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Edible Arrangements of Washington Township - Free box of 6 dipped Strawberries for Gloucester County Residents!
Edible Arrangements of Washington Township was name Best of Gloucester County 2010 (retail gifts and card category). To thank the residents of Gloucester County they are giving out a free box of dipped strawberries. To claim your strawberries simply click the link below, fill out the form and a certificate will be emailed to you. Don't miss out on a free way to end your summer on a sweet note!
Too Too Cute Tutus - Unique Children's Clothing
Too Too Cute Tutus carries a unique line of children's clothing not seen anywhere else. It is most definately something you will not find in any store. I have found the quality to be impecable, the customer service second to none and the prices are tough to beat! Below are a few examples from their line of clothing and accessories. Too Too Cute Tutus also carries the most adorable pillow case dresses.
Too Too Cute Tutus is located in New Jersey. Check out their website tootoocutetutus.com to see all they have to offer. They are happy to customize any outfit to suit your needs.
Why Your Listing Agent Should Be A Blogger
Question: What do most people do these days when they want more information?
Answer: They GOOGLE IT!
And your home and its "findability" on the Internet is no different.
Over 80% of home buyers start their home search on the internet. Therefore to list your home for sale with a Realtor who is NOT all over the Internet and, most importantly, blogging, is like plucking dozens of eyeballs out! Ok, that sounds silly. But eyes are what you need. As a seller, VIEWS (virtual or literal) are what you need.
Typical Scenario
What might home buyers type in when they are searching? Well any good Realtor will know that they can use tools created by Google to find the most common search terms, such as: Homes for sale in (Your Town), First time home buyer in (Your County), Homes for Sale on Main Street, (Your Town), Information about Amherst Farms (or any other development) ... and so on.
Therefore it is important that your Realtor, your neighborhood, your town, and your home for sale, can be found on the first page of Google or any other search engine. This is accomplished by having a Realtor that is Internet savvy and is a blogger. Blogging "ranks" high when someone performs an Internet word search like on Google. The most amazingly beautiful, high tech super-duper custom webpage for your home for sale doesn't mean SQUAT if home buyers do not find it when they are searching the Internet.
Let's wrap this up with a little test ...
Search for these various terms and see if "Andrea Kappre" shows up anywhere ...
"Homes for Sale in Amherst Farms, Mickleton" - "Realtor in Gloucester County"
These are just two examples ... a narrower search such as your street or your development will likely place you in the top 2 or 3 results on Google.
Now Imagine YOUR HOME is the first one a buyer sees when searching on Google!!!
To list with a non-blogger - that is listing suicide!
Free Movie in the Park - Gloucester County, NJ
Gloucester County is sponsoring a free movie night
Cloudy with a Chance of Meatballs
When: Friday, August 13, 2010
Where: Thompson Family Park
Wolfert Station Rd, Mickleton
Time: Beginning at dusk 8:00 - 8:30pm
Bring your chairs and blankets!
Sponsored by Gloucester County. For more information call 856-589-0047
Tour Citizen's Bank Park - Home of the Philadelphia Phillies
We had a great day touring Citizen's Bank Park, home of the Philadelphia Phillies. The tour was about 2 hours and was interesting the entire time. We plan to go back and bring some of our other family members. It was also surprisingly inexpensive at at $6 for kids/seniors and $10 for adults. Here are a few pictures from the day.
Exchange Club of Mullica Hill Chicken Barbecue Dinner
The Exchange Club of Mullica Hill is hosting their annual chicken barbecue dinner.
When: Saturday, September 18, 2010
Time: 11:00 am - 3:00 pm
Where: Ella Harris Park, Commissioners Road, Mullica Hill, NJ
Price: $10.00
Includes: 1/2 BBQ chicken, potato salad, apple sauce, roll & butter, and a cookie
For tickets contact Al Cloak at 856-694-4452
The Exchange Club of Mullica Hill is very active in Harrison Township. Help them help your community by buying tickets to this fundraiser and enjoy a night without cooking at the same time!
Stephanie gives great advice to consumers and Realtors alike. I recently found myself in a conversation with a buyer about the mortgage lender and program they were using. During the course of the conversation it became very clear that the loan officer had given them incorrect information about the NJ Smart Start program for first time home buyers. Thankfully I knew enough about the program to know the information was incorrect. Had I not known, this deal would have been a disaster in the end. Via Stephanie Reynolds (AgentsOfPossibility.com, REALTOR, GRI, ePro at CMI, Inc. ):
Aren't All Lenders The Same?
A lot goes into your process when buying a home. It is a big event. Finding the right neighborhood, a great floor plan, the right number of bedrooms and of course, the right price! The purchase of a home will be one of the biggest investments you will make in your lifetime.
One of the primary details in any home buying process is how you plan to pay for the home. If you have all cash, great! No worries! The process will be a smooth one! However, most of us are not fortunate to have that kind of cash lying around the house. That is why it is so important to work with a lender that understands the process.
Many people think what's the difference? Who ever can get me the best interest rate wins! Think again. There are many factors you should consider in choosing a lender. This one company and one loan officer could make or break the deal with one simple mis-step!
When chosing a lender, here are a few tips to consider in making a decision, not all lenders are the same:
1) Is the company you are considering a Mortgage Broker, Mortgage Banker, Bank or Credit Union? How long have they been in Business? Understanding the difference between types of lenders will help you make a more informed decision in choosing the best fit for your needs. A Mortgage Broker can shop your loan with many larger lenders but do not lend their own funds. A Mortgage Banker does lend their own funds, but may be limited in the programs available. The Mortgage Banker will probably not collect the payments on the loan. They will sell the loan to a larger company. A Bank also lends their own funds and will probably collect the payments on the loan. They may have more strict lending guidelines than a Mortgage Bank. A Credit Union will also lend their own funds, may collect the payments but may also be limited in the programs available.
 2) How long has the Loan Officer been doing Mortgage Loans? Experience in understanding the loan programs and the best loan for your situation can save you thousands of dollars up front as well as over 30 years.
3) Does the Loan Officer listen and understand your current financial position? It is important you are working with someone that can offer solutions to problems you may be facing. Anything from credit issues, money for a down payment, time on your job. A good Loan Officer will be able to provide advice on the best approach in handling every situation. There are programs available for with people with credit scores as low as 620, they will be able to advise you on how to improve your credit score. They will know the programs available for 100% financing in your area as well as which programs may allow gift funds. BE AWARE. If any loan officer says it is necessary for you to "fake" any documents or misrepresent anything on your loan application, this is considered LOAN FRAUD and is punishable by law. A good Loan Officer is able to help you through situations without needing to "fudge" on anything.
4) Interest Rates and Fees. Most Lenders are competitive in rates. Compare rates with different lenders and the costs associated with obtaining the loan. The thing that may vary greatly is fees. It is a good idea when shopping for a mortgage loan to ask for a Good Faith Estimate of Costs to compare what charges the lender may be charging. Settlement fees, title fees and recording fees should remain consistent but may vary by a small percentage. Once you are in escrow, these fees will be determined and should not increase.
5) Time periods. Understand how long it will take your lender to process, underwrite and close your loan. Many of the larger lenders and banks may take longer than you have on your contract. Make sure they are able to comply with contract dates or make your offer according to the time frame it will take your lender to complete the process. You do not want to face penalties from the seller for not closing on time. The Loan Officer should be able to tell you from beginning to end what to expect. Do not be left in the dark.This is YOUR loan. You should not have questions about where in the process you are.
These are just a few points to consider when looking for a lender. Any one of these items if not handled by a professional could be costly in your transaction or cause the loan to go south at the last minute. Working with a qualified Loan Officer at a reputable company will ensure less stress on your part. In addition, you should feel comfortable with this person. You are entrusting them with every aspect of your income and assets and you want to know the information will be kept confidential and handled with care. You wouldn't buy a car without driving it; you shouldn't get a loan without interviewing some lenders!
Not all lenders are the same. If you need assistance in finding a lender, please feel free to contact me and we can discuss!
How Much Is My House Worth?
So you are thinking of selling your home. You just talked to 3 different Realtors, 5 neighbors, and your best friend. The Realtors' estimation of your home's value ranges about $30,000. Your neighbors think you can get $20,000 more than the highest Realtor's estimate. And your best friend has sold 6 homes before. Who do you listen to?
We are programmed first to trust our friends and neighbors, and take their advice over the advice of a stranger (the Realtor). Who wouldn't, if they are good friends and neighbors they have probably never let you down before. They are most likely looking out for your best interest, and in this case selling your home for the most money. The question to ask yourself is this. What do your friends and neighbors do for a living? What is their area of expertise? If they do not spend their days analyzing the real estate market in your area then you should not be taking their advice over that of a real estate professional.
Do all realtors give good advice? The answer is most definitely NO! There are many Realtors in the industry who will do anything to get a listing. They will tell you what you want to hear, sugar coat the market conditions, and price your home $40,000.00 above actual value. They know you have locked into a six month listing agreement, and that after a few months you will get desperate enough to reduce your price to where it should have been at the start.
What do you do? Interview Realtors. Be sure to interview more than one. When you interview the Realtors be sure to ask them to show you the comparable properties that have sold within the last six months on which they are basing their listing price of your home. Take the time to make sure they are the most comparable to your property. When putting your home on the market, price it according to the facts and statistics. Overpricing your home will cause you to lose thousands of dollars in the long run.
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Andrea Kappre | Century 21 Hughes-Riggs | (856) 419-3560
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1951 Rosemore Ave, Deptford, NJ
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Adjacent 80 x 171 lot included with the sale of this home.
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3BR/1+1BA Single Family House
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offered at $145,000
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| Year Built |
Unspecified |
| Sq Footage |
Unspecified |
| Bedrooms |
3 |
| Bathrooms |
1 full, 1 partial |
| Floors |
1 |
| Parking |
4+ |
| Lot Size |
14,880 sqft |
| HOA/Maint |
$0 per month |
DESCRIPTION
| 3 bedroom 1.5 bath home ready for your finishing touches. Great room sizes. Dining room has sliders leading to the deck overlooking the la x yard. This home includes adjacent 80 x 171 lot. |
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| see additional photos below |
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PROPERTY FEATURES
| - Central heat |
- Living room |
- Dining room |
| - Refrigerator |
- Basement |
- Washer |
| - Dryer |
- Laundry area - inside |
- Balcony, Deck, or Patio |
| - Yard |
- Swimming pool |
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ADDITIONAL PHOTOS
 Front
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 Kitchen
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 Dining Room
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 Living Room
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 Garage
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 Yard
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Contact info:
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Andrea Kappre
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Century 21 Hughes-Riggs
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(856) 419-3560
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For sale by agent/broker
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Posted: Aug 3, 2010, 1:52pm PDT
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How to Sell Your House
Whenever you hear people discussing real estate you can bet your last dollar that you will hear the phrase "location, location location" mentioned. I am a firm believer that the location of a home can hinder or help in a sale, but I know the most important aspect when selling your home is PRICE. If you really want to know how to sell your home, the answer is short and simple: Set the correct price from the start.
 How do you calculate the "right price"?
Below are a few tips to follow:
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Don't just get a market analysis, trust the results - The market analysis determines the value of a home based on the amount comparable homes have sold within the last year. Real estate appraisers will look at these recent sales when they determine the value of the property for mortgage purposes. One of the most important facts about real estate transactions and mortgages to understand is that the mortgage company will not lend above the value determined by the real estate appraiser. Therefore, pricing a home above the value determined in a market analysis done by a real estate professional will not help you make a greater profit.
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Time factor: If you need to sell fast, price it as low as you are comfortable with. Typically the lower the price the faster the sale. If a home is priced too high from the beginning, a seller almost invariably ends up with a lower sales price then if the home had been priced correctly from the beginning. The trick in any market is the price. Homes priced correctly sell.
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You hired a professional... listen to their advice. You are paying for professional advice, don't ignore it. ASSUMING your agent is experienced and professional, they will give you great advice based on market research and experience in sales and real estate. You wouldn't do research to find a great doctor, then after a diagnosis go with your own ideas would you?
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Choose Wisely! Do not hire the real estate agent who gives you the highest value as a listing price. There are some agents who will start out with an unattainable listing price and after a few weeks begin to tell you it is time to reduce your price. How much time is wasted when you are priced too high? Hire an agent who will base the value of a home on facts.
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Andrea Kappre, New Jersey Realtor | New Jersey MLS | Homes for Sale in NJ
Mickleton,
NJ
More about me…
Old World Realty
Address: South Jersey, Gloucester County, Mullica Hill, Mickleton, East Greenwich, Woodbury, Gibbstown, Washington Twp, Pitman, Glassboro, Mantua, Deptford, West Deptford, NJ, 08096
Office Phone: (856) 345-2662
Cell Phone: (856) 419-3560
Email Me
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Posted by Andrea Kappre, New Jersey Realtor | New Jersey MLS | Homes for Sale in NJ on 08/01/2010 03:44 PM
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