ARCHIVED BLOG POSTS
2011
Current mortgage rates are improving. The economic overreaction to the devastating earthquake and Tsunami that hit Japan is subsiding causing the stock market to improve which causes mortgage rates to increase. The Fed auctioning Treasury notes at 1PM EST caused buyers on mortgage backed securi...
03/28/2011
Throwing household batteries in the trash is a serious source of pollution. Household batteries may contribute the following hazardous compounds to the municipal solid waste stream: zinc, lead, nickel,mercury, cadmium, manganese, silver and alkalines. The damage batteries can do include: Batterie...
03/27/2011
Mortgage rates started off lower in morning trading but then got worse by afternoon. Inflation is trickling into prices but not enough to deter a sell off of bonds. Signs of an improving economy will usually push mortgage rates higher while bad economic news will usually push mortgage rates lo...
03/25/2011
Encinitas home and loan info all in one place! Encinitas real estate Encinitas loan info: enter your information in our quick quote below. No need to leave personal information. We display mortgage rates for Encinitas and San Diego county along with estimated closing costs. We don't play the hidd...
03/25/2011
3
Comments
Buying a home in North Coast San Diego?Trying to gather all of the info you need to prepare for a home purchase can be a tough task. We make it easier for you by providing first time home buyer info all in one place(free of charge of course!). Mortgage calculators, first time home buyer programs,...
03/25/2011
How a fully approved loan gets denied for funding after the borrower has signed loan docs. Underwriter views an updated credit report verifying no new activity since original approval was issued and the new debt disqualifies the buyer(s). Generally this won’t happen in a 30 day time-frame, but ...
03/25/2011
14
Comments
Every time a rule is made regarding loans it affects the pay of everyone in real estate. HVCC killed many transactions. New underwriting guidelines make loans for self employed borrowers near impossible. FHA increased MI premiums (they go up again soon!) make it more expensive for people to bu...
03/24/2011
La Jolla home and loan info all in one place! La Jolla real estate Enter your information in our quick quote below. No need to leave a lot of personal information. We display current mortgage rates for California along with estimated closing costs. Accurate quotes include estimated title, escrow ...
03/23/2011
April 1, agents will take a pay cut on new transactions that are short of funds. For those of you who thought this loan officer compensation "thing" was a loan officer problem, think again. Ever have a transaction where your buyer was short of funds? No problem! Your loan officer has it covere...
03/23/2011
Mortgage rates started off higher than yesterday. Fears of economic issues from Japan have subsided and many investors are focusing on Japan rebuilding. Why does this matter? Signs of an improving economy will usually push mortgage rates higher while bad economic news will usually push mortg...
03/22/2011
Rainmaker
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423,347
Nevin Williams
Senior Mortgage Advisor
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