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Mortgage and Lending - Sierra Pacific Mortgage Raleigh - SPMNMLS1877NevinNMLS69651
VA Mortgage Loans in Raleigh If you’re seeking a lender who offers VA loans in Raleigh you’ve come to the right place!  We offer VA mortgage loans. A VA (Veterans Administration) guaranteed home loan is a benefit for eligible active duty, non-active, Reserve, National Guard, and retired military ...
How to Calculate FHA Mortgage Insurance What you will need: A standard calculator A piece of paper/pen A little patience  Email or call me (919) 863-4370   Here is the formula for loans with terms greater than 15 years –  Loan amount is multiplied by the monthly MI factor, divided by 12 equals yo...
Looking to buy a home in Raleigh, Cary or Apex North Carolina?  Look no further!  Craig Rutman is the one you want to call.  Professional, thorough, tenacious and a funny guy.  Craig has not only helped me with my real estate needs he also has helped my friends and family.  Call Craig today and f...
Carolina Jumbo Loans differ from other States. This is because jumbo loans are often confused with conforming jumbo loans which are completely different and may not be available in North Carolina. A jumbo loan is a loan that is more than $417,000 or per Fannie Mae conforming loan limit at the tim...
Step 1: Contact the credit reporting company, in writing and explain to them what information you think is inaccurate on your credit report.  Include copies of any documents that back up your position.  Your letter should identify each item in your report that you dispute; state the facts and the...
Mortgage rates improved last Friday and continued to do so today.  No major news coming out today.  Statistics report that inflation remains mild (I disagree but that is another discussion) with some positive momentum in jobs and less people filing for unemployment benefits per the Philadelphia F...
  I get phone calls and emails asking me this question, “I’m not eligible for HARP and have little equity, can I refinance?  The answer is maybe.  I send business to a bank that allows us to go really high on loan to value in North Carolina and Virginia.  We’ve been able to help people refinance...
The San Francisco 49ers need a hunting rifle because they got devoured by the Bears last night. My favorite team got their ego's handed to them after leading the Chicago Bears by 13 points at the half. Gotta hand it to Marshall. That one handed circus catch in the end zone was nothing short of aw...
Searching homes for rent in Holly Springs? STOP! Why keep lining your landlords pockets…with your hard earned rent money? Home loan rates are at historic lows and home prices are more reasonable that they’ve been in years! Call or email me today for a free consultation. Call me today for more inf...
Current mortgage rates deteriorated today as Institute For Supply Management reports came out: ISM Non – MFG came in at 59.6 vs estimate of 57.5.   Because this index is based on surveys of more than 400 non-manufacturing firms purchasing and supply executives it is a good indicator of the econom...

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