refinance: Refinancing Your Home - 06/26/09 09:34 PM
Refinancing your currrent mortgage can be very beneficial to your financial situation.  Whether you are doing a rate and term refinance or a cash-out you may be able to save hundreds of dollars per month.
In today's economic times it is important for your money to work harder for you.  There … (1 comments)

refinance: REFINANCE PLUS, ARE YOU ELIGIBLE? - 05/01/09 01:06 PM
To qualify for the Refinance Plus pogram you must be in a Fannie Mae or Freddie Mac transaction.  If so this program is to help borrowers:
*Reduce Mortgage Payments                                                                                                                                               *Obtain More Stable Mortgage Product                                                                                                                        
If you are currently in an FHA, VA or USDA (Rural Housing Loan), you are ineligible.
(1 comments)

refinance: Alabaster, AL Purchase or Refi - 02/02/09 02:06 PM

If you are planning to purchase a home in the City of Alabaster, AL, in the heart of Shelby County, you have chosen a great place to call home.  Alabaster in very convenient to shopping, restaurants, interstates, golf courses and a great school system.
Alabaster is also very diverse with … (1 comments)

refinance: Mortgage Interest Rate Volatility - 01/13/09 01:54 PM
 When we get a dip in interest rates everyone seems to hear it on the news and in a day or two pick up the phone and call their mortgage loan officer.  By then we may have been up and down 10 times.  If you are in the market for refinance … (3 comments)

refinance: Refinance Anyone? - 01/12/09 12:35 PM
This past month has been a roller coaster ride that has lasted into the new year!   What blessings we receive at the most unexpected time. 
My phone lines are ringing and many are taking advantage of these low interest rates.  Most of the clients I am speaking with have equity in … (0 comments)

refinance: Mortgage Bonds Received a Leg-Up, Rates are Falling In Response - 11/25/08 02:33 PM
What we have all been waiting on!!! 
The FED has announced it would purchase $600 billion of Mortgage Back Securities from Fannie Mae, Freddie Mac and Ginnie Mae.  This is an act of brilliance by the Federal Reserve and should increase credit availability and lower fixed mortgage rates.  Today, already we … (2 comments)

refinance: Appraisal May Be The Question? - 11/16/08 10:01 PM
Friday evening about midnight, I was watching the news as all of the World Leaders were arriving at the White House to meet and discuss what global changes could help our sinking economy.  I was thinking of the conversations I had during the week.
Many believe for the next 18 months … (7 comments)

 
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Valerie Springer Mortgage Loan Officer Expert in Financing Purchase & Refin

Birmingham, AL

More about me…

Network Funding Residential Mortgage Bank

Address: 200 Cahaba Park Circle, Ste 116, Birmingham, AL, 35242

Office Phone: (205) 995-7283 x 304

Cell Phone: (205) 746-1284

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