Only use HUD approved lender/brokers for Reverse Mortgages - 09/27/07 09:58 PM
I just heard of a company in Austin TX, that at best is doing questionable things, and is being sued for fraud. A Reverse Mortgage 'consultant agency' advised a senior homeowner to contract with a company to do repairs on his home, and then gave the impression that he could likely … (3 comments)
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Countrywide plans to add 2,000 sales jobs this year & offer 50 Year sub-prime loans - 09/27/07 09:13 PM
I must say, I just saw the news (Reuters, reporting) about Countrywide CEO Angelo Mozilo stating Countrywide is planning on adding 2000 jobs AND rolling out 50-year sub-prime loans as well as Reverse Mortgage products. The Reverse Mortgage products, I can see somewhat, but it would almost seem that should only be … (9 comments)
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Are Reverse Mortgages a part of Predatory Lending? - 09/27/07 09:24 AM
I saw a blog this morning, outside of AR, where the blogger felt Reverse Mortgages are predatory lending, and contributing to the economies problems, down the road anyway. Obviously, from my previous posts, you should be aware that I feel Reverse Mortgages are a great thing. Now, I would say they are … (6 comments)
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Warrington Villiage PA home for sale - 09/23/07 08:24 AM
For those of you that do not know the area, it is a rich historic area this is a terrific place to raise a family. The school district, Central Bucks, is one of the finest in Pennsylvania. This area is rich in history! Bucks County is famous nationwide for its historic … (0 comments)
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Lower interest rates also help Reverse Mortgages - 09/23/07 01:07 AM
One of the factors many do not realize, interest rates do effect Reverse Mortgages, besides how fast or slow the balance increases over time. It is one of the factors that effects how much the borrower can borrow against their equity. So, the lower the interest rate, the more they can … (2 comments)
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Mortgage Brokers / Title Companies / Notary Signing Agents - Please help - 09/23/07 12:43 AM
Yesterday, I received an Email from one of my clients [Signing Service]. It explained the following loan signing experience from the title companys' and Notary Signing Agents' perspective. [NOT ME, but it easily could have been me]
Closers perspective:
I want to explain to you what happened tonight because I think the title company … (50 comments)
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Bucks County, PA, Warminster, Warrington, and Doylestown - 09/21/07 10:53 PM
Are you trying or wanting to buy or sell a home in the historic Central Bucks area, near Warminster, Warrington, and Doylestown Pennsylvania area? This area is rich in history! Bucks County is famous nationwide for its historic sites, including the Mercer Museum, Washington Crossing Historic Park, Pennsbury Manor, and Pearl … (2 comments)
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Consider a Reverse Mortgage - 09/21/07 09:08 AM
Do you have a relative over 62, or know a senior struggling on fixed income? Are they refinancing or getting a Home Equity Line of Credit? Do you feel Reverse Mortgages are too costly? If you answer yes to any of these questions, look into the FHA HECM Reverse Mortgages! You will … (6 comments)
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Financial Freedom Launches Fixed Rate HECM Reverse Mortgage - 09/20/07 10:57 AM
I am not necessarily trying to promote Financial Freedom (subsidiary of IndyMac Bank, F.S.B), but it is great to see another great HECM Reverse Mortgage product hit the market - Fixed Rate Reverse Mortgage. It will likely be one of the few Reverse Mortgages that will be more popular on the … (0 comments)
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Calling all speakers. . . - 09/20/07 09:04 AM
Do you live in the Southwest Florida area, specifically in Bradenton or Sarasota area? Would you like to give informational speeches? While it would not be you advertising, although you do get to say a little about what your business is, you would be giving informational speeches around the Sarasota County … (0 comments)
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More great tips, all because of the Active Rain - 09/19/07 06:26 AM
Thanks to Kirsty Dunphey in her blog, Ten Simple Tech Tips for Anyone who Trades Off Their Name she mentioned ways to 'brand' your name or business name.
To expand on the one part, she mentions Google alerts. I never even realize this was out there, or the power that can have, … (7 comments)
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Want to verify licenses in Florida - check them out here - 09/17/07 09:33 AM
Florida, because of it's 'Sunshine Laws,' is probably one of the most open states as far as finding information goes. They make it very easy to verify and obtain information about most any subject. To verify the license is valid for your Notary, Realtor, Mortgage Broker, etc, visit. . . .
To verify … (0 comments)
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Are you a reverse mortgage loan officer? - 09/14/07 11:57 PM
Would you like to offer the services of Certified Notary Signing Agent to your client in Southwest Florida, especially knowing that this very special client of yours will be handled with the utmost care! That way they can have the loan documents signed at their convenience, not the title companies. Having been used … (2 comments)
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Who is knocking on my blog doorstep? - 09/14/07 10:16 AM
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Sorry!
In the time I have been here, I have been curious who stops by to see my blog. I see there are widgets that show who stopped by, but I know some don't like to be forcibly show there, so … (6 comments)
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Who's fault is the mortgage 'meltdown' or whatever you call it? You? Me? Everyone? - 09/14/07 09:43 AM
These days, I see all kinds of finger-pointing. Most even make good points, and lots of people agree, sometimes people disagree. You have predatory lenders. You have predatory brokers. You have predatory banks. You have Realtors that contribute to the problems. You have the borrower themselves that have caused part of … (3 comments)
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Understanding more about eNotarizations (and the Electronic Notary) - 09/13/07 08:39 AM
Not long ago, I was contacted by a woman in OH, who was trying to have her husbands signature (who was in Iraq) notarized. One thing everyone must know about eNotarizations, at least in the state of Florida (& I would imagine most states) is the the same rules of notaries … (0 comments)
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Some motivational thoughts. . . plus anything you can add! - 09/12/07 01:05 PM
I recently heard a speech from Marty Haines of Re/Max Properties in Venice, FL, who did a great speech, check out her websites . . . http://www.martyhaines.com/ and http://www.mhaines@remax.net her topic was on de-stressing and motivational thoughts.....
I used to say, "I hope things will change." Then I learned that the only way things … (3 comments)
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Where to get your Free Credit Report - (NOT the one you need to pay) - 09/10/07 08:52 AM
https://www.annualcreditreport.com
It is a shame Experian has chosen freecreditreport.com, and then try so hard to make you pay for it. I was at a borrowers house the other day for a signing, and they wanted their reports, but said that site is a rip-off and not free. I had to correct them, … (3 comments)
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Has anyone REALLY looked at these words? - 09/09/07 10:46 AM
It is funny, I see all kinds of things posted here on AR. Great tips, lots of different viewpoints. Great marketing concepts. How someone got their nick-name. Even some complaining about really petty things. Maybe they even have a good point, but really, there are bigger things to worry about! They remind me why … (8 comments)
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10000 points on ActiveRain, I can't believe it! Thank you AR members! - 09/09/07 12:39 AM
I must say, I'm amazed myself, two weeks ago, I never heard of AR, and now today, I'm crossing 10,000 points on AR. WOW! I happened to do a search and what do you know, one of the top replies, was AR. I quickly saw lots to check out! BTW, if … (23 comments)
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eNotarizations. . the upcoming technology! - 09/07/07 03:45 PM
I think it is amazing how technology has evolved. One of the newer technologies, is of course, eNotarizations. While the ins and outs are still being debated on each of the federal, state and local levels, a lot has been accomplished so far. Several states have had paperless mortgages from start to … (4 comments)
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Are you a mortgage broker for life, or is it a job just for now? - 09/06/07 09:52 AM
I saw a blog this morning, giving advise on predatory lending, and how to avoid it. See Rita Gibbons blog http://hthttp://activerain.com/blogsview/195703/Avoid-Predatory-Lending I know my situation last night was a lot more involved than I went into detail in my comments, and must still say, it was borderline predatory. If is was, … (2 comments)
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Why the double mortgage in Reverse Mortgages? - 09/05/07 09:01 AM
When I started doing reverse mortgages, I always wondered why there were two mortgages in the package. Some things differ from lender to lender, and many papers are similar, but that always remained a constant. I even had a couple Reverse Mortgage Brokers attend a couple of my loan signings and … (6 comments)
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Increase in Homeowners Insurance or Tax rates - which is worse? - 09/04/07 09:36 AM
Here in Florida, but even more so in Southwest Florida, so many are complaining about both of these. Florida recently enacted the policy to roll back homeowners taxes to previous years rates. I'm not sure that was necessary, but the small relief is welcome by most.
I must however, commend my county, … (2 comments)
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Calling all mortgage brokers & title companies. To back-date or not..... your thoughts? - 09/03/07 01:53 PM
I cannot tell you how often I am asked to back date. I'm told it is no big deal, etc. I'm told, you can do it because of this or that - with their own explanation why it is OK. First off, it is a violation of Florida, and most if not … (40 comments)
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How can a notary make a living being 'just a notary'? - 09/02/07 11:07 AM
This is a question I get all the time when I tell people that I am a mobile notary & mortgage notary signing agent. I am still amazed how many mortgage brokers and even title companies do not know what I do. I always take the time to explain to them … (5 comments)
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