alabama: Refinancing Your Home - 06/26/09 09:34 PM
Refinancing your currrent mortgage can be very beneficial to your financial situation.  Whether you are doing a rate and term refinance or a cash-out you may be able to save hundreds of dollars per month.
In today's economic times it is important for your money to work harder for you.  There … (1 comments)

alabama: Alabaster, AL Purchase or Refi - 02/02/09 02:06 PM

If you are planning to purchase a home in the City of Alabaster, AL, in the heart of Shelby County, you have chosen a great place to call home.  Alabaster in very convenient to shopping, restaurants, interstates, golf courses and a great school system.
Alabaster is also very diverse with … (1 comments)

alabama: Helena Alabama Real Estate - 01/26/09 11:10 PM
If you are in the market to purchase a home in Helena, AL you have picked a wonderful area to raise a family, enjoy life and simply relax. 
Helena is very unique.  The City caters to families and is always planning special events for family participation.  The school system is excellent … (0 comments)

alabama: Reports That Move Interest Rates - 01/14/09 10:07 AM
Three reports come out today, 2 have a high impact on mortgage rates and one a moderate.  The two high are retail sales and retail sales excluding autos.
The report this morning was bleak.  Sales dropped 2.7% which was much worse than the expectation of a 1.2%.  When autos are excluded … (1 comments)

alabama: Mortgage Interest Rate Volatility - 01/13/09 01:54 PM
 When we get a dip in interest rates everyone seems to hear it on the news and in a day or two pick up the phone and call their mortgage loan officer.  By then we may have been up and down 10 times.  If you are in the market for refinance … (3 comments)

alabama: Be Aware of Underwriting Turn Times - 01/13/09 10:17 AM
There are many people refinancing their homes and taking advantage of the lower interest rates.  This has bogged down the system as there are fewer investors.  I had always taken pride in quick closings, 3-7 days.  Today that is not attainable.
Most lenders are on a 5-12 day turn time for … (0 comments)

alabama: Refinance Anyone? - 01/12/09 12:35 PM
This past month has been a roller coaster ride that has lasted into the new year!   What blessings we receive at the most unexpected time. 
My phone lines are ringing and many are taking advantage of these low interest rates.  Most of the clients I am speaking with have equity in … (0 comments)

 
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Valerie Springer Mortgage Loan Officer Expert in Financing Purchase & Refin

Birmingham, AL

More about me…

Network Funding Residential Mortgage Bank

Address: 200 Cahaba Park Circle, Ste 116, Birmingham, AL, 35242

Office Phone: (205) 995-7283 x 304

Cell Phone: (205) 746-1284

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