notary: Need a FREE speaker for anywhere in Sarasota or Manatee County? - 07/16/08 03:39 AM
Check out a FREE service for your organization, a place where you can find someone to speak about a wide variety of topics, such as:
Acupuncture
Advertising Strategies
Are You Sick and Tired of Being Sick and Tired?
Be Your Own Wellness Coach
Bringing Your Art to the Public
Business Networking … (2 comments)
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notary: One of a Notary Public's main responsibilities - To appear before me - 07/14/08 10:23 AM
I was reading about the revocation of an AZ's notary commission. After reading the first story, I was left really wondering why her license was revoked. It mentioned that she had forgotten to check a box that the persons appearing before her were identified by personally known, or what identification. At that … (14 comments)
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notary: A question for insurance agents here on AR. . . - 07/12/08 01:18 PM
I saw someone bring up a very good question that received no answers. I have seen the same thing as notary signing agent - extreme insurance rates for the same property. As a CNSA, I often see the rates most everyone is paying, and I get a pretty good feel for … (2 comments)
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notary: 50,000 + 1 AR Points - I'm thrilled. Thanks AR! - 07/10/08 08:50 AM
This was not my fastest 10,000 points (tied for 2nd fastest) here on AR, and I must say I am glad to be back blogging! I'll continues to try and be faithful in the future as I love it here. It took me 13 days to reach 10,000, 17 days until 20,000, and 23 days … (7 comments)
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notary: Foreclosure - Always their fault? Was it a CHOICE not to pay? - 07/07/08 09:48 AM
Today, I just read a blog, and there was a clear blame of the foreclosure on the person that 'made the promise to pay' and didn't pay, and he made it seem as though it was a choice of the person. Don't get me wrong, I have no misunderstanding that some … (10 comments)
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notary: Are you open or working today? - 07/04/08 09:50 AM
It is funny, around every holiday, FedEx calls me to ask me if I am open and will I have packages to ship out. (they come to my house every day unless I do not have an outgoing package) I always have to answer yes, unless you hear from me, as … (13 comments)
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notary: It is LONG overdue we look at our laws and make some changes! - 07/04/08 07:07 AM
Last night as I listened to the fireworks go off, I sat here and thought about something. I had started thinking about this same thing ealier in the day at my networking group on an entirely different subject, but the same nonsense! WE NEED TO CHANGE OUR LAWS.
I know not all … (8 comments)
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notary: What do YOU know about reverse mortgages? - 07/03/08 08:37 PM
Did you know that you can get fixed interest rate options? Many are concerned with the adjustable rate reverse mortgages - even though as I stated in several blogs, in the last 20 years, the highest the monthly adjusting reverse mortgages have gone is in 1991 & 2000 when the rates went … (3 comments)
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notary: Does a little breasts & nudity with that coffee go a long way, and is it all that bad? Sex after all, does sell! - 06/30/08 01:52 AM
As I think about the coffee shop in Bonney Lake that has woman, first in bikini's, then pasties, serving up coffee to patrons, it made me wonder that question. While it would not benefit me directly, indirectly it could with more loan signings - if I lived in the area of course. … (22 comments)
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notary: More regulations needed for reverse mortgages? What about regular mortgages? - 06/29/08 11:17 AM
Today I read where RI governor signed a bill for more disclosures about reverse mortgages last Friday. Don't get me wrong, if you have read my blog, I am all for the disclosures, in fact I may be in the minority that LIKES them, likes reverse mortgages, and think the disclosures should stay! However, … (0 comments)
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notary: How expensive is gas anyway? - 06/29/08 09:28 AM
This past week, I found a website that I am thrilled about - gasbuddy.com where you can find the lowest price gas in your area as reported by fellow members. Driving 3-5000 miles a month, this is a great tool! The way it works is, after you sign up, and you … (5 comments)
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notary: Reverse Mortgages are only for the poor, correct? - 06/27/08 10:42 AM
Answer: Absolutely FALSE!
While many that get reverse mortgages are struggling to pay for food, medicine and for the roof over their head, how much money you have or do not have has NO bearing on your approval or lack of approval. How old you are, how much equity you have … (3 comments)
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notary: Do you understand network marketing? Are you benefiting here on AR? - 06/27/08 07:48 AM
When I ask these questions, I am referring to Active Rain. It is not the more common thought of network marketing such as you local chamber of commerce, BNI, etc. But AR is a form of network marketing. And network marketing, WHEN DONE CORRECTLY, can be VERY powerful and useful! It normally will … (11 comments)
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notary: I am considering a reverse mortgage, what are your thoughts? And WHY? - 06/27/08 06:54 AM
Of course, I am not old enough to get one. And it would not take you long to read my blog to learn that I am a big proponent of them, and I get annoyed when people spread completely false information about them. If they chose not to get a reverse mortgage … (4 comments)
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notary: Help feed the needy and poor! S.H.A.R.E Florida - 06/25/08 08:56 AM
The July basic package selection is out -
1 lb Perri Sweet Italian Sausage
2.55 lbs Chicken Roaster Drums
1.8 lbs Split Chicken Breasts
12 oz Sandwich Steaks
1 lb Bone in CEnter Cut Pork Chops
Variety fresh fruits & vegetables
They don't have the price, but it should be around … (0 comments)
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notary: If a reverse mortgage balance exceeds the home value, I will be forced out of my home, correct? - 06/23/08 10:23 AM
Answer - ABSOLUTELY FALSE!
No matter what age you live to, no matter if the loan ever exceeds the home value by any amount, and these days that is happening a lot with the depressed home values, you REMAIN in your home as long as you want and are able to live there! … (0 comments)
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notary: 40,000 points now and climbing! Thank you again, it is amazing here on AR! - 06/23/08 09:15 AM
This was my slowest 10,000 points here on AR, and I must say I do miss the ongoing AR 'work' of blogging and commenting. But I'll try and be more faithful in the future. It took me 13 days to reach 10,000, 17 days until 20,000, and 23 days until 30,000. Then, … (12 comments)
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notary: My 100th Active Rain Blog - WOW! Thank you to everyone here @ Active Rain! - 06/21/08 10:52 AM
A little shy of a year ago, I stumbled upon a website - activerain.com. I wasn't sure what to make of it at first, but I started looking at the many blogs of everyone there. Wow, the information they had, I could see it was a great source of information. Sometimes … (3 comments)
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notary: S.H.A.R.E.Florida.org - For everyone in Florida - pass it along please!! - 06/16/08 09:54 PM
I honestly just learned about this a couple of weeks ago, but it is a SUPER GREAT VOLUNTEER PROGRAM!! It is intended to help the poor & elderly. Visit shareflorida.org and learn how you can help volunteer. If you can't donate your time and help, purchase some food from them, then take it … (0 comments)
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notary: Reverse Mortgage Costs - how expensive are they? - 06/16/08 01:24 PM
As a follow-up to my blog, AGAIN, before you say no to a reverse mortgage, learn the correct facts! Don't believe the myths! as well as my blog, Are Reverse Mortgages costs so much more than regular mortgages? and also several people commenting about the costs on the blog of Mr Jones, … (2 comments)
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notary: If you have bad credit, foreclosure, or bankruptcy on your credit, can you get a reverse mortgage? - 06/14/08 10:09 PM
Answer - YES! This is one of those rare questions though that needs a complete explanation and does come with an asterisk.
Having any or even all of these items on your credit report does not effect approval, BUT, if you are in bankruptcy, it must be discharged prior to getting … (3 comments)
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notary: Calling all Realtors - LEARN ABOUT REVERSE MORTGAGES! They can help YOU sell a home! - 03/01/08 12:32 PM
Several times recently, I have talked to local Realtors about Reverse Mortgages. "No", "They are bad", "I've only heard bad things about them", are among the responses I've received lately. Honestly, all Realtors SHOULD want to sell homes, and Reverse Mortgages are another avenue to educate your potential home-buyer! Learn the facts … (0 comments)
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notary: New legislation HR3915 needs review before making decisions! - 11/02/07 10:39 PM
While there is a lot being said about the current pending legislation HR3915, do not succumb to any scare tactics. Learn everything there is to learn about the bill and it's ramifications. I am not for or against it yet, as I feel much needs to be studied & learned about … (2 comments)
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notary: If you get a Reverse Mortgage, how long will you keep it? - 11/02/07 11:17 AM
Recently, I saw a statistic published by HUD, stating that over half of all HECM Mortgages (the most popular and common Reverse Mortgage) were not kept for six years. And many were only kept for three to four years. One thing to consider about this if you are considering a Reverse Mortgage. While … (3 comments)
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notary: 30,000 and climbing. . WOW THANKS to everyone here at AR!! - 10/21/07 04:18 PM
Again, to all of you that don't like numbers, run, run far away! OR click away fast, I should say. As I pass the 30,000 points here on AR, it still amazes me how many still do not take advantage of AR, but all the better for the rest of us! … (6 comments)
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notary: Fall is finally coming to Southwest Florida, somewhat anyway - 10/20/07 10:14 AM
Today, in Southwest Florida, is one of those rare none sunshine days, and off-and-on rain. But I really do not mind it, we need the rain, but more important, it will likely bring cooler weather shortly! For me, in my business, that is a tremendous help in many ways. Because of the … (1 comments)
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notary: Do you live in the Tampa Bay area & love NHL Hockey? Want to treat a special client? - 10/19/07 10:58 PM
Do you want to give a special client the red carpet treatment at a NHL Tampa Bay Lightning Home Hockey game? Do you live in the Tampa Bay area? These tickets come with ALL, and I mean ALL, the amenities? I have pairs of season tickets (2 tickets to each game) to all their home … (0 comments)
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notary: Your help on Myers Internet & Top Producer would be appreciated! - 10/18/07 08:30 AM
Since I am not a Realtor, I was wondering if I could get some help. I have a Realtor new to AR that asked me some questions about Myers Internet and Top Producer. What are the benefits and drawbacks of these companies. Are there any other similar companies like these that … (4 comments)
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notary: Do you live in the Tampa Bay area, and want to treat your client to a very special night out? - 10/11/07 09:53 AM
Do you live in the Tampa Bay area? Would you like to go to a NHL Tampa Bay Lightning home game, with ALL, and I mean ALLthe amenities? I have pairs of season tickets (2 tickets to all games) to all their home games, which includes FREE parking right next to … (0 comments)
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notary: Some Great Email (and Blog) Etiquette Rules - 10/10/07 04:45 PM
Recently, I attended a speech done by Bob Coleman from Sarasota at the Open Network Bradenton group, where he talked about business Email Etiquette. A lot of these rules are also great to follow for blogging as well. (although some do not apply to blogging):
Don'ts
DON'T TYPE IN ALL CAPS - IT … (1 comments)
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notary: No need to 'dare' me to go pink Sarah, & hopefully nobody else! - 10/10/07 07:09 AM
Today, I was reading Sarah Cooper, Realtor's blog - http://activerain.com/blogsview/232387/I-Dare-You-To, and she is 'daring' everyone here at AR to 'go pink' for Breast Cancer Awareness Month. I know I certainly do not need to be dare'ed and hopefully many others do not need that as well! I changed my picture for the … (5 comments)
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notary: Home ownership down during President Bush's Presidency not good! - 10/08/07 12:45 PM
For the first time in three decades - since President Jimmy Carter was in office YIKES, home ownership is on the verge of dropping during a presidents tenure. There is expected to be close to one million less homeowners by the time he leaves office as compared to when he took … (4 comments)
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notary: To be in the top 100 on Active Rain - 10/07/07 11:06 AM
While I love learning lots here on Active Rain, and I have enjoyed blogging, the statistics which really show so many not taking advantage of AR amazes me. With this blog post, I am moving into the top 100 in my state. In Florida, that is actually the hardest state to … (9 comments)
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notary: Tampa NHL Lightning is not far from Murdock! - 10/06/07 11:20 PM
Just 90 minutes from my home, Port Charlotte/Murdock area, is Tampa. A terrific city with lots to offer. As far as sports in the area, they have Pro Football NFL Buccaneers, and Arena Football Storm (5 time world Champion) and home of NHL Hockey Tampa Bay Lightning. Just four years ago, they … (0 comments)
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notary: Do you save enough for retirement? - 10/06/07 10:43 PM
Recently, it was reported that 68% of people have not reached their retirement savings goal by their retirement age. This is a shocking figure, but it isn't when you consider Americans often fail to save for very much of anything! This is why, if you have a considerable amount of equity … (2 comments)
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notary: How long does it take to get AR referrals - 10/04/07 11:17 PM
When I joined Active Rain a few weeks ago, I could see it was a great place and immediately saw its' potential. So of course I joined and started commenting and blogging. I saw several people taking about the business they got the AR, and all of its' benefits. I knew it was … (9 comments)
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notary: My thoughts and views about Active Rain - 10/04/07 10:46 AM
Today, I was reading a blog by Midori Miller http://activerain.com/blogsview/223013/Organizing-My-Activerain about organizing my ActiveRain. I actually had so much to say - imagine that! - I figured I would blog rather then have such a lengthy comment. While it does make sense to be focused and plan (if you fail to plan, … (1 comments)
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notary: Only use HUD approved lender/brokers for Reverse Mortgages - 09/27/07 09:58 PM
I just heard of a company in Austin TX, that at best is doing questionable things, and is being sued for fraud. A Reverse Mortgage 'consultant agency' advised a senior homeowner to contract with a company to do repairs on his home, and then gave the impression that he could likely … (3 comments)
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notary: Countrywide plans to add 2,000 sales jobs this year & offer 50 Year sub-prime loans - 09/27/07 09:13 PM
I must say, I just saw the news (Reuters, reporting) about Countrywide CEO Angelo Mozilo stating Countrywide is planning on adding 2000 jobs AND rolling out 50-year sub-prime loans as well as Reverse Mortgage products. The Reverse Mortgage products, I can see somewhat, but it would almost seem that should only be … (9 comments)
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notary: Are Reverse Mortgages a part of Predatory Lending? - 09/27/07 09:24 AM
I saw a blog this morning, outside of AR, where the blogger felt Reverse Mortgages are predatory lending, and contributing to the economies problems, down the road anyway. Obviously, from my previous posts, you should be aware that I feel Reverse Mortgages are a great thing. Now, I would say they are … (6 comments)
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notary: Lower interest rates also help Reverse Mortgages - 09/23/07 01:07 AM
One of the factors many do not realize, interest rates do effect Reverse Mortgages, besides how fast or slow the balance increases over time. It is one of the factors that effects how much the borrower can borrow against their equity. So, the lower the interest rate, the more they can … (2 comments)
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notary: Mortgage Brokers / Title Companies / Notary Signing Agents - Please help - 09/23/07 12:43 AM
Yesterday, I received an Email from one of my clients [Signing Service]. It explained the following loan signing experience from the title companys' and Notary Signing Agents' perspective. [NOT ME, but it easily could have been me]
Closers perspective:
I want to explain to you what happened tonight because I think the title company … (50 comments)
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notary: Consider a Reverse Mortgage - 09/21/07 09:08 AM
Do you have a relative over 62, or know a senior struggling on fixed income? Are they refinancing or getting a Home Equity Line of Credit? Do you feel Reverse Mortgages are too costly? If you answer yes to any of these questions, look into the FHA HECM Reverse Mortgages! You will … (6 comments)
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notary: Financial Freedom Launches Fixed Rate HECM Reverse Mortgage - 09/20/07 10:57 AM
I am not necessarily trying to promote Financial Freedom (subsidiary of IndyMac Bank, F.S.B), but it is great to see another great HECM Reverse Mortgage product hit the market - Fixed Rate Reverse Mortgage. It will likely be one of the few Reverse Mortgages that will be more popular on the … (0 comments)
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notary: Calling all speakers. . . - 09/20/07 09:04 AM
Do you live in the Southwest Florida area, specifically in Bradenton or Sarasota area? Would you like to give informational speeches? While it would not be you advertising, although you do get to say a little about what your business is, you would be giving informational speeches around the Sarasota County … (0 comments)
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notary: Want to verify licenses in Florida - check them out here - 09/17/07 09:33 AM
Florida, because of it's 'Sunshine Laws,' is probably one of the most open states as far as finding information goes. They make it very easy to verify and obtain information about most any subject. To verify the license is valid for your Notary, Realtor, Mortgage Broker, etc, visit. . . .
To verify … (0 comments)
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notary: Are you a reverse mortgage loan officer? - 09/14/07 11:57 PM
Would you like to offer the services of Certified Notary Signing Agent to your client in Southwest Florida, especially knowing that this very special client of yours will be handled with the utmost care! That way they can have the loan documents signed at their convenience, not the title companies. Having been used … (2 comments)
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notary: Who is knocking on my blog doorstep? - 09/14/07 10:16 AM
Your Browser is incompatible to view this image.
Sorry!
In the time I have been here, I have been curious who stops by to see my blog. I see there are widgets that show who stopped by, but I know some don't like to be forcibly show there, so … (6 comments)
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notary: Who's fault is the mortgage 'meltdown' or whatever you call it? You? Me? Everyone? - 09/14/07 09:43 AM
These days, I see all kinds of finger-pointing. Most even make good points, and lots of people agree, sometimes people disagree. You have predatory lenders. You have predatory brokers. You have predatory banks. You have Realtors that contribute to the problems. You have the borrower themselves that have caused part of … (3 comments)
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notary: Understanding more about eNotarizations (and the Electronic Notary) - 09/13/07 08:39 AM
Not long ago, I was contacted by a woman in OH, who was trying to have her husbands signature (who was in Iraq) notarized. One thing everyone must know about eNotarizations, at least in the state of Florida (& I would imagine most states) is the the same rules of notaries … (0 comments)
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notary: Some motivational thoughts. . . plus anything you can add! - 09/12/07 01:05 PM
I recently heard a speech from Marty Haines of Re/Max Properties in Venice, FL, who did a great speech, check out her websites . . . http://www.martyhaines.com/ and http://www.mhaines@remax.net her topic was on de-stressing and motivational thoughts.....
I used to say, "I hope things will change." Then I learned that the only way things … (3 comments)
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notary: Has anyone REALLY looked at these words? - 09/09/07 10:46 AM
It is funny, I see all kinds of things posted here on AR. Great tips, lots of different viewpoints. Great marketing concepts. How someone got their nick-name. Even some complaining about really petty things. Maybe they even have a good point, but really, there are bigger things to worry about! They remind me why … (8 comments)
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notary: 10000 points on ActiveRain, I can't believe it! Thank you AR members! - 09/09/07 12:39 AM
I must say, I'm amazed myself, two weeks ago, I never heard of AR, and now today, I'm crossing 10,000 points on AR. WOW! I happened to do a search and what do you know, one of the top replies, was AR. I quickly saw lots to check out! BTW, if … (23 comments)
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notary: eNotarizations. . the upcoming technology! - 09/07/07 03:45 PM
I think it is amazing how technology has evolved. One of the newer technologies, is of course, eNotarizations. While the ins and outs are still being debated on each of the federal, state and local levels, a lot has been accomplished so far. Several states have had paperless mortgages from start to … (4 comments)
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notary: Why the double mortgage in Reverse Mortgages? - 09/05/07 09:01 AM
When I started doing reverse mortgages, I always wondered why there were two mortgages in the package. Some things differ from lender to lender, and many papers are similar, but that always remained a constant. I even had a couple Reverse Mortgage Brokers attend a couple of my loan signings and … (6 comments)
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notary: Increase in Homeowners Insurance or Tax rates - which is worse? - 09/04/07 09:36 AM
Here in Florida, but even more so in Southwest Florida, so many are complaining about both of these. Florida recently enacted the policy to roll back homeowners taxes to previous years rates. I'm not sure that was necessary, but the small relief is welcome by most.
I must however, commend my county, … (2 comments)
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notary: Calling all mortgage brokers & title companies. To back-date or not..... your thoughts? - 09/03/07 01:53 PM
I cannot tell you how often I am asked to back date. I'm told it is no big deal, etc. I'm told, you can do it because of this or that - with their own explanation why it is OK. First off, it is a violation of Florida, and most if not … (39 comments)
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notary: How can a notary make a living being 'just a notary'? - 09/02/07 11:07 AM
This is a question I get all the time when I tell people that I am a mobile notary & mortgage notary signing agent. I am still amazed how many mortgage brokers and even title companies do not know what I do. I always take the time to explain to them … (5 comments)
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notary: Think Professional! - 08/31/07 10:56 AM
As I search through here finding different people, companies etc., I think of one thing that many do not think about - professionalism! While some do a great job, have great ideas, explain who they are, properties they have for sale, have some great quality pictures, etc, others have distorted pictures … (4 comments)
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notary: HELP with some .PDF's - 08/31/07 09:38 AM
A majority of my files print with no problems. But it always seems when I'm running late, and need the package printed fast, I get that one .PDF file that prints a page a minute or so. I use Windows XP Professional on my main computer, and Windows Media edition on … (10 comments)
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notary: Need a traveling notary in Southwest Florida? - 08/30/07 11:25 AM
Are you an attorney that travels to your client, but need a independent notary to notarize your affidavits? And not want to utilize your office personnel and the expense of having them leave the office just to go with you to notarize a few documents? That is where Southwest Florida … (0 comments)
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notary: How would you like to sign your mortgage papers at your convenience? - 08/30/07 09:02 AM
Are you getting a reverse Mortgage or refinancing your home? If you are, you, the mortgage broker, loan officer, or title company can all choose the notary signing agent of your choice. You do not need to be forced to go to the title company at their location and at their convenience … (0 comments)
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notary: Just a little more about me.... - 08/30/07 12:26 AM
This brochure is for title companies and mortgage brokers, but it has a lot of information packed in a small amount of space. If you are a mortgage broker or title company doing loans, sales, reverse mortgages, etc., in Southwest Florida, please consider giving your client to option to do their … (6 comments)
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notary: What I do - 08/27/07 01:05 PM
Are you refinancing you home? Are you getting a Reverse Mortgage? Are you getting married and do not want to go to the conventional church and have the wedding at the beach according to your guidelines? Do you need a notary after hours, or one that will come to you … (0 comments)
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