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For those who may be considering bankruptcy or have filed bankruptcy must wonder what life will be like after bankruptcy.  Bankruptcy attorney Dennis Sargent shares answers to some of the common questions. Some loans only require two years out of a bankruptcy in order to qualify. Contact us for m...
A lot of us know real estate acronyms like GRI and CRS but what in heck is an IRRRL?  Question is, do you know this one?    
Hey San Diego realtors...lost a deal lately?  Here is how you can avoid it!   San Diego mortgages - San Diego fha broker
Common question: "Why do you need a copy of my tax transcripts if I already gave you copies of my tax returns?"  Ah, the infamous IRS form 4506T.  This form is used by lenders to verify tax returns that have been put in a loan file.  To find out why they do this watch the video below.   San Diego...
A pre approval is a very important part of any purchase process.  With a pre approval you are asking: The seller to remove their home from the market The buyer's agent to spend time and money finding you a home Both the buyer and seller time to complete contracts and negotiate You are also putti...
Current mortgage rate trends improved today.  In the last week rates got slightly worse but today they rebounded.  Rates are amazingly low and in many cases a mortgage payment is less than renting.  Contact me via e mail to find out if you qualify and what payments you can expect. Click chart bel...
Kim Carlson explains the difference between San Diego short sales and foreclosures.   San diego mortgages
What value do you add to separate yourself in business? For me I make time for my clients whether it is a home buyer, home owner, CPA or Realtor®.  I can easily pull credit, quote a rate and push the file through processing.  However, to me that is basic and not service because It's the clients e...
Attention Veterans Are you wasting your VA benefits?  You might be but then again you might not.  Hard to say unless you know if you qualify for the highly coveted VA home loan which requires no down payment (California is $1 down).  The VA has very specific criteria for a Veteran borrower or ser...
Current mortgage rate trends remained flat today.  We may experience lower rates soon because the market is showing concern over the economy. As a result we may see the 30 year fixed rate drop from the 3.5% coupon to the 3% coupon resulting in lower mortgage rates.  Let's keep our fingers crossed...

Nevin Williams

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