MLS: #093516

Price: $149,900

Bedrooms: 3

Bathrooms: 2

 Great 3 Bedroom Starter Home On Quiet Street. Brick Hip Roof 2 Bath Home With Private Driveway, Gas Furnace, Main Floor Family Room, Some Hardwood Floors. Bring Your Finishing Touches To This New Listing. Available For Immediate Possession.

RE/MAX a-b Realty Ltd., Brokerage

Each Office Independently Owned And Operated

88 Wellington Street

Stratford, ON N5A 2L2

Office:519-273-2821

stratfordhomes.ca

Happy Holidays!

See you in the New Year!

Starfish Real Estate
40 Royal Palm Pointe
(772) 539-8420
(772) 539-8360 fax
(800) 793-7304 toll free
www.LivingInVero.com

If you're facing the possibility of foreclosure in or around Fort Worth, TX, please know that there are alternatives. First and foremost, I always suggest that you communicate with your lender. Ignoring their phone calls and contacts will only make matters worse. You won't "slip through the cracks" by avoiding them.

If your income has declined, you may be eligable for payment reductions. This is information your lender can provide to you. If that's not an option, your next best bet would be to attempt a short sale. This is a process where you work with the lender and try to get them to accept less than your mortgage payoff. In doing so, you avoid foreclosure, which can be extremely damaging to your credit. Doing a short sale still affects your credit scores, but my understanding that it does not as much.

I work with homeowners in Fort Worth, TX and the surrounding suburbs to help them avoid foreclosure. Please call or email me today so that we can discuss your situation and see what the options are.

Thanks!

Megan Phelps

RE/MAX Heritage

817-999-2211

soldbyphelps@aol.com

www.soldbyphelps.com

Yippie!

Time to think about next year's goals. The Boehm Team had their goal setting meeting last week.  We always try to set out goals a little higher than the year before whether it be listings, closings, or personal goals for education, relationship with clients or organizing our lives.   So far in our 3 years together we have been able to reach the majority of our goals.  But it takes work; we are constantly having checkups to make sure we are moving in the right direction and sometimes a little push here or there doesn't hurt. 

Things that we have learned to help us reach our goals are:

•·         Be realistic - make your goals a reach, but not unreachable.

•·         A support system - it helps that we are a team, but you can do the same thing with a buddy that keeps you accountable.

•·         A Time Frame - we have quarterly and yearly goals for our team.  We recently went to an event where we were asked to make short term (10 day) medium (10 months) and long term (10 Year).  This was a great exercise, try it.  Put the 10 month goals in an envelope and open them in 10 months and see how well you have done.

•·         Do yearly checkups on your long term goals and see if they are still in line with where you are in your life.  Life changes which can make a goal change.

•·         Write them down!

•·         Reward yourself when you have accomplished the goal.  We make this part of our planning.  We know what the reward will be for accomplishing our goals. 

Wishing you the best of luck with your goals!  The Boehm Team

I Am Still Running

It has been around five years and my new recreational activity of running has become thoroughly a part of my lifestyle.  My body has never felt better and my mind has never been clearer.

All of my running is done outside, so I may be missing some of the benefits of the gym, but I keep pounding the pavement anyway.

Now in today's world of fitness minded maniacs, going to the gym could possibly have an impact on an evolutionary change in humans, which I think would be beneficial.  Many of the machines are designed to give a good cardiovascular workout, but in a manner that will reduce the stress on joints that would happen in old style exercise, such as running and its pounding on the leg joints.  With the new equipment, we may start to replace our lower body joints with wheels.  Imagine how we could speed around town with wheels, instead of these cumbersome ill-fitting legs that we currently have.  We could hook up little Varooom Motors or put baseball cards or balloons between the spokes.  Stopping might be a problem, but I am sure an evolutionary brake would also come about.

Nevertheless, I don't roll; I run.  Currently, I run a 5K race in the low twenty minute range, but when I first started it was much different.  I found this old email where I talked about running when I first started:

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Now, speaking of legs, I did it again.  That's right I tried to destroy them.  I didn't know if I was going to be available on Sunday morning, until Saturday, and then I decided to make a commitment.  A life altering, death defying decision, which could only be made by one who is completely out of his mind.  I ran in another 5K.  It had not been since I was in the cold tundra regions of Florida (It was actually in the twenties on this short trip in January.), that I had stretched out my legs for running or walking for that matter, but I decided that I was in.  I mainly did it because my daughter does this stuff, so it is kind of a father daughter binding type of thing and, who knows, maybe it even has some health benefits.  In my first 5K, my goal was to finish at 40 minutes or less (and to survive), a goal which I surpassed by finishing in around 37 minutes and so many seconds.  This time I figured I should shoot for a new goal, which was 35 minutes or less.  This time their was stronger competition, that included highschool running teams, the naval academy, the local police department, all groups that run all of the time.  Not that I expected to run at their pace, but they were an impetus to go faster so as to not look extremely slow when I came in near the back of the pack.  My time was 32 minutes and 14 seconds.  Unfortuneately, I will probably be convinced to do this again and then I will set another goal of 30 minutes or less.  I can already feel the acheing muscles, no wait that's from this last run.

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Today, I do not ache before, during, or after a run and I always make time to do it.  Yes, I began this pleasurable activity around the start of the year about five years back and now I suggest the same for you.

Read more: http://rismedia.com/2009-12-20/10-trouble-spots-to-consider-when-purchasing-a-foreclosed-home/#ixzz0aSCfv4Q4

3rd Townhome In Tuckerton Meadows To Be Sold By The Murphy-Lee Team This Year.

Customer Display   R 3038007 Under Contract 412 Ibis Ct , Tuckerton, NJ  08087       ( 12 ) List Price: $155,000   County: Ocean Municipality: Tuckerton Section: Greater Tuckerton Subdiv:   Block: 63.05 Zoning: res Lot: 412 Tax Year: 2008 Qual. Code:   Taxes: 2567.57 Addl. Lot #s:   Assmnt Land: $45,000 Lot Dim: 1x1 Improvments: $83,300 Apx. Acres:   Tot. Assd. Value: $128,300 Liv. Area SqFt: 1400 Year. Built: 1988 Tot. Rooms: 6 Bedrooms: 2 Baths: 1 Half-Baths: 1   Prop. Type: Condo Model:   Primary Loc:     HOA: Yes Waterfront: No Basement: No Pool: No HOA $/Mo: $99 Wtr Frnt Ft:   Fireplace: Yes New Const: No Initial Fee: $198 Waterview:   Air Cond: Yes HOA Phone: (00) 000-0000 Flood Plain: N Garage: No Furnished: No HOA Name: impac Comm. Opp:   Spaces:   Furnishings:     Elem:   Middle:   High:   List Type: Exclusive Right Agency Rel: Seller Agent   Entry Floor:   Building No:   Units/Building:   Assigned Parking:     ROOM DIMENSIONS FLOOR   ROOM DIMENSIONS FLOOR Living Rm: 1x1 1   MBedroom: 1x1 2 Dining Rm: 1x1 1   Bedroom 2: 1x1 2 Kitchen: 1x1 1   Bedroom 3:     Family Rm: 1x1 3   Bedroom 4:     Great Rm:       Bedroom 5:     Den/Study:       Other:     Laundry:       Foyer: 1x1     Int Features: Dining Room , Living Room Ext Features: Shed Appliances: Dishwasher , Dryer , Gas Cooking , Refrigerator , Stove , Washer Comm. Amen:     Style: 3+ Story Lot Desc: Treed Garage:   Flooring: Vinyl/Linoleum , W/W Carpet Roof: Timberline Heat/Cool: Cooling - Central Air , Heat - Forced Air , Natural Gas Base/Found: Slab Siding: Aluminum Water/Sewer: Public Sewer , Public Water Pool:   Fireplace: 1 Mst. Bed/Bath:   Fees:   Docs:   Restrictions:   Management:   Closing: Negotiable Terms:     Directions: Rte. 9 to Tuckerton Meadows.   Remarks: Mint! One of Kind! Turn Key town home in Tuckerton Meadows. 2 Bedrooms 1&1/2 bath, Living room w/ gas fireplace, separate dining room, nice size bedrooms 3rd floor loft area w skylight great for office or family room. Kitchen features sliding door leading to custom built 3 season room looking over private wooded area with storage shed. Home qualifies for USDA Loan! $8000 first time home buyer rebate extended till april 2010     Prepared by: Curtis Lee Email : curtis@murphyleeteam.com Prudential Zack Shore Properties - MK Off. Ph# : (609) 597-6464 675 Route 72, Suite 1006S Agt. Ph# : (609) 597-6464 Manahawkin, NJ   Cell Ph# : (609) 709-2866   - - - - Information herein deemed reliable but not guaranteed - - - - Copyright 2005 Ocean County Board Of Realtors ® 12/22/2009 04:02 PM

Chirstmas, more rain, family over for dinner... and I'm not ready, but they are all going to be here right on schedule and no one and nothing is going to wait for me to be ready.

I do remember the last Christmas where I was still this NOT ready to arrive.  I had a really great excuse that year.  A tornado had whacked my house the Sunday before Thanksgiving and well, for the next few weeks shopping was just not a priority.  This year, do I have an excuse... well maybe... or not.

I have super busy at work, which I am not going to be complaining about.  December so far I've had 4 closings and still hopefully one more, but if it has to be pushed into 2010, that would be a great way to start the year, so come what may. 

My husband had minor surgery on a finger last week.  When the surgeon made the insicion to remove what he thought was a cyst and what looked like a small red grape popped right out of it we were all surprised.  Turned out to be a vasular tumor and not quite as minor as we all had anticipated.  So he's been home from work for a week and well, that kind of puts a damper on me getting his gifts all wrapped. In fact, I haven't wrapped the first gift yet, much less all of them. He is out shopping today and I'm here covering the office because my agent who was scheduled for today is at the hospital with her mom who has a broken hip. 

I'm not done shopping.  At this point, that just makes me laugh.  Every year I promise myself I'll be done before Thanksgiving and this year I didn't even start until December 8th.  But for sure I'm going to start right after the new Year :).

And the rain... for three years I prayed for God to send rain to the southeast.  Well my prayers have finally been answered.  Next time I'll try to be more specific and ask for adequate rainfall.  If we get just one more half inch... and it's supposed to rain both Christmas Eve and Christmas Day... then it will officially be the rainiest year of my life.  Right now 1994 holds that record and that was the year Opal came storming out of the gulf of Mexico and stalled for 3 days dumping 20 inches of rain over central Georgia.  I heard the weatherman say today that we are a foot over the average rainfall for the year as of now. 

If this sounds like whinning to you, I'm sorry it does.  I'm just stating a few facts of my life right now.  I have no actual complaints.  I have a warm dry home, a wonderful husband, 3 children that are healthy, great parents and the best mother in law on the planet.  My extended family is huge and full of great people.  My bills are paid and I have an offer on my desk and I'm waiting to hear back from the seller on a counter offer to type up.  I'm a happy girl.  And just like "It" when I played hide and seek when I was a child... IT is coming even if I'm NOT ready and I'm just going to make the best of it.  Plus I still have two entire days to get it all done. <smile>

Merry Christmas!

Hey Folks!

If your like me you enjoy Christmas displays. It always amazes me how much time, money, and energy people will put in these displays. While this year I have seen many of great displays. This one is my favorite. What do you think?

 From the home owner:

Good news is that I truly out did myself this year with my Christmas decorations. The bad news is that I had to take him down after two days. I had more people come screaming up to my house than ever. Great stories. But two things made me take it down.

First, the cops advised me that it would cause traffic accidents as they almost wrecked when they drove by.

Second, a 55 year old lady grabbed the 75 pound ladder almost killed herself putting it against my house and didn’t realize that it was fake until she climbed to the top (she was not happy). By the way, she was one of the many people who attempted to do that. My yard couldn’t take it either. I have more than a few tire tracks where people literally drove up my yard.

Now when you need a mortgage partner you can count on me. American Bank Mortgage Group is a direct lender servicing all 50-states. I’m centrally located in Indianapolis, IN and can help answer your questions and best of all we close mortgages in 10-days or less.

Always At Your Service,
Tony Grego
Senior Banker at American Bank Mortgage Group