Advance NC Homes For Sale

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Real Estate Broker/Owner - Premier Realty NC
Mortgage insurance (MI) protects lenders against home owners defaulting on loans. It is generally required by a lender on loans where the borrower puts down less than 20% and is normally due monthly. For price restrictive home buyers, monthly premiums for MI may create a hardship. Financed MI is ...
FHA 203k is a loan program sponsored by the department of Housing and Urban Development (HUD) for real estate needing significant work. It enables buyers to buy real estate and finance the expense of work required. Ordinary loans mandate that properties be in livable condition. FHA 203k is a usef...
When considering luxury homes, you have the option to build a new property or purchase an existing one. There are pros and cons to both. The following is some information that can help you evaluate building vs. buying luxury homes in Advance NC.Buying a Pre-built Luxury HomeBuying a pre-built pro...
Personal finances play a significant role in home loan approvals. All lenders evaluate assets, earnings, credit and existing debts. These affect whether you can obtain a loan and for how much. The following is information on income vs. debt ratio for Advance NC mortgage pre-approvals.Determining ...
Interest rates have increased this year. According to many experts, it will likely go up further during 2015. This is important news for home buyers. Interest rates on the rise in 2015 and what home buyers in Advance NC must know is discussed further in this blog.Why Interest Rates On The Rise In...
The real estate process usually requires one or more earnest money deposits from buyers to demonstrate that they are proceeding in good faith. Deposits must be handled in a specific manner in order not to delay the underwriting approval process. This article offers details on earnest money deposi...
 Whether you plan on selling your house soon or are just wanting to make a change, there are certain renovations that are more likely to add value to your home. Some are more pricy than others. Some renovations that can increase property values are below.Kitchen RemodelingKitchens are one of the ...
The Federal Housing Administration (also known as FHA) reviews their mortgage limits every year. Home buyers should be aware of what these limits are and how they may change. Below is some helpful information on new limits for FHA mortgages in Advance NC.Definition of FHA Mortgage LimitsMortgage ...
A 1031 exchange is a way to delay taxes on the sale of one real estate for another. It applies to properties used for business or investment purposes. When executed properly, it may lead to dramatic savings. This article details the advantages of tax deferred 1031 exchanges in Advance NC. Qualifi...
As a buyer looking at properties for sale, you have the option to representation. Seller brokers have a legal responsibility to promote the interests of their client, the sellers. They must treat all buyers honestly, but they must promote the best interests of the seller above any other parties. ...

Debbie Wilkes

Broker/Owner - Serving Mocksville and Davie County
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