Maryland's REALTOR®/Auctioneer Choice - Robert B. McArtor, Real Estate Agent

YOUR QUESTIONS ANSWERED! First Time Homebuyer Tax Credit Extended Into 2010, Existing Homeowner tax credit, Maryland

Fri, 06 Nov 2009 16:30:56 -0600

First Time Homebuyer Tax Credit Extended Into 2010! Plus...A New Tax Credit for Certain Existing Home Owners! It's official. President Obama has signed a bill that extends the tax credit for first-time homebuyers (FTHBs) into the first half of 2010. This program had been scheduled to expire on November 30, 2009.

In addition to extending the tax credit of up to $8,000 through June 30, 2010, the extension measure also opens up opportunities for others who are not buying a home for the first time.

So Who Gets What? The program that has existed for FTHBs remains intact with the one exception that more people are now eligible based on an increase in the amount of income someone may now earn.

Additionally, the program now gives those who already own a residence some additional reasons to move to a new home. This incentive comes in the form of a tax credit of up to $6,500 for qualified purchasers who have owned and occupied a primary residence for a period of five consecutive years during the last eight years.

Deadlines - In order to qualify for the credit, all contracts need to be in effect no later than April 30, 2010 and close no later than June 30, 2010.

Higher Income Caps in Effect - The amount of income someone can earn and qualify for the full amount of the credit has been increased.

Single tax filers who earn up to $125,000 are eligible for the total credit amount. Those who earn more than this cap can receive a partial credit. However, single filers who earn $145,000 and above are ineligible.

Joint filers who earn up to $225,000 are eligible for the total credit amount. Those who earn more than this cap can receive a partial credit. However, joint filers who earn $245,000 and above are ineligible.

Maximum Purchase Price - Qualifying buyers may purchase a property with a maximum sales price of $800,000.

First-Time Homebuyer Tax Credit – Frequently Asked Questions -

Here are answers to some commonly asked questions about the tax credit.

What is a tax credit? A tax credit is a direct reduction in tax liability owed by an individual to the Internal Revenue Service (IRS). In the event no taxes are owed, the IRS will issue a check for the amount of the tax credit an individual is owed. Unlike the tax credit that existed in 2008, this credit does not require repayment unless the home, at any time in the first 36 months of ownership, is no longer an individual's primary residence.

What is the tax credit for first-time homebuyers (FTHBs)? - An eligible homebuyer may request from the IRS a tax credit of up to $8,000 or 10% of the purchase price for a home. If the amount of the home purchased is $75,000, the maximum amount the credit can be is $7,500. If the amount of the home purchased is $100,000, the amount of the credit may not exceed $8,000.

Who is eligible for the FTHB tax credit? - Anyone who has not owned a primary residence in the previous 36 months, prior to closing and the transfer of title, is eligible. This applies both to single taxpayers and married couples. In the case where there is a married couple, if either spouse has owned a primary residence in the last 36 months, neither would qualify. In the case where an individual has owned property that has not been a primary residence, such as a second home or investment property, that individual would be eligible.

As mentioned above, the tax credit has been expanded so that existing homeowners who have owned and occupied a primary residence for a period of five consecutive years during the last eight years are now eligible for a tax credit of up to $6,500.

How do I claim the credit? - For those taking advantage of the tax credit in 2009, you may choose to either apply for the credit with your 2009 tax return or you may apply for the credit sooner by filing an amended 2008 tax return with Form 5405 (http://www.irs.gov/pub/irs-pdf/f5405.pdf).

Can you claim the tax credit in advance of purchasing a property? - No. The IRS has recently begun prosecuting people who have claimed credits where a purchase had not taken place. Can a taxpayer claim a credit if the property is purchased from a seller with seller financing and the seller retains title to the property? Yes. In situations where the buyer purchases the property, even though the seller retains legal title, the taxpayer may file for the credit. Examples of this would include a land contract, contract for deed, etc. According to the IRS, factors that would demonstrate the ownership of the property would include: 1. the right of possession, 2. the right to obtain legal title upon full payment of the purchase price, 3. the right to construct improvements, 4. the obligation to pay property taxes, 5. the risk of loss, 6. the responsibility to insure the property and 7. the duty to maintain the property.

Are there other restrictions to taking the credit? - Yes. According to the IRS, if any of the following describe your situation, a credit would not be due.

• You buy your home from a close relative. This includes your spouse, parent, grandparent, child or grandchild.

• You do not use the home as your principal residence. • You sell your home before the end of the year. • You are a nonresident alien.

• You are, or were, eligible to claim the District of Columbia first-time homebuyer credit for any taxable year. (This does not apply for a home purchased in 2009.)

• Your home financing comes from tax-exempt mortgage revenue bonds. (This does not apply for a home purchased in 2009.)

• You owned a principal residence at any time during the three years prior to the date of purchase of your new home. For example, if you bought a home on July 1, 2009, you cannot take the credit for that home if you owned, or had an ownership interest in, another principal residence at any time from July 2, 2006, through July 1, 2009.

Can you buy a home from a step-relative and be eligible for the credit? - Yes. Provided the person you are buying a home from is not a direct blood relative, the purchase would be allowed.

Can parent(s) who will not live in the property cosign for a mortgage for their child and the child that is a qualifying FTHB still be eligible for the credit? - Yes.

Can a separated spouse who has not owned a home for four years qualify for the FTHB tax credit if the spouse has owned a property anytime in the last three years? - No. However, the spouse may be eligible for the repeat buyer credit. The best path to take in any situation regarding income taxes is to speak with a professional tax preparer or CPA.

We are Realtors in Baltimore, Harford County Maryland serving first-time home buyers, homebuyers searching for homes in Maryland. If you are looking to list and sell your home in Maryland, call us today for your free consultation.

BALTIMORE CITY Home Buyer Tax Credit Extended 2010 - Buying a Home in Baltimore City, Top Realtor

Thu, 05 Nov 2009 19:15:35 -0600

I am sure that most of you have been monitoring the status of the "Homebuyer Tax Credit" in Baltimore City, but if you haven't, this is what we know:

Homebuyer Tax Credit for Baltimore City Homes has not only been extended, but it has also been expanded to include current homeowners in Baltimore City. The following are features of the new bill:

• Deadline for current credit is November 30, 2009.

• Deadline for new and improved credit is April 30, 2010, as long as the home in Baltimore City is under contract by that date; deal must close within 60 days.

• Eligibility and amount of new credit: - $8,000 for first-time homebuyers in Maryland (those who have not owned a home in Baltimore City in the last three years). - Up to $6,500 credit for homeowners who have lived in the home they are selling, or have sold, as a principal residence for five consecutive years in the past eight.

• Buyers in Baltimore City with income exceeding $125,000 for single and $225,000 for married couples are not eligible.

• Homes in Baltimore City valued at more than $800,000 are also ineligible.

This is exciting news for first time and current homeowners that are looking to purchase a property in Baltimore City Maryland.

You can become a VIP Buyer and Beat Other Buyers to Hot New Listings in Maryland, Baltimore, Harford County, Cecil County Homes. How To Receive Daily Emails or Printouts of ALL New Listings That Match Your Home Buying Criteria Sent to You FREE of Charge Without Obligation

Here's how it works...

We mail/e-mail you new listings (complete with pictures) of ALL MLS properties that match your home buying criteria.

Our exclusive Buyer Profile System allows you to pick which homes in Baltimore City you want to view before other buyers even know about them. As a VIP buyer in Baltimore City:

You get weekly updates of all new home listings that match your criteria FREE of charge. You get first pick of homes that interest you and the ability to beat other buyers to an offer.

Because you're there first, before most other buyers, we are able to negotiate the lowest possible price for you saving you even more money including the possiblity of the Tax Credit. Most importantly your time isn't wasted viewing homes that don't interest you.

It's easy to get started...Just click here

START RECEIVING FORECLOSURE LISTS IN BALTIMORE CITY NOW!

"HI! My Name is Robert McArtor, Not only do I AUCTION Foreclosed properties, I also have the information YOU NEED to buy Foreclosed Properties in Maryland! The Home I LIVE IN was a BANK-OWNED PROPERTY! I purchased it for $100,000 Less than what was owed and YOU CAN BUY ONE TOO!"

"With Robert by my side...I purchased a 4 Bedroom, 2 Bath home on 1.15 Acres for just $140,000! We followed Robert's advice and saved well over $100,000 with our purchase!" Charles P. - Harford County

"Thanks Rob, we never thought we could have done it! 4 Bedroom, 2.5 Bath, 2 car garage in a cul-de-sac and saved over $100,000. With your advice we acted fast...I still can't believe I have my own garage"! M.K. - Harford County

I will email you FORECLOSED PROPERTIES the MOMENT THEY COME ON THE MARKET....FREE! Simply Fill-Out the Form Below and I will start sending you the lists TODAY! There are many fixer-upper homes in Baltimore City to choose. We have the knowledge and experience you need when deciding on the BEST DEAL!

NEWS FLASH - Home Buyer Tax Credit Extended - Baltimore County Home Buyers, Top Realtor

Thu, 05 Nov 2009 19:09:20 -0600

I am sure that most of you have been monitoring the status of the "Homebuyer Tax Credit" in Baltimore County, but if you haven't, this is what we know:

Homebuyer Tax Credit for Baltimore County Homes has not only been extended, but it has also been expanded to include current homeowners in Harford County. The following are features of the new bill:

• Deadline for current credit is November 30, 2009.

• Deadline for new and improved credit is April 30, 2010, as long as the home in Baltimore County is under contract by that date; deal must close within 60 days.

• Eligibility and amount of new credit: - $8,000 for first-time homebuyers in Maryland (those who have not owned a home in Baltimore County in the last three years). - Up to $6,500 credit for homeowners who have lived in the home they are selling, or have sold, as a principal residence for five consecutive years in the past eight.

• Buyers in Baltimore County or City with income exceeding $125,000 for single and $225,000 for married couples are not eligible.

• Homes in Baltimore County valued at more than $800,000 are also ineligible.

This is exciting news for first time and current homeowners that are looking to purchase a property in Baltimore County Maryland.

Here's how it works...

We mail/e-mail you new listings (complete with pictures) of ALL MLS properties that match your home buying criteria.

Our exclusive Buyer Profile System allows you to pick which homes in Baltimore County you want to view before other buyers even know about them. As a VIP buyer in Baltimore County:

You get weekly updates of all new home listings that match your criteria FREE of charge. You get first pick of homes that interest you and the ability to beat other buyers to an offer.

It's easy to get started...Just click here

START RECEIVING FORECLOSURE LISTS IN BALTIMORE COUNTY NOW!

I will email you FORECLOSED PROPERTIES the MOMENT THEY COME ON THE MARKET....FREE! Simply Fill-Out the Form Below and I will start sending you the lists TODAY! There are many fixer-upper homes in Baltimore County to choose. We have the knowledge and experience you need when deciding on the BEST DEAL!

NEWS FLASH - Home Buyer Tax Credit Extended - Buying Harford County Homes, TOP REALTOR

Thu, 05 Nov 2009 19:03:52 -0600

I am sure that most of you have been monitoring the status of the "Homebuyer Tax Credit" in Harford County, but if you haven't, this is what we know:

Homebuyer Tax Credit for Harford County Homes has not only been extended, but it has also been expanded to include current homeowners in Harford County. The following are features of the new bill:

• Deadline for current credit is November 30, 2009.

• Deadline for new and improved credit is April 30, 2010, as long as the home in Harford County is under contract by that date; deal must close within 60 days.

• Eligibility and amount of new credit: - $8,000 for first-time homebuyers in Maryland (those who have not owned a home in Harford County in the last three years). - Up to $6,500 credit for homeowners who have lived in the home they are selling, or have sold, as a principal residence for five consecutive years in the past eight.

• Buyers in Harford County with income exceeding $125,000 for single and $225,000 for married couples are not eligible.

• Homes in Harford County valued at more than $800,000 are also ineligible.

This is exciting news for first time and current homeowners that are looking to purchase a property in Harford County Maryland.

Here's how it works...

We mail/e-mail you new listings (complete with pictures) of ALL MLS properties that match your home buying criteria.

Our exclusive Buyer Profile System allows you to pick which homes in Harford County you want to view before other buyers even know about them. As a VIP buyer in Harford County:

You get weekly updates of all new home listings that match your criteria FREE of charge. You get first pick of homes that interest you and the ability to beat other buyers to an offer.

It's easy to get started...Just click here

START RECEIVING FORECLOSURE LISTS IN HARFORD COUNTY NOW!

I will email you FORECLOSED PROPERTIES the MOMENT THEY COME ON THE MARKET....FREE! Simply Fill-Out the Form Below and I will start sending you the lists TODAY! There are many fixer-upper homes in Harford County to choose. We have the knowledge and experience you need when deciding on the BEST DEAL!

NEWS FLASH - New Home Buyer Tax Credit in Maryland - Buying a Home in Maryland

Thu, 05 Nov 2009 17:47:47 -0600

I am sure that most of you have been monitoring the status of the “Homebuyer Tax Credit”, but if you haven’t, this is what we know:

Homebuyer Tax Credit has not only been extended, but it has also been expanded to include current homeowners in Maryland. The following are features of the new bill:

• Deadline for current credit is November 30, 2009.

• Deadline for new and improved credit is April 30, 2010, as long as the home in Maryland is under contract by that date; deal must close within 60 days.

• Eligibility and amount of new credit: – $8,000 for first-time homebuyers in Maryland (those who have not owned a home in Maryland in the last three years). – Up to $6,500 credit for homeowners who have lived in the home they are selling, or have sold, as a principal residence for five consecutive years in the past eight.

• Buyers in Maryland with income exceeding $125,000 for single and $225,000 for married couples are not eligible.

• Homes in Maryland valued at more than $800,000 are also ineligible.

This is exciting news for first time and current homeowners that are looking to purchase a property in Maryland.

Here's how it works...

We mail/e-mail you new listings (complete with pictures) of ALL MLS properties that match your home buying criteria.

Our exclusive Buyer Profile System allows you to pick which homes in Maryland you want to view before other buyers even know about them. As a VIP buyer in Maryland:

You get weekly updates of all new home listings that match your criteria FREE of charge. You get first pick of homes that interest you and the ability to beat other buyers to an offer.

It's easy to get started...Just click here

START RECEIVING FORECLOSURE LISTS IN MARYLAND NOW!

I will email you FORECLOSED PROPERTIES the MOMENT THEY COME ON THE MARKET....FREE! Simply Fill-Out the Form Below and I will start sending you the lists TODAY! There are many fixer-upper homes in Maryland to choose. We have the knowledge and experience you need when deciding on the BEST DEAL!

SEARCH NOW! Homes in Baltimore County, Baltimore City, Harford County, Relocating Realtor and Agent

Mon, 02 Nov 2009 08:20:49 -0600

If you are considering relocating or moving to Maryland, there is one Real Estate TEAM to choose when you start your search for your dream home. Our extensive knowledge in the Maryland Real Estate Market will benefit you when purchasing your home. We have provided helpful links for you. You can also start searching for properties that are available. Let us start working for you TODAY! It starts with a simply searching for a home in Maryland, Baltimore County, City, Harford County and surrounding areas. One of our Team Members will contact you immediately to begin to work within your schedule to view the homes of your choice in Maryland, Baltimore County, Harford County, Cecil County Relocations

SEARCH NOW! Homes in Abingdon, Bel Air, Harford County, Baltimore, Maryland

Sun, 01 Nov 2009 16:02:12 -0600

SEARCH THROUGH THOUSANDS of HOMES RIGHT HERE OR Simply Visit www.VIPBestBuys.com

Foreclosure Auction Calendar November 2009 for Mid-Atlantic Auctioneers, Robert B. McArtor, Realtor Auctioneer

Thu, 29 Oct 2009 17:44:05 -0500

This information is provided as a convenience, but we cannot guarantee its accuracy. Note that sales may be cancelled at the last minute, and cancellations may not always be reflected on this list. Please refer to the legal advertisements in newspapers for terms and conditions of the sale. Terms and conditions are not changed or modified in any way by this listing. Robert B. McArtor, Licensed Auctioneer for Mid-Atlantic Auctioneers, LLC. For a complete listing of Foreclosed and Bank-Owned Properties in Maryland Click Here and become a VIP Buyer to receive the latest listings by email. Robert B. McArtor and the Maryland HOMES Team with Long and Foster Real Estate, Inc. is currently serving the Baltimore, Harford County, Baltimore County and Surrounding Counties. If you are buying a home in Maryland or considering listing your home for sale, contact us for a FREE Home Evaluation.

Sales are usually held at the Courthouse. See the Sale Location List for details

1012 Samantha Land #401 Odenton, MD 21113 - Anne Arundel County Maryland Deposit $23,000 10 AM

8 16th. Avenue Baltimore, MD. 21225 - Anne Arundel County Maryland Deposit $30,500 10 AM

6504 Wrangell Road Bowie, MD 20720 - Prince Georges County Maryland Deposit $34,500 11 AM

1706 Norton Road Hyattsville, MD 20783 Prince Georges County Maryland Deposit $11,000 11 AM

131 Seneca Drive Oxon Hill, MD 20745 - Prince Georges County Maryland Deposit $33,000 11 AM

For a FULL LISTING OF Auctions for Cohn, Goldberg, Deutsch, LLC. Click Here...>>>

NEWS in Maryland on the Silent Killer Carbon Monoxide Poisoning for Baltimore County, Harford County and Surrounding Counties

Thu, 29 Oct 2009 06:59:38 -0500

This time, every year, we like to remind our friends in the Baltimore, Harford County, Cecil County areas about CARBON MONOXIDE POISONING, THE SILENT
KILLER. But, if you live in the Southern States, you too should be concerned about Carbon Monoxide Poisoning.

In Florida, an elderly couple left their car running in the garage and never woke up the next morning due to Carbon
Monoxide seeping into their home. People have died from the Carbon Monoxide of electric generators during hurricanes. And,
if you have a fossil fuel appliance, you run the same risk as people in the Northern States.

I spoke with my Heating and Air Conditioning Contractor here in Maryland, one of his biggest concerns as winter approached is Carbon Monoxide Poisoning.
Carbon Monoxide, the number one cause of death by poisoning, is a colorless, odorless, and tasteless gas. This is why
Carbon Monoxide Poisoning is known as "The Silent Killer". This has been a problem with Homes in the Baltimore Area.

Carbon Monoxide Poisoning can occur when gases from a faulty furnace or water heater back up into your home. Every year
people die from Carbon Monoxide Poisoning.

A sign of Carbon Monoxide Poisoning is constant headaches, especially when you are home. If more than one member of your
family has headaches, then I recommend you call a heating contractor immediately to check your system. And, it goes
without saying, see a doctor! Carbon Monoxide can remain in your brain and body even after the source is removed.

The best way to protect against Carbon Monoxide Poisoning is to install a Carbon Monoxide Detector. They are not expensive and
it can save your life. You can pick one up at any home improvement store.

Finally, if you think your friends and other family members can benefit from this information, please forward this email to them......
It could save a life!

We are Realtors in Maryland serving Baltimore, Harford, Cecil County and the surrounding areas.

If you are looking to purchase a home in the area or relocating to Maryland,

we can help you with your search. Homes in Baltiimore and Harford County have become highly sought after

lately due to the rise in REO Inventory, these are Bank Owned Properties in the Maryland Area.

Click Here to start your search!

You may also benefit from information provided for free at www.MarylandFREEInfo.com

Robert B. McArtor, Long and Foster Real Estate, Inc.

Licensed Auctioneer and REALTOR serving the Maryland Area.

Home Buyer Tax Credit EXTENDED through April 2010!!(or is it?) Baltimore Maryland Real Estate

Wed, 28 Oct 2009 19:42:10 -0500

Start your Home Search NOW for homes in Baltimore, Harford County, Cecil County and Surrounding Areas...the Tax Credit Has been extended for First Time Home Buyers and $6,500 for Primary Home Buyers!!.....Opps!...did I speak too soon?

Well, it's ALMOST done. There is still some negotiating to do. It appears there are several things still needing to be ironed out. One thing is that this Tax Credit can be reduced each quarter by $2,000 until the money runs out. This means that once this is passed...DON'T WAIT to search for your home and get qualified! Also, the amount is still up in the air. Some sources have reported that the Senate compromise would cut the tax credit to 10 percent of the sale price, with a $7,290 cap. It would also make the credit available for homes under sales agreement by April 30th. 2010 an additional 60 days to settle. To learn more about the final bill when it passes, visit MarylandFREEInfo.com

If you are looking to purchase your first home in Baltimore, Maryland, Harford or Cecil County, we have homes available and can send you listings by email of Bank Owned Properties, Foreclosures, Fixer-Uppers or if you are moving up in Maryland. We just sold a 4 Bedroom, 2 Bath home in Jarrettsville Maryland for $140,000!! Let us find your home in Harford, Baltimore or Cecil County. Montgomery County and Howard County

If you are looking to purchase a home in Loudon County - We have a fantastic REALTOR with Long and Foster, Inc. ready to answer your questions and help you start your home search!!

Robert B. McArtor, Long and Foster Real Estate, Inc. REALTOR and Licensed Real Estate Auctioneer

www.MarylandsHomeTeam.com

Information on the H1N1 Swine Flu Virus vs. Cold Symptoms

Mon, 19 Oct 2009 18:50:41 -0500

Someone at Johns Hopkins Hospital Passed this on to me and I thought it would be helpful for you to know as well. This also gives you another reason to "Pop-By" and see your customers and clients!

PLEASE FEEL FREE TO RE-PRINT THIS INFORMATION.

H1N1 flu is about to be upon us and we need to be on top of information regarding it. Here is a comparison to the normal cold symptoms that was sent to me. Know the Difference between Cold and H1N1 Flu Symptoms

Symptom	Cold	H1N1 Flu
Fever	Fever is rare with a cold.	Fever is usually present with the flu in up to 80% of all flu cases. A temperature of 100°F or higher for 3 to 4 days is associated with the flu.
Coughing	A hacking, productive (mucus- producing) cough is often present with a cold.	A non-productive (non-mucus producing) cough is usually present with the flu (sometimes referred to as dry cough).
Aches	Slight body aches and pains can be part of a cold.	Severe aches and pains are common with the flu.
Stuffy Nose	Stuffy nose is commonly present with a cold and typically resolves spontaneously within a week.	Stuffy nose is not commonly present with the flu.
Chills	Chills are uncommon with a cold.	60% of people who have the flu experience chills.
Tiredness	Tiredness is fairly mild with a cold.	Tiredness is moderate to severe with the flu.
Sneezing	Sneezing is commonly present with a cold.	Sneezing is not common with the flu.
Sudden Symptoms	Cold symptoms tend to develop over a few days.	The flu has a rapid onset within 3-6 hours. The flu hits hard and includes sudden symptoms like high fever, aches and pains.
Headache	A headache is fairly uncommon with a cold.	A headache is very common with the flu, present in 80% of flu cases.
Sore Throat	Sore throat is commonly present with a cold.	Sore throat is not commonly present with the flu.
Chest Discomfort	Chest discomfort is mild to moderate with a cold.	Chest discomfort is often severe with the flu.

The only way to stop the spread of the epidemic is to spread the awareness!

Robert McArtor, REALTOR, Auctioneer in Maryland, Serving Baltimore, Harford, Cecil County and Surrounding Areas.

Ten Facts you NEED TO KNOW about the First-Time Homebuyer Tax Credit

Fri, 18 Sep 2009 10:58:23 -0500

Ten Facts about the First-Time Homebuyer Credit

Many taxpayers who purchase a home in Maryland this year will qualify for an $8,000 federal tax credit. The refundable first-time homebuyer credit is a major tax provision in the American Recovery and Reinvestment Act of 2009. But time is running out to qualify for this credit.

Here are ten things the IRS wants you to know about the first-time homebuyer credit:

1. To be considered a first-time homebuyer, you - and your spouse if you are married - must not have jointly or separately owned another principal residence during the three years prior to the date of purchase.

2. You cannot claim the credit before there is a completed sale and purchase of the residence. The sale and purchase are generally completed at the time of closing on the purchase.

3. To qualify for the credit, the completed purchase must occur before December 1, 2009.

4. The home must be located in the United States.

5. The credit is either 10 percent of the purchase price of the home or $8,000, whichever is less.

6. The amount of the credit begins to phase out for taxpayers whose modified adjusted gross income is more than $75,000 or $150,000 for joint filers.

7. The credit is fully refundable. A homebuyer with no taxable income, who qualifies for the credit, may file for the sole purpose of claiming the credit and receive a refund. The credit will be paid out to eligible taxpayers, even if they owe no tax or the credit is more than the tax owed.

8. The credit is claimed on IRS Form 5405, First-Time Homebuyers Credit.

9. Taxpayers can claim the credit for a qualified 2009 purchase on either their 2008 or 2009 tax return. For those who have filed a 2008 return, a Form 1040X, Amended U.S. Individual Income Tax Return can be filed in order to get a refund in 2009.

10. The credit for qualified 2009 purchases does not have to be repaid, as long as the home remains your main home for 36 months after the purchase date.

Qualified taxpayers who have been considering a main home purchase may find extra incentive from this tax credit to buy now so they can complete the purchase before the December 1 deadline.

For more information on this and other key tax provisions of the Recovery Act visit the official IRS Website at IRS.gov/Recovery.

Links:

First-Time Homebuyer Credit

YouTube Video - First-Time Homebuyer: English | Spanish | ASL

Audio File for Podcast - First-Time Homebuyer Credit 2009: English | Spanish

The American Recovery and Reinvestment Act of 2009: Information Center

Form 5405, First-Time Homebuyer Credit (PDF)

Form 1040X, Amended U.S. Individual Income Tax Return (PDF)

Harford County Maryland SOLD Homes in July and August 2009

Sat, 29 Aug 2009 17:41:52 -0500

FREE Quick Over-The-Net Home Evaluation for Homes in Maryland, Harford County, Baltimore County, City, and Cecil County

Knowing what your home is worth is important information to have if you are thinking of selling your home in Bel Air, Abingdon, Churchville, Fallston and Surrounding Areas of Harford County.

Using the information you submit to us, we will conduct a thorough comparative market analysis by searching the database of all homes listed or sold in Harford County.

With this current market data, we will be able to determine what your home might sell for in Harford County if you decided to put it on the market.

There is no cost or obligation for this valuable service. CLICK HERE to get started

Status: SOLD (461)
		List Price	Bedrooms	Baths	FB	HB	DOMM	DOMP	Lot Sqft	Yr Built
Min	$28,900	1	1	1	0	0	0	0	1830
Max	$1,275,000	6	7	5	3	713	736	2,657,160	2009
Avg	$284,543	3	3	2	1	90	126	36,478	1984

Maryland real estate professionals use Advantage Real Estate Auction Sales, LLC. Harford County Maryland Real Estate website to find real estate auctions in Harford County Maryland as well as real estate auctions in other cities in Maryland. Harford County Maryland Real Estate provides a comprehensive MLS Home Search with up-to-date information about housing prices, latest Harford County Maryland real estate trends, market activity, and neighborhood information. Before buying a house in Bel Air, Abingdon, APG because of the BRAC relocations. You can also research real estate auctions and auctioneers in Harford County Maryland. Understanding auctions and how they affect the Maryland real estate market is your first step to buying a home in Harford County, Maryland. Robert B. McArtor and Advantage Real Estate Auction Sales, LLC. will give you a valuable overview of the Baltimore Maryland real estate market-find Investment, Estate, As-Is Maryland properties, receive email property updates from our email blast, organize your favorite homes on our Homes Database and find out more about Maryland real estate market activity. The Harford County Maryland real estate guide combines a Harford County Maryland map with a detailed list of Maryland neighborhoods, ZIP codes, and nearby cities to help kick-start your search for a home in Harford County Maryland.

How I scheduled 10 showings for my listing in 2 days? Homes in Maryland, Baltimore and Harford County

Fri, 28 Aug 2009 16:15:57 -0500

HOW DID I GET 10 SHOWINGS IN JUST 2 DAYS?.......PRICE!

I will say it again! price! It seems fairly elementary but read on......

I told my Sellers 15 days into the listing. "We need a price adjustment!". I know, I know. Your thinking, why list a home and in 15 days ask for a price reduction? It was simple for me. I asked for feedback on all my showings and it came back the same. Small yard, no yard, problem with kitchen counter, smoke smell, the lack of a yard, did I mention NO YARD!? I thought the beautiful deck would over-compensate for this but it did not. Everyone has loved the fact that it is close to waterfront homes and is in a highly sought after area. It is in a great location if you are looking to relocate to Maryland.

My Sellers understood and after much discussion we came up with a reduction plan. Our latest attempt to spur buyers in the area of Green Haven in Anne Arundel County was a price reduction with "Seller says SELL!" in our remarks. by 12 noon today I was counting my eighth showing (after 5 scheduled yesterday). Its now 5 PM and feedback is pouring in slowly. The kitchen counter rectified but you can't add on to the backyard. Now we have someone "interested" (how many times have we heard that).

This does drive home the point I have been making for three years now when a client is looking to sell their home in Baltimore, Harford County, Cecil County and Surrounding areas, PRICE IS KING!

It's not so much condition anymore, I have sold homes with Mold, Termite Damage, Needing Paint, No Appliances...everyone is looking for PRICE! How much can I afford? My Buyers are looking for REO, Foreclosures and Distressed homes in Maryland, Baltimore because of price. The banks are willing to take a hit to move their inventory and our qualified buyers are lining up. Not to mention a possible $8,000 tax credit for first time home buyers.

Asking for a Price Reduction for a Seller can certainly be difficult in this market but if they are serious about selling, you have to focus on the needs of the buyer! Price, closing help, etc. Also, price alone I believe will not sell a home. It still needs to be marketed aggressively....visual tours, listing on Active Rain, etc.

Robert McArtor is a licensed Real Estate Auctioneer and Realtor serving Buyers and Sellers of Real Estate in Maryland, Harford County, Baltimore County and City. If you are looking for an agent to represent you in Selling or Buying a Home in Harford, Become a VIP Buyer!

Baltimore County, Cecil County, we are here to help you. As a Relocation Specialist, we can help you Search for a Home by using our Homes Database. Our marketing techniques will energize your property in the marketplace and bring your property to the front of the line. We have been helping homeowners with the sale of their Homes in Harford County, Baltimore County and Baltimore City for years. We are BRAC Relocation Specialists. Long and Foster Real Estate is here to help with your real estate needs.

Wonderful 4 Bdrm, 2.5 Bath Home in Anne Arundel County, Maryland Community of Green Haven

Mon, 22 Jun 2009 22:53:07 -0500

Maryland Homes, Baltimore Homes, Harford County Homes, Relocating to Maryland, BRAC, Buying a Home, Selling a Home, Baltimore City Realtors, Homes in Maryland, Homes in Harford, Homes in Baltimore, Waterfront, Single Family Homes, Townhomes, Condos
Robert McArtor is a licensed Real Estate Auctioneer and Realtor serving Buyers and Sellers of Real Estate in Maryland, Harford County, Baltimore County and City. If you are looking for an agent to represent you in Selling or Buying a Home in Harford, Become a VIP Buyer!
Baltimore County, Cecil County, we are here to help you. As a Relocation Specialist, we can help you Search for a Home by using our Homes Database. Our marketing techniques will energize your property in the marketplace and bring your property to the
front of the line. We have been helping homeowners with the sale of their Homes in Harford County, Baltimore County and Baltimore City for years. We are BRAC Relocations Specialists. Long and Foster Real Estate is here to help with your real estate needs.

630 Cyril Avenue
Pasadena, MD 21122

Wonderful 4 Bdrm. 2.5 Bath Home in Green Haven


Type:	Single Family Home
Beds:	4
Baths:	2.5
Sq.Ft.:
Price:	$269,900

Property Details

Beautiful 3-4 Bedroom, 2.5 Bath Split Foyer Home includes Gleaming Hardwood Floors, Up-Dated Kitchen, New Bay Window, W/W Carpet, Spacious Family Room exits to Huge Secluded Deck for Entertaining, Shed, Blacktop Driveway for 2 Cars, Spacious Masterbedroom with Masterbath, 4th. Room can be used as Library/Den/Bedroom, Separate Laundry Room and Utility Room, Quiet St., Landscaped. SEE THE VISUAL TOUR

Room Features

Hardwood Floors, Wall to Wall Carpet.

Building Features

Family room	Hardwood flooring
Den/study room	Ceramic tiles flooring
Guest room	Ceiling fans
Eat-in kitchen	Patio/deck
Finished basement	Close to shopping
Walk-out basement	Near highway/freeway
Central A/C	Near schools
Forced air heating

View This listing online at marylandshometeam.com

HARFORD COUNTY HOME SALE STATISTICS, JUNE 2009, REAL ESTATE in MARYLAND

Fri, 19 Jun 2009 22:37:21 -0500

You can become a VIP Buyer and Beat Other Buyers to Hot New Listings in Maryland, Baltimore, Harford County, Cecil County Homes.

How To Receive Daily Emails or Printouts of ALL New Listings That Match Your Home Buying Criteria Sent to You FREE of Charge Without Obligation

Here's how it works...

We mail/e-mail you new listings in Baltimore, Harford, Cecil County and Surrounding Areas (complete with pictures) of ALL MLS properties that match your home buying criteria.

Our exclusive Buyer Profile System allows you to pick which homes you want to view before other buyers even know about them. As a VIP buyer:

You get hourly updates of all new home listings that match your criteria FREE of charge. You get first pick of homes in Maryland that interest you and the ability to beat other buyers to an offer.

Because you're there first, before most other buyers, we are able to negotiate the lowest possible price for you.

Most importantly your time isn't wasted viewing homes that don't interest you.

HOMES SOLD in HARFORD COUNTY, JUNE 2009

There were a total of 96 Homes that SOLD so far in JUNE 2009. Of those homes, the original average list price was $291,068. The final average list price was $280,007 and an average subsidy of $8,598. The final SOLD price average was $267,590. The average days on market was 90 days. For more information on what your property could sell for in this market, please feel free to contact me anytime.

BALTIMORE COUNTY HOMES SOLD STATISTICS for JUNE 2009, REAL ESTATE in MARYLAND

Fri, 19 Jun 2009 20:22:52 -0500

FREE Quick Over-The-Net Home Evaluation for Homes in Maryland, Harford County, Baltimore County, City, and Cecil County

Knowing what your home in Baltimore County is worth is important information to have if you are thinking of selling your home.

Using the information you submit to us, we will conduct a thorough comparative market analysis by searching the database of all homes listed or sold in Baltimore County.

With this current market data, we will be able to determine what your home might sell for if you decided to put it on the market.

There is no cost or obligation for this valuable service.

SOLD Statistics for Baltimore County in the month of June, 2009.

A total of 283 properties listed in Baltimore County on the Multiple Listed were SOLD in the month of June, 2009. The average home listed was $291.483. The average SOLD price was $282,519. Sellers gave a $4,000 average subsidy. The average original list price was $306,304 with 89 days on the market. It has been an exciting month for Buyers and Sellers through-out the Baltimore County area. With record low prices and the possibility of first time homebuyers receiving an $8,000 tax credit on their purchase has caused our phones to ring off the hook. Did someone say the possibility of $15,000 in the future??? It is being discussed right now!

TOWNHOME for SALE in HARFORD COUNTY, MARYLAND, FOREST HILL 21050

Fri, 19 Jun 2009 17:59:45 -0500

Maryland Homes, Baltimore Homes, Harford County Homes, Relocating to Maryland, BRAC, Buying a Home, Selling a Home, Baltimore City Realtors, Homes in Maryland, Homes in Harford, Homes in Baltimore, Waterfront, Single Family Homes, Townhomes, Condos
Robert McArtor is a licensed Real Estate Auctioneer and Realtor serving Buyers and Sellers of Real Estate in Maryland, Harford County, Baltimore County and City. If you are looking for an agent to represent you in Selling or Buying a Home in Harford,
Baltimore County, Cecil County, we are here to help you. As a Relocation Specialist, we can help you Search for a Home by using our Homes Database. Our marketing techniques will energize your property in the marketplace and bring your property to the
front of the line. We have been helping homeowners with the sale of their Homes in Harford County, Baltimore County and Baltimore City for years. We are BRAC Relocations Specialists. Long and Foster Real Estate is here to help with your real estate needs.

2176 Sewanee Drive
Forest Hill, MD 21050

3 Bdrm. 2 Bath EOG Townhome in Forest Hill, MD.


Type:	Townhouse
Beds:	3
Baths:	2
Sq.Ft.:	1971
Price:	$239,900

Property Details

Beautiful EOG 3 Bdrm. 2 FULL Bath Townhome, Ready to Move In, Finished Bsmnt. w/Walk-out, Lrg. Country Eat-In Kitchen, Angled Bay Window,French Sliders to Deck, Backs to Common Area & Community Pool, 9ft. Ceilings, Rough-In for Full Bath in LL,42" Kitchen Cabinets, Cath. Ceilings, Master Bath, Kitchen w/Island, Wood Laminate Flooring in LR, Freshly Painted and New Light Fixtures Through-Out

Building Features

Family room	Walk-in closet
Recreation room	Ceiling fans
Eat-in kitchen	Patio/deck
Finished basement	Swimming pool
Walk-out basement	Meeting room
Central A/C	Close to shopping
Forced air heating	Close to gym/workout facility
Gas heating	Near schools
Hardwood flooring

View This listing online at marylandshometeam.com

PUBLIC AUCTION, REAL ESTATE in CECIL COUNTY MARYLAND, REALTORS and AUCTIONEERS

Fri, 19 Jun 2009 17:53:46 -0500

Maryland Homes, Baltimore Homes, Harford County Homes, Relocating to Maryland, BRAC, Buying a Home, Selling a Home, Baltimore City Realtors, Homes in Maryland, Homes in Harford, Homes in Baltimore, Waterfront, Single Family Homes, Townhomes, Condos
Robert McArtor is a licensed Real Estate Auctioneer and Realtor serving Buyers and Sellers of Real Estate in Maryland, Harford County, Baltimore County and City. If you are looking for an agent to represent you in Selling or Buying a Home in Harford,
Baltimore County, Cecil County, we are here to help you. As a Relocation Specialist, we can help you Search for a Home by using our Homes Database. Our marketing techniques will energize your property in the marketplace and bring your property to the
front of the line. We have been helping homeowners with the sale of their Homes in Harford County, Baltimore County and Baltimore City for years. We are BRAC Relocations Specialists. Long and Foster Real Estate is here to help with your real estate needs.

2940 Augustine Herman Hwy.
Chesapeake City, MD 21915

PUBLIC AUCTION - 3 Bdrm. 1 Bath SFH, Fenced Yard


Type:	Single Family Home
Beds:	3
Baths:	1
Sq.Ft.:	1046
Price:	$140,000

Property Details

PUBLIC AUCTION Valuable Real Estate in Cecil County known as: 2940 Augustine Herman Hwy. Chesapeake City, MD. 21915 Auction: Saturday, July 11th. 2009 @ 10 am (Preview by Appointment or 1 Hour Prior to Auction) Owner is Re-locating and is offering 0.24 +/- Acre Lot Improved by a Dwelling Zoned Rural Res (RR). Dwelling is a Cape Cod boasting several up-dates including New Well 2 yrs. old with Water Softner, HVAC System 5 yrs. old, Updated Electric Panel, Roof 2 yrs. old, Siding and Windows 7 yrs. old, Living Room, Dining Room, Large Eat-In Kitchen with Raised Wood Stove, Driveway, Fenced Backyard, Shed. 3 Bedrooms (Two on Main Floor and 1 2nd. Floor), 1 Full Bath on Main Level. Cellar for Utilities. Tax ID # 0802008408, Liber 2463, Folio 503 Terms of Sale PUBLIC REAL ESTATE AUCTION - Great Opportunity for 1st. Time Homebuyer. Deposit Required on Day of Sale - $5,000 by Cash or Cashiers Check Only. FULL TERMS OF SALE: 10% Buyers Premium will be added to the high bid price to reflect the full contract price of the property. Balance of purchase price, to be paid at settlement by Cash or Cashierâ€™s Check. Settlement is expected to occur no later than 30 days of the date of auction. Time Is Of The Essence. Purchaser will pay all costs of all documentary stamps, transfer taxes and recordation fees, Metropolitan taxes and fees, title examination and all costs incidental to settlement. Current year taxes to be adjusted to date of sale and assumed thereafter by purchaser. If the seller is unable to convey good and insurable title to the property, the purchaser's sole remedy in law or in equity shall be limited to the refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the auctioneer or the seller. Non-compliance of settlement date, or above terms, will result in forfeiture of the deposit, and the property will be re-sold at the risk and cost of the defaulting purchaser. Seller reserves the right to accept and/or reject any and all bids. If buyer chooses not to use the assigned title company to this sale, a $250 Attorney Review Fee will apply. Although information is believed to be accurate, you are required to conduct your own Due-Diligence on this property. 2.5% Broker Co-operation is encouraged. Broker must register his/her bidder 24 hours prior to auction using our Broker Registration Form on our auction website www.MDAuctionSales.com

Building Features

Eat-in kitchen	Ceiling fans
Central A/C	Patio/deck
Fireplace	Close to shopping
Forced air heating	Near highway/freeway
Gas heating	Near schools

View This listing online at marylandshometeam.com

++ ABSOLUTE REAL ESTATE AUCTION in EDGEWOOD MARYLAND, HARFORD COUNTY ++

Sun, 10 Aug 2008 21:49:55 -0500

This is a Real Estate Public Auction on 09/13/08 @ 11A.M. Will be SOLD ABSOLUTE to the Highest Bidder of the Listed Starting Bid or ANY Price Greater. Auction will be Held on the Premises of 501 Catalpa Lane, Edgewood, Maryland 21040 in the Community of Edgewood Meadows. Real Estate Agents representing and bidders for this Single Family Home in Edgewood Maryland, Harford County must click here BROKER REGISTRATION For Full Terms CLICK HERE If you are interested in Viewing the Visual Tour for this property...Click Here..>>>

The property is located on a .23 +/- Acre Lot on a Cul-de-Sac Improved by a 3 Bedroom, 1.5 Bath Home with a FULL Basement, Privacy Fenced rear yard, 1 Car Garage. The Home has Refinished Hardwood Floors and Fresh Paint Through-out. The HVAC System and Windows are NEW in 1994. This is an Estate Property and is being sold by the order of Linda Bond, Personal Representative for the Estate of Doris Lee Rhodes, D.O.D. 3/26/07. If you have any further questions, please do not hesitate to contact Robert B. McArtor, Noted Real Estate Auctioneer in Baltimore Maryland and Licensed Agent with Long and Foster Real Estate, Inc. Please call me at 443-392-4833

PUBLIC REAL ESTATE AUCTION in EDGEWOOD, MARYLAND 21040, Harford County

Wed, 06 Aug 2008 19:23:21 -0500

PUBLIC REAL ESTATE AUCTION in Edgewood Maryland Harford County 21040. This is to Settle the Estate of Doris Lee Rhodes Date of Deceased 3/26/07. .23 +/- Acres on a Cul-de-Sac Improved by a 3 Bedroom, 1.5 Bath Home with a FULL Basement and 1 Car Garage. Fully Fenced in Yard, Fresh Paint, Refinished Floors. Several Updates were completed in 1994 to include Heating and Central Air-Conditioning System, New Windows. Home includes Stove, Washer and Dryer. Property will be sold ABSOLUTE to the Highest Bidder at the Reserved Price of $120,000 or Any Price Greater. For More information including Terms of Sale, Visual Tour, Broker Participation Form, visit www.MDAuctionSales.com

Great property for a first time homebuyer, relocating to the area or for an Investor looking to Update the Kitchen and Finish the Basement. Using the Home as a Rental is also a great option. If you have any questions, please contact Robert B. McArtor, REALTOR in Maryland and Licensed Real Estate Auctioneer with Advantage Real Estate Auction Sales, LLC. and Long and Foster Real Estate, Inc. 410-879-0622. Brokers are welcome. MLS number is HR6839062

MARYLAND HOME SALES DROP 32%, NOW IS THE TIME TO BUY A HOME IN MARYLAND, BALTIMORE, HARFORD COUNTY

Thu, 10 Jul 2008 12:43:02 -0500

Home sales in Maryland have dropped 32% this year. Are you waiting for a better time to buy a home in Maryland, Baltimore, Harford or Cecil County? There are some fantastic mortgage programs out there. Let our experienced team assist you in the purchase or sale of your home in Maryland.

You can become a VIP Buyer and Beat Other Buyers to Hot New Listings in Maryland, Baltimore, Harford County, Cecil County Homes. How To Receive Daily Emails or Printouts of ALL New Listings That Match Your Home Buying Criteria Sent to You FREE of Charge Without Obligation. We will mail/e-mail you new listings (complete with pictures) of ALL MLS properties that match your home buying criteria. Our exclusive Buyer Profile System allows you to pick which homes in Maryland you want to view before other buyers even know about them. As a VIP buyer: You get weekly updates of all new home listings that match your criteria FREE of charge. You get first pick of homes that interest you and the ability to beat other buyers to an offer. Because you're there first, before most other buyers in Maryland, we are able to negotiate the lowest possible price for you. Most importantly your time isn't wasted viewing homes that don't interest you. The Auction Method of Selling is still a very viable way to liquidate an un-wanted property. We handle all types of Investment Properties by Auction and Traditional Sales through-out Baltimore City, County and Maryland

Get a Back Stage Pass and Become a VIP Member! Login and Access the Most Useful Information on Buying or Selling a Home in Maryland, Harford County, Baltimore County, City and Cecil County. Right now, you can take your first-step in educating yourself on Home Buying, Selling and Auctioning. Start exploring the real estate landscape and instantly access our exclusive, rich-media library of special reports and resources. You can also personalize our VIP site according to your needs and wants. Just enter your profile information once you are logged in and instantly access the real estate information that matches your profile. We are Maryland Real Estate Auctioneers.

We are confidant that our VIP site will empower you with the knowledge to make the most educated and profitable home buying and selling decisions using Long and Foster Real Estate, Inc. The right price for your property is the one set by a competitive market. There is no faster, more direct way to ascertain your property's value than with Robert B. McArtor, recognized REALTOR® with Long and Foster Real Estate, Inc. and Auctioneer. Our aggressive, customized marketing programs are specifically designed to attract the largest possible pool of qualified buyers. Through the competitive bidding process, buyers and sellers quickly learn what the market will pay for a property.

Call Robert B. McArtor now TOLL FREE 1-877-421-SOLD or Direct 443-392-4833

PUBLIC ABSOLUTE AUCTION, COMMERCIAL PROPERTY in STREET HARFORD COUNTY MARYLAND, 21154

Fri, 20 Jun 2008 09:23:14 -0500

PUBLIC ABSOLUTE AUCTION

Valuable Commercial Real Estate in Harford County Consisting of .29 +/- Acres Improved by a 3 Bedroom, 1 Bath Colonial, LR, Mud Room, Shed, Updated Septic, Zoned B-3 with Great Exposure of Route 1 (Bel Air Road). This property is conveniently located near Bel Air Maryland and the Pennsylvania Line. Surrounded by Businesses. You can either buy and hold the property as a rental or convert to office, store, etc. Plenty of road frontage and space for parking. For Complete Terms...>>> If you are looking for an experienced REALTOR, Real Estate Agent or Auctioneer serving the Baltimore, Harford County, Baltimore City and Cecil County Area, your search has ended. Whether you are Relocating to Maryland, Buying a Home, Selling a Home or considering the Auction Method of Marketing your property. Robert McArtor, REALTOR with Long and Foster Real Estate, Inc. and noted Licensed Auctioneer is here to serve you. Have your questions answered immediately by calling him direct. As a gift to you, please visit my REALTOR and recieve FREE Reports on Buying and Selling a Home in Maryland.

Auction to be Held on The Premises of:
3402 Conowingo Road, Street, MD. 21154
Auction Date: Friday, July 11th. 2008 @ 11 AM
Inspection 1 Hour Prior to Auction ONLY

CHANGES TO THE MARYLAND NON-RESIDENT SELLER WITHHOLDING TAX, REAL ESTATE

Sat, 14 Jun 2008 06:37:09 -0500

Please note upcoming changes to the Maryland Non-Resident Seller Withholding Tax and the Prince George's County Recordation Tax rates for 2008

Maryland Tax Rate Changes

The Maryland Non-Resident Withholding Tax Rate will increase from 6.75% to 7.5% for individuals. The new rate is effective with settlements taking place on or after July 1st. (The 8.25% rate for entities remains unchanged.)

Additionally, the Prince George's County Recordation Tax will increase from $4.40 per $1,000 of sales price to $5.00 per $1,000 effective with settlements taking place on or after July 5^th. 2008

Information provided by Robert B. McArtor, REALTOR® with Long and Foster Real Estate, Inc. and a Licensed Real Estate Auctioneer owner of Advantage Real Estate Auction Sales, Inc. in Maryland serving all counties including Harford, Baltimore and Cecil County, City. If you are relocating to Maryland contact us today! 410-879-0622.

FOR SALE, HOMES IN FALLSTON, MARYLAND, HARFORD COUNTY, 21047

Sun, 01 Jun 2008 21:46:05 -0500

Welcome to 925 Waters Avenue in Fallston Maryland. If you are looking to Buy a Home in Harford County Maryland or simply looking for homes in Fallston. Do not miss the opportunity to see this one. A beautiful 3 bedroom 1 bath rancher on a wonderful level lot. You will enjoy the Gourmet Kitchen, New HVAC System, Built-In Bookcases, NEW Bathroom, NEW Roof and Windows with Stainless Steel Appliances. Sit on the back patio and enjoy your ornamental pond with a wonderful concrete fountain with two children pouring water into the shell bowl. Can you believe the owner is also conveying the Craftsman Riding Mower with Bagger AND a Brand New Huge Shed! The Visual Tour is awesome. Come and live in Harford County in the beautiful area of Fallston Maryland 21047. Just minutes from the Fallston Schools. Robert B. McArtor, REALTOR and Real Estate Auctioneer is here to serve your Real Estate needs. If you have a question about Real Estate or Long and Foster Real Estate, Inc. I can help. Simply call me 1-877-421-SOLD or at my Office 410-879-8080. I can also help you with your BRAC move if you are relocating to APG, Aberdeen Proving Ground in Aberdeen Maryland.