sc: The Do's and the Don'ts to Improve Your Client's Credit Score! - 07/20/08 01:31 AM
Improving a Credit Scores
In my first post on Credit, I talked about the History and Reason why Fannie and Freddie are tightening guidelines, identified the specific guidelines that are being tightened to eliminate higher risk borrowers and identified CREDIT as the guideline that Mortgage Loan Officers can work with … (66 comments)

sc: To Improve a Client's Credit, You Must Understand How Credit is Derived. - 07/16/08 06:08 PM
What Credit Scores are Based On.
In my last post, I talked about the History and Reason why Fannie and Freddie are tightening guidelines, identified the specific guidelines that are being tightened to eliminate higher risk borrowers and identified the one guideline, CREDIT, that Mortgage Loan Officers can work … (6 comments)

sc: Freddie and Fannie are Tightening Guidelines. How Can we Fight Back? - 07/15/08 12:41 AM
The sub-prime mortgage crisisis an on-going problem which continues to demonstrate itself in our current liquidity crisis.  As the sub-prime crisis continues to grow, we are seeing a tightening of guidelines to qualify for mortgages to refinance or purchase a home.  This is not all bad.  I believe that we need … (6 comments)

 
Loan Officer: Alan 'AJ' Nisen California Contra Costa Mortgage Officer (A Large Bank in America)
Alan 'AJ' Nisen California Contra Costa Mortgage Officer
Lafayette, CA
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A Large Bank in America

Office Phone: (925) 677-4169
Cell Phone: (925) 963-5836
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AJ, as part of the Active Rain family, uses this forum to discuss issues that affect the Real Estate market, all aspects of Mortgages, Loans and refinancing, to build working relationships and friendships. AJ’s conversations include such topics as, the sub prime lending fallout, mortgage market changes, and localism (revitalizing downtowns, business growth, community volunteerism and events)

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