ny: No Income Verified-Verified Assets (NIVA) HELOC to 1M - in NY and NJ - 09/03/19 05:40 AM
Home Equity Line of Credit (HELOC) No Income Verified-Verified Assets (NIVA)  Owner-Occupied, Non-Owner Occupied and Second Homes, SFR's, 2-4 families, Condos and Co-ops. Over 700 FICO First 6 months starting at 3.88%.    Loan amounts from $150,000 - $1,000,000. 
Up to 70% LTV to $1,000,000 loans outstanding (including new HELOC)   Starting at .5 floating over WSJ Prime in 1st position. 1.5 floating over WSJ Prime in 2nd position or paying off liens. Lower your rate by up to .50%** 10 year draw period, 20 year amortization.Must provide proof of at least 6 months of PITIA reserves with a CPA Letter.No CPA Letter needed with 18+ months reserves.  Available in all Counties of: NJ and NY.    Fees: 2.5 points … (0 comments)

ny: NY - NJ - No Income-Verified - Home Equity Line of Credit (HELOC) - 02/13/18 07:48 AM
NY and NJ you now have access to 2 different HELOC Products No IncomeVerified / Verified Assets
Home Equity Line of Credit (HELOC)   Owner-Occupied, Non-Owner Occupied and Second HomesSFR's, 2-4's and Condos.  GOLD - 620 minimum FICO starts at 1 or 2 over WSJ Prime  PLATINUM - 700 + FICO - first 6 months starting at 3.88% interest only and .5 or 1 over WSJ prime  Loan amounts from $150,000 - $5,500,000.  
70% LTV to $1,000,000 loans outstanding (including new HELOC) 50% LTV to $5,500,000.
From 5.5% interest only start rate. 10 year draw period, 20 year amortization.1 floating over WSJ Prime in 1st position.   or        … (1 comments)

ny: Local NY Banks no longer offer Stated income HELOCs - we do ! - 07/07/17 07:00 AM
NO Income HELOC (Home Equity Line of Credit)  Owner-Occupied, Non-Owner Occupied and Second Homes SFR's, 2-4's and Condos.No Income is listed on the Application. 620+ FICO needed.  Loan amounts from $150,000 - $1,500,000. 
60% LTV to $1,000,000 loans outstanding (including new HELOC) 50% LTV to $1,500,000.
5.25% interest only start rate for the 10 year draw period, 20 year amortization, then1 floating over WSJ Prime in 1st position or on free and clear properties after the draw period. or 6.25% interest only start rate for the 10 year draw period, 20 year amortization, then2 floating over WSJ Prime in 2nd position after the draw period. 18% lifetime cap. 3 monthly repayment options are available.Must provide proof of at least 40 months … (0 comments)

 
Bob Thompson 562.344.5626 Shop for a Mortgage, RT Capital Advisors, Inc.- Commercial/Residential (RT Capital Advisors, Inc. CEO)

Bob Thompson 562.344.5626 Shop for a Mortgage

RT Capital Advisors, Inc.- Commercial/Residential

Newport Beach, CA

More about me…

RT Capital Advisors, Inc. CEO

Address: Nationwide

Mobile: (562) 344-5626

Stated Income Loans, NO Income verified HELOCs and Low Documentation loans for Commercial and Residential Assets in Florida, New York, California and Nationwide. We have access to unique lending products from Hedge Funds, Private Money, Private Party, REITs, Banks for ALT-doc Loans and Jumbo Stated Income-Verified Assets loans.


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