Should You For Sale By Owner? - 11/20/09 12:03 PM
Here is  a great Blog about selling your home using the FSBO method.  Something I actually encourage many of my clients to try.  Loreena points out some very good reasons to maybe consider skipping the FSBO trial.  Most folks who try the FSBO method eventually call me back and ask me to list their homes for some of the same reasons Loreena points out.
If you are thinking about selling your home and you would like some straight forward answers about the process, please give me a call.
Via Loreena Yeo - Broker|Realtor(R) of www.Frisco-TX-Homes.com (214) 783-2210 (3:16 team REALTY):
This question had … (1 comments)

Did you buy a home in Indiana this year? - 11/20/09 11:47 AM
Did you buy a home in Indiana this year?
Have you filed for your tax exemptions if you did?  IN INdiana you have the benefit of a tax break on property taxes if you file for certain exemptions.
The typical exemptions that nearly everyone qualifies for are "The Homestead Exemption" and "The Mortgage Exemption".
You qualify for "The Homestead Exemption" if the home is your primary place of residence.
You qualify for "The Mortgage Exemption" if you have a current mortgage on your home.  This one is very interesting because you don't necessarily have to have a balance on your mortgage … (0 comments)

How do I file for the $8000.00 First Time Home Buyer Tax Credit? - 11/19/09 02:41 PM
How do I file for the First Time Home Buyer Tax Credit?
The First Time Home Buyer Tax Credit has been extended.  So if you purchased your home after November 06,2009 and want to file for the tax credit I am afraid you will have to wait a little longer.  The current Form 5405 applies only to qualifying purchases made by November 06,2009.
This link will take you to the Form 5405 you will need to file for the First Time Home Buyer Tax Credit.
http://www.irs.gov/pub/irs-pdf/f5405.pdf
 
 If you have questions about the tax credit please call me, Bob Murphy, at … (1 comments)

Foreclosure: a family saga - 11/19/09 04:11 AM
This is a re blog originally posted by Steve Mun.  It is a post you must read with a video you must see.
Via Steve Mun, e-PRO®, QSC®, CDPE® (650) 605-3188 (Keller Williams Realty):
 
 
 
Unfortunately, foreclosures are no longer reserved for the sub prime borrowers. Now it has spread to the mainstream. All too often, it takes a few of bad months before the borrower falls so far behind, they are unable to catch up.
Besides job loss, catastrophic medical expenses is another common reason why homeowners are unable to make their mortgage payments. This is a why … (2 comments)

Short Sale home in Eastern Jefferson County Kentucky - 11/19/09 03:46 AM
Short Sale Home in Eastern Jefferson County Kentucky

This is a very nice 3 bedroom 1 bath home in Louisville Kentucky with a detached 1 car garage.  All offers must be approved by a third party. 
If you would like more information about this home please contact me, Bob Murphy, at 502-773-2564 or you can email me at Bob.Murphy@RealLiving.com
To view other homes I have listed visit my website at http://www.RealLiving.com/Bob.Murphy
 
… (0 comments)

Want a Home with a Huge Garage and large lot in Louisville Kentucky? - 11/18/09 06:44 PM
Want a home with a Huge Garage and large lot in Louisville Kentucky?
If you are looking for a home close to town with a country feel.  This may be the place for you. 
This home has more then 100 square feet of living space.
This Living room has plenty of space and a beautiful Fireplace.
 

Want a big Garage?  How about a huge garage?  One could probably park two cars wide and three cars deep in this Garage.

How about a Big Backyard?
If you would like more information about this lovely home please give me a … (2 comments)

Do you think you might lose your home? Is there a Foreclosure in your future? - 11/18/09 06:22 PM
Do you think you might lose your home?  Is there a Foreclosure in your future?
If you are behind on your home loan or if you think you are about to fall behind on your mortgage there is help.  Lenders do not really want to foreclose on homeowners.  In fact most lenders will do as much as possible to help a homeowner stay in their home.
The key is the homeowner must want to stay in their home.  They must actually care if they might lose their home. 
If you have special financial circumstances you may qualify for a special government … (2 comments)

How would you like to BNI ? - 11/17/09 11:48 AM
How would you like to BNI ?
BNI is a lead referral organization that I recently got involved with.  I was invited to attend a meeting of a BNI chapter in my area to fill the Commercial Realtor seat within the group.  I had no real idea what it was all about until I attended that first meeting.
This is a very well organized group whose soul purpose is pass referrals within the organization or chapter.  There was a Residential Realtor at the meeting I attended whom I respect a lot.  He told me that much of his business came from … (3 comments)

More IRS Help for distressed homeowners...how's it working for your clients? - 11/15/09 02:24 AM
Terrylynn Fisher has shared some helpful information for anyone you know who may be having some problems with the IRS.  Read it and share it with anyone you know who may have issues with back taxes.  Thanks for sharing Terrylynn.
Via Terrylynn Fisher, Realtor Staging Consultant, EcoBroker, CRS, Etc. (Diablo Realty - BuyStageSell.com):
Help for the distressed homeowners started with the 2009 tax filing season. These three options take away the previously inflexibility of the IRS as far as negotiation with homeowners.  IF you qualify for one or more of these you could obtain serious tax relief from the IRS.  See what I … (2 comments)

Do you know someone behind on their mortgage? - 11/15/09 02:14 AM
Do you know someone behind on their mortgege?
Unfortunately I get more and more calls everyday from people who are behind on their mortgage and want to sell before their home is foreclosed.  Many times selling their home may not be the best solution for them.
If they have have experienced a financial hardship that qualifies they may be eligible for a loan modification.
If they aren't yet behind but think they will be soon they may have the option of re-financing their loan.
The point is there are several options available to a homewowner in trouble who wants to stay … (4 comments)

Google Wave - 5 Things You Need to Know - 11/15/09 01:46 AM
Mike Conner has shared some interesting facts about Google Wave that bares repeating.  What do you think?
Via Mike Conner, City Realty Inc. Olympia, WA (City Realty Inc.):
The 5 Things You Need to Know about Google Wave
You may have heard some rumors by now about Google's new venture, Google Wave. If you aren't one of the lucky ones who have had a chance to explore it first hand, here are 5 things you need to know:
1. Email as we know it is on its way out the door. The format of Wave provides extreme flexibility in its use. You can use … (4 comments)

Heroes Come in ALL Shapes, Forms & Sizes. Yes, Realtors too! - 11/13/09 10:38 AM
This is a great by Loreena Yeo.  If you have ever done a short sale I'll bet you can identify with this.  If haven't done a short sale maybe you should have a look at Loreena's post.  It will bring you some insight as to what it's all about.
Via Loreena Yeo - Broker|Realtor(R) of www.Frisco-TX-Homes.com (214) 783-2210 (3:16 team REALTY):
My Realtor friend, Janna Rankin of Coeur d Alene ID shared a beautiful short sale success story on her blog recently. She helped her clients tirelessly fight through some challenging times with the bank. But in the end, when the short sale … (2 comments)

Another Home in Sellersburg Indiana - 11/13/09 10:16 AM
Another Home in Sellersburg Indiana
If you are looking for a home in the Sellersburg Indiana market this just may the home for you.  This home is located in Silver Glades subdivision but it has a 1 Acre lot.

This All Brick home with a Stone front is on the inside of a Cul de Sac corner.  It has a Full unfinished basement too.

What a big back yard.  This is the largest lot in the development and it's privacy fenced.

You can see this really is a very large fenced backyard.

This is a large Family … (0 comments)

Lots of Land in Elizabeth Indiana - 11/13/09 10:03 AM
Lots of Land in Elizabeth Indiana !
If you are looking for a home i the country with some land.  You may just like this nearly 1900 square foot home on 4 Acres.

Yes this is a manufactured home.  It was built in 2003.  Wait until you see the interior.

The Kitchen is large with lots of cabinets and a pantry to boot.

The Island is a great place for your morning coffee.

There is also a very nice Dining area next to a bank of windows that look out over the 4 Acres.

The Fireplace … (0 comments)

Real Living and GMAC Merge bring together over 10,000 agents in US & Awesome Tools! - 11/11/09 10:04 PM
I am re blogging the post by SheriMoritz regarding the news released today about the partnership between Real Living and GMAC.  I think this is good news definitely worth repeating.  Thanks to Sheri for such complete information.
Via Sheri Moritz (Real Living Realty Experts):
Many of us were pleasantly surprised with the announcement of the merger of Real Living and GMAC so I thought I would put together some good information that I have found that helps explain.
Excerpts from the announcement sent to franchise owners and managers:
"GMAC Real Estate is one of America's leading residential real estate franchises, and combined with … (2 comments)

Real Living and GMAC Merge bring together over 10,000 agents in US & Awesome Tools! - 11/11/09 10:04 PM
I am re blogging the post by SheriMoritz regarding the news released today about the partnership between Real Living and GMAC.  I think this is good news definitely worth repeating.  Thanks to Sheri for such complete information.
Via Sheri Moritz (Real Living Realty Experts):
Many of us were pleasantly surprised with the announcement of the merger of Real Living and GMAC so I thought I would put together some good information that I have found that helps explain.
Excerpts from the announcement sent to franchise owners and managers:
"GMAC Real Estate is one of America's leading residential real estate franchises, and combined with … (0 comments)

Great Buy in Sellersburg Indiana - 11/11/09 07:37 PM
Great Buy in Sellersburg Indiana
Have a look at this very well kept home in Sellersburg Indiana.  It has three bedrooms and two full baths and all Hardwood Floors.

This is an all brick home with a large fenced backyard.

The Master bedroom has cathedral ceilings and plenty of room.

Wouldn't you like to know more about this beautiful home?  You can get all the details from Bob Murphy.  Call Bob at 502-773-2564 or email Bob at Bob.Murphy@RealLiving.com
You can visit Bob's other listings at http://www.RealLiving.com/Bob.murphy
You can even visit this listings at it's very own homepage … (1 comments)

Awesome Home in Sellersburg Indiana - 11/11/09 07:25 PM
Awesome Home in Sellersburg Indiana
Have a look at this awesome home in Sellersburg Indiana.  It has more then 2600 square feet of finished living space and is priced under $165,000.00. 

This home boasts Three Bedrooms and 3 Full Baths too.   There are two finished rooms in the walkout basement that could be converted to 2 more bedrooms as well.

The above photo is of the main floor Living Room.  The open floor plan gives this home a roomy feel.

The above photo is of the huge finished Family Room in the walkout basement area.  The Custom bar … (1 comments)

New Listing in New Albany Indiana - 11/08/09 11:07 AM
New Listing in New Albany Indiana!
Here is your cahnce to own a newly renovated home in New Albany on 1/3 acre.  This lovely 3 Bedroom with possible 2 additional bedrooms in the finished basement has a lot to offer.

There is brand new carpet in the finished basement.  There is a very nice covered porch around back and the lot has plenty of room to play.

The Kitchen appears to be very large because it is.  The appliances stay too.
If you would like more information on this home please call or email Bob Murphy.  You can reach … (1 comments)

Great New Listing in Clarksville Indiana - 11/08/09 10:57 AM
Great New Listing in Clarksville Iniana
If you are looking for a newly renovated home in Clarksville Indiana with Three Bedrooms and 2 Baths.  This may be the place for you!

This unusual archutectural style for the area makes this a unique find indeed.

The Cathedral Ceilings give this home a real open feel.  The corner windows allows for better placement of furniture too.

The Kitchen has plenty of counter space and new Granite Counter tops.
If you would like more information on this lovely home please give me a call.  You can reach me by phone at … (3 comments)

Home Buyer Tax Credit for the rest of you - 11/06/09 06:10 PM
Check out Maureens blog post.  Even as she was writing it the Prseident must have signed the Home Buyer Tax Credit bill.  Get ready to get busy everyone.
Via Maureen McCabe Central OH Homes (Real Living HER Worthington MaureenMcCabe.com ):
It looks like the first time home buyer tax credit is being extended and there's also Home Buyer Tax Credit for the rest of you, or a lot of non - first time home buyers. 
The bill passed the senate.
The bill  passed the house.
The bill needs the presidents signature. 
I just saw on Twitter that it has been signed … (4 comments)

Existing Home Owner Tax Credit - 11/06/09 12:34 PM
Existing Home Owner Tax Credit
Are you an existing homeowner?  Have you lived in your existing home for at least 5 years as your primary place of residence?
If you can answer yes to the two questions above you might be eligible for a $6500.00 tax credit on the purchase of your next home.
The congress has passed and the President is expected to sign into law a bill that will allow existing home owners to take advantage of a Tax Credit similar to the First Time Home Buyer Tax Credit.
If you have been thinking about moving up from your … (1 comments)

Are you ready to take advantage of the New Homebuyer Tax Credit? - 11/06/09 12:11 PM
Are you ready to take advantage of the New Homebuyer Tax Credit?
Congress has passed and the president is scheduled to sign into Law today an extension and an expansion of the First Time Home Buyer Tax Credit.
The First Time Home Buyer Taz Credit was due to expire November 30th of this year.  Thanks to a thoughtful congress this credit will now be expanded to home sales that are under contract by May 1st 2010 and close by no later then July 1st 2010.
If you thought you missed out on the First Time Home Buyer Tax credit over the … (2 comments)

How to Be a Better Lender to Your Realtor(R) - 11/04/09 02:57 PM
Loreena Yeo has shared some really good advise for all our lender friends out there.  If you are a lender you should take a moment and read it.  If you're a Realtor you should read it too and then share with your favorite lender.
 
Via Loreena Yeo - Broker|Realtor(R) of www.Frisco-TX-Homes.com (214) 783-2210 (3:16 team REALTY):
I've worked with many lenders over the years, serving my real estate clients. I thought I would share three simple tips on how to outperform your lender competitors out there just by doing these 3 things, and doing them well:
(1) Read the contract in its … (0 comments)

The Do Not Call List for Cell Phones ! - 11/04/09 02:42 PM
Cell phone numbers go public this month. 
If you would like to stop annoying telemarketer calls to your cell phone you may register your cell phone number at 1-888-382-1222.
REMINDER..... all cell phone numbers are being released to telemarketing companies and you may start to receive sales calls..... YOU MAY BE CHARGED FOR THESE CALLS IF YOUR CELL PLAN ALLOWS FOR IT.  Check your plan.To prevent this, call the following number from your cell phone: 1-888-382-1222, you will have to press 1 for English, then 1 to register your phone, then put in your phone number and you are done.It is the National … (2 comments)

First Time Home Buyer Tax Credit Close To Passing - 11/04/09 06:13 AM
Jackie Connelley-Fornuth has posted the most complete post I have seen on Active Rain regarding the Home Buyer Tax Credit.  If you want a good understanding of what is up wuth that please take a moment to read this re Blog.
Via Jackie Connelly-Fornuff (Coldwell Banker Residential - Babylon):
 
The Senate and House are poised to agree on a compromise measure to extend unemployment benefits that also would expand a popular $8,000 tax credit for homebuyers, despite a recent government report on extensive mistakes and suspected fraud in the program.

The Senate might pass its version as early as Wednesday, … (1 comments)

The Process of a Short Sale - 11/01/09 06:13 AM
Here is some great general info about Short Sales from Chris Plumb.  One thing I would like to add to Chris's info is that the Short Sale process will NOT necessarily stop the foreclosure process.  A person could get an accepted Short Sale agreement and still lose the home to foreclosure.  A person needs a qualified Realtor to help them with this process.
Via Chris Plumb (Davis & Davis Associates, Realtors):
In a short sale, the bank or mortgage lender agrees to discount a loan balance because of an economic or financial hardship on the part of the borrower.  The home owner/debtor sells … (2 comments)

Will extending the Tax Credit set a precedent? - 11/01/09 06:09 AM
Will extending the Tax Credit set a precedent?
Many of you may be too young to remember the first time rebates were offered by the automakers.  Those rebates are a part of the daily ad routine today.  In today's market you can almost expect a rebate from the auto makers when buying a new car. 
Some genius at some ad agency or maybe it was another genius in the automakers marketing department thought that offering a rebate would be just the thing to get people buying new cars again. 
The idea did work.  Auto sales began to soar with some of … (4 comments)

Building, Managing, and Protecting Your Online Reputation - 11/01/09 05:44 AM
Here is another Active Brad post to read and pay attention too.  Brad shares numerous ways to check youself out on the net and your activity at social media sites.
Brad is right.  ONly you can protect your good name on the net.
Via Brad Andersohn ~ Community Manager (ActiveRain):
How Do You Manage And Protect Your Online Reputation?
A few weeks ago I was reading an article about "BIG Corporate Companies" that were missing the boat by not getting involved in Social Media. "They are missing out on the ability to track and manage their brands, their names, their business and reputations" … (0 comments)

 
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Bob Murphy

New Albany, IN

More about me…

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Address: 1712 Williamsburg Station, Jeffersonville, IN, 47130

Office Phone: (812) 282-4778 x 17

Cell Phone: (502) 773-2564

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