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winter garden fl real estate: Buyer Advise for an Orlando or Windermere Fl. Short Sale - 09/15/08 03:34 PM
Buyers: 1. First understand that this process may take 90 days after you've submitted your offer. Don't go into a short sale if you have a specific timeframe that you must have the home closed. 2. Understand that there are no guarantees in a Orlando short sale. 3. The lender may require more cash or a higher price up to the actual moment of closing. 4. The lender will most likely not allow the seller to pay any of your closing costs or give allowances for repairs. Typically, all deals are "AS-IS". 5. There is likely no certainty of the final (1 comments)
1. First and foremost I would always recommend anyone considering a short sale in the Orlando area to talk to your tax advisor first. 2. I posted in my FAQ's on short sales the following: Is the seller going to get hit with a tax bill or a 1099 if you do a short sale? Upon successfully closing a short sale, lenders will always report a loss to the IRS and issue a 1099. However, the Mortgage Forgiveness Act of 2007 was signed into law on 12-20-07 and is now official, effectively getting rid of the question "will I be (0 comments)
winter garden fl real estate: Orlando Short Sale Sellers considering a short sale - 09/01/08 11:01 AM
1. Your credit score may fall 100 points or more. 2. You may be asked to sign a note or take a new loan for the amount of the short fall. 3. The lender may get a judgement against you for the amount of the short fall. 4. You may have to pay income taxes on the amount of the shortfall - it could be taxed as income to you. 5. Understand that you will have to prove that you cannot pay. Similar to how you qualified for the loan, but now you have to prove that you cannot afford this (2 comments)
Do I qualify for a Short Sale? Do You.... Owe more on your Orlando area property than what you could sell it for, especially after real estate commission, closing costs, late payments, interest, etc? Have difficulty covering your expenses each month? Not have money in the bank to cover the difference of what you could sell your house for and what you owe the bank? Are You Having Trouble Making The Payments? Are You.... Feeling the stress mounting with each missed payment and phone call from your bank? Have difficulty covering your expenses each month? Getting confused as (0 comments)
Orlando Real Estate, Windermere, Winter Garden FL real estate. Homes for sale in Orlando florida, Windermere florida, winter garden florida, Winter Park Florida, Lake Nona area, East Orlando, Lake Mary, Heathrow and Ocoee florida.
Orlando, Windermere, Winter Garden Florida Real Estate News and the surrounding Orlando and Disney World Area, Keller Williams Realty
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Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.