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Archives of real estate blog entries for July 30, 2012
Featured blog posts
Lookey-Lou's - 05:02 AM
Lookey-Lou’s. Do you know what a Lookey-Lou is? When I got into selling real estate in 1980, I worked a good many open houses on the weekends. People would come through declare themselves to be “just looking”. We noticed a trend back then that some of these same people would come through our open houses week after week. They would keep saying they were “just looking” but ask questions about the houses and actually show signs of interest in the homes. My fellow associates told me not to get my hopes up, that these types of people were just Lookey- Lou’s. (102 comments)
Failing to PLAN is like PLANNING to FAIL! - 04:48 PM
I learned a long time ago to count on Mondays being unique in the property management business. I don't post my rental listings on Craigslist on Mondays because I am usually too busy handling repair and maintenance requests that my residents ONLY thought about on the WEEKEND and being the end of the month, move-ins and outs are scheduled. I also have a new client who moved out of his unit yesterday so while I was putting a key box on his vacant property and writing an e-mail for my house cleaners to schedule cleaning ASAP, I received a call from my (32 comments)
Meeting Conditions On The Commitment Letter - 03:28 PM
Once the Commitment Letter has be issued, everyone is a little more at ease, but this is not a time to relax, all the conditions that are on the Commitment Letter have to be completed before the Closing can occur. Even though the Closing Department will be the main contact from this point on, I still remain as available to the Borrower as I have been up to this point. The Closing Department maybe the proper contact during the period of Meeting Conditions On The Commitment Letter, but I am the one that the Borrower is familiar with, and I am (18 comments)
I'm sorry, I don't speak Realtor-ese - 04:55 PM
In the process of doing our business, we as Realtors move in and out of our own language without the slightest hint of confusion or misunderstanding. It's what I call Realtor-eese. We are fluent speakers of Realtor-ese, but our clients may not be. I am dealing with a client who is a wonderful professional with a world class education and widely known skills, but he is realty-illiterate. We've spend hours on the phone going over every detail of every form because he really wants to understand what he's agreeing to. That brings me to my point. Buyers and sellers (68 comments)
Home Inspection Timing - 06:34 AM
Several of my favorite posts on Active Rain are from home inspectors. Buyers love them, Sellers hate them and agents don't always recommend them in fear of losing a deal. My thoughts are why would you not want to lose the deal if something were wrong rather than wait to get sued down the road? That got me thinking about the timing of the home inspection. Almost every house sold is going to have an inspection so why not get one before it sells? Matter of fact why not get one for your home whether it is for sale or not? (17 comments)
This week's Keeping it Fresh is brought to you by Jane Peters.
How long have you been in business? I have been in business 8 years. Describe your style. My style is generally smart casual. I like plain and fitting rather than frilly and flouncy. My best colors are blue and red. What outfit do you own that makes you feel invincible? I feel invincible when wearing a suit. I had bought a couple of $1200 suits a few years ago, and feel like $1 million in those, except that one got eaten by a moth :( (59 comments)
I have made the case for doing pre-listing inspections before and I thought I would take another stab at it. They are still VERY rare in my market. As a home inspector I have to overcome the obvious fact that it is in my best interest to have pre-listing inspections done. After all, if all homes had pre-listing inspections, it would double the amount of inspections and result in doubling the amount of money to be made doing home inspections. Since there is no way to get around this issue, I will simply ignore it and move on to my (65 comments)
Seller Disclosures --- When is it TMI? - 07:50 AM
A colleague recently asked me if we had to disclose if someone died (specifically, committed suicide) in a home we are marketing. It seems the potential Buyer asked that question, although her Realtor assured my colleague it wouldn't influence her decision to purchase the home (sure it wouldn't -- then why ask?). I had to think since, in all my years in real estate, I haven't been asked that question. I knew we aren't allowed to discuss death by AIDS since that is a protected class, but suicide wasn't. I found conflicting information, so I contacted an attorney. It turns out that (112 comments)
Should SARCASM be used when writing a BLOG? - 06:08 AM
Should SARCASM be used when writing a BLOG? If you want to find an easy answer, then include it in your blog and wait for the comments to flood in. I learned this lesson on Saturday when I wrote a blog to tell the story of a Buyer Broker who blasted me becuase the Seller who was a Bank did not accept HER Buyers offer becuase SHE added some "SMALL contingencies." to a cash offer when the property was a cash only, as is, no contiongency type of sale.
The "Fireworks" got started when I "copy and pasted" the first two (71 comments)
When inspecting a home, you need to get in as well. - 07:54 AM
When inspecting a home, you need to get in as well. At a recent home inspection I was there before the client/ buyer. I performed all the exterior of the home then the buyer arrived for the appointment. I took the key out of my pocket that I had received from the Realtor's office to gain entry. Low and behold it would not work. It looked like a freshly cut key too. That makes me a little upset when i can'y gain entry to a home.
After about ten minutes of trying to move and jiggle the key to (50 comments)
CMHC Mortgage Rules (9 July 2012) Ontario Real Estate Source By Brian Madigan LL.B. It’s often difficult to be constantly up to date on all the various rule changes, but there were some important amendments effective 9 July 2012. Both the Finance Minister, Jim Flaherty and the Governor of the Bank of Canada, Mark Carney have been concerned about rising consumer and household debt. Hence, the clampdown on the CMHC rules. Canada Mortgage and Housing Corporation insures many Canadian first mortgages to banks. Effectively, if you qualify, you get a government backed co-signor for your loan. This, in turn, (3 comments)
"I don't know nothing 'bout plumbing, Miss Scarlett!" - 08:13 AM
Many years ago, Jean was a single mother with two very young children, a mortgage, and an ex-husband who refused to pay child support despite the court orders. And the sink clogged. You should know that Jean is relatively competent - aside from being a part time Realtor (#1 in Clark, NJ!) and a full time 7th grade science teacher, she has her Master's Degree (and then some) and is also a volunteer EMT. But a plumber she is not. But, in our story many years ago, there was no money for plumbing. None. There was no fat in the budget (16 comments)
5 Things to Toss From the Summer Home - 05:18 AM
The cottage or seaside camp is the place where house castoffs go to die. Here are five things to consider taking to the dump. Hairless Barbie. No matter how old your grown children are, keeping that Barbie that your daughter shaved is not a good thing. Old ratty and abused toys will not appeal to the grandchildren. Chipped cups and plates. Are you kidding me? If you wouldn’t eat off them at home, why are your cottage standards so low that you will eat off them at the lake? Dish sets are cheap and unbreakable dishes are the best. 100% polyester (58 comments)
As I have remained glued to my TV over these past few days watching the Olympics, I am always inspired by the stories of these athletes. Each and every athlete has a story! Some of the stories are very moving! Hours and hours of practice and dedication have been put forth in order for them to stand where they are at this moment. While we may never receive a gold medal for our efforts in real estate, I am however inspired by many in this business. The gold medal winners in real estate in my mind (22 comments)
This House is Haunted! I Just Can't Live Here Anymore! - 08:08 AM
nShare While out showing houses the other day, my buyer asked, "have you ever seen a haunted house?" Well, funny that you ask, I responded, as I remembered the day my tenant called me frantically. She said she needed to talk right away. So, I got in the car and headed right over. When I got there, she immedately started with 'I have been afraid to tell you this because I knew you would think I am crazy!' I couldn't imagine what she had to say. 'Well, she continued, 'your house is haunted. You have ghosts here!' I was sure that I hadn't (88 comments)
Sticking your head firmly in the sand. - 02:48 PM
Today, Charlie Buell wrote a post that advocates the value of pre-listing-inspections. While Charlie readily admits, or at least begins to admit, and then has a convenient case of amnesia, it's a fairly self-serving stance... although I don't think that Charlie intends it that way. He's really looking out for the well being of both sides. That's just the kind of guy Charlie is. There are a few who've taken issue with Charlie's stance, some of them at high-volume... (including she-who-says-"HA"), and I was going to begin the same... when I decided that it might make a better post on it's (46 comments)
A seasonal storm can suddenly turn into an out-of-control inferno with one single lightning strike!
Call 911 immediately to avoid any time lost to respond. If you're on the road, drive away from the source of the flames. This is no time to become a curious looky-lou or worse, a statistic because of misjudging the direction of the fire's path!
Wildfire season is here in southern Utah. Below are some some necessary steps for homeowners in outlying areas to prevent the loss of your home. Thin overgrown bushes (17 comments)
Hardwood floor refinishing - Is it a good Do-it-yourself job? - 03:25 AM
Should I sand my hardwood floors myself or hire a professional? Lately, I have run into a LOT of botched up sanding jobs, most done by do-it-yourselfers (DIY) and some done by handymen passing themselves off as floor refinishers. It's quite sad. In the last couple of months, I have even had 2 customers already had their floors sanded 3 times within 1 month before they called me. One of them had to completely replace the floors and the stair treads - that's how bad the jobs were. (We were able to save the other floor). I have to say I (38 comments)
What’s over your family’s head equals security, monitor and maintain your roof, caring for your roof pays-off when it comes to your home and family. Professional roofers I talk with believe it’s pays-off to have regular roof inspections, especially for those homeowners that live where the weather is extreme. Most homeowners should use an established professional roofer in their area to do the roof inspection. For the do it yourselfers, inspecting the roof requires climbing on it, always use the proper safety gear & equipment (13 comments)
Are you going for the GOLD? - 05:12 AM
Haven’t the Olympics been spectacular so far? Just watching them fills us all with a sense of excitement and pride. Amongst the outstanding athletes competing is Dana Vollmer who won the gold medal in the 100M individual butterfly. What makes this so amazing is four years ago she didn’t even make the team and was so disappointed and distraught she thought seriously about quitting and never competing again. But she didn’t quit. She didn’t take the easy way out and just give up. She saw this failure merely as feedback to improve. Instead of quitting she recommitted to her goal of (24 comments)
While taking my sunrise walk along the beach in Highland Beach ,Florida Sunday morning I discovered this marker on the coral .
A HIGHLAND BEACH U.S. COAST & GEODETIC SURVEY MARKER
I had not seen it before , I guess because it was covered with sand. But this morning a piece of it caught my eye as the sun was gleaming on a piece of the marker.
A HIGHLAND (22 comments)
What YOU Need to Know Before Buying a Foreclosed Home on MN Acreage - 09:15 AM
Though prices are starting to edge upward in the Minneapolis/St Paul metro area, current prices on acreage properties in the north and east metro are still extremely attractive. Throughout Anoka County, Chisago County and northern Washington County there many homes on large and small acreage that are quite affordable. However, buying a foreclosure is different than buying a home from a more traditional seller. The biggest difference when buying a bank-owned property is that buyers almost always required to waive their right to a seller’s disclosure. This actually does make sense since no one at the bank actually lived at the (9 comments)
What Does A Buyer's Agent Actually Do? - 11:21 AM
What does a buyer's agent actually do? When a client asks that, we as Realtors need to have our response ready. Here is MY response: - The first thing I do is make sure that the person is prequalified. Most clients are NOT, so it is my job to assist them in finding a mortgage consultant that can meet their needs. If they are cash buyers, explain what I need for 'proof of funds'. - We discuss their WANTS vs NEEDS when making the list of properties that are going to be considered. Once we know the price range, we (31 comments)
There's Always More To The Story - 09:59 AM
There's Always More To The Story Recently one of my clients forwarded an article to me about unemployment in their area. The gist of the article was that jobless claims are up in the Kennewick area. When the contents of this article hit my client's marketplace (Kennewick, a town in Eastern Washington), he told me the article had people so concerned that it felt as though the residents were running amok in the streets in fear of Godzilla. It was very much an atmosphere of doom, gloom, and fear. As you can imagine, this made me absolutely crazy. The whole (21 comments)
Chamber I say yes... - 08:02 AM
If you are not involved with your Chamber of Commerce, you might want to consider becoming a member. The cost is reasonable for the benefits you gain. Chambers are a great place to network and accquire referals from other business professionals in your area. It gives you more exposure in person by meeting new people and internationally by hosting your link on the Chamber website. So if you are not already a member, contact your local Chamber today and get involved. Check with you Chamber to see if they are offering specials for new members, they sometimes do to increase membership. (11 comments)
Its getting ugly out there! - 08:28 AM
I'm not talking about the inventory or lack of, I'm talking about the physical condition of some of the properties! You know the homes that I'm talking about, the ones where the lsiting agent takes one picture of the front yard from 200 yards away. I never seen so many ugly houses. then there are those that even take pictures of the mess (like below) yikes! I've been doing this for quite sometime and i really don't understand why some agents don't understand that it hurts the value of a home when its marketed in sub par condition. I realize that many of (48 comments)
Ahhh...the things we see in the world of real estate. This morning I made a call to my buyer's loan officer to check on the status of the appraisal, which is due this week and was completed ten days ago. His outgoing voicemail message said he was out of the office until August 6. When I contacted my buyers to let them know, they informed me that they were never told he was going to be out of town. To say they were not happy is, well, an understatement. We both scrambled to find someone at the bank who might know (50 comments)
Going for the Gold: To be a Published Author during the year 2013 - 03:52 AM
Going for the Gold: To be a Published Author during the year 2013 "While I was listening to several Olympian athletes talk about what it took to get where they're at today, I was deeply inspired by their dedication, hard work, focus and passion for their sport. It got me thinking where I'm at right now today with my real estate business, where I said I wanted to be at this point and where I want to be by the years end." Anna speaks of fundamental Feng Shui understandings and planning for her future, while acknowledging her past and current situation. (16 comments)
Do We or Should We Have the Right to Pick and Choose Our Clients? - 06:55 AM
Do We or Should We Have the Right to Pick and Choose Our Clients? I think that choosing our clients is something that we do consciously and unconsciously. But in either case is it right or wrong? Good or bad? There might be many instances and reasons why we decide to choose a particular market segment and below are just a few: Investors only. Some people have carved out quite a niche working with investors for various reasons, but the primary reason is because investors are repeat buyers. And if they are flippers, you get to represent them as buyers and (106 comments)
Should pre-listing inspections be “required?” - 08:52 PM
I try to explain this to sellers every time, and every time they say they get it, and usually they don't get the pre-listing inspection. Maybe I should just refer them to Charles' excellent explanation. Via Charles Buell, Seattle Home Inspector (Charles Buell Inspections.com): I have made the case for doing pre-listing inspections before and I thought I would take another stab at it. They are still VERY rare in my market. As a home inspector I have to overcome the obvious fact that it is in my best interest to have pre-listing inspections done. After all, if all homes had pre-listing (1 comments)
Homeownership: The American Dream (Part 2) Courtesy of KCM - 11:01 AM
A major benefit to homeownership is community. There is a greater sense of community among homeowners than there is with renters. Studies have shown that homeowners have a higher participation in local volunteer activities; participate more in local political activities and organizations; have higher voting rates; and are more involved in self-help activities (like the PTA and neighborhood crime watches) than those who rent. Homeowners do not move as frequently as renters, therefore providing more neighborhood stability. This helps reduce crime and support neighborhood upkeep and value.
Let’s look at homeownership as an investment. In 1998 the average Homeowner’s net (1 comments)
Single-family sales rise 5.3%, prices up 8.2%; condo sales up 1.5%, prices up 15.8%. NAR: Prices up, but sales down. Read more. Florida’s housing market had increased pending sales, more closed sales, higher median prices and a reduced inventory of homes for sale in June, according to the latest housing data released by Florida Realtors®. Today's Prayer "And the heavens declare the glory of God; And the firmament shows His handiwork." Dear God, I praise you, Creator of the universe, father of mankind, sustainer of all. May you be (0 comments)
Buyers purchase bulk FHA loans at current value and can negotiate short sale, lower owner's interest rate or foreclose. Read more. Up to 1,200 loans in Tampa will be sold as part of the administration’s effort to address shadow inventory and target relief to hardest hit communities. Today's Prayer God, I stay so busy. There is so much to do...working at home and outside the home, activities at church and school, taking time to exercise, appointments, family obligations, invitations to special events...it never ends. In fact, it all seems to (1 comments)
JULY 2012 Newsletter Here’sWhat’s Happening in Buckingham Square EVERYTHING IS 4 BEDROOM, 2 1/2 BATH with 2 CAR GARAGE AND UNFINISHED BASEMENT UNLESS NOTED OTHERWISE ACTIVE: 4200 Jester Lane - A Bedlington with 3 bedrooms, 2.5 baths. Paver patio, 1 car garage, no basement. Listed at $339,900. On market for 25 days. 4217 Miladies Lane - A Nottingham, over sized deck, Listed for $390,000. On market for 22 days. PENDING: 4223 Sir Andrew Way– A GUTNER TEAM LISTING: A loaded Devonshire with: New Double Hung Windows; New Walk-out basement door; New Garage Doors; New Bosch Range w/microwave; New Pella (2 comments)
Bullhead City AZ Commercial Real Estate-Warehouse Space-1363 Baseline Rd, Bullhead City AZ 86442 We had this super nice Bullhead City commercial warehouse building on the market a few years ago and it drew a great tenant very quickly (after 3 years, they outgrew the space) so don't miss your opportunity to grab this 2,400 SF, 40 x 60 steel warehouse building with ADA compliant restroom just blocks from the Colorado River.
Offering rate is .50 PSF/monthly, modified gross lease. 1-3+ year term.
Highlights: 2 heavy duty evaporative coolers 14 foot high roll up door in front (0 comments)
Only $239,0004 Bedrooms - 2 Full BathsCharming Williamsburg Style Cape Cod Home with gorgeous landscaped yard and wonderful big deck! Hardwood Floors under wall to wall carpet. Lots of storage nooks and crannies in the spacious Loft Bedroom in upper level. Finished Basement with full bath. Popular Oakview Neighborhood with Community Swim Club and new Elementary School Commuters Dream - "Inside the Beltway" location, close to University of Maryland and just a mile outside DC! NOT a Short Sale or Foreclosure - Just a Great Deal! Adorable and affordable - single family House under 240,000 in Montgomery County Silver Spring, Maryland 20903 (1 comments)
Realtors - Open House Email... - 09:09 AM
Realtors...Swipe this email...Doing an Open House this weekend…Here is an email swipe that you can send to your email database... Your Saturday Swipe: http://bit.ly/REOpenHouseSo go check it out AND sent it out...or don't if you don't want to close more deals :-) Remember the key here is to keep it conversational, and DON’T TRY TO SELL YOUR SERVICES.You want to condition folks to getting used to getting fun, interesting stuff from you… so even if they don’t attend the open house, they’ll appreciate looking at the pictures…Just be sure to pick a juicy open house. It doesn’t have to be your listing at all. (2 comments)
Sales 101 ... and probably the reason you only have one employee - 08:03 PM
I was born in the wrong generation. I read a comment today that grinded my gears, got me steamed, even frosted my ass. A large part of me wanted to address it in a post but I ended up figuring otherwise. Besides, never much cared for their version of dissention. Instead, I want to concentrate on something else ... dare I say more important. You see, recently I was inquiring about a job elsewhere and we had the proverbial face to face. After an hour of it, I was pretty sure they couldn't afford me at this point in time. However, (0 comments)
Marketing to Younger, First-Time Buyers Can Pay Off, By Bob Corcoran, Corcoran Coaching By Bob Corcoran, Corcoran Coaching With the fed taking over Freddie Mac and Fannie Mae, many predict – and I’m among them – that interest rates are going to drop. We’ve already seen some lowering and that may very well continue. One result of this, I believe, is that we’ll see more first-time and younger buyers who’ve been waiting on the sidelines finally make their way into the market. Are you ready to help them? You might be saying no, simply because of your age. NAR (1 comments)
Think you could live on $1623.47 an hour? I’m happy to report my clients — agents and brokers — tell me they have no problems making (and living on) that wage. I’m no mind reader but I’m willing to bet your next question is this: How can I make $1623.47 an hour? Keep reading. That’s what this article is all about. The answer starts with one word: prospecting. It’s one of the most important tasks any agent or broker who hopes to make a good living in real estate can do. That’s one (0 comments)
Top Three Lessons for Financially Responsible Home Owners. - 04:09 AM
Brad Rachielles from Upland, CA writes about three lessons for financially responsible home owners. I only wish that all home owners would read and take heed of these three lessons. Via Brad Rachielles, REALTOR, CDPE Upland, CA (CENTURY 21 Prestige Properties, Ca DRE# 01489453): Top Three Lessons for Financially Responsible Home Owners. By: Brad Rachielles Disclosures: I am a REALTOR(R). I am a member of the National Association of REALTORS(R). I firmly believe the following, WHETHER IT FOSTERS INCREASED SALES OR NOT! Several days ago, Mr. Ron Phillips, 2012 Immediate Past President of NAR, posted an article in "Voices of Real Estate / (0 comments)
Buyers!!! A Home Inspection is Not to Re Negotiate the Deal!!! - 04:10 AM
Unless unexpected repair issues have come up during the inspection that were not disclosed to the buyer, there is no justification for trying to negotiate price after a bilateral contract is in place for known inspection problems. For issues that were not apparent and not related to cosmetic issues, there may be some justification to further negotiations. Via Pam Crawford, Owner-RE/MAX Prof. Assoc.,CDPE (RE/MAX Professional Associates): Buyers~A Home Inspection is Not to Re negotiate the Deal!!!
When selling /buying a home in Massachusetts, it is common practice and encouraged for the buyer to have a home inspection on a house once you (0 comments)
Preparing Buyers To Purchase A Home - 04:10 AM
Geoge Suoto is a mortgage broker that knows how to help prepare buyers to purchase a home. In this tight credit market there is a right way and a wrong way to assist borrowers in their loan. And, George, knows the right way! Via George Souto NMLS# 65149 FHA, CHFA, VA Mortgages Connecticut: There are many ways that we as professionals in the Real Estate Industry bring value to our clients, but it all begins with Preparing Buyers To Purchase A Home. Being in the lending side of the industry the value that I bring to that process, starts with my first contact (0 comments)
Negotiating Junior Liens With A Short Sale - 04:10 AM
Often, one of the biggest stumbling blocks in getting a short sale approval is the second lien holder not cooperating or making unrealistic demands for approving the sale. Broker Bryant Tutas is an expert in short sales and gives some valuable advice towards this issue. Via Bryant Tutas-Tutas Towne Realty, Inc:
Junior liens can be tricky. Some will only want to release the lien. Depending on your State's laws this may be an issue the Seller will have to deal with in the future. With a "Release of Lien" the debt now becomes an unsecured debt. Just like a credit card.Most (0 comments)
WebMD, Can You Teach Me How to Perform My Own Tonsillectomy? - 04:11 AM
I love this post from Deb Maxwell of Charlotte NC. Determining the value of a home can’t be done by software alone, especially web based services that don’t have a clue as to the most current data, neighborhood, condition, etc. If it was that easy, banks wouldn’t hire appraisers for this job. Via Debe Maxwell - Search Charlotte Homes for Sale - Charlotte NC Neighborhoods (iCharlotteRealEstate.com Savvy + Company Real Estate): Most of you who read my blog know that I'm a former nurse AND the wife of a quadriplegic so, this analogy is even far-fetched for ME but, I've just got to (0 comments)
Are You Selling "For Sale By Owner" Consider "Not" & Save Time & Money - 04:11 AM
Nick Pappas from Huntsville AL writes an excellent post about some of the issues that face unrepresented sellers. The motivation to save on those real estate commissions most often end up in less money in their pockets when its all over and done with. Via Nick T Pappas - Madison and Huntsville Alabama (Assoc. Broker ABR, e-Pro, @Homes Realty, Huntsville AL): Are You Selling "For Sale By Owner" Consider "Not" & Save Time & Money When you decide to sell your home, For Sale By Owner ("FSBO") everyone knows why...it isn't rocket science, you want to save money...right?? Let me offer a few (1 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.