Thunderstorm Safety - 04/04/11 02:19 PM
Thunderstorm Safety
Spring is the time to start thinking about weather safety.  Spring can bring severe thunderstorms and tornados. Knowing what to do in the event of a weather emergency can be crucial.
* Listen to local news or NOAA Weather Radio for emergency updates.  Watch for signs of a storm, like darkening skies, lightning flashes or increasing wind.
*Postpone outdoor activities if thunderstorms are likely to occur. Many people struck by lightning are not in the area where rain is occurring.
*If a severe thunderstorm warning is issued, take shelter in a substantial building or in a vehicle with the windows closed.  Get … (1 comments)

Three Major Credit Report Bureaus - 04/04/11 02:14 PM
When applying for a mortgage whether it be for purchase or refinance a tri-merge credit report is pulled for an evaluation of the clients current and past credit history.
The three bureaus are Equifax, Experian and TransUnion.
Depending on the creditor they many report to one or all bureaus.  Credit scores can vary between agencies so to qualify for financing I will work off your middle credit score to determine your rate.
It is a great idea to get a credit analysis at least once a year.  In doing so you can keep on top of your credit report and quickly take … (3 comments)

 
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Valerie Springer, Home Loan Officer AL FHA, VA, Conventional and Reverse Mortga

Birmingham, AL

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Network Funding Residential Mortgage NMLS 2297

Address: 248 Inverness Center Drive, Birmingham, AL, 35242

Office Phone: (205) 995-7283 x 305

Cell Phone: (205) 746-1284

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