gse: High Net Worth Real Estate Individuals: Refinancing Mortgages Held in an LLC - 08/06/08 11:01 PM
GSEs Fannie Mae and Freddie Mac will not Insure Mortgages that are refinance while being held in a LLC.
Real estate investors often hold investment properties in an LLC for liability protection. Freddie Mac lending policy changes will not insure Mortgages that are refinanced while being held in an (6 comments)
gse: Stated Income Loans: Are they Endangered or are they Extinct! - 08/05/08 06:31 PM
Stated Income
As of August, 2008, guidelines for "STATED INCOME" loans chaged. Well, Fannie and Freddie have really pulled out the stoppers now!
As of 08/06/2008, Freddie is not buying any Stated Income (Verified Assets) loans at all.
Fannie is still buying any Stated Income (Verified Assets) loans but very selectively. For example, Fannie (12 comments)
gse: Regulatory Changes Allow Freddie and Fannie to Buy More Loans!!!! - 03/20/08 09:48 AM
Federal regulators have relaxed the GSE's (Fannie Mae and Freddie Mac) capital requirements. How will this help us? First, Fannie and Freddie provide liquidity to the secondary market for loans in two ways: by buying and holding mortgages and mortgage-backed securities (MBS) as investments, and by securitizing and guaranteeing large pools (1 comments)
gse: Economic Stimulus Package-GSE/FHA Update - 02/29/08 04:46 PM
February 29th 2008As previously communicated, the President signed the Economic Stimulus Package on February 13th, 2008, and gave HUD 30 days to publish the new temporary high cost loan limits for Fannie Mae, Freddie Mac and FHA.
Key Updates/Timeline:
HUD will publish temporary high cost loan limits for the GSEs (Fannie (0 comments)
gse: What or Who Are Fannie Mae and Freddie Mac? - 02/09/08 07:43 PM
Freddie Mac (FHLMC) and Fannie Mae (FNMA) are two housing government-sponsored enterprises (GSEs). These GSEs were chartered by Congress (The Federal Housing Enterprises Financial Safety and Soundness Act of 1992 or more commonly known as The GSE Act) to create a secondary market for residential mortgage loans. They are considered "government-sponsored" (0 comments)
Alan 'AJ' Nisen California Contra Costa Mortgage Officer Lafayette, CA More about me
A Large Bank in America
Office Phone: (925) 677-4169
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AJ, as part of the Active Rain family, uses this forum to discuss issues that affect the Real Estate market, all aspects of Mortgages, Loans and refinancing, to build working relationships and friendships. AJ’s conversations include such topics as, the sub prime lending fallout, mortgage market changes, and localism (revitalizing downtowns, business growth, community volunteerism and events)