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Unrepresented Sellers(FSBO's): Advice For Selling Your Home

Wed, 28 Oct 2009 22:36:23 -0500

Selling Your Home On Your Own?

Many homeowners decide to try selling their home on their own. You may be one of them. Below are some tips to keep in mind when selling your own home. However, if the time ever comes when you think you may need assistance, a full-time real estate professional can actually save you time and money in the following ways:

A real estate professional can hold your home open at any time in order to get as many buyers through your home as possible.
A real estate professional can screen all inquiries and only show your home to QUALIFIED BUYERS.
A real estate professional will take on all responsibilities of advertising and marketing, from placing ads and creating/distributing flyers to direct mailings/e-mailings and direct promotion to hundreds, if not thousands of other area agents via e-mail bulletins, brokers opens, etc.
A real estate professional can do research to determine the correct market value of your home, and sell it within your time frame.
A real estate professional knows the buying/selling process from beginning to end, can anticipate potential issues, and can head them off before they become real problems.
A real estate professional can rely on extensive experience and knowledge of the market to negotiate effectively on your behalf.

If you wish to have a Free Market Evaluation of your home at no cost to you, please do not hesitate to e-mail me. Remember, real estate professionals provide this as a service to you. Don't choose a real estate professional based on the highest price suggested for your home; as the seller, it is you who ultimately decides at what price you wish to sell your home. Instead, choose someone whom you feel has an effective marketing plan, and someone with whom you feel you can work closely together as a team for the next couple of months.

Changes To Conventional Fannie Mae Underwriting - Update

Thu, 22 Oct 2009 13:07:27 -0500

I just received an e-mail from Team Evergreen @ Evergreen Home Loans(www.teamevergreen.net) regarding changes to Fannie Mae coming December 11th. There are some significant details regarding credit scores, ability to secure loans after a foreclosure, loans for duplexes and more. These have not gone into effect yet and have not been confirmed.

******

Fannie Mae will be upgrading their automatic underwriting engine (DU) on Dec 11^th. This doesn’t include FHA/VA or Freddie Mac, but usually they follow suit in a short amount of time.

Here’s is what has been shared with our underwriting department. We will confirm these changes when they actually go in to effect. The reason why we are notifying in advance is incase you have a client that falls in to one of these conditions, it might be wise to get them fully approved & under contract before the Dec 11^th date.

1) 620 minimum credit score required on all loans (Most banks have already implemented this rule)

2) Talk is that FHA will be increasing to 660 (not yet, but expecting)

3) Duplex purchases will require 20% down for Owner Occupied, 25% down for investment. (This is a significant change. Keep in mind that FHA owner occupied will allow 3.5% down)

4) Max Debt to Income (back ratio which includes the new house payment & existing debt) cannot be over 45%. It’s not clear if they will allow exceptions with good compensating factors.

5) 2 months cash reserves on all owner occupied purchases, 6 months cash reserves on each home if purchasing a non-owner occupied home.

6) Be careful of a person owning a home when they owe more than the value, or it’s close. If a person is trying to keep the existing home as a rental and purchase a new “owner occupied” home that is in the same area or has a similar value, the new bank might be worried that the buyer plans to “Buy new home and Bail on the existing home after the new home closes”. This is called “buy and bail” and the new bank is being told not to extend credit for the new purchase.

7) Any person who has filed a Chapter 13 or 7 Bankruptcy, executed a Foreclosure on a home or has a Deed in Lieu of Foreclosure registered, they will not be qualified to purchase another home for 4 years after discharge date. After 4 years, they will need 10% down and higher credit scores. We’ll keep you posted on the final outcome of this change.

Interest Rates remain good at 5.125% for 30 year fixed – Conv, FHA and VA.

Kimberly Terry and Cathy Pizzini

Certified Mortgage Planning Specialists

Team Evergreen

2265 First Ave SW

Seattle, WA 98134

206.774.7595

Fax 206.774.7509

********

Thanks for stopping by my blog!

You can reach me at 206-595-5866, or e-mail me: LisaBosques@PNWRealty.com

Or visit my website: www.98146online.com

I am an Associate Broker and Marketing Specialist with Prudential Northwest Realty Associates. I specialize in homes located in the Burien/North Highline/West Seattle area, and I am here to serve all of your Real Estate needs.
Your success is my goal!

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A Key to Realtor Safety That Is Often Overlooked...Protecting Yourself from YOU

Tue, 20 Oct 2009 22:37:42 -0500

When I think of Realtor Safety, usually the things that come to mind have to do with protecting myself from the actions of strangers in various situations.

Self-defense is, in my opinion, a very necessary skill, particularly when you're in a field like Real Estate where you're working with the public and in many different geographic areas.

However, the one thing I never imagined I would have to do was protect myself from MYSELF.

Let me explain: I fell down in a house today while out previewing at Broker's Opens and sprained my ankle. I had a moment where my mind was more intently focused on the room I was heading to than on my footing. I fell down one step and twisted my ankle. I was on the ground a good 2-3 minutes, with the agent standing over me asking if she could help me up. All I wanted to do was lie there for a while.

I did eventually pull myself and my humiliated ego off of the ground, and limped to my car. The pain wasn't nearly as bad then as it is right now. This injury is seriously going to put a cramp in my week. If it were any more serious I'd have to go to the doctor, and then I'd really be mad at myself.

I am usually very careful when previewing homes. Even so, something at some point is bound to catch you off guard. I once caught my foot on a slightly higher than normal threshold, and threw out some back muscles pretty good.

From this experience I've been reminded of two things:

1. Pay complete attention to where you're walking inside and outside of a home. There are many things to contend with such as slippery moss, super-secret basement stairwells with no lights and wobbly handrails, and my own klutzy self just to name a few.

2. Wear sensible shoes.

I'm off to elevate and ice my foot now. Be careful out there everyone!

Now $179,900 - Beautiful Townhome in Tall Firs Complex, Twin Lakes/Federal Way

Mon, 19 Oct 2009 10:26:55 -0500

Lisa Bosques | Prudential NW Realty Burien | 206-595-5866

1729 S.W. 318th PL Unit 50-A, Federal Way, WA

Tastefully Remodeled Townhome in Tall Firs Community

2BR/1.5BA Condo

offered at $179,950

Year Built	1978
Sq Footage	1,220
Bedrooms	2
Bathrooms	1 full, 1 partial
Floors	2
Parking	Unspecified
Lot Size	Unspecified
HOA/Maint	$301 per month

DESCRIPTION

Spacious end unit townhome located at the far east end of Tall Firs. This home shows beautifully and has had recent updates including designer paint, new engineered hardwoods, new carpet/vinyl. Slate floors in entry, 1/2 bath & kitchen. Dining area w/large garden window that is unique to end units. Patio & deck w/hot tub, surrounded by tall fence for privacy.Upstairs is the master suite w/walk-in closet, built-in shelves and continental sink w/pass through to main bath. Addl bdrm + newer w/d.

see additional photos below

PROPERTY FEATURES

- Fireplace	- Walk-in closet	- Hardwood floor
- Tile floor	- Living room	- Dining room
- Dishwasher	- Refrigerator	- Stove/Oven
- Microwave	- Washer	- Dryer
- Laundry area - inside	- Balcony, Deck, or Patio

COMMUNITY FEATURES

- Covered parking	- Guest parking	- Clubhouse
- Storage space(s)	- Fitness center	- Swimming pool(s)
- Tennis court(s)

OTHER SPECIAL FEATURES

- New engineered hardwoods throughout main floor

- Slate flooring in entry and kitchen

- End unit

- Patio, deck and hot tub

- New carpet upstairs

- Designer colors

- Laundry on upper floor

ADDITIONAL PHOTOS

Photo 1	Photo 1
Photo 2	Photo 4
Photo 1	Photo 2

Contact info:

Lisa Bosques

Prudential NW Realty Burien

206-595-5866

For sale by agent/broker

Equal Opportunity Housing

Posted: Sep 20, 2009, 7:19am PDT

Now $399,950 - Remodeled 1920 Farmhouse on Almost 2/3 Acre - Potential 3 Additional Lots

Mon, 19 Oct 2009 10:24:47 -0500

Lisa Bosques | Prudential NW Realty Burien | 206-595-5866

12264 Roseberg Ave S, Seattle, WA

Remodeled 1920 Farmhouse w/3 add'l lots w/engineering done, KC approval-Finish lot construction & build!

3BR/2.5BA Single Family House

offered at $399,950

Year Built	1920
Sq Footage	2,020
Bedrooms	3
Bathrooms	2 full, 1 partial
Floors	Unspecified
Parking	Unspecified
Lot Size	26,958 sqft
HOA/Maint	$0 per month

DESCRIPTION

This traditional home has been completely updated and sits on an impressive lot that spans the length of an entire block. A rare find and unique opportunity.

26,958 sq. ft. lot that has been subdivided and has received final approval from King County; engineering plans available. All lots are 55' wide and have street frontage on S. 124th St. Finish and sell the 3 additional lots or keep as a mini-estate or possibly for horses.

Originally, this home was a one-room cottage. The upstairs addition once housed the local librarian's impressive book collection; now it's a spacious master suite. The home's unique 'U' shape allows for not only a pleasant courtyard but also a multitude of windows to let in the natural light. The bright kitchen features new cabinets, countertops, hardwood floors, built-ins and space for a table and chairs.

Located in friendly, diverse Boulevard Park, just south of Seattle. Parks, shopping and activities are all nearby. It's close to major highways and the airport, and it's an easy 15-minute commute to Seattle.

see additional photos below

PROPERTY FEATURES

- Central heat	- Fireplace	- High/Vaulted ceiling
- Walk-in closet	- Hardwood floor	- Tile floor
- Living room	- Bonus/Rec room	- Dining room
- Breakfast nook	- Dishwasher	- Refrigerator
- Stove/Oven	- Microwave	- Basement
- Washer	- Dryer	- Laundry area - inside
- Balcony, Deck, or Patio	- Yard

OTHER SPECIAL FEATURES

- 26958 sq ft lot

- New roof and underlay

- New port package windows

- New carpet, tile and hardwood flooring throughout

- 660 sq ft master suite with huge closet and brand new bathroom

- 1300+ sq ft basement with high ceilings

- Engineering work completed for additional 3 lots

- and much more

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Lisa Bosques

Prudential NW Realty Burien

206-595-5866

For sale by agent/broker

Equal Opportunity Housing

Posted: Oct 11, 2009, 6:04am PDT

250,000 Price Reduction: 2.2 Acres of Land in North Hill Des Moines

Tue, 13 Oct 2009 22:07:25 -0500

Lisa Bosques | Prudential NW Realty Burien | 206-595-5866

20847 Des Moines Memorial Dr S, Des Moines, WA

Value in land - 2.2 Acres in N. Hill with Territorial Views of Des Moines

5BR/2BA Single Family House

offered at $400,000

Year Built	Unspecified
Sq Footage	2,860
Bedrooms	5
Bathrooms	2 full, 0 partial
Floors	3
Parking	Unspecified
Lot Size	96,927 sqft
HOA/Maint	$0 per month

DESCRIPTION

2.2 acres in North Hill with extreme fixer/teardown house. We're talking no windows, collapsing carport, needs electrical/plumbing, etc etc etc - Value is in the land, DO NOT enter home. Many years ago this was a small vineyard-maybe that can be the inspiration for naming your own subdivision. At least 9-10 homes possible. Territorial/mountain views, possible marina views from some areas. Accessible from DM Memorial and also from S. 209th St and 9th PL S. Zoning is 7200/lot. Additional parcel #'s(5 total): 3596000010, 0822049002, 3596000004 and 2596000574. Willing to sell separately. No survey done, buyer to verify all info to his/her satisfaction. Sold AS-IS.

see additional photos below

ADDITIONAL PHOTOS

Photo 3	Photo 2
Photo 1

Contact info:

Lisa Bosques

Prudential NW Realty Burien

206-595-5866

For sale by agent/broker

Equal Opportunity Housing

Posted: Oct 13, 2009, 4:22am PDT

Bad Real Estate Photos, Now Immortalized on the Web-www.LovelyListing.com

Thu, 24 Sep 2009 11:24:33 -0500

Ah, yes. I've just discovered another time-sucking website to peruse. The sarcastically-named LovelyListing.com features all of the terribly bad photos we see in the MLS and in our very own flyers.

It looks like we can all stop wasting color toner printing out the most egregious photos and tacking them up on the bulletin board, because now we can not only view these awful photos, but also enjoy some hilarious commentary here.

Enjoy killing lots of time on this site. Oh, and have fun submitting your own photos as well...I'm sure we're all hiding one or two bad photos in our repertoire, or know someone else who is!

Is Your Short Sale or Loan Modification Being Turned Down?

Thu, 17 Sep 2009 23:10:19 -0500

If you're in need of a clear, concise and comprehensive explanation of the short sale and loan modification process, please take the time to read the following post, written by fellow Active Rain member luxury homes specialist Katerina Gasset.

Via Nestor & Katerina Gasset Realtors® Wellington Florida Luxury Homes (International Properties and Investments, Inc.):

Has your short sale or loan modification been turned down and you have no idea why? Let's examine some of the reasons. These reasons may not make you feel any better or maybe they are just excuses by your lender, however there are a few things you may not even know about your loan.

Let's say that you make your mortgage payment to Wells Fargo. You can no longer handle your payments so you ask Wells Fargo to modify your loan- to do a loan modification for you. You are behind in your payments. You are in fact, in foreclosure but you are still living in your home and the judge in your case has not ordered the sale of your home at auction yet. You are scared. You see your neighbors losing their homes all around you. You are hopeful because you see on the news and in the newspapers that the Federal Making Homes Affordable Program has been helping some folks keep their home and get a loan modification.

You are no longer making your mortgage payment because your adjustable rate has been applied and your mortgage payment has gone from $1600 a month to $2300 per month. You just can not make these payments. You have been trying for almost 2 years now to get Wells Fargo to approve your loan modification. You even hired an attorney to help you with your foreclosure defense.

Wells Fargo turns down your loan modification request. You wonder, how could this be? After all, Wells Fargo is one of the large lenders and is participating in the government's Federal Making Homes Affordable program.

But Wells Fargo tells you that the investor is the one that will not allow you to get a loan modification. What in the world is an investor doing making decisions on your loan you wonder. Well, you are not alone in your confusion. Every day we are explaining the whole mortgage note owner thing to buyers agents, real estate agents and homeowners.

Just because you make your house payments to Wells Fargo does not mean they own that note that you are paying on. They are the servicer. Other words you will hear them called are asset management companies.

The very first thing you need to do before you ask for a loan modification is to find out who actually owns your note. You can do this by calling who you make your mortgage payments to and asking them.

If it is Freddie Mac or Fannie Mae that own your note- you have a much better chance at getting your loan modification approved if you qualify. If it is a private group of investors, your chances go way down. Why would this happen?

One in eight homeowners' loans were sold to investors on Wall Street. What happens is that a bunch of loans are packaged together. These are called mortgage-backed securities. They are then sold off to investors. Homeowners who have mortgage-backed securitized loan are five times more likely to be late on their house payments. Many of these borrowers were given loans they were not qualified for from the beginning. Many of the homeowners getting these loans did not read the fine print and did not realize how high their mortgage payments might go when adjusted.

The rules to allow modifications, short sales and terms of foreclosures and deficiencies are ambiguous at best. Homeowners who are told no by the investor have little recourse.

The federal Making Homes Affordable program lenders who participate in the program must modify all homeowners that qualify. The exception is when the investor has a rule that they do not allow modifications.

The Federal Housing Finance Agency reported to Congress on June 3rd that these securitized mortgages are a "hurdle" to the success of the Making Homes Affordable program. The treasury department has not disclosed why the modifications are denied so there are little to no facts to go on.

Why would the investors say no to your loan modification? Well, Wells Fargo's response is that the investors need their money. Wells Fargo has one situation where the borrowers ( the homeowners) are trying to get their loan modified but Goldman Sachs is the issuer and Deutsche Bank is the trustee. But when you go and talk to these investors and we have on several occasions when doing short sale negotiations for our sellers; the investor passes the buck back to the servicer. For instance, Deutsche Bank says that Wells Fargo is solely responsible for the decision to modify a loan or not.

Some people say that the investors are the scapegoats. Everything can easily be blamed on them. Since you rarely get to speak to anyone at the investors' group it is hard to tell who is telling the truth. In this particular situation Wells Fargo is saying that the investor is not forgiving the past due debt and that makes the payment go up on a loan modification because then Wells Fargo would have to put that past due balance along with all the penalties and fees into the loan modification which then may cause the homeowner to not qualify financially for the loan modification.

Servicers have agreements, contracts that they sign with investors. These agreements contain the rules for modifications. These agreements are called Pooling and Servicing Agreements which is known as PSA's. The PSA is most often what the servicer says is the reason for them not being able to do the loan modification or release the deficiency on a short sale.

But when you talk to other people in the management areas or to the investors they claim that there is nothing in the PSA's that would prevent the servicer from approving loan modifications, short sales and releases. There is a new study coming out from a law school wherein they state that only 8% of these mortgage-backed securities agreements contain any language that says the servicer is not allowed to do a loan modification for these notes. That means that about 92% of all the NO's; could actually be YES's. So why would that even happen?

Fear of law suits! The language in the PSA in question here, Wells Fargo and Deutsche Bank- it says that Wells Fargo can "waive, modify or vary any term" as long as Wells Fargo as the servicer makes a "reasonable and prudent determination" that the modification is in the investor's best interest. Attorneys examining these agreements say there is quite a bit of room for servicers to make these decisions. But the language itself in this agreement is enough for the servicers legal counsel to be concerned with the investor suing them for not acting in the best interest of the investor. They can not, no matter how inhumane this sounds, put the homeowner ahead of the investor. This is about business and if they want business from investors they need to make sure they are looking out for the interests of the investors.

The treasury department has stated that the fear of law suits is the biggest deterrent to getting the servicers to approve loan modifications and short sales. So doing little or simply turning down the loan modifications are the answer many servicers choose. This is not personal and this is not against you, the homeowner. The position of the servicers is to watch their own backs and to protect the assets to which they have been entrusted with, your mortgage-backed security. The Treasury Department says they can relieve some of the pressure of the fear of lawsuits by standardizing requirements for loan modifications and also provide some type of calculation to figure out if the investor will make more money by the loan modification or by the foreclosure.

We need to keep in mind one big thing in all of this and that is that these investors end up being regular people because most of these mortgage-backed securities were bought by pension funds and retirement plans of folks like your parents or even yourselves. You may well be one of the shareholders of the very loan you can not pay.

T o view Florida Short Sales- Click here . We know Palm Beach County Short Sales and Port St Lucie Florida Short Sales and will help you get your home Sold if you need to Sell your home and help you buy your home in Palm Beach County Florida : Call us today.

By TwitterButton

Is Your Short Sale Or Loan Modification Being Turned Down?-was first published on South- Florida-Luxury-Living.com.

Copyright © 2009 By Katerina Gasset, All Rights Reserved.*Is Your Short Sale Or Loan Modification Being Turned Down?*

"You Can Make A Fortune In Foreclosures!"

Tue, 15 Sep 2009 09:07:25 -0500

That's the excited claim I hear coming from my radio every morning. A local commercial is advertising foreclosure workshops and stating several examples in their commercial of great deals to be had.

"For example, a house in Tacoma valued at X was recently sold for X. That's $100,000 in instant equity!"

Question is, how are they determining "value"? I'm not certain myself, but from hearing the examples it sounds to me like they are using the previous purchase price to determine value. You know, the prices from 2005-2007 that were inflated to begin with. That is not the value anymore.

Sure, there may be a little bit of instant equity. But $100,000 or more? You'll be lucky to purchase a bank-owned or foreclosure and reap 4-or low 5-figure gains right off the bat, and that's after you put in some work.

So a note of caution when listening to these commercials, and remember, if you have any questions about any home, you can always ask your favorite real estate professional to help you with a little research.

9.9.09: Customer Service FAIL

Wed, 09 Sep 2009 21:28:27 -0500

I really hate to complain. Truly, I do. But today I have experienced a succession of customer service failures, and frankly I'm at the point of exhaustion and complete frustration. It's 6:30 p.m. and I just want to go to bed and start over tomorrow.

Today was my son's first day of school. He is supposed to catch his bus(for what was to be his first bus ride ever) at 8:08. We arrived at the elementary school around the corner from our house, his bus stop, at 7:55 a.m. and checked in with the principal to find out exactly where we are supposed to wait, since it wasn't addressed in the letter that I received from the school. No biggie I guess.

So we wait. And wait. A bus finally comes at 8:20 and does not turn in to the bus zone but speeds past, and stops more than half a block away. We run over there to see which bus it is. There's no number posted on the bus's back or front windows, so we have to go all the way to the side of the bus, which means running all the way to the bus, to read the opaque white numbers on the side, which are obscured by mirrors if you happen to be looking at the bus from the front.

It's not our bus. Meanwhile, a whole bunch of buses start turning into the bus zone so we run back to make sure we don't miss it. None is our bus. We wait till 8:30, 8:35. My husband, just getting off of work, sees us and comes by the school. I tell him what's going on and we get in the car to take my son to school. Luckily he got off work early; we only have one car. Meanwhile, I have the principal call transportation to see what's going on.

So we get to my son's new school late. I ask two different staff members where my son's teacher's class is, and they lead me to complete opposite ends of the building. At the beginning of the year we found out that my son's program would be moving to this school. In front of the entrance to every group of classrooms were big sheets of paper with the teachers' names on them; every one, of course, except for that of my son's teacher. Finally at 8:55 I find the teacher and send my son into class late. I overhear other students in my son's program talking about how they were not picked up by the bus either.

I call the district transportation line and ask why my son was not picked up this morning. She asks for my son's name, and then says, "Oh, the bus driver came by at 8:08 but your son was not there." I tell her that's a flat-out lie, and I have the principal to back me up on that. I tell her that I need to know why my son was not picked up so that a) I know he will at least be getting home from school, and b) he can be picked up for school tomorrow. The lady then gives me the excuse that, "Oh, the first couple days of school are crazy, that's just the way it goes and there's nothing I can do about that now!". I tell her that her answer is unacceptable and that we will see what happens tomorrow. I meet the bus driver at the end of the day and asked what happened. He hemmed and hawed and gave a very unclear answer. Gotta love the CYA.

I know that sometimes people need to be cut some slack, but this is 2009. We should have more effective systems down by now.

Why is it okay to have the attitude that it's totally fine to completely forget to pick up little children because it's the "first couple days of school?"

I'm self-employed. I can't get away with making such excuses. On the occasions when I do screw up, an apology sure goes a lot further than a bunch of B.S. and defensive posturing.

******

THEN, we go to T-Mobile because my husband needs a new phone, because his 6-month old phone goes black and dies(nope, we didn't get the warranty). He had decided on a phone online, but when he got to the store he saw another one he liked better. He spends about 40 minutes comparing the two. He finally decides on the one he spotted in the store. We tell the salesperson that this is the phone we want.

He then says: "Oh, that phone? You can't purchase that here, that phone is only available online." "Really?" I said. "Is there some reason why there couldn't be a little note next to the phone that states something to that effect? Because we've just wasted 40 minutes here". I was friendly but clearly frustrated; I'm not one of those people that treats service people badly, but I do share my opinion. He apologized, and we left.

We went home, went online, and - guess what? The phone is not visible anywhere on the website. I pick up my working phone and call my local T-Mobile. I ask if they might have the phone, out of desperation. The very friendly, helpful associate on the other end says, "Oh, that phone? That phone has been discontinued! I'm surprised it was still on the floor!" Yeah, me too buddy.

I know, perhaps I expect too much. Sometimes the world is too much for me. I need to follow in the footsteps of the Danish, the happiest people in the world. Why are they the happiest people in the world, you ask? The answer: lowered expectations. Not to mention highly organized, much like the rest of Scandinavia. I bet any IKEA employee would take one look at our district's school buses and say, "Ya know, maybe we should make bus numbers that are actually VISIBLE, and put them where they can actually be SEEN!".

Done with my rant.

Not A Good Way To Do Business, People!

Mon, 31 Aug 2009 12:30:35 -0500

This morning I checked my e-mail, and imagine my pleasant surprise when I saw three different inquiries to the three listings I have posted on Craigslist. I clicked on the first one, and it read like this:

"Hi; I've just looked at a house of yours on Cl that I am highly interested in. here is the property ad on Cl:

http://seattle.craigslist.org/see/reb/1348724478.html

Is it still available? If so please email me back as soon as you get a chance.. very interested.

thanks"

So I go and reply to the first e-mail with a well-thought out and slightly lengthy response, and send it. Instantly I get this one back:

"Hey thanks for getting back to me about the property. We specialize in
short sales and can get properties moved quickly. If you're nearing
foreclosure or just wanting to get rid of your place, let us talk to
you. It wont cost you a dime.

Please give me some quick info on my website and I'll get in touch shortly.

http://ghew.notlong.com

Thanks alot, I'm looking forward to talking with you!"

How RUDE!!

Then I notice that the other two inquiry e-mails about my listing are worded exactly the same. Nothing like a big fat let-down before 8am on a Monday morning. So please watch out for these annoying so-and-so's.

*UPDATE*

I was overcome with a vindictive streak, so I went to the website and entered my phone number. I found out the name of the loss mitigation company behind this, if anyone wants to know who it is please contact me. (I then went to my YouMail account and set up a personal "Disconnected" greeting to end the calls).

We Want Your Blood!

Mon, 24 Aug 2009 21:18:22 -0500

Did you know that less than 5% of the
population donates blood?
Roughly 60% of the population is eligible though,
AND 95% of us will need blood at one point
or another in our life times.

Prudential Northwest Realty has joined forces with Cascade Regional Blood Services and will hold its Blood Drive on Thursday, September 3rd from 10:00 until 2:00 p.m.

PLEASE SHOW YOUR

SUPPORT AND JOIN US!
127 SW 156th Street
Burien, WA 98166

Can't make it on Thursday? Our other office locations will also hold blood drives during that week. Call me for more information.

Thank you for your support!

Lisa Bosques, Associate Broker

Prudential NW Realty - Burien

PH: 206-595-5866 e-mail: LisaBosques@PNWRealty.com

Did Anybody Else See This?

Sun, 23 Aug 2009 19:47:44 -0500

I just got an e-mail from Two Clever Marketing Services. I clicked on the e-mail because it said something about 'expired' listing postcards.

Here's just one of the postcard images in their expired listing postcard collection:

When I first saw it, I thought, "Wow". As in, I don't know what to make of it. I personally think it's funny(perhaps because I have an 8-year old boy and potty humor is all the rage in our house these days). But how would others take it if they received a postcard like this in the mail?

Then again, the purpose of direct mailing should be to grab the attention of the recipient. And the way to grab attention, as we all probably know, is to elicit some sort of emotional response or connection. This is one postcard that will get talked about and perhaps passed around at the office.

I looked at their other offerings, and they have some good stuff! I like these guys. I don't think I have the guts to send out the postcard above, but I'm intrigued by what they do have. Some postcards I like, some I don't, but this company definitely gets credit for making postcards that people will actually read!

Elvis Is A Scammer, and I Found Out Thanks To Activerain

Fri, 31 Jul 2009 22:52:10 -0500

Who needs Google when you have Activerain?

I received a suspicious e-mail today from an individual named Elvis Baker, Private Relocation Agent. He says his clientele includes celebrities, government officials and other clients from the Gulf region. Big fat hairy deal. i'm surprised he didn't put a "Mr." in front of his name, he's so gosh darn dignified and all.

I read through the e-mail(which I will copy below) - basically, Elvis says he needs a residence for his client and client's mistress in Burien of all places. (Maybe Mr. and Mistress Moneybags would be interested in attending a "Raising Backyard Chickens" workshop with me once they move here and become my neighbor!). Anyway...

ROFLMAO. That was the first sign that something was amiss.

So this "Mr. Baker" is asking me to send him listings according to the criteria he gives, with a price range of between $500,000 and $1 Million Dollars! And they would be paying CASH!

I read the e-mail all the way through, and being the gullible sort that I am, read through it again before deciding to take further action. I checked the address and the message line; there was no [quarantine] sign, it looked like a normal e-mail.

I opened a new browser window. Did I go to Google? Nope. I wanted real answers...so I went straight to...

ACTIVERAIN!!

So I hit the "Search" button and typed "Elvis Baker" in the search field. I saw what I wanted right there in the first listing. It was from a blog post written by Anna Baron entitled, "Craigslist Scam". Her post described a different situation, but there was a comment by John Muckleroy on April 21, 2008 that detailed the exact e-mail.

In a matter of seconds I had the answer I needed. Elvis was indeed a scammer, but thanks to Anna, John and Activerain I won't have to wonder if I gave a cash buyer the cold shoulder, and I don't have to stare at the e-mail thinking, "What if?". After all, I may be gullible, but I'm not stupid.

"Elvis Baker", you can cram it!

**************************************************************************************

Here's the e-mail, FYI:

Dear Bosques Lisa,

I am a private relocation agent in the CANADA serving a niche market for top celebrities, government officials and clients from the Gulf region (mainly Qatar, UAE, Saudi Arabia and Russia) in meeting their relocation needs.

My clients needs vary considerably. Some of the services I provide to my clients range from simple acquisition of residential properties to assisting their siblings/mistresses settle down in a new country and acquisition of commercial properties.

One of my clients on this occasion has indicated interest in the acquisition of a residential property in the USA particularly in BURIEN for his mistress. Considering the financial implications of my travelling, your expertise, local knowledge and high hotel expenses of my stay, I have chosen to contact you on subject. Would you be kind enough to forward to me by email attachment some of the properties you have on your listing pursuant to this urgent need. To help narrow the search, I have outlined some of the specifics my client has given.

CLIENT’S SPECIFICS

*Minimum of three bedrooms

*Minimum of two baths

*Property must be a stand-alone (Fully Detached) house and not communal residence/block of flats

*Secure Private parking for at least two cars

*Available budget …$500,000 - $1M USD

*Choice residential location offering outright purchase

*Time frame given is three weeks

*Proximity to shopping mall and at the most 10 to 20 miles radius of a city centre

Please consider that my client on this occasion is expecting from me, a fast and excellent service as he has got some urgent family issues and has reposed confidence in me based on my track record from serving his friends and associates in the past. Be very free to contact me ASAP with details of any property reflecting the specifics above to discuss the way forward.

Be sure that we shall both be very clear on issues relating to fees/percentages and client meetings beforehand.

Thank you for your cooperation.

ELVIS BAKER (A.K.A. CHUMP)

Email: (elvisbaker.props@gmail.com)

PRIVATE RELOCATION AGENT

Washington State: Property Tax Help for Homeowners Affected by Economic Downturn

Fri, 24 Jul 2009 23:35:29 -0500

Just spotted - this notice from www.WashingtonLawHelp.org regarding a Property Tax deferral program. Visit their website for more information. **********************************************
Help for Homeowners Affected by Economic Downturn
Property Tax Deferral Program Available for Fall Taxes Olympia, Wash., June 9, 2009 - Homeowners on limited incomes can apply to defer paying their second half property taxes due Oct. 31. Applicants must have an annual household income of $57,000 or less in 2008, have owned the home for at least five years, use it as their primary residence, and have sufficient equity. Deferred taxes cannot exceed 40 percent of equity. The deferred taxes must be repaid, with interest, when the property is sold or no longer used as the homeowner's primary residence. The interest rate is 5 percent for 2009. For more information, see the Department's publication Property Tax Deferral for Homeowners with Limited Income, call 360-570-5900, or contact your county assessor.


	By: Northwest Justice Project - 06/09/2009

With MLS listings available everywhere on the internet, why do you need a buyer’s agent?

Sun, 19 Jul 2009 18:57:21 -0500

After I finish a long day of real estate, I am usually reading late into the evening. What kinds of books and articles do I like to read? Why, anything having to do with real estate, of course.

One of my top two favorite real estate blogs is BloodhoundBlog.com. I found this post the other day and thought about how well written it was. I was thinking about writing a post along similar lines; then, when I got to the bottom of the post the author, Greg Swann, gave permission to re-post. So that is what I am doing, because I couldn't have said it any better myself.

**************

This from Greg Swann's Arizona Republic real estate column (permanent link):

Here’s an intriguing question: Given that it’s so easy to search for homes on the internet, why do you need a buyer’s agent?

Face it, if you use the MLS search tool on my web site, you’re seeing exactly the same listings I see. And you know better than I ever could what you like and what you don’t like.

By now, the home search process is at best a partnership between the agent and the buyer. In some cases the buyer and I will work together to perfect our search criteria. But many buyers simply search the available inventory on their own, emailing me the MLS numbers of the homes they want to see.

So why do those buyers need a buyer’s agent?

Realtors hoarded the MLS data for so long that even they came to believe it was the source of their value to buyers. But this is very far from the truth.

You don’t need me to search for listings, although I’m happy to do that. And you don’t need me to open lock-boxes. You need a buyer’s agent to guide you through what is in fact an arcane and perilous process — potentially a financial disaster. You might not need me to find your next home, but you need me to make sure that you get it — or that you pass on it, if that is what is truly in your best interests.

A skilled buyer’s agent will write the kind of purchase contract that will prove surprising to you at every turn, with every term and condition tailored to achieve your best advantage. Your agent will supervise the inspection process and negotiate the optimal solution to the repair issues. Your agent will be prepared for every pitfall in the escrow process.

If you bought and sold houses every day, you could do all these things yourself. It’s because you don’t — and because the seller and the listing agent are looking to take advantage of your naivete at every turn — that you need a skilled buyer’s agent as your steadfast champion in the home-buying process.

*****************************

Thanks for stopping by my blog!

You can reach me at 206-595-5866, or e-mail me: LisaBosques@PNWRealty.com

Or visit my website: www.98146online.com

I am an Associate Broker and Marketing Specialist with Prudential Northwest Realty Associates. I specialize in homes located in the Burien/North Highline/West Seattle area, and I am here to serve all of your Real Estate needs.
Your success is my goal!

• What Is My Home Worth?
• Search For Properties
• Search Foreclosures
• Search Sold Property Data By Neighborhood

WOW - July 2009 Brings Impressive Price Reductions At Burien Town Square, Burien, WA!

Sun, 12 Jul 2009 09:57:19 -0500

Burien, WA - the new Burien Town Square

**Here's the e-mail that I received from Sarah Heath, Community Sales Assistant over at Burien Town Square:

Dear Lisa,

Greetings from Burien Town Square! For a limited time, we are able to offer reduced pricing on 11 select homes at Burien Town Square. Savings up to $80,000 from original prices!

Studios (531-533 sq. ft.)

#316 WAS $229,950 NOW $199,950

#318 WAS $236,950 NOW $199,950 1+Den/1 (810-905 sq. ft.)

#309 WAS $369,950 NOW $324,950 #327 WAS $364,950 NOW $299,950

#330 WAS $324,950 NOW $299,950

#419 WAS $379,950 NOW $299,950 2/2 (1059-1074 sq. ft.)

#431 WAS $424,950 NOW $399,950 #432 WAS $452,950 NOW $399,950 2+Den/2 (1074-1377 sq. ft.)

#722 WAS $649,950 NOW $599,950

#732 WAS $531,950 NOW $489,950 Live/Work Loft (993 sq. ft.)

#228 WAS $429,950 NOW $374,950

At these new low prices the homes are sure to sell quickly - so bring in your buyers! We're here every day to help you from 12pm to 6pm, and we have a full 3% SOC. More homes available! If you have any questions, please feel free to call us anytime at (206) 901-0000. Hope to see you soon!

**So go check these condos out if you are interested. They are beautiful! And if you need representation, you know where to find me.:)

Burien Farmer's Market is now at Town Square!

Sun, 05 Jul 2009 11:26:54 -0500

On Thursday the Burien Farmer's Market moved to its new location at Burien Town Square, between the new library and the new condo development.

There seemed to be more booths than ever, and we are coming into the peak of the season with all kinds of wonderfully fresh and inexpensive produce and flowers. There are also arts and crafts booths, baked goods, composting supplies, and more.

I kept hearing comments from shoppers saying that they found it much easier to park here than at the previous location in Olde Burien. I would have to agree. It also seemed quite a bit busier.

We're there every week as usual, handing out balloons to the kids, dispensing real estate info and advice, and participating in our community.

Here are some photos - stop by and see us next week!

^^^^^^^^^^^^^^^^^^^^^^^^^^^

Thanks for stopping by my blog!

You can reach me at 206-595-5866, or e-mail me: LisaBosques@PNWRealty.com

Or visit my website: www.98146online.com

I am an Associate Broker and Marketing Specialist with Prudential Northwest Realty Associates.   I specialize in homes located in the Burien/North Highline/West Seattle area, and I am here to serve all of your Real Estate needs.
Your success is my goal!

•    What Is My Home Worth?
•    Search For Properties
•    Search Foreclosures
•    Search Sold Property Data By Neighborhood

The Last Day Of School!

Tue, 23 Jun 2009 23:47:51 -0500

Today was my 8 year-old son's last day of school - hello, summer vacation!!

Here we are, my son has the entire summer off, and I just completed my intense 8-week plan for generating sales, which I should be kicking off right about NOW. Gotta take advantage of the prime season.

But I also need to take advantage of the fact that my sweet boy is home all summer! What fun things are we going to do?

Tomorrow, we will probably go to Seahurst Park and check out the minus tide. By the way, did you see the massive starfish with dozens of legs at the last minus tide? Here's the pic from B-Town Blog. I hope that little guy's still there tomorrow.

On Thursday hopefully my son will be up for helping Mom at the Farmer's Market, and hanging out with Grandma for a bit.

On Friday, he'll go to Grandpa's while Daddy and I celebrate our 10-year wedding anniversary!

After that, who knows, there are all kinds of things we can do...all I know is that I must enjoy these moments with my son; he's not going to be this age forever.

Next year, he will go to a different school. He'll have to take the bus. We don't get to walk him to or from school any longer. I will really miss that. It didn't cross my mind this morning that this was to be the last morning that I would walk him to school. He did hold my hand all the way there.

These are the times to treasure.

^^^^^^^^^^^^^^^^^^^^^^^^^^^

Thanks for stopping by my blog!

You can reach me at 206-595-5866, or e-mail me: LisaBosques@PNWRealty.com

Or visit my website: www.98146online.com

I am an Associate Broker and Marketing Specialist with Prudential Northwest Realty Associates.   I specialize in homes located in the Burien/North Highline/West Seattle area, and I am here to serve all of your Real Estate needs.
Your success is my goal!

•    What Is My Home Worth?
•    Search For Properties
•    Search Foreclosures
•    Search Sold Property Data By Neighborhood

What Your Home Is NOT Worth

Sat, 20 Jun 2009 00:46:02 -0500

**WARNING FOR AGENTS: TOTALLY UNORIGINAL YET VERY USEFUL INFORMATION AHEAD**

I say the above only because I think it's pretty safe to say that most of us real-estate agents have the below information posted somewhere on our website. It really is an excellent summary of what we as agents communicate to you, the seller, during the listing appointment, along with the area statistics and comps(and of course our wonderful marketing strategies) to help you arrive at a price for your home.

Whether you're in Week 1 or Year 2 of your property being on the market, taking a look at this list from time to time will serve as grounding, a managing of expectations, a reminder to you to keep your eye on the prize(the sale) and do what's necessary to sell your property.

I only have two questions for you:

1. Are you listening? and,

2. Do you want to have your home for sale, or do you want your home to SELL?

Just remember, in some instances you can't put a price on CLOSURE. Best wishes for a speedy sale!!

:::::::::::::::::::::::::::::::::::::::::::::::::::::::::

The Market Value of your home is NOT:

* What you have in it(as in, how much money you have put in it)

* What you need out of it

* What you want

* What it appraised for

* What your neighbor’s house sold for or what it was priced

* What the tax office says it is worth

* How much it is insured for

* Based on memories and treasures

* Based on prices of homes where you are moving

THE TRUE MARKET VALUE OF YOUR HOME IS WHAT A BUYER IS WILLING TO PAY:

* Based on today’s market

* Based on today’s competition (what other homes are on the market in your area, and how they compare to yours)

* Based on today’s financing

* Based on today’s economic condition

* Based on the buyer’s perception of the condition

* Based on location

* Based on normal marketing time

* Based on showing accessibility

Properties that sell in Today’s Market:

On a scale of 1-10, the 10s are the ones that are selling. How can your home be a 10?

* By improving the condition dramatically

* By offering good terms

* By improving the way your home shows

* By adjusting the price

AS A SELLER YOU CONTROL:

* The price you ask

* The condition of the property

* Access to the property("Appointment Only" restrictions really discourage spontaneous showings; try to be more flexible!)

AS A SELLER YOU DO NOT CONTROL:

* Market condition

* The motivation of your competition

* Value

^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^

Thanks for stopping by my blog!

You can reach me at 206-595-5866, or e-mail me: LisaBosques@PNWRealty.com

Or visit my website: www.98146online.com

I am an Associate Broker and Marketing Specialist with Prudential Northwest Realty Associates.   I specialize in homes located in the Burien/North Highline/West Seattle area, and I am here to serve all of your Real Estate needs.
Your success is my goal!

•    What Is My Home Worth?
•    Search For Properties
•    Search Foreclosures
•    Search Sold Property Data By Neighborhood

Prudential NW Realty Presents - Twilight Open House Season, Week 1!

Wed, 17 Jun 2009 20:33:38 -0500

For the next eight weeks or so, Prudential NW Realty Burien agents will be holding many of our listings open on Wednesdays from 3 - 6 pm. Hopefully you will be seeing our signs all over the Burien/Highline/Normandy Park/Seatac/Tukwila/Des Moines area and beyond during that time.

Our goal is to get as many people/agents through the homes as possible, and sell our listings!! I mean, that's what our sellers would want, right?

So if you happen to see one of our signs as you're driving by on your way home from work, taking your kids to activities or whatever, and are curious about the home, stop in for a second and take a look. Even if you're not in the market for a home, you may know someone who is, and perhaps you can pass the word on to them.

We look forward to meeting you!

^^^^^^^^^^^^^^^^^^^^^^^^^^

Thanks for stopping by my blog!

You can reach me at 206-595-5866, or e-mail me: LisaBosques@PNWRealty.com

Or visit my website: www.98146online.com

I am an Associate Broker and Marketing Specialist with Prudential Northwest Realty Associates.   I specialize in homes located in the Burien/North Highline/West Seattle area, and I am here to serve all of your Real Estate needs.
Your success is my goal!

•    What Is My Home Worth?
•    Search For Properties
•    Search Foreclosures
•    Search Sold Property Data By Neighborhood

Burien Town Square Dedication Celebration - Saturday, June 13th

Tue, 09 Jun 2009 22:23:37 -0500

Come to Burien Town Square this Saturday, June 13th for the opening of the Burien Transit Center, the new Burien Library, City Hall, Town Square Park and condominium and retail building. There will be the ribbon-cutting at the new library/city hall building first, and then tours of all the new facilities will be offered.

There will also be programs and entertainment, as well as sponsor booths. Come by and visit us at the Prudential booth! It will be a fun day, and a big celebration for the city of Burien. Don't miss it! Festivities start at 10:00 a.m. See you there!

^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^

Thanks for stopping by my blog!

You can reach me at 206-595-5866, or e-mail me: LisaBosques@PNWRealty.com

Or visit my website: www.98146online.com

I am an Associate Broker and Marketing Specialist with Prudential Northwest Realty Associates.   I specialize in homes located in the Burien/North Highline/West Seattle area, and I am here to serve all of your Real Estate needs.
Your success is my goal!

•    What Is My Home Worth?
•    Search For Properties
•    Search Foreclosures
•    Search Sold Property Data By Neighborhood

Superstition, Prayer and Frustrated Pleas to Sell Listings? Worked for These Guys...

Mon, 08 Jun 2009 13:32:22 -0500

Prayer

We have two agents in our office who, for about the last year and a half, have had what we've come to call, "career listings". You know, those certain listings that you really want to sell, but fear that in your heart of hearts never, ever will.

These poor ladies - every week at the office meeting they've had to endure questions from us, their peers: "So, how's your listing in ___?"

"It's still there..." is the usual reply. We can all relate, can't we?

Well, this past weekend one of the agents(let's call her Sharon) walks in the door and loudly exclaims, "OH MY GOSH! I just sold (let's call her Pammy)'s listing!" Now, "Pammy" has a number of listings, but we all knew the one she was talking about. Then she says, "and my sellers got an offer on their house!" We knew which listing she was talking about there too. Needless to say we broke out in applause. We were truly happy for these ladies because it's been a long hard road for them to get these listings sold.

Yes, it took a year and a half of hard work, but to what else does "Sharon" give credit for this? Lots of prayer. In fact, she had a prayer group of 20 people praying for these transactions to come together after all else failed.

Now, we all know that we can't conclusively determine that this was the reason for the sale. Then again, the power of prayer has been widely discussed and documented. Why not give it a try?

Frustrated Pleas

I have some listings in my Listing Cart that I am watching for a client. A week ago, I noticed that a new comment had been added to the Marketing Remarks of one of those listings.

It read: "FOR THE LOVE OF !@**?#! PEOPLE! WHAT'S TAKING YOU SO LONG? BUY THIS ALREADY!!!

I just checked on it today. It's Pending.

Superstition

I don't really have a personal story for this, but I am intrigued by the number of accounts that I hear about sellers and real estate agents resorting to burying St. Joseph statues in the yard. People who have done this have sworn by its success, they say that provided that you and your seller BELIEVE in the power of St. Joseph and open your mind to the possibility that this can work, it indeed will.

Well, at this point I'm open to anything. So I'm off in search of five St. Joseph statues; while I'm at it I think I'll rummage through some boxes to see if I can find that container of holy water that someone brought back for me from the Vatican. It can't hurt, right?

UPDATE: What a coinky-dinky! I just looked at the blogroll and saw Sharon Cobb's blog about St. Joseph working for her. Check it out: http://activerain.com/blogsview/1106721/any-realtors-out-there-using-st-joseph-and-i-m-not-talking-about-aspirins-

P.S. I hope no one's offended that I refer to ST. Joseph as a superstition. I'm just using that at its most literal definition. I don't believe religion is superstitious, and have respect for all religions!

^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^

Thanks for stopping by my blog!

You can reach me at 206-595-5866, or e-mail me: LisaBosques@PNWRealty.com

Or visit my website: www.98146online.com

I am an Associate Broker and Marketing Specialist with Prudential Northwest Realty Associates.   I specialize in homes located in the Burien/North Highline/West Seattle area, and I am here to serve all of your Real Estate needs.
Your success is my goal!

•    What Is My Home Worth?
•    Search For Properties
•    Search Foreclosures
•    Search Sold Property Data By Neighborhood

Doctored Photos and Nonexistent Views - Buyers Resent the Deception

Thu, 04 Jun 2009 00:22:53 -0500

There's a phrase we sometimes like to use in our office that goes something along the lines of, "It's better to under-promise and over-deliver" than vice-versa. Sometimes I wish we would remember this when taking photos and creating the marketing for our listings.

It's understandable to want to point out every single feature of the property and highlight their benefits. It's our job as real estate agents and marketing specialists to do what we can to make the property as appealing to potential buyers and their agents as possible.

However, I believe that often times we can be guilty of not looking at the property through the eyes of a potential buyer. By not doing this we risk offending the buyer and his/her agent, possibly to the point of not being able to see past the embellishments, or even to the point of venturing all the way out to your listing only to feel so deceived that they choose not to go inside.

Why do I bring this up? I was showing properties on Saturday to a client, whose one and only must-have is a decent view of the water and mountains. I had previewed several homes and ruled out the ones that boasted, "View!" in the marketing remarks but that indeed did not have one. Late Friday night, I found four price reductions on the Hotsheet. The marketing remarks and photos led me to believe that we would be rewarded with decent views once we got inside their listings. I kept them on the list, and we went out to see them the next day.

Out of those four, only one had a view that was accurately described by the agent...it was awesome...and the house was gone by Tuesday. The other 3 homes had NO VIEW WHATSOEVER. Yes, they were one block away from Alki Beach, but, alas, no views from any window anywhere in the houses. You had to stand on the roof to see that kind of view. This is how they've been marketed for months; alas, they are now subject to short sale. Why wasn't it enough to just say that they were a block away from the beach?

Also over the weekend, I spoke with another agent in my office who was out showing homes. One of the homes had the most amazing photos; it looked absolutely stunning from the outside. The photos had so much brightness and color that they looked like oil paintings. But when the agent and buyer got to the house, they were shocked to find that though they did have the right address, that the real house looked nothing like the one in the MLS photo. The buyer was angered, and insisted on going on to the next property without even going inside that house.

When I heard this agent's story, it made me remember a time a few years ago when my husband and I thought that we wanted to move. We also saw a house that looked absolutely stunning from the picture; the yard looked like a neverending prairie, and the exterior of the home had not one single flaw. We got in the car and drove over there, and were so disappointed to find that the house looked a hundred times worse than the picture that we didn't even bother to go inside.

This is really happening out there...don't let it happen to your listings. If you advertise a view, buyers expect to see that view, while sitting down, from the main floor windows; they don't want to have to stand on a coffee table on their tip-toes and peer over a neighbor's roofline. And taking Photoshop to the point where the house doesn't look like itself anymore is pretty much like putting lipstick on a pig...no one will fall for it.

Happy Selling!

^^^^^^^^^^^^^^^^^^^^^^^^^^^^

Thanks for stopping by my blog!

You can reach me at 206-595-5866, or e-mail me: LisaBosques@PNWRealty.com

Or visit my website: www.98146online.com

I am an Associate Broker and Marketing Specialist with Prudential Northwest Realty Associates.   I specialize in homes located in the Burien/North Highline/West Seattle area, and I am here to serve all of your Real Estate needs.
Your success is my goal!

•    What Is My Home Worth?
•    Search For Properties
•    Search Foreclosures
•    Search Sold Property Data By Neighborhood

It's Almost Here! Another Week, Another Farmer's Market!

Wed, 03 Jun 2009 23:42:13 -0500

Q. Where can you buy these...

and these...

and a loaf of this...

and a bunch of these...?

A. Why, at the Burien Farmer's Market, of course! And someone in particular would really like to know...

Are you gonna be there or not?

^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^

Thanks for stopping by my blog!

You can reach me at 206-595-5866, or e-mail me: LisaBosques@PNWRealty.com

Or visit my website: www.98146online.com

I am an Associate Broker and Marketing Specialist with Prudential Northwest Realty Associates.   I specialize in homes located in the Burien/North Highline/West Seattle area, and I am here to serve all of your Real Estate needs.
Your success is my goal!

•    What Is My Home Worth?
•    Search For Properties
•    Search Foreclosures
•    Search Sold Property Data By Neighborhood

Bloggerrodeo!

Unrepresented Sellers(FSBO's): Advice For Selling Your Home

Changes To Conventional Fannie Mae Underwriting - Update

A Key to Realtor Safety That Is Often Overlooked...Protecting Yourself from YOU

Now $179,900 - Beautiful Townhome in Tall Firs Complex, Twin Lakes/Federal Way

Now $399,950 - Remodeled 1920 Farmhouse on Almost 2/3 Acre - Potential 3 Additional Lots

250,000 Price Reduction: 2.2 Acres of Land in North Hill Des Moines

Bad Real Estate Photos, Now Immortalized on the Web-www.LovelyListing.com

Is Your Short Sale or Loan Modification Being Turned Down?

"You Can Make A Fortune In Foreclosures!"

9.9.09: Customer Service FAIL

Not A Good Way To Do Business, People!

We Want Your Blood!

Did you know that less than 5% of the population donates blood? Roughly 60% of the population is eligible though, AND 95% of us will need blood at one point or another in our life times.

Prudential Northwest Realty has joined forces with Cascade Regional Blood Services and will hold its Blood Drive on Thursday, September 3rd from 10:00 until 2:00 p.m.

PLEASE SHOW YOUR

SUPPORT AND JOIN US! 127 SW 156th Street Burien, WA 98166

Can't make it on Thursday? Our other office locations will also hold blood drives during that week. Call me for more information.

Thank you for your support!

Lisa Bosques, Associate Broker

Prudential NW Realty - Burien

PH: 206-595-5866 e-mail: LisaBosques@PNWRealty.com

Did Anybody Else See This?

Elvis Is A Scammer, and I Found Out Thanks To Activerain

Washington State: Property Tax Help for Homeowners Affected by Economic Downturn

With MLS listings available everywhere on the internet, why do you need a buyer’s agent?

WOW - July 2009 Brings Impressive Price Reductions At Burien Town Square, Burien, WA!

Burien Farmer's Market is now at Town Square!

The Last Day Of School!

What Your Home Is NOT Worth

Prudential NW Realty Presents - Twilight Open House Season, Week 1!

Burien Town Square Dedication Celebration - Saturday, June 13th

Superstition, Prayer and Frustrated Pleas to Sell Listings? Worked for These Guys...

Doctored Photos and Nonexistent Views - Buyers Resent the Deception

It's Almost Here! Another Week, Another Farmer's Market!

Did you know that less than 5% of the
population donates blood?
Roughly 60% of the population is eligible though,
AND 95% of us will need blood at one point
or another in our life times.

SUPPORT AND JOIN US!
127 SW 156th Street
Burien, WA 98166