Sure you have one. You know you do! We all do.....
My personal favorite is the dressing and gravy that goes with turkey. and if you are from the south you know how your grandmother made it... and it wasn't with bread , it was with cornbread! And you also now that it has got to be slightly moist , not dry, and there is a second part to delicious cornbread dressing and it is real homemade giblet gravy that hasd to be generously drizzled all over the cornbread dressing. Now , both my grandmothers and my mother always added a few extra tidbits to the gravy and the one that really is the difference maker is chopped boiled egg. It is a diffence between gravy and great gravy.
Well, you might think so after seeing what they do with their Orange County short sales.
Today, I spoke with a client about selling their home as a short sale. During our discussion, I learned that Wachovia is their lender. This is actually great news for a short sale seller in Orange County.
WHY?
This is great news because Wachovia has a great new program for its Orange County short sales.
Local Wachovia representatives will meet with the seller and their agent to gather information.
Wachovia will quickly order an appraisal or broker price opinion (BPO).
Wachovia will have a response to a short sale request in 7 to 10 days.
Wachovia will provide a "net" proceeds amount without need for an offer.
Why is this is a big deal? There are several reasons.
Most lenders won't consider a short sale package until a purchase offer is received.
It can take four months or more for some lenders to respond to an offer which can result in frustrated buyers, sellers and agents.
About the author: Christine Donovan is a California Residential Real Estate Broker with experience in assisting clients buy and sell residential real estate.
Are you upside down in your home? Is it worth less than you owe? Are you concerned about making your mortgage payment? Contact me at christine@donovanblatt.com or 714-319-9751 to discuss your options.
Want to buy a home or to list your property for sale in Newport Beach, Costa Mesa, Huntington Beach or Orange County? Contact me at christine@donovanblatt.com or 714-319-9751 to learn about her system which will make your buying and selling experience easier.
Disclaimer: All information in this blog is deemed reliable but is subject to change at any time and is not guaranteed to be accurate nor are there any warantees either express or implied. This blog is not intended to offer any legal, tax or other advice.
Christine Donovan Costa Mesa Real Estate Broker/Attorney 800-610-7253 DRE01267479 Costa Mesa View My Blog
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These stats cover the entire Coeur d'Alene MLS which takes in all of Kootenai County and surrounding Counties. You can see that current inventory levels are significantly lower than last year. If you could see the break down by price range, you'd see clearly that it is the sales in the starter home price ranges that have fueled the higher number of sales this fall over last. It is interesting to me to see how similar this September was to last September.
And I happen to know that there were at least 364 homes that sold this October, because the listing agent for a home my Buyers purchased on October 12 still hasn't found time to change the status in the MLS from pending to SOLD!
If you'd like more information on the real estate market in Coeur d'Alene Idaho and the surrounding areas, just give me a call, I'd love to chat! (208)651-9700
New Listings Active Sold Months Inventory
Oct/2009
853
8,390
363
23.11
Sep/2009
966
8,748
339
25.81
Aug/2009
1,050
8,871
313
28.34
Jul/2009
1,283
8,778
360
24.38
Jun/2009
1,540
8,448
303
27.88
May/2009
1,557
7,878
270
29.18
Apr/2009
1,445
7,338
237
30.96
Mar/2009
1,251
6,864
192
35.75
Feb/2009
1,093
6,500
135
48.15
Jan/2009
1,266
6,213
121
51.35
Dec/2008
569
7,483
200
37.41
Nov/2008
775
7,739
185
41.83
Oct/2008
1,026
8,365
291
28.75
Sep/2008
986
8,692
339
25.64
Aug/2008
1,265
8,809
345
25.53
Jul/2008
1,536
8,524
323
26.39
Jun/2008
1,513
7,992
327
24.44
May/2008
1,426
7,470
278
26.87
Apr/2008
1,680
6,727
305
22.06
Mar/2008
1,407
6,114
260
23.52
Feb/2008
1,035
5,878
205
28.67
Jan/2008
1,365
5,592
180
31.07
Dec/2007
556
6,399
253
25.29
Nov/2007
760
6,774
287
23.60
Janna Rankin Scharfprovides a superior level of real estate services to home buyers and sellers in Coeur d'Alene and Kootenai County, Idaho. Visit www.JannaScharf.com to search for homes in the Coeur d'Alene MLS for anywhere in spectacular North Idaho.
No matter how grand or modest your real estate dreamsmay be, you can turn to me in confidence. Give me a call today and let me know what I can do to be of service to you!
North Idaho Real estate, Coeur d'Alene Real Estate, Post Falls Real Estate, Coeur d'Alene Idaho, Lake Coeur d'Alene, Coeur d'Alene Lake, Hayden Lake, Hayden Lake Real Estate
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Rebecca D. Levinson is a real estate marketing consultant with 17 years of experience serving real estate industry professionals.
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Don Wixom of RE/MAX Advantage in Nampa, Idaho has recently completed the required education in this rising specialty of the real estate industry.
Wixom holds several designations from the NAR as well as other organizations. Short sales and foreclosures are a bigger part of Idaho Real Estate inventory than ever before. Don Wixom is now a certified Resource for Short Sale sellers and buyers as well as Foreclosure properties.
The "SFR" Designation requires several hours of specific instruction on how to process a short sale transaction, negotiate with a third-party lender on behalf of a seller and to provide services to both buyers and sellers of Idaho distressed properties.
Don has been processing short sales since 1997 and has the experience in addition to the education to navigate through the stressful process. He recently published his Exclusive Short Sale Report which can be downloaded from his website at www.sellidaho.com.
Random thoughts on Idaho Real Estate, Real Estate Marketing tips & ideas, homes for sale in the Boise Idaho Real Estate Market. visit www.sellidaho.com
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Step - 1 Making the Decision to Buy This one seems obvious, but it's a decision that requires careful consideration. You should start by writing down the reasons you want a new house and assign points to each reason. Also assign points to why you should not buy. Once you have made the decision to buy a new home, then determine how long you intend to live in the new house. Then ask . . . does buying still make good financial sense? Next ask yourself if you can afford the home you want.
Step 2 - Hiring a Full-Time Professional Real Estate Agent This is critical. You don't want to hire a part-time agent that does not understand the current market, financing options and legal issues. I suggest we schedule a time to meet, so we can discuss the reasons you want to buy a house and your plans for the future. This gives us the chance to discuss neighborhoods, schools, economic factors liable to affect the market today and tomorrow. At this time, I will also help you get pre-approved for a mortgage. Pre-approved is a written document from a mortgage broker or loan officer indicating his or her opinion that you will be approved for a mortgage loan up to a certain amount. A strong pre-approval will help us when we are negotiating with the seller.
Step 3 - Starting Your House Hunt After our first meeting, I'll search the Multiple Listing Services (MLS) for houses that fit your criteria, and I will send you a list of homes to consider. Once you have reviewed these homes, I will ask for your comments so we can refine your search based on your feedback. Once it looks like you have refined your search to a manageable level, we will set up an auto-search within the MLS system for you.
When you're ready we will tour the area and visit some of the houses you have selected. I'll point out positive features and negative features. I'll ask you to tell me what you like and what you don't like. You'll probably amend your "wish list" as we tour houses, some things will become more important and others less important. With this new information, I'll refine our search criteria to narrow in on the house of your dreams.
Step 4 - Know the Market My knowledge of the market is a key factor in the search for your home. I'll let you know when the market in a particular neighborhood is "hot" and requires immediate action or when the market is "cool" and you have time to wait for a better price.
As we tour houses, I'll let you know when the asking price may have negotiating room and when the house is "priced to sell". My unique market knowledge will keep you a step ahead of the "house hunting competition".
In a "seller's market" or when a home is priced below market, it is not unusual to see multiple offers on a property, full-price offers and even above-price offers. On the flip side, in a "buyer's market" there are more houses for sale than buyers. This gives us more negotiating room as houses are taking longer to sell, but still the very best homes priced to sell . . . will sell quickly with multiple bidders.
Step 5 - Find Your Dream House I'm confident we'll find your dream house. When we do, I'll put together an offer tailored for your needs including appropriate contingencies (such as financing, inspections, clear title, etc.). The most serious offers are presented with "earnest money". This is a cash deposit placed in an escrow account. The amount is applied to closing costs. If the seller accepts the offer, generally closing is held 30 to 60 days from the offer date (generally dependent on the turn around time of your mortgage financing). If the seller does not accept your offer, your escrow deposit is returned.
Step 6 - Negotiate the Deal It is not uncommon to receive a counter offer in response to your offer. Don't let this discourage you. We will discuss the counter offer and decide whether or not to accept the counter offer, submit our own counter offer, or reject the counter offer and move on. Market conditions will play a role in how aggressively we negotiate the deal. We will also work within your limits. Emotions can lead to buyer's remorse. It is better to set limits prior to negotiating an offer and stick to these limits.
Step 7 - Get a Loan During the closing period, you will be working with your mortgage lender to secure the loan. Since you are pre-approved for the loan before starting your home search the only thing left to do is have an appraisal prepared and complete the inspection. Being pre-approved is critical to negotiating the best price on your dream home.
Step 8 - Close the Deal You will receive a "Good Faith Estimate" of closing costs from your lender. The estimate is based on the loan officer's past experience and may not include all the closing costs. I will be glad to review the "Good Faith Estimate," answering questions and highlighting missing costs and estimates I believe to be low.
Step 9 - Move In Congratulations! It's time to move into your new house and make it your home. Enjoy this exciting time. I'll give you a checklist to help you remember the numerous details that will make your moving day a pleasure.
Step 10 - Relax and Enjoy Now it's time to take a deep breath, and then enjoy taking your time to make your new home your very own nest. Don't let all of the To Do things get to you. Make a list and take it one step at a time to convert your new house into your very own home.
Looking to Buy or Sell a Home or in Alexandria? - Email or call your Northern Virginia Real Estate Expert - Susan Craft, REALTOR®, CRS - Susan@SusanCraft.com or (703) 216-4501 - "Attentive and Responsive Services"
Susan is a proud member of the distinguished TEAM at McEnearney Associates - 109 S Pitt Street Alexandria, VA 22314 -In the Heart of Historic Old Town Alexandria
Step - 1 Making the Decision to Buy This one seems obvious, but it's a decision that requires careful consideration. You should start by writing down the reasons you want a new house and assign points to each reason. Also assign points to why you should not buy. Once you have made the decision to buy a new home, then determine how long you intend to live in the new house. Then ask . . . does buying still make good financial sense? Next ask yourself if you can afford the home you want.
Step 2 - Hiring a Full-Time Professional Real Estate Agent This is critical. You don't want to hire a part-time agent that does not understand the current market, financing options and legal issues. I suggest we schedule a time to meet, so we can discuss the reasons you want to buy a house and your plans for the future. This gives us the chance to discuss neighborhoods, schools, economic factors liable to affect the market today and tomorrow. At this time, I will also help you get pre-approved for a mortgage. Pre-approved is a written document from a mortgage broker or loan officer indicating his or her opinion that you will be approved for a mortgage loan up to a certain amount. A strong pre-approval will help us when we are negotiating with the seller.
Step 3 - Starting Your House Hunt After our first meeting, I'll search the Multiple Listing Services (MLS) for houses that fit your criteria, and I will send you a list of homes to consider. Once you have reviewed these homes, I will ask for your comments so we can refine your search based on your feedback. Once it looks like you have refined your search to a manageable level, we will set up an auto-search within the MLS system for you.
When you're ready we will tour the area and visit some of the houses you have selected. I'll point out positive features and negative features. I'll ask you to tell me what you like and what you don't like. You'll probably amend your "wish list" as we tour houses, some things will become more important and others less important. With this new information, I'll refine our search criteria to narrow in on the house of your dreams.
Step 4 - Know the Market My knowledge of the market is a key factor in the search for your home. I'll let you know when the market in a particular neighborhood is "hot" and requires immediate action or when the market is "cool" and you have time to wait for a better price.
As we tour houses, I'll let you know when the asking price may have negotiating room and when the house is "priced to sell". My unique market knowledge will keep you a step ahead of the "house hunting competition".
In a "seller's market" or when a home is priced below market, it is not unusual to see multiple offers on a property, full-price offers and even above-price offers. On the flip side, in a "buyer's market" there are more houses for sale than buyers. This gives us more negotiating room as houses are taking longer to sell, but still the very best homes priced to sell . . . will sell quickly with multiple bidders.
Step 5 - Find Your Dream House I'm confident we'll find your dream house. When we do, I'll put together an offer tailored for your needs including appropriate contingencies (such as financing, inspections, clear title, etc.). The most serious offers are presented with "earnest money". This is a cash deposit placed in an escrow account. The amount is applied to closing costs. If the seller accepts the offer, generally closing is held 30 to 60 days from the offer date (generally dependent on the turn around time of your mortgage financing). If the seller does not accept your offer, your escrow deposit is returned.
Step 6 - Negotiate the Deal It is not uncommon to receive a counter offer in response to your offer. Don't let this discourage you. We will discuss the counter offer and decide whether or not to accept the counter offer, submit our own counter offer, or reject the counter offer and move on. Market conditions will play a role in how aggressively we negotiate the deal. We will also work within your limits. Emotions can lead to buyer's remorse. It is better to set limits prior to negotiating an offer and stick to these limits.
Step 7 - Get a Loan During the closing period, you will be working with your mortgage lender to secure the loan. Since you are pre-approved for the loan before starting your home search the only thing left to do is have an appraisal prepared and complete the inspection. Being pre-approved is critical to negotiating the best price on your dream home.
Step 8 - Close the Deal You will receive a "Good Faith Estimate" of closing costs from your lender. The estimate is based on the loan officer's past experience and may not include all the closing costs. I will be glad to review the "Good Faith Estimate," answering questions and highlighting missing costs and estimates I believe to be low.
Step 9 - Move In Congratulations! It's time to move into your new house and make it your home. Enjoy this exciting time. I'll give you a checklist to help you remember the numerous details that will make your moving day a pleasure.
Step 10 - Relax and Enjoy Now it's time to take a deep breath, and then enjoy taking your time to make your new home your very own nest. Don't let all of the To Do things get to you. Make a list and take it one step at a time to convert your new house into your very own home.
Looking to Buy or Sell a Home or in Alexandria? - Email or call your Northern Virginia Real Estate Expert - Susan Craft, REALTOR®, CRS - Susan@SusanCraft.com or (703) 216-4501 - "Attentive and Responsive Services"
Susan is a proud member of the distinguished TEAM at McEnearney Associates - 109 S Pitt Street Alexandria, VA 22314 -In the Heart of Historic Old Town Alexandria
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
These stats cover the entire Coeur d'Alene MLS which takes in all of Kootenai County and surrounding Counties. You can see that current inventory levels are significantly lower than last year. If you could see the break down by price range, you'd see clearly that it is the sales in the starter home price ranges that have fueled the higher number of sales this fall over last. It is interesting to me to see how similar this September was to last September. 
Janna Rankin Scharf
Some businesses issue 
As with any real estate, position enumerations more than any other lone factor. The best vacation properties offer certain thing outstanding — an outlook of the ocean, a high ground vista, a dock on a lake. For utmost request to pledge renters or future purchasers, look for a position interior three hours’ lift of a foremost metropolitan area. Longer distances or strong roads make weekend excursions an agony, and that bounds your market. There are many levy advantages of a vacation house and you should read the levy tips on this position to maximize levy savings. You may yearn to use 
