Real estate blog entries tagged with mortgage by Angie Gerhardson - Mortgage Loan Officer (Mortgages Unlimited Inc.)

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mortgage: Is there Hope for Homeowners? HUD says so....but what about the lenders? - 10/29/08 07:55 PM

As we all watch the daily losses and triumphs of our volatile economy, our lives ever changing with each movement, we wonder what to do next. Our housing market has been struggling for the past two years as the foreclosure market has hit all time highs and lenders are claiming … (0 comments)

mortgage: Changes in Minnesota....Is it going to help? - 08/21/07 09:48 AM

After new legislation went into effect for mortgage loans on August 1st, 2007, mortgage companies in Minnesota have been scrambling. This new legislation has banned mortgage brokers in MN from doing stated income or No Doc loans. I'm not quite sure why this seems like it was so last minute to … (1 comments)

mortgage: National Night Out 2007 in Cambridge and Isanti, Minnesota! - 07/26/07 12:41 PM

The Isanti Involvment Team and Cambridge Police Department invite area residents to the 24th Annual National Night Out 2007.
Isanti - Held at the Isanti Community Center on Tuesday, August 7th at 6:30pm for potluck dinner, root beer floats, moonwalk, games and prizes. Meet your local first responders and neighbors to help … (0 comments)

mortgage: Legislation changes in MN for mortgages effective August 1st, 2007 - 07/19/07 12:59 PM

Effective August 1, 2007, three anti-predatory legislative bills (H.F. 1004, S.F. 988, and S.F. 2096) enact changes designed to curb home foreclosures and mortgage lending fraud.
Many Minnesota lenders are taking a conservative approach by choosing, at least for now, to purchase only full documentation loans. Others are stating that "no income, … (2 comments)

mortgage: A First Time Homebuyer's Step-by-step Guide for a Mortgage - 07/18/07 11:30 AM

Buying a home is a BIG step! This step-by-step question and answer guide should give you the information you need to get started on your way to being a First Time Homebuyer.
Why Buy instead of Rent? Buying a home can be a wise investment. Typically, even in a down market, homes … (8 comments)

mortgage: Get it out of Your Head! - 07/17/07 03:02 PM

When was the last time you cleared your mind? Wouldn't it be nice to process one thought at a time and get rid of all of the unnecessary pressure and stress these multiple thoughts put on us?
A little less than a year ago, many employees from our company got together to … (0 comments)

mortgage: Isanti County is turning 150 years old......what an accomplishment! - 07/16/07 11:10 AM

Let's Remember Isanti County on it's 150th Birthday!
Look at the way things have changed. 150 years ago, the roads weren't paved, the automobiles weren't affordable, indoor plumbing was hard to come by, and nobody even knew the word "technology". It is a big deal to see how far we've come and … (1 comments)

mortgage: Step Up! A Community Leadership Program Serving Isanti County - 07/09/07 10:56 AM

Take the Next Step into Community Leadership and Career Development.
Participants are sought for a new class of individuals who want to improve their leadership skills for business and volunteer opportunities. The hope of this Community Leadership Involvement Program (Step Up!) is to form a strong base of people in our community … (1 comments)

mortgage: Single family moratorium for Cambridge, MN? - 07/06/07 04:06 PM

What good will this do?
Some local realtors in Cambridge, Minnesota are asking the city for a temporary halt on building new single family homes. One realtor feels that a moratorium on large developments would decrease housing inventories, thus result in higher home values and benefit all home owners.
Has the city … (3 comments)

mortgage: Isanti Firefighters Rodeo and Jubilee Days - 31st Annual - 07/03/07 02:35 PM

And.....Again, it's time for the Isanti Firefighter's PRCA Rodeo and Isanti Jubilee Days!
With a couple schedule changes, this year's Rodeo should shape up to be a great show for area fans. Jubilee Days kicks off on Thursday July 5th with a Rodeo "Slack" Performance beginning at 2pm which is for … (0 comments)

mortgage: The Art of Asking for Business...Is there a right way? - 06/27/07 11:33 AM

So, here I am...8 years in the business of being a mortgage loan officer. To this day, I continue to visit real estate offices in hopes that there is at least one realtor there for me to chat with. On the good days I can find 2 or 3 (if I'm … (11 comments)

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