Need A Loan Modification? Stay in you Home

Oregon Loan Modfications- Dont give up on your home- We can help you reduce mortgage payment

ROBERT OFFERMAN (503 LOAN MODIFICATIONS) — Mon, 06 Apr 2009 17:47:21 -0700

Oregon Loan Modfications- Dont give up on your home- We can help you reduce mortgage payment

503 loan Modification is a financial solutions group that works with a community counseling team with over twenty years of experience. Our programs are designed to help you bring your mortgage payments up-to-date. Using creative and innovative methods made available through new legislation, we stop the foreclosure process at once. All of our services fully comply with the Code of Federal Regulation. The guidelines that creditors used to put you in the mortgage trap can also be used to set you free from overwhelming debt. Allowing you to sleep easier at night, and rebuilding a new future for your family in these difficult economic times.

Our Goal is Exclusively to Assist Homeowners

We have no interest in owning your home or prospering from your misfortune. As professionals who understand the mortgage industry from years of experience, we know how to help you. Put our expertise into action and you could become another one of our countless satisfied clients. Let our caring staff help you! If we are unable to qualify you for a loan modification, we have many alternative financial solutions that will help. We even have programs to help you pay off what you owe to the bank or lender in full.

Our financial solutions are designed to provide you the time necessary to become financially stable while improving your credit standing. Call to find out if you qualify for assistance today. We look forward to serving you and to helping you achieve your goals. Please call TODAY for your free consultation!

www.503loanmods.com

robert@smlend.com

503-228-2670

Oregon Loan Modifications- 503loanmodification.com

ROBERT OFFERMAN (503 LOAN MODIFICATIONS) — Mon, 30 Mar 2009 11:33:15 -0700

Oregon Loan Modifications- 503loanmodification.com

I am here to help you stay in your home and get your payments restructured.

dont lose your home- your income has changed and now you have to tell

your family you may have to move because you cant afford your home because of an adjustable rate

We work with lenders to help you get back on track getting current - stopping collection calls

allowing your kids to stay at their school with their friends and teachers

call us 503-888-2882 robert offerman

robert@smlend.com

Wamu your in 3rd- wouldn't allow short sale- friday it goes to auction- YOU GET NOTHING!!!!!!!

ROBERT OFFERMAN (503 LOAN MODIFICATIONS) — Wed, 25 Mar 2009 11:45:46 -0700

Wamu your in 3rd- wouldn't allow short sale- friday it goes to auction- YOU GET NOTHING!!!!!!!

Over the last couple weeks I have been stressing out on a short sale transaction

leave me and all parties dangling for a hope of approval on 3rd lien holder WAMU

Well all parties lose - WAMU YOU GET NOTHING- YES I WILL REPEAT- YOU GET NOTHING

i have worked on this transaction for 1+ and the 3rd lender wouldnt budge

may be because chase will be taking over wamu files- 60 DAY FREEZE - NO SHORT SALE PROCESSED

the seller get foreclosure- buyer doesnt get home

I get No commission- the buyers realtor gets no commission

1 lender gets raped at auction

2nd lender gets nothing

what do you think about this I would love to hear your thoughts

Wamu is freezing all shorts sales for 60 days- Is your short sale approval transaction closed

ROBERT OFFERMAN (503 LOAN MODIFICATIONS) — Wed, 25 Mar 2009 11:15:43 -0700

Wamu is freezing all shorts sales for 60 days- Is your short sale approval transaction closed????????

I sure hope so for all parties involved-

CHASE IS TAKING OVER ALL WAMU ACCOUNTS

and wont be working on short sale transaction-

YES THAT IS CORRECT WAMU WONT EVEN LOOK AT YOUR OFFER

If you have been working on shortsale transaction or plan on working shortsale with wamu

you need to ask question and get well informed - does this mean no auction dates- DONT KNOW

does this mean all shortsale realtors working on a shortsale with wamu as lender may not get commission or close deal YES

I would love to hear what you think about your wamu listing

Robert Offerman

503-228-2670

www.503loanmodification.com

AUTO LOAN PAYMENT MODIFICATION- KEEP YOUR CAR-LOWER PAYMENT

ROBERT OFFERMAN (503 LOAN MODIFICATIONS) — Tue, 24 Mar 2009 12:03:50 -0700

AUTO LOAN PAYMENT MODIFICATION- KEEP YOUR CAR-LOWER PAYMENT

YOUR GOING TO LOSE YOUR CAR-

YOU NEED YOUR CAR TO GET TO WORK

YOU NEED YOUR CAR TO GET YOUR FAMILY TO DAILY TASKS

YOU NEED YOUR CAR TO GET FOOD AND HOUSEHOLD ITEMS

IF YOU GIVE BACK YOUR CAR OR THEY COME AND GET IT

YOU WILL GET IN A JAM -MAY EVEN COST YOU YOUR JOB

OR HOW ARE YOU SUPPOSE TO LOOK FOR A JOB?

CALL ME ROBERT OFFERMAN - I WILL HELP YOU MODIFY YOUR AUTO LOAN TODAY

THE AUTO LENDERS DO NOT WANT THEIR CARS BACK- THEY WANT YOU TO KEEP MAKING PAYMENTS

503-228-2670

ROBERT@SMLEND.COM

WWW.503LOANMODIFICATION.COM

WAMU INVESTOR -!@#$%^& YOUR in 3rd place THE BUYER IS GOING TO WALK AWAY

ROBERT OFFERMAN (503 LOAN MODIFICATIONS) — Mon, 23 Mar 2009 13:18:28 -0700

!@#$%^&*()_ what is WAMU'S deal- they are in 3rd place and they are working with us

1 one year is how long i have been working with wamu on a short sale

They are 3rd lien holder and are @#$%^&*( taking for ever) The house is going to auction

and they wont get a cent- Do wamu investors read these blogs regarding wamus track record?

you tell me for the last month you should have approval today, today, today-

then this morning you tell me your going to take another month

what about the seller

what about the buyer

what about the first lien holder

what about the second lien holder

what about the listing realtor

what about the buying realtor

wamu you are making all these indivuals wait- THE BUYER IS GOING TO WALK AWAY

Oregon Loan Modifications- ARE YOU READY TO SAVE YOUR HOME?

ROBERT OFFERMAN (503 LOAN MODIFICATIONS) — Fri, 20 Mar 2009 14:30:13 -0700

Our Goal is Exclusively to Assist Homeowners

503 228-2670

Testimonials

Thanks to your great help my children can stay in their school with their friends! THANK YOU SO VERY MUCH for helping me lower my monthly mortgage payment. This is my very first home and if it were not for your help I would have lost it. I am very grateful. You guys are the best. Sara L. I am sure glad I was given your phone number. My income dropped in half when I had my hours cut at Boeing and I was unable to keep current with my mortgage payments. You gave me the ability to stay in my home. My payment is affordable and my past due payments were added to the back of the loan. It was like starting over again. Thank you.
John K.

Testimonials from home owners - We helped save their home- loan modifications

ROBERT OFFERMAN (503 LOAN MODIFICATIONS) — Thu, 19 Mar 2009 12:06:36 -0700

My girls can stay at their school with their friends. THANK YOU for helping me lower my monthly mortgage payment, which allowed me to stay in our first home. Sara L.

I am sure glad I was given your phone number. My income dropped in half and I was unable to keep current with my mortgage payment. You gave me the ability to stay in my home. My payment is affordable and my past due payments were added to back of loan. John J

Wish I would have known about you a couple months ago- I paid a company to help me and they didn't help me. You charged a reasonable fee and actually help me by reducing interest rate 2.5% and lowering my payment so we could stay in our home.

Savings $650 on First Loan Payment and $400 on 2^nd, you saved me $1050 a month! I want to thank you for helping me, my wife lost her job and we thought we were going to lose our home.

Thank you for lowering my mortgage payment. I lost my job of 30 years and I didn't want to lose my only asset. You took my information and worked with lenders to lower my payment . I will refer you to anyone that needs a loan modification.

I grew up in this home and I was going to lose it. I had to borrow money on my paid off home to pay my bills after getting laid off. I got behind because of a car accident. I called 503 loan modifications and they helped me lower my mortgage payment. I feel secure that I will be able pay off loan in 5 years. Thanks

My lender would not work with me to lower payment, I hired Robert to work with banks and get our interest rate and payment reduced. We saved 3% on 2^nd loan and 2.6% on first loan, we love you.

Last year my husband died and I had to jump into the work force. I didn't make what was needed to pay all my bills. I almost lost my home , you helped me lower my monthly payment to lender. I was able to concentrate on my kids and work. You Rock 503 loan modifications

Dave Johnson my ex husband left me and my kids without an income and bills past due. I was able to start in-home daycare but was behind and losing my home due to foreclosure. I was given your phone number from a credit repair company. You helped me get an affordable payment.

I owed more on my home than what the property was worth. I was going to let the bank take back my property . I hired you to lower principal balance at appraisal value so that I could stay in my home. You saved me $65,000 thanks joel b

Why would you give the bank your equity? I almost did- losing my job after 15 years. I was able to get assistance to lower my mortgage payment so I could keep my condo I purchased 5 years ago. I was so blessed to work with Robert, 503 loan modifications

503-228-6729 Robert Offerman

robert@smlend.com

AUTO LOAN PAYMENT MODIFICATION- NEED HELP KEEPING YOUR CAR?

ROBERT OFFERMAN (503 LOAN MODIFICATIONS) — Mon, 16 Mar 2009 12:47:20 -0700

AUTO LOAN PAYMENT MODIFICATION- NEED HELP KEEPING YOUR CAR?

Your getting or your behind on your car payment. Your income has dropped.

We can help you keep your car-

YOUR CAR IS IMPORTANT TO YOU

YOUR CAR GETS YOU TO WORK

YOUR CAR GETS YOU TO THE STORE

YOUR CAR GETS YOU TO YOUR KIDS ACTIVITIES

ECT.

We will help you lower your interest rate and lowering your car payment

Robert Offerman

590 exit modifications 503-228-6729

robert@smlend.com

Ok - The bank is moving forward with short sales- the banks does want closer

ROBERT OFFERMAN (503 LOAN MODIFICATIONS) — Fri, 13 Mar 2009 14:05:14 -0700

Ok - The bank is moving forward with short sales- the banks does want closer

I was worried the 3rd lien holder was going to allow a property go to auction,

thankfully we have open communication and should be closed by next week.

the seller

buyer

listing agent

selling agent

title company

are thanking you the bank -that we will be able resolve this shortsale situation and close this trasaction

I would love to hear your good new finally stories-

www.590exit.com

Robert Offerman

Office 503-228-2670

Starts with a W & Ends with a U- Short sale time frame SUCKS- DO YOU HAVE SUGGESTIONS PLEASE?

ROBERT OFFERMAN (503 LOAN MODIFICATIONS) — Mon, 09 Mar 2009 12:17:35 -0700

I am going to tell you a story of drawn out (over a year) short sale and they are in third place!

short sales are happening by the hundred / thousands daily-

Most lenders are great about getting short sale approvals in a timely fashion. THANKS YOU

I have worked on many short sales and this bank is the worst-

they must not be to concerned about going to auction and getting nothing

of course this house was over financed by them and they are in 3rd

instead of taking the allow amount regulated by the 1st lender and even 2nd lender-

they drop the ball -why wont the bank answer our calls- or call us back

dont they know that the following keep calling me

seller
buyer
escrow agent
listing reatlor
selling reatlor
1st lender
2nd lender

are calling daily to know when we can close this short sale transaction

I WOULD LIKE TO HEAR YOUR STORY-

IF YOU HAVE SOME SUGGESTIONS THAT CAN HELP ME I WOULD LOVE TO HEAR THEM

client's kids gave me a card- They were able to stay in home and school

ROBERT OFFERMAN (503 LOAN MODIFICATIONS) — Fri, 06 Mar 2009 11:43:29 -0800

client's kids gave me a card- They were able to stay in home and school

I was given this hand made card with a fruit basket from a family who i helped stay in their home

this family bought their first home 2 years ago- the kids had moved from school to school

the fathers income had dropped because of the slowing market and the mother had to take part time

job just to help pay bills-

We were able to lower interest rate and payment so that this family could stay in their home

It feels good helping individual who need a little help- with a loan modification

call if you have some one who needs help- we can stop foreclosure

Robert Offerman

503-228-2670

email robert@smlend.com

loan modifications- Make sure you have written contract of fees and refunds

ROBERT OFFERMAN (503 LOAN MODIFICATIONS) — Thu, 05 Mar 2009 11:57:51 -0800

loan modifications- Make sure you have written contract of fees and refunds

Loan modifications are great if you are not being over charged and if you get a refund if

loan modification company cant deliver a lower payment !!!!!

Call Robert Offerman- 503-228-2670 or email at robert@smlend.com

Loan modifications reducing payments and interest rates

Loan modifications reducing principal loan amounts ( Home over financed)

Auto Loan modifications reducing payments and interest rates

Credit card modifications reducing payments and interest rates

We can help you stay in your home

We can help you keep your car

We can help you reduce principal amount oweing on your home

We can help you get current on credit card .

Oregon Loan Modifications- How it works- Stay in your home- reduce payments

ROBERT OFFERMAN (503 LOAN MODIFICATIONS) — Thu, 05 Mar 2009 11:12:18 -0800

590EXIT.com specializes in Home Loan Modifications, this means we negotiate with your

lender to reduce your monthly mortgage payment and improve the terms of your current loan.

People are often surprised at how motivated banks are to avoid the foreclosure process and do

a loan modification. There are many steps to getting a lender to approve an acceptable outcome.

Our attorney backed professionals diligently work to create the best terms possible for your

Specific financial situation.

Robert Offerman 503-228-2670

robert@smlend.com

Income dropped & behind on your mortgage payment ?- I need a loan Modification- How do I aks for Help?

ROBERT OFFERMAN (503 LOAN MODIFICATIONS) — Tue, 03 Mar 2009 12:29:22 -0800

Income dropped & behind on your mortgage payment ?-

You need a loan Modification ? Credit card Modification ? Auto Loan modification

We help you work with creditors to lower payments so you can stay in your home

We help you work with creditors to reduce principal balance( negative equity) so you can stay in your home

We help you work with creditors to lower payments so you can keep your vehicle

We help you work with creditors to lower payments to stay current with credit cards

www.590exit.com

Call us we will take complete a quick questionaire and get started working with your creditors

to help you stay in your home, keep your current vechile and work with your credit card companies to lower payments.

Robert offerman

robert@smlend.com

503-228-2670

disposable income? if they borrower had disposable income- they wouldnt be past due

ROBERT OFFERMAN (503 LOAN MODIFICATIONS) — Wed, 11 Feb 2009 18:59:36 -0800

disposable income? if they borrower had disposable income- they wouldnt be past due

each bank is so interesting on the quidelines that qualify a borrow for a loan modification.

$1000

$500

$1500

$250

how can any one whom cant pay their bills have disposable- some banks need to bend a little more

we dont need any more homes on the auction block-

loan modifications works helping save the borrow from loosing their homes-

ROBERT OFFERMAN 503-228-2670 OR CELL 503-888-2882

We work hard to work with lender to keep you in your home- Lower interest rate & Payment

ROBERT OFFERMAN (503 LOAN MODIFICATIONS) — Tue, 10 Feb 2009 11:29:30 -0800

We work with your lenders to keep you in your home- lower your interest rate and payment.

We help you with a loan modification- which you most individuals whom own a home

and find them selves with less income and or/ adjustable loan -

not being able to keep up on mortgage payments- WE HELP YOU STAY IN YOUR HOME

Lenders do not want to go thru foreclosure process - they want a payment coming in.

check us out at www.590exit.com

ROBERT OFFERMAN 503-228-2670

EMAIL ROBERT@SMLEND.COM