)
Ann Arbor Michigan Real Estate: Fieldstone Village Condos, Chelsea, MI 48118; near Ann Arbor MI - 01:00 AM
View Larger Map Fieldstone Village is a fantastic development of unique condominium units located in the picturesque community of Chelsea, MI. Construction by Sutton Development started back in 2003, this 150 unit development has a dynamic community with an active community association and many amenities including private pool and cabana. Ownership of a condominium unit in Fieldstone Village carries with it membership in the Fieldstone Village Condominium Association which looks after the communal areas and thee exterior of the homes. Units are spacious and well appointed on the inside and use cultured stone and vinyl siding on the exterior. They come (0 comments)
Bedrooms: 3Bathrooms: 1.5Square Feet: 1340 Above Grade STUPENDOUS FLOOR PLAN THAT SURPRISES YOU AND YOUR GUESTS ONCE INSIDE. UPDATED KITCHEN, NEW BATH FIXTURES, INVITING BRICK SURROUND FIREPLACE WITH HIGH EFFICIENCY GAS INSERT TO COZY UP TO. FENCED BACKYARD PLUS A WONDERFUL FINISHED BASEMENT. OWN A PIECE OF ANN ARBOR REAL ESTATE, SCHEDULE A SHOWING TODAY! Related Links See Extra Photos and a Virtual Tour for 333 Nichols DrivePlease visit our website for a complimentary MLS search Additional ANN ARBOR AREA REAL ESTATE Listings 1181 FREESIA 1581 LONG MEADOW TRAIL
Located off SE Gomez Ave, a low traffic road in Hobe Sound, Bahia Sound is a beautiful gated community that is a mariners dream, equipped with deeded boat docks, as well as being just seconds from Jimmy Graham Park and its boat ramps for quick river access! Homes in Bahia Sound are spacious and have many of the amenities that today’s home buyers are looking for, such as; pools, beautiful landscaping, large patios, and updated interiors. Have peace of mind knowing the neighborhood is just minutes from the Hobe Sound Fire Department! (1 comments)
Spacious 2001 built 4 bedroom, 3 bathroom home with a small office on a quiet cul-de-sac location in the estates of Oak Ridge. Wonderfully updated with a chef’s kitchen featuring newer appliances surrounded by granite counters with custom cabinets. A convenient custom breakfast nook abuts with bay windows overlooking a spacious and secluded back yard with lots of room for a pool. Freshly painted throughout and ready for the proud new owners! The Estates of Oak Ridge is a gated community (4 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.