Aaron's Real Estate Blog

Business English classes in Orange County

Aaron Kelly - North Orange County Realtor (RE/MAX of North Orange County) — Sat, 07 Nov 2009 19:00:30 -0600

Orange County gets a new non-profit English tutoring center for Business English

The Peace Centered Education Society has opened a new non-profit learning center with private tutoring and small group English tutoring at just $10 / hr. The International Culture and Language School offers English as a Second Language (ESL) classes, as well as TOEFL and SAT test preparation tutoring. Some English language learners are studying business English and pronunciation classes in a small group setting. Because this is a non-profit learning center, the price is very affordable but the quality of instruction is top notch. The teachers are very qualified with Master's degrees or at least a Bachelor's degree with a teaching credential plus many years of experience. Students can learn how to write professional business letters and resumes, practice leading a group discussion or a business meeting. Also, American customs and mangement style will be discussed. Students practice pronunciation and accent reduction in a friendly peaceful learning environment. Set up a free meeting with a teacher by contacting the school below. The school is in a great location for anyone living in or doing business around North Orange County. The school is located in Fullerton next to Buena Park and Anaheim near the Magnolia exit coming off the 5 and 91 freeways. Contact the school for a free meeting to assess your learning needs.

School Address and contact:

2500 W. Orangethorpe Ave. #113

Fullerton, CA 92833

(714) 680-3950 - school office

english714@gmail.com

www.OrangeEnglish.org

Orange County gets a new non-profit English tutoring center for ESL / TOEFL / SAT test prep.

Aaron Kelly - North Orange County Realtor (RE/MAX of North Orange County) — Fri, 02 Oct 2009 20:27:55 -0500

Orange County gets a new non-profit English tutoring center for ESL / TOEFL / SAT test prep.

The Peace Centered Education Society has opened a new non-profit learning center with private tutoring and small group English tutoring at just $10 / hr. The International Culture and Language School offers English as a Second Language (ESL) classes, as well as TOEFL and SAT test preparation tutoring. Some English language learners are studying business English and pronunciation classes in a small group setting. Because this is a non-profit learning center, the price is very affordable but the quality of instruction is top notch. The teachers are very qualified with Master's degrees or at least a Bachelor's degree with a teaching credential plus many years of experience. You can learn how to write professional business letters and resumes, practice leading a group discussion or a business meeting. Also, American customs and mangment style will be discussed. Students practice pronunciation and accent reduction in a friendly peaceful learning environment. Set up a free interview by contacting the school below. The school is in a great location for anyone living in or doing business around North Orange County. The school is located in Fullerton next to Buena Park and Anaheim near the Magnolia exit coming off the 5 and 91 freeways. Contact the school for a free interview.

School Address and contact:

2500 W. Orangethorpe Ave. #113

Fullerton, CA 92833

(714) 680-3950 - school office

english714@gmail.com

www.OrangeEnglish.org

Business English and pronunciation classes in Fullerton - North Orange County

Aaron Kelly - North Orange County Realtor (RE/MAX of North Orange County) — Tue, 22 Sep 2009 12:04:32 -0500

The International Culture and Language School offers Business English and pronunciation classes in a small group setting. Because this is a non-profit learning center, the price can't be beat, just $10 an hour. The teachers are very qualified with Master's degrees or at least a Bachelor's degree with a teaching credential plus many years of experience. You can learn how to write professional business letters and resumes, practice leading a group discussion or a business meeting. Also, American customs and mangment style will be discussed. Students will practice pronunciation and accent reduction in a friendly peaceful learning environment. Set up a free interview by contacting the school below. The school is in a great location for anyone living in or doing business around North Orange County. The school is located in Fullerton next to Buena Park and Anaheim near the Magnolia exit coming off the 5 and 91 freeways. Contact the school for a free interview.

The International Culture and Language School is sponsored by the non-profit group Peace Centered Education Society.

School Address and contact:

2500 W. Orangethorpe Ave. #113

Fullerton, CA 92833

(714) 680-3950 - school office

english714@gmail.com

www.OrangeEnglish.org

Buena Park is excited about the new SAT and TOEFL test prep non-profit learning center

Aaron Kelly - North Orange County Realtor (RE/MAX of North Orange County) — Tue, 22 Sep 2009 11:52:20 -0500

The International Culture and Language School offers SAT test and TOEFL test prep for High School and English language learners as part of a non-profit English tutoring center. Students can study one-on-one or in a small group. In addition to SAT test and TOEFL test prep there are also courses in English as a Second Language (ESL), composition and pronunciation. English Classes and English Tutoring is available for as low as $10 / hour. The teachers are very qualified with Master's degrees or at least a Bachelor's degree with a teaching credential plus many years of experience. The price is affordable because it's a non-profit school. If you or your child is looking for a fast way to prepare for the SAT test or the TOEFL exam, look no further. Set up a free interview by contacting the school below. The school is located near the Buena Park park and ride near the Magnolia exit coming off the 5 and 91 freeways.

The International Culture and Language School is sponsored by the non-profit group Peace Centered Education Society.

School Address and contact:

2500 W. Orangethorpe Ave. #113

Fullerton, CA 92833

(714) 680-3950 - school office

english714@gmail.com

www.OrangeEnglish.org

Orange County English Language School opens a new location in Fullerton, CA

Aaron Kelly - North Orange County Realtor (RE/MAX of North Orange County) — Wed, 29 Jul 2009 21:13:00 -0500

Orange County English Language School opens a new location in Fullerton, CA.

The International Culture and Language School offers courses in English as a Second Language (ESL), TOEFL, SAT, composition and pronunciation. English Classes and English Tutoring is available for as low as $10 / hour for a class or $15 / hour for semi-private English tutoring. The school is conveniently located at the intersection of the 5 and 91 freeways (Magnolia exit) in Fullerton, Orange County, California.

The International Culture and Language School is sponsored by the non-profit group Peace Centered Education Society.

School Address and contact:

2500 W. Orangethorpe Ave. #113

Fullerton, CA 92833

(714) 680-3950 - school office

contact.pces@yahoo.com

www.PeaceCenteredEducation.org/School

Fullerton, Orange County - Bank Owned Foreclosure - 4 Bedroom house $280,250

Aaron Kelly - North Orange County Realtor (RE/MAX of North Orange County) — Wed, 10 Jun 2009 22:31:28 -0500

Here's a great opportunity to own a 4 bedroom house in Fullerton, Orange County, California.

This is a bank owned foreclosure listing and should sell quickly. This could be a great home for a first time home buyer considering the $8000 tax credit (expires in Dec. 2009) could pay for almost all of your downpayment. Monthly mortgage payments for this Fullerton house is less than many two bedroom apartment rentals in Fullerton and the North Orange County area.

This property features 4 bedrooms, 2 baths and approximately 2306 SqFt. & 6252 lot for $280,250.

1460 W. Houston Ave., Fullerton, CA 92833 is located near the 91 freeway.

Any student that lives in Fullerton can apply to go to any school in the city of Fullerton including Troy High School and Sunny Hills High School.

If you are interested in taking a look at this bank owned foreclosure in Fullerton:

Contact Aaron Kelly from REMAX of North Orange County for a showing - 714-280-2080

or vist this online home buying manual for first time home buyers:

www.HomeRealtyManual.com

photo:

Offer accepted… Now drive 20 miles to pick up the addendum?

Aaron Kelly - North Orange County Realtor (RE/MAX of North Orange County) — Tue, 26 May 2009 20:11:35 -0500

My client's offer was accepted on a condominium in Fullerton. It's an all cash offer, so I thought the bank would be impressed. Boy was I wrong. We got the call that our offer was accepted on Friday evening around 5:30 on Memorial Day weekend. They refused to send it via fax, email or FedEx, so they demanded that I drive up to the listing office in Chino from Fullerton (where the property and my office are located). My client was out of town for the weekend, but that didn't stop the listing agent from informing us that the seller may cancel if the original addendum signed by the buyer wasn't submitted by 5:00 on Tuesday! What? Monday was a holiday? Not to mention we waited over a week with no response at all. I thought the transaction coordinator got it wrong, but she wouldn't even let me talk with the listing agent on the phone. After driving all the way up there, I was able to speak with the broker. According to the listing broker, this is the new bank policy. He even showed me a fax he received cancelling another deal because there was no response over the long weekend. Maybe if they would take the time to fax the contract with the addendum on Friday I would have a better chance to get things signed over the weekend. It's clear that some of the REO listing agents don't have anyone's best interest (even their own client) but their own. If my client knew the way the listing office is acting and making unreasonable threats, I think she would just walk away. It's this type of behavior that is driving down prices. Many REO's are sitting in disrepair because of a communications gap between the agents out in the field and the asset managers calling the shots. I'm getting it signed tonight and I'll drive it back up there with the original signatures tomorrow morning. I'm sure it won't get cancelled, but why are they turning the screws on a potential buyer who is paying all cash?

For more real estate info: www.HomeRealtyManual.com

Anaheim - Bank owned foreclosure open house. 3 Bedroom house $229,900!

Aaron Kelly - North Orange County Realtor (RE/MAX of North Orange County) — Thu, 14 May 2009 13:54:29 -0500

Open House in Anaheim, Orange County this Friday May 15 from 3-7 PM.

Bank Owned Foreclosure house at 937 N. Claudina St. in Anaheim for just $229,900!

3 bedroom / 2 bath house, 1325 SF, 5457 lot.

This lovely home is close to shopping and freeways, features a large backyard and a huge garage and work area. Fruit trees and lots of potential.

Right now is a great time to buy! Monthly mortgage payments will be lower than the cost to rent when you buy this wonderful house in Anaheim:

Contact Aaron Kelly for more info: 714-280-2080 or www.homerealtymanual.com

Earth Day Celebration 2009 - Garden Grove Park - Orange County

Aaron Kelly - North Orange County Realtor (RE/MAX of North Orange County) — Sat, 18 Apr 2009 15:52:52 -0500

Earth Day Celebration 2009 at Garden Grove Park

8701 Westminster Blvd., Garden Grove, CA on Saturday April 25 from 12-3 PM.

Come enjoy international music and dance performances. Earth Day is everyday.

Bring a picnic. Earth Day in Orange County.

We will be volunteering at a display table for people interested in signing up for the Adopt-A-Park program with the Orange County Regional Parks. We'll also be doing face paiting for kids.

For more info: www.PeaceCenteredEducation.org

American Recovery and Reinvestment Act

Aaron Kelly - North Orange County Realtor (RE/MAX of North Orange County) — Fri, 27 Feb 2009 23:33:32 -0600

Some of my clients have been asking about the new $8000 buyer credit, so here's some info I got from Countrywide:

The American Recovery and Reinvestment Act of 2009 authorized a tax credit of up to $8,000 for qualified first-time home buyers purchasing a principal residence on or after January 1, 2009 and before December 1, 2009. Highlights of the program are provided below:

*First-time home buyers purchasing any kind of home-new or resale-are eligible for the tax credit. To qualify for the tax credit, a home purchase must occur on or after January 1, 2009 and before December 1, 2009.

*The law defines "first-time home buyer" as a buyer who has not owned a principal residence during the three-year period prior to the purchase. For married taxpayers, the law tests the homeownership history of both the home buyer and his/her spouse. However, unmarried joint purchasers may allocate the credit amount to any buyer who qualifies as a first-time buyer, such as may occur if a parent jointly purchases a home with a son or daughter. Ownership of a vacation home or rental property not used as a principal residence does not disqualify a buyer as a first-time home buyer.

*The tax credit is equal to 10 percent of the home's purchase price up to a maximum of $8,000.

*The tax credit amount is reduced for buyers with a modified adjusted gross income (MAGI) of more than $75,000 for single taxpayers and $150,000 for married taxpayers filing a joint return. The tax credit amount is reduced to zero for taxpayers with MAGI of more than $95,000 (single) or $170,000 (married) and is reduced proportionally for taxpayers with MAGIs between these amounts.

*This home buyer tax credit different from the tax credit that Congress enacted in July of 2008 because this tax credit does not have to be repaid. The previous "credit" was essentially an interest-free loan. This tax incentive is a true tax credit. However, home buyers must use the residence as a principal residence for at least three years or face recapture of the tax credit amount.

*Participating in the tax credit program is made easy. The tax credit is claimed one one's federal income tax return. Specifically, home buyers complete IRS Form 5405 to determine their tax credit amount, and then claim this amount on Line 69 of their 1040 income tax return. No other applications or forms are required, and no pre-approval is necessary.

www.homerealtymanual.com

Open House - Anaheim - 4 bed/ 3 bath - $309,800! Bank owned foreclosure

Aaron Kelly - North Orange County Realtor (RE/MAX of North Orange County) — Fri, 27 Feb 2009 21:19:39 -0600

Open House in Anaheim, Orange County this Saturday February 28 from 12-4.

Bank Owned Foreclosure house at 820 N. Topeka in Anaheim for just $309,800!

4 bedroom / 3 bath house, 1700 SF, 5736 lot.

This home has been enlarged to a 4 bedroom 3 bath house of approx 1700 sq ft. good size kit. and dining room, lots of tile was used, some of the windows have been updated. Owner has repainted interior and put in new flooring. It's a great home and has lots of potential. Strongly advise potential buyer to confirm permits and size seller has no knowledge when additions were done. Built in 1948.

Right now is a great time to buy! Monthly mortgage payments will be lower than the cost to rent when you buy this wonderful house in Anaheim:

Contact Aaron Kelly for more info: 714-280-2080 or www.homerealtymanual.com

45 days or longer to close an FHA loan?

Aaron Kelly - North Orange County Realtor (RE/MAX of North Orange County) — Thu, 19 Feb 2009 21:15:45 -0600

I closed a deal on a bank owned foreclosure in Anaheim, Orange County California today. It took the lender more than 45 days to close this deal. I was surprised to discover that even after my clients signed the loan docs, it still took two weeks to fund. Should we prepare all FHA buyers for the scrutiny of numerous lender conditions both before and after underwriter approval? Many things we had to send two or three times while waiting for the loan to fund. Have the banks laid-off all the productive workers? Are they really backed up so much that we need to ask for three extensions before closing?

I'm wondering if other first time home buyers are having the same trouble closing FHA deals these days. Do you think the stimulus bill will change any of this?

For more real estate info:

www.homerealtymanual.com

Don’t buyers have any rights?

Aaron Kelly - North Orange County Realtor (RE/MAX of North Orange County) — Wed, 19 Nov 2008 13:44:14 -0600

Almost all of the offers that I have been writing these days are for bank owned foreclosures (REO). I've noticed that one of the ways the listing agents are sifting out some of the multiple offers (that sentence alone indicates how hot the market is right now) is by making the potential buyers jump through a lot of hoops. I still remember the look on the face of one of my colleagues when I discussed the fact that there were 70 offers on a property and the highest bids were about $70,000 above the listing price. I had a buyer that was interested in making an offer but he backed away when he heard how many offers were on the table. My colleague (and the 68 other agents) on the other hand had to go back and tell their client that the listing agent was just wasting everyone's time by pricing the property so low.

Recently more and more of the REO listings are requiring buyers to get cross pre-qualified with a representative from the bank that owns the property. Is it really fair to the buyers to have to go through the pre-qualification again and again? I even had one bank tell me they will actually run my buyer's credit again even though I already provided them with the credit report and the 5 page loan application! I had another one recently tell me they will not provide loan qualification until we have an approved offer, but the listing agency wouldn't even submit the offer without a pre-qualification letter from that bank??? The listing agent and the bank are still trying to figure that one out. Meanwhile my client's offer is still sitting on the desk of their transaction coordinator and it still hasn't been submitted. Don't these banks want to sell the property? Sometimes I feel they just want an agent who is willing to put together the most complete package rather than the one with the highest offer. Luckily for my clients, they have an agent who has been through this process several times recently and I can attest to the fact that acting quickly and providing a complete package when submitting the offer seems to increase the chances of getting our offer accepted dramatically. And good luck getting a response. The agents are not available by phone for an update and I'm still waiting for any kind of response for more than a week sometimes. That's being said, I still have several clients enjoying their first home at prices they never thought they would see in North Orange County.

for more real estate info: www.homerealtymanual.com

Pepe's towing is known in Santa Ana as the vultures of towing

Aaron Kelly - North Orange County Realtor (RE/MAX of North Orange County) — Sun, 16 Nov 2008 10:48:39 -0600

Pepe's towing is known in Santa Ana as the vultures of towing

Not too long ago I posted a blog about how some of the aggressive towing companies in Santa Ana, CA are having a negative impact on housing prices in Santa Ana. This of course, is just one realtors opinion, but I have experienced firsthand watching a Pepe's truck try to yank my car out of its space when there were no clear "no parking" signs posted in the complex. Later I came to find out that the only sign was actually on the front of a gate that was stuck open that day (so the sign was not visible). How am I supposed to show properties to my clients if me and my clients return to the car to find it gone? Do you really think those potential buyers are going to buy a condo there? Probably not. I have former clients who bought a condo in Santa Ana who have a parking sticker but left the car in the same spot for three days because it was a three day weekend. Pepe's towing came and towed the car because they said the car is not supposed to remain in the same spot for more than 72 hours. This person is a resident of the complex with a sticker!!

In fairness I will post an email response that I got from someone who works for Pepe's towing below:

hello let me start off by saying it's not all a scam.. c worked for Pepe's towing for about 3 years now. Most people are mad when there car gets towed. I know i was. But i wasn't mad at the company that towed me but myself for where i parked. as for the regulations I'm writing it right out of the ca.vehicle code book section 22658.2 upon the request of the owner of vehicle or the owner's agent, the towing company or it's driver shall immediately and unconditionally release a vehicle that is not yet removed from the private property and in transit. that is paragraph. 2 but then the law states in paragraph 3(h) a towing company may impose a charge not more than one half of the regular towing charge for the towing of a vehicle at request of the owner of the private property or the owner's agent or the person in lawful possession of private property pursuant to this section if the owner of the vehicle or the owner's agent returns to the vehicle after the vehicle is coupled to the tow truck by means of a regular hitch, coupling, device, draw bar, portable dolly's or is lifted off the ground by means of a conventional trailer and before it is removed from the private property. in all it means we can charge a drop fee and if the car is off of the private property then we can charge a tow fee. So to all those who keep bad mouthing the tow industry. maybe they should read the law before opening there mouth. almost all the tow company's prices are approved by highway patrol. if Pepe's towing is such a bad company then why would we have a contract with the S.A.U.S.D police department answer that. if you got towed get over it and pay a little more attention to where you park. thank you for your time.

What impact will the loan modification programs have on the market?

Aaron Kelly - North Orange County Realtor (RE/MAX of North Orange County) — Mon, 03 Nov 2008 12:55:55 -0600

I've heard Bank of America and a few other banks are preparing to launch a loan modification program that will lower interest rates and lengthen the loan terms. I'd like to know some of the specifics of various proposed plans and how they compare to the government's plans. How and when is this going to happen, and who will qualify? I believe if the foreclosures are significantly reduced, the last remaining foreclosures will become red hot and we may even see some appreciation at the bottom of the market very soon. Most bank owned foreclosures are already receiving multiple offers here in California. Any thoughts?

for more real estate info: www.homerealtymanual.com

A great idea to help reverse the housing crisis! What’s your opinion?

Aaron Kelly - North Orange County Realtor (RE/MAX of North Orange County) — Wed, 29 Oct 2008 16:42:34 -0500

A couple of years ago lenders were offering "interest only" loans where customers could put off paying principal and interest for a few years and pay interest only. It's true that this caused some of the problem that we are now in, but it could also be the solution to get us out. It's like a vaccine. If home owners are facing foreclosure they often don't pay their mortgage payments for at least 6 months while still living in the house. Therefore the banks are receiving no payments at all during that time. If banks would allow distressed properties to extend the mortgage for 3-5 years and allow the home owners to stay in their houses while paying just interest, at least that would be some revenue. In 3-5 years, the housing crisis will have turned around because there will be fewer and fewer foreclosures hitting the market during that time. Prices could even go up, which may allow homeowners to refinance in 5 years and keep their home, or the short sale option will be more plausible because homeowners will be just $40,000 or $50,000 upside down instead of $100,000 to $200,000 upside down. Many houses have lost 50% of their value in such a short amount of time here in California, so we may not see another 50% gain for many years to come. But at least these houses will have recovered some of that value in the 5 years it takes to reduce the foreclosure inventory and return to a somewhat "normal" market again.

This seems like a much better idea than allowing taxpayers to bail-out loans at their current value and refinance at today's housing prices. That's a lose lose proposal for everyone.

Any opinions?

For more real estate info: www.homerealtymanual.com

Pending sales are through the roof in Orange County!

Aaron Kelly - North Orange County Realtor (RE/MAX of North Orange County) — Tue, 21 Oct 2008 13:48:20 -0500

Pending sales are through the roof in Orange County!

If you have been working with potential buyers who are interested in purchasing a bank owned foreclosure house in Orange County, then you know how hot the market is right now.

Most bank owned foreclosures that I have looked at in Anaheim, Fullerton, Placentia, Brea, La Habra, Yorba Linda, Anaheim Hills, Orange, Buena Park and Garden Grove are usually receiving multiple offers in just a few days on the market. I had one client interested in making an offer over the weekend, but after calling the listing agent, I was told that there are currently 45 offers on that property and they are no longer taking offers. 45 offers!! I suddenly got the feeling that this market was as hot as it was back in 2004 & 2005. After doing some research, I can now see that the pending sales of September 2008 are now about to surpass the pending sales of 2005! So the question, "Have we hit the bottom?" If you look at this chart below you can only come to one conclusion. Despite what may be happening in the rest of the country, Orange County California's pending sales, especially with bank owned foreclosures, is red hot and we may even start to see some appreciation as early as next spring 2009. Any predictions on when we will see listing and sold prices actually increase in Orange County?

for more real estate info: www.homerealtymanual.com

Fullerton Joint Union High School District Open Enrollment Program

Aaron Kelly - North Orange County Realtor (RE/MAX of North Orange County) — Mon, 13 Oct 2008 13:11:28 -0500

Fullerton Joint Union High School District Open Enrollment Program

I have frequently been asked the question, "If I buy a house in Fullerton, but I'm not in Troy or Sunny Hills School district, how can my child be allowed to attend one of those schools?"

According to school administrators if you are requesting an intra-district transfer, the student must request a program that is not being offered at their current high school.

However, for incoming freshman, there is a three week period in the end of January where students are allowed to participate in the open enrollment program, where there are no questions asked and any student who lives in the Fullerton Joint Union High School District will be allowed to attend any high school in the district they wish. The phone number to get more information is (714) 626-3803.

For more real estate information: www.homerealtymanual.com

Open House this Friday, Saturday and Sunday in Fullerton (Oct. 10,11,12) - This is a bank owned foreclosure house.

Aaron Kelly - North Orange County Realtor (RE/MAX of North Orange County) — Wed, 08 Oct 2008 15:28:55 -0500

Open House this Friday, Saturday and Sunday in Fullerton (Oct. 10,11,12)

Bank Owned Foreclosure House in Fullerton for just $325,000!

3 bedroom / 2 bath house, 1336 SF, 6831 lot.

Ceramic tiles in living room, kitchen and Hallway. 2 car attached garage and upgraded kitchen. Close to two major freeways (91 & 5 freeways). Quiet street!

Right now is a great time to buy! Monthly mortgage payments will be lower than the cost to rent when you buy this wonderful house in Fullerton:

Another great listing from REMAX of North Orange County!

Contact Aaron Kelly for more info: 714-280-2080 or www.homerealtymanual.com

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Bank Owned Foreclosure House in Fullerton for just $325,000!

Aaron Kelly - North Orange County Realtor (RE/MAX of North Orange County) — Wed, 08 Oct 2008 15:24:03 -0500

Bank Owned Foreclosure House in Fullerton for just $325,000!

3 bedroom / 2 bath house, 1336 SF, 6831 lot.

Ceramic tiles in living room, kitchen and Hallway. 2 car attached garage and upgraded kitchen. Close to two major freeways (91 & 5 freeways). Quiet street!

Right now is a great time to buy! Monthly mortgage payments will be lower than the cost to rent when you buy this wonderful house in Fullerton:

Another great listing from REMAX of North Orange County!

Contact Aaron Kelly for more info: 714-280-2080 or www.homerealtymanual.com

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Open House Friday September 26 - Bank Owned Foreclosure Fullerton, Orange County!

Aaron Kelly - North Orange County Realtor (RE/MAX of North Orange County) — Wed, 24 Sep 2008 13:51:23 -0500

Open House this Friday September 26!

Huge Home - Great Price! Bank Owned Foreclosure in Fullerton! Sunny Hills School District!

6 bedroom/ 3 bath, 2766 SF, 6474 lot for only $641,250!

This spacious home is located in a desirable area of Fullerton surrounded by GREAT Schools! This home has a spacious living/Family room area with a cozy fireplace. There are 3 bedrooms and One bath down stairs and 3 bedrooms and two bathrooms upstairs. Come and put in your own special touch and you will have a beautiful home in a great neighborhood. This is a BANK OWNED HOME.

Don't miss this chance to buy a bank owned foreclosure in Fullerton, Orange County, California.

Another great listing from REMAX of North Orange County!

Contact Aaron Kelly for more info: 714-280-2080 or www.homerealtymanual.com

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Huge home Bank Owned Foreclosure in Fullerton, Orange County - Sunny Hills School District!

Aaron Kelly - North Orange County Realtor (RE/MAX of North Orange County) — Wed, 24 Sep 2008 13:47:45 -0500

Huge Home - Great Price! Bank Owned Foreclosure in Fullerton! Sunny Hills School District!

6 bedroom/ 3 bath, 2766 SF, 6474 lot for only $641,250!

Don't miss this chance to buy a bank owned foreclosure in Fullerton, Orange County, California.

Another great listing from REMAX of North Orange County!

Contact Aaron Kelly for more info: 714-280-2080 or www.homerealtymanual.com

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Uncle Sam steps in! Is the housing crisis over?

Aaron Kelly - North Orange County Realtor (RE/MAX of North Orange County) — Fri, 19 Sep 2008 12:21:27 -0500

The government has pledged to take over risky loans from investment banks. Will this end the housing crisis? The remaining banks might see this as an opportunity and loosen the standards once again to make it easier to get a loan.

From what I've seen in the California market, I could offer an optimistic prediction that the housing crisis will be over by June of 2009. Why? There are numerous people renting for more than it would cost to get a 97% loan at our current interest rates. I just sold a 2 bedroom/2 bath 950 SF condo for $130,000 (which is less than half of what similar condos were selling for in that complex a year ago). With 3% down plus PMI, property tax and HOA dues, the monthly cost is about $1200 a month. That's easily a couple hundred dollars less than many families are paying for a two bedroom apartment in the same neighborhood right now. Don't you believe that if given a chance these people would be willing to move out of their expensive apartments and start eating up the inventory? I've met many potential buyers that are just under the threshold to qualify for a loan. We have houses here in Orange County that are selling for less than $300,000 for the first time since the housing boom. If the government bailout can stop the bleeding, we may see a run on these lower end condos and houses in spring 2009.

For more real estate info: www.homerealtymanual.com

Fullerton - Sunny Hills Bank Owned Foreclosure for only $359,900!

Aaron Kelly - North Orange County Realtor (RE/MAX of North Orange County) — Wed, 17 Sep 2008 19:59:21 -0500

Fullerton - Sunny Hills Bank Owned Foreclosure for only $359,900!

This is a great opportunity to own a bank owned foreclosure in Fullerton, Orange County, California.

2 Bedroom / 2.5 bath big townhouse - 1381 SF.

Nice end unit condo.Has 2 bedrooms and 2.5 bath.All bedrooms upstairs.Downstairs has laminated/wood floors.Located in Sunny Hills School District.

Another great listing from REMAX of North Orange County!

Contact Aaron Kelly for more info: 714-280-2080 or www.homerealtymanual.com

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Bank Owned Foreclosure House in La Habra for only $219,000!!!

Aaron Kelly - North Orange County Realtor (RE/MAX of North Orange County) — Wed, 17 Sep 2008 19:32:17 -0500

The bank is almost giving it away!!! Don't miss this foreclosed house for sale!

Bank Owned Foreclosure House in La Habra for only $219,000!!!

2 Bedroom house, 820 SF, 5867 Lot

Cute home with open floor plan on a big lot, eating area in the kitchen, double pane windows, close to schools and parks. Own this bank owned foreclosure in La Habra, Orange County, California.

Another great listing from REMAX of North Orange County!

Contact Aaron Kelly for more info: 714-280-2080 or www.homerealtymanual.com

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