Your mortgage payment goes to a bank that doesn't own your loan - 11/30/10 11:56 AM
It may sound absurd but in most instances this is a true statement.  You may have been under the impression the bank you send your monthly mortgage payments to is holding your mortgage. 
Instead, investors all over the world are buying and selling your loan without your knowledge. This fact baffles many people buying a home and those who already own a home.
Here is a basic explanation of the process of a home loan after funding:
A lender funds a home loan.
That lender sells the loan to another bank, Fannie Mae, Freddie Mac  or Ginne Mae who are also … (12 comments)

San Diego - La Jolla Real estate and California mortgage rates 11-30-10 - 11/30/10 11:51 AM
We have La Jolla home and loan info in one place!

La Jolla real estate



La Jolla loan info: enter your information in our quick quote below. No need to leave personal information. We display mortgage rates for California along with estimated closing costs. Accurate quotes include estimated title, escrow and appraisal fees. California mortgage rates updated every 30 minutes. Conventional - jumbo - FHA
Fast - efficient - competitive
November 30, 2010
www.LaJollaHomeandLoan.info
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(0 comments)

A double edged sword for real estate- economy improves but rates rise - 11/16/10 08:31 PM
If you didn't take advantage of the ridiculously low rates then you missed the bottom.  Don't get me wrong, rates are still unbelievable but last week the bull market for mortgage rates slowed down.  Many economists speculate that rates will continue to increase due to our economy showing signs of recovery.  Unless the economy takes a tumble get ready for even higher rates.
The Fed has angered many around the world.  Without getting too involved let's just say this: Printing 600 billion US dollars to buy mortgages is not what bond investors wanted to see.  The Fed's ability and power to … (8 comments)

Del Mar real estate and California mortgage rates 11/15/10 - 11/14/10 11:24 PM
We have Del Mar home and loan info in one place!

Del Mar real estate



Del Mar loan info: enter your information in our quick quote below. No need to leave personal information. We display mortgage rates for California along with estimated closing costs. We don't play the hidden fee game. Our quotes are accurate and include estimated title, escrow and appraisal fees. California mortgage rates updated every 30 minutes. Conventional - jumbo - FHA
Fast - efficient - competitive
www.DelMarHomeAndLoan.info
View Larger Map … (1 comments)

Del Mar Homes for Sale | Del Mar Market Report for October 2010 - 11/14/10 11:14 PM
If you are considering a move to the Del Mar area be sure to view Jeff Dowler's current Del Mar real estate market report.  Jeff contributes his expertise about San Diego communities through his blog.  Make sure to bookmark his blog for timely real estate and local community information.
Via Jeff Dowler ~ Carlsbad Real Estate ~ 760-840-1360 (RE/MAX Moonlight Beach (CA DRE Lic. # 01490977)):
Del Mar Real Estate Market Report for October 2010 
Del Mar is a small coastal town in North San Diego County with a reputation as one of the most expensive towns in the county. Indeed, the … (2 comments)

Vista real estate and California mortgage rates 11/8/10 - 11/08/10 08:38 AM
We have Vista home and loan info in one place!

Vista real estate



Vista loan info: enter your information in our quick quote below. No need to leave personal information. We display mortgage rates for California along with estimated closing costs. We don't play the hidden fee game. Our quotes are accurate and include estimated title, escrow and appraisal fees. California mortgage rates updated every 30 minutes. Conventional - jumbo - FHA
Fast - efficient - competitive
November 8, 2010
www.VistaHomeAndLoan.info
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(0 comments)

Condo for Sale in Lake Arrowhead - 11/07/10 05:21 PM
Imagine having a quaint little place of your own in Lake Arrowhead!  Best part is that the exterior is fully maintained by the HOA.  Call Kim to view this property and make sure to ask about all of the amenities this property offers.
Via Kim Kelley-Sellers Lake Arrowhead Realtor DRE#01412099 (Lake Arrowhead, CA Coldwell Banker):
Kim Kelley-Sellers ~ DRE#01412099
                          

For all your real estate needs turn to a professional Realtor, Kim Kelley. 
Coldwell Banker Sky Ridge Realty ~ 27206 State Hwy 189 Blue Jay/Lake Arrowhead CA
Team Kelley ~ Sellers
Team member Rich Sellers DRE# 01148405
909-336-7949 Direct
909-725-1248 Cell
(0 comments)

We Are Almost There! Don't Kill My Deal! - 11/04/10 11:19 AM
Stephanie Reynolds is not only a real estate agent but she was also a lender for 12 years and is also a notary.  You can't get much more qualified than that!  If you are seeking a professional Realtor in the San Diego area you just found one.
Via Stephanie Reynolds Realtor® East County San Diego Homes 619-838-4408 (AgentsOfPossibility.com, REALTOR, GRI, ePro, SRES ):
We Are Almost There! Don't Kill My Deal!
As a buyer gets closer to the end of the transaction, one of the final steps in the process is the signing of the buyers loan documents. The lender has provided the … (7 comments)

 
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Nevin Williams, San Diego's best mortgage pro!

Carlsbad, CA

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First Priority Financial, San Diego jumbo & conventional

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