Gloucester County, NJ Realtor | Real Estate Agent | Homes for Sale

Edible Arrangements of Washington Township - Free box of 6 dipped Strawberries for Gloucester County Residents!

Mon, 30 Aug 2010 22:26:19 -0400

Edible Arrangements of Washington Township - Free box of 6 dipped Strawberries for Gloucester County Residents!

Edible Arrangements of Washington Township was name Best of Gloucester County 2010 (retail gifts and card category). To thank the residents of Gloucester County they are giving out a free box of dipped strawberries. To claim your strawberries simply click the link below, fill out the form and a certificate will be emailed to you. Don't miss out on a free way to end your summer on a sweet note!

Click here to claim yours!

Andrea Kappre is a Realtor in New Jersey, helping buyers and sellers to successfully accomplish their real estate goals. For your own customized MLS search of homes for sale in Gloucester, Salem or Camden County or other South Jersey areas, Click the Search the MLS link below or call or e-mail Andrea Kappre now. You can visit Andrea on the web at www.AndreaKappre.com

Contact Andrea Kappre at 856-419-3560 or AndreaKappre@yahoo.com

Too Too Cute Tutus - Unique Children's Clothing

Fri, 13 Aug 2010 23:16:03 -0400

Too Too Cute Tutus - Unique Children's Clothing

Too Too Cute Tutus carries a unique line of children's clothing not seen anywhere else. It is most definately something you will not find in any store. I have found the quality to be impecable, the customer service second to none and the prices are tough to beat! Below are a few examples from their line of clothing and accessories. Too Too Cute Tutus also carries the most adorable pillow case dresses.

Too Too Cute Tutus is located in New Jersey. Check out their website tootoocutetutus.com to see all they have to offer. They are happy to customize any outfit to suit your needs.

"Too Too Cute Tutus"

Create a free slideshow with Picnik!

Contact Andrea Kappre at 856-419-3560 or AndreaKappre@yahoo.com

Why Your Listing Agent Should Be A Blogger

Fri, 13 Aug 2010 13:06:27 -0400

Why Your Listing Agent Should Be A Blogger

Question: What do most people do these days when they want more information?

Answer: They GOOGLE IT!

And your home and its "findability" on the Internet is no different.

Over 80% of home buyers start their home search on the internet. Therefore to list your home for sale with a Realtor who is NOT all over the Internet and, most importantly, blogging, is like plucking dozens of eyeballs out! Ok, that sounds silly. But eyes are what you need. As a seller, VIEWS (virtual or literal) are what you need.

Typical Scenario

What might home buyers type in when they are searching? Well any good Realtor will know that they can use tools created by Google to find the most common search terms, such as: Homes for sale in (Your Town), First time home buyer in (Your County), Homes for Sale on Main Street, (Your Town), Information about Amherst Farms (or any other development) ... and so on.

Therefore it is important that your Realtor, your neighborhood, your town, and your home for sale, can be found on the first page of Google or any other search engine. This is accomplished by having a Realtor that is Internet savvy and is a blogger. Blogging "ranks" high when someone performs an Internet word search like on Google. The most amazingly beautiful, high tech super-duper custom webpage for your home for sale doesn't mean SQUAT if home buyers do not find it when they are searching the Internet.

Let's wrap this up with a little test ...

Search for these various terms and see if "Andrea Kappre" shows up anywhere ...

"Homes for Sale in Amherst Farms, Mickleton" - "Realtor in Gloucester County"

These are just two examples ... a narrower search such as your street or your development will likely place you in the top 2 or 3 results on Google.

Now Imagine YOUR HOME is the first one a buyer sees when searching on Google!!!

To list with a non-blogger - that is listing suicide!

Contact Andrea Kappre at 856-419-3560 or AndreaKappre@yahoo.com

Free Movie in the Park - Gloucester County, New Jersey

Thu, 12 Aug 2010 14:48:49 -0400

Free Movie in the Park - Gloucester County, NJ

Gloucester County is sponsoring a free movie night

Cloudy with a Chance of Meatballs

When: Friday, August 13, 2010

Where: Thompson Family Park

Wolfert Station Rd, Mickleton

Time: Beginning at dusk 8:00 - 8:30pm

Bring your chairs and blankets!

Sponsored by Gloucester County. For more information call 856-589-0047

Contact Andrea Kappre at 856-419-3560 or AndreaKappre@yahoo.com

Tour Citizen's Bank Park - Home of the Philadelphia Phillies

Thu, 12 Aug 2010 10:52:54 -0400

Tour Citizen's Bank Park - Home of the Philadelphia Phillies

We had a great day touring Citizen's Bank Park, home of the Philadelphia Phillies. The tour was about 2 hours and was interesting the entire time. We plan to go back and bring some of our other family members. It was also surprisingly inexpensive at at $6 for kids/seniors and $10 for adults. Here are a few pictures from the day.

"Citizen's Bank Park Tour"

Create a free slideshow with Picnik!

Contact Andrea Kappre at 856-419-3560 or AndreaKappre@yahoo.com

Exchange Club of Mullica Hill Chicken Barbecue Dinner

Wed, 11 Aug 2010 21:02:33 -0400

Exchange Club of Mullica Hill Chicken Barbecue Dinner

The Exchange Club of Mullica Hill is hosting their annual chicken barbecue dinner.

When: Saturday, September 18, 2010

Time: 11:00 am - 3:00 pm

Where: Ella Harris Park, Commissioners Road, Mullica Hill, NJ

Price: $10.00

Includes: 1/2 BBQ chicken, potato salad, apple sauce, roll & butter, and a cookie

For tickets contact Al Cloak at 856-694-4452

The Exchange Club of Mullica Hill is very active in Harrison Township. Help them help your community by buying tickets to this fundraiser and enjoy a night without cooking at the same time!

Contact Andrea Kappre at 856-419-3560 or AndreaKappre@yahoo.com

Aren't All Lenders The Same?

Wed, 11 Aug 2010 18:08:18 -0400

Stephanie gives great advice to consumers and Realtors alike. I recently found myself in a conversation with a buyer about the mortgage lender and program they were using. During the course of the conversation it became very clear that the loan officer had given them incorrect information about the NJ Smart Start program for first time home buyers. Thankfully I knew enough about the program to know the information was incorrect. Had I not known, this deal would have been a disaster in the end.

Via Stephanie Reynolds (AgentsOfPossibility.com, REALTOR, GRI, ePro at CMI, Inc. ):

Aren't All Lenders The Same?

A lot goes into your process when buying a home. It is a big event. Finding the right neighborhood, a great floor plan, the right number of bedrooms and of course, the right price! The purchase of a home will be one of the biggest investments you will make in your lifetime.

One of the primary details in any home buying process is how you plan to pay for the home. If you have all cash, great! No worries! The process will be a smooth one! However, most of us are not fortunate to have that kind of cash lying around the house. That is why it is so important to work with a lender that understands the process.

Many people think what's the difference? Who ever can get me the best interest rate wins! Think again. There are many factors you should consider in choosing a lender. This one company and one loan officer could make or break the deal with one simple mis-step!

When chosing a lender, here are a few tips to consider in making a decision, not all lenders are the same:

1) Is the company you are considering a Mortgage Broker, Mortgage Banker, Bank or Credit Union? How long have they been in Business? Understanding the difference between types of lenders will help you make a more informed decision in choosing the best fit for your needs. A Mortgage Broker can shop your loan with many larger lenders but do not lend their own funds. A Mortgage Banker does lend their own funds, but may be limited in the programs available. The Mortgage Banker will probably not collect the payments on the loan. They will sell the loan to a larger company. A Bank also lends their own funds and will probably collect the payments on the loan. They may have more strict lending guidelines than a Mortgage Bank. A Credit Union will also lend their own funds, may collect the payments but may also be limited in the programs available.

2) How long has the Loan Officer been doing Mortgage Loans? Experience in understanding the loan programs and the best loan for your situation can save you thousands of dollars up front as well as over 30 years.

3) Does the Loan Officer listen and understand your current financial position? It is important you are working with someone that can offer solutions to problems you may be facing. Anything from credit issues, money for a down payment, time on your job. A good Loan Officer will be able to provide advice on the best approach in handling every situation. There are programs available for with people with credit scores as low as 620, they will be able to advise you on how to improve your credit score. They will know the programs available for 100% financing in your area as well as which programs may allow gift funds. BE AWARE. If any loan officer says it is necessary for you to "fake" any documents or misrepresent anything on your loan application, this is considered LOAN FRAUD and is punishable by law. A good Loan Officer is able to help you through situations without needing to "fudge" on anything.

4) Interest Rates and Fees. Most Lenders are competitive in rates. Compare rates with different lenders and the costs associated with obtaining the loan. The thing that may vary greatly is fees. It is a good idea when shopping for a mortgage loan to ask for a Good Faith Estimate of Costs to compare what charges the lender may be charging. Settlement fees, title fees and recording fees should remain consistent but may vary by a small percentage. Once you are in escrow, these fees will be determined and should not increase.

5) Time periods. Understand how long it will take your lender to process, underwrite and close your loan. Many of the larger lenders and banks may take longer than you have on your contract. Make sure they are able to comply with contract dates or make your offer according to the time frame it will take your lender to complete the process. You do not want to face penalties from the seller for not closing on time. The Loan Officer should be able to tell you from beginning to end what to expect. Do not be left in the dark.This is YOUR loan. You should not have questions about where in the process you are.

These are just a few points to consider when looking for a lender. Any one of these items if not handled by a professional could be costly in your transaction or cause the loan to go south at the last minute. Working with a qualified Loan Officer at a reputable company will ensure less stress on your part. In addition, you should feel comfortable with this person. You are entrusting them with every aspect of your income and assets and you want to know the information will be kept confidential and handled with care. You wouldn't buy a car without driving it; you shouldn't get a loan without interviewing some lenders!

Not all lenders are the same. If you need assistance in finding a lender, please feel free to contact me and we can discuss!

Making the Home of Your Dreams A Reality. As your Agent of Possibibility it is my intent to make your home buying or selling process a smooth one!

Please feel free to Subscribe to All Possibilities Throughout San Diego or contact me at 619-838-4408.

Contact Andrea Kappre at 856-419-3560 or AndreaKappre@yahoo.com

How Much Is My House Worth?

Wed, 11 Aug 2010 18:02:02 -0400

How Much Is My House Worth?

So you are thinking of selling your home. You just talked to 3 different Realtors, 5 neighbors, and your best friend. The Realtors' estimation of your home's value ranges about $30,000. Your neighbors think you can get $20,000 more than the highest Realtor's estimate. And your best friend has sold 6 homes before. Who do you listen to?

We are programmed first to trust our friends and neighbors, and take their advice over the advice of a stranger (the Realtor). Who wouldn't, if they are good friends and neighbors they have probably never let you down before. They are most likely looking out for your best interest, and in this case selling your home for the most money. The question to ask yourself is this. What do your friends and neighbors do for a living? What is their area of expertise? If they do not spend their days analyzing the real estate market in your area then you should not be taking their advice over that of a real estate professional.

Do all realtors give good advice? The answer is most definitely NO! There are many Realtors in the industry who will do anything to get a listing. They will tell you what you want to hear, sugar coat the market conditions, and price your home $40,000.00 above actual value. They know you have locked into a six month listing agreement, and that after a few months you will get desperate enough to reduce your price to where it should have been at the start.

What do you do? Interview Realtors. Be sure to interview more than one. When you interview the Realtors be sure to ask them to show you the comparable properties that have sold within the last six months on which they are basing their listing price of your home. Take the time to make sure they are the most comparable to your property. When putting your home on the market, price it according to the facts and statistics. Overpricing your home will cause you to lose thousands of dollars in the long run.

Contact Andrea Kappre at 856-419-3560 or AndreaKappre@yahoo.com

Home for Sale in Deptford, NJ (Gloucester County)

Tue, 03 Aug 2010 18:28:25 -0400

There are grants available to qualified first time home buyers with the purchase of this home. These grants include the Gloucester County $10,000 Grant and/or the New Jersey Smart Start Grant. Contact me to find out if another property is eligible for these grants.

Andrea Kappre | Century 21 Hughes-Riggs | (856) 419-3560

1951 Rosemore Ave, Deptford, NJ

Adjacent 80 x 171 lot included with the sale of this home.

3BR/1+1BA Single Family House

offered at $145,000

Year Built	Unspecified
Sq Footage	Unspecified
Bedrooms	3
Bathrooms	1 full, 1 partial
Floors	1
Parking	4+
Lot Size	14,880 sqft
HOA/Maint	$0 per month

DESCRIPTION

3 bedroom 1.5 bath home ready for your finishing touches. Great room sizes. Dining room has sliders leading to the deck overlooking the la x yard. This home includes adjacent 80 x 171 lot.

see additional photos below

PROPERTY FEATURES

- Central heat	- Living room	- Dining room
- Refrigerator	- Basement	- Washer
- Dryer	- Laundry area - inside	- Balcony, Deck, or Patio
- Yard	- Swimming pool

ADDITIONAL PHOTOS

Front	Kitchen
Dining Room	Living Room
Garage	Yard

Contact info:

Andrea Kappre

Century 21 Hughes-Riggs

(856) 419-3560

For sale by agent/broker

Equal Opportunity Housing

Posted: Aug 3, 2010, 1:52pm PDT

Contact Andrea Kappre at 856-419-3560 or AndreaKappre@yahoo.com

How to Sell Your House

Sun, 01 Aug 2010 15:44:37 -0400

How to Sell Your House

Whenever you hear people discussing real estate you can bet your last dollar that you will hear the phrase "location, location location" mentioned. I am a firm believer that the location of a home can hinder or help in a sale, but I know the most important aspect when selling your home is PRICE. If you really want to know how to sell your home, the answer is short and simple: Set the correct price from the start.

How do you calculate the "right price"?

Below are a few tips to follow:

Don't just get a market analysis, trust the results - The market analysis determines the value of a home based on the amount comparable homes have sold within the last year. Real estate appraisers will look at these recent sales when they determine the value of the property for mortgage purposes. One of the most important facts about real estate transactions and mortgages to understand is that the mortgage company will not lend above the value determined by the real estate appraiser. Therefore, pricing a home above the value determined in a market analysis done by a real estate professional will not help you make a greater profit.

Time factor: If you need to sell fast, price it as low as you are comfortable with. Typically the lower the price the faster the sale. If a home is priced too high from the beginning, a seller almost invariably ends up with a lower sales price then if the home had been priced correctly from the beginning. The trick in any market is the price. Homes priced correctly sell.

You hired a professional... listen to their advice. You are paying for professional advice, don't ignore it. ASSUMING your agent is experienced and professional, they will give you great advice based on market research and experience in sales and real estate. You wouldn't do research to find a great doctor, then after a diagnosis go with your own ideas would you?

Choose Wisely! Do not hire the real estate agent who gives you the highest value as a listing price. There are some agents who will start out with an unattainable listing price and after a few weeks begin to tell you it is time to reduce your price. How much time is wasted when you are priced too high? Hire an agent who will base the value of a home on facts.

Contact Andrea Kappre at 856-419-3560 or AndreaKappre@yahoo.com

National Night Out East Greenwich New Jersey

Sun, 01 Aug 2010 13:47:30 -0400

National Night Out East Greenwich New Jersey

"National Night Out - America's Night Out Against Crime" was introduced in 1984 by the National Association of Town Watch. It began to heighten awareness and strengthen participation in local anticrime efforts. This event is organized and coordinated by local crime prevention agencies and organizations. It is a wonderful opportunity for communities nationwide to promote police-community partnerships, crime prevention, and neighborhood camaraderie.

______________________________________________________________________________________

East Greenwich will celebrate "National Night Out" on Thursday August 5, 2010 from 6pm - 9pm at Thompson Family Park on Wolfert Station Road.

Free Amusements, Face Painting, Tatoos and Music.

Free Water Ice , Botto Sausage Sandwiches, Hot Dogs, Popcorn, Drinks and More.

This event is sponsored by East Greenwich Municpal Alliance through State and County Grants.

Contact Andrea Kappre at 856-419-3560 or AndreaKappre@yahoo.com

Family Fun at the Gloucester County 4-H Fair and Peach Festival

Tue, 20 Jul 2010 21:46:05 -0400

Family Fun at the Gloucester County 4-H Fair and Peach Festival

July 22-25, 2010, 4-H Fairgrounds, Route 77 South, Mullica Hill, NJ

The Kappre family has a few family traditions. One of them is the Gloucester County 4-H Fair. And yes, the homemade peach ice cream is on the top of everyone's list. We are not farmers, and we don't own livestock, but we love to go to the fair to see the animals, the shows, the pig races, the crafts, the homemade kid's toys, and of course all the delicious food.

You can walk among the cows, the pigs, the horses, the sheep and other farm animals. It is a good learning experience for younger children who are not used to being around these animals. They are massive and sometimes funny to watch. Lets not forget the tent of lizards and frogs and other aquarium animals.

There are contests, tractor pulls, rides for the kids and many other events. More detailed information here.

Times: Thursday, Friday, and Saturday: 9AM to 10PM. Sunday: 10AM to 5PM

Admission is free, but there is a $10.00 parking donation per carload which is good for all four days.

Contact Andrea Kappre at 856-419-3560 or AndreaKappre@yahoo.com

Homes for Sale in West Deptford, NJ

Mon, 28 Jun 2010 15:53:20 -0400

Andrea Kappre | Century 21 Hughes-Riggs | 856-419-3560

526 Elberne Ave, West Deptford, NJ

West Deptford - Home of Riverwinds Community Center

3BR/2BA Single Family House

offered at $230,000

Year Built	Unspecified
Sq Footage	Unspecified
Bedrooms	3
Bathrooms	2 full, 0 partial
Floors	3
Parking	Unspecified
Lot Size	.31 acres
HOA/Maint	$0 per month

DESCRIPTION

The size of this home is deceiving. Check out the new virtual tour. A spacious, well kept 3 bedroom 2 full bath home in desirable West Deptford Township. This home is located on a quiet tree lined street. The landscaping and paver patio makes the back yard your own getaway! The interior is well kept including a large living room, dining room, eat in kitchen and a family. There are 3 spacious bedrooms on the upper level and 2 brand new full bathrooms. This home is a great opportunity and will not last long! This home is also available for rent (1750.00 per month)

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Hardwood floor
- Tile floor	- Family room	- Living room
- Dining room	- Dishwasher	- Stove/Oven
- Attic	- Laundry area - inside	- Balcony, Deck, or Patio
- Yard

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 1	Photo 1
Photo 1	Photo 1

Contact info:

Andrea Kappre

Century 21 Hughes-Riggs

856-419-3560

For sale by agent/broker

Equal Opportunity Housing

Posted: Jun 28, 2010, 11:27am PDT

Contact Andrea Kappre at 856-419-3560 or AndreaKappre@yahoo.com

East Greenwich Day 2010

Fri, 04 Jun 2010 18:39:09 -0400

East Greenwich Day 2010

Where: Thompson Family Park

40 E. Wolfert Station Rd, Mickleton

When: Saturday, June 12, 2010 (Rain Date: Sunday June 13, 2010)

What: 7:00 AM: 5K Run and 1 - Mile Walk Registration

8:00 AM: 5K Run and 1 - Mile Fun Walk (Rain or Shine )

11:00-5:00: Rides,Foods,Crafts,& Entertainment

Parking: Parking will be available at Thompson Family Park. Parking is free, and is available on a first come, first serve basis.

Wrist Bands: Ride-all-Day wrist bands will be available for the first time this year. They are $15 per person. Wrist bands are only available pre-sale, and will not be sold on the day of the event. Wristbands are non-transferrable, non-refundable, and each rider must have one or purchase tickets on the day of the event. Pre-Sale wrist bands will also be available for sale at the Township Building, Thursday June 3rd from 7 - 8:30 pm and at Thompson Family Park front concession stand on June 7th and 10th from 6:30 - 8:00 pm. Wrist bands provide unlimited rides on the Kite Flyer, Chair Swing, Fun Slide, Dizzy Dragon Spin Ride, Rally Car Ride, and Hog Wild Choppers. The Inflatable Fire Truck Obstacle Course will be free of charge, and the pony rides and rock wall will require tickets.

Tickets: Will be available the day of the event. Cash only.

Number of Tickets Price

1 ticket $ 1.00

10 tickets $10.00

20 tickets $15.00

30 tickets $20.00

Contact Andrea Kappre at 856-419-3560 or AndreaKappre@yahoo.com

100% Mortgage Financing in Gloucester and Salem Counties | USDA | New Income Limits

Fri, 04 Jun 2010 17:59:02 -0400

100% Mortgage Financing in Gloucester and Salem Counties | USDA | New Income Limits

The USDA has announced the income limits for the Guaranteed Rural Housing (GRH) Program have changed effective June, 2, 2010. The income eligibility is determined by the number of people living in the household, not the number of people on the application.

Under the income limit structure, the current income limits are:

1 - 4 Person Household: $74,050

5 - 8 Person Household: $97,750

Unlike other home financing programs, there are no loan limits with the USDA Guaranteed Rural Housing Program. The maximum loan amount for USDA Guaranteed Rural Housing applicants is based on their ability to meet the repayment ratios for the program, while simultaneously staying within the programs income limits.

Be sure to choose a Realtor and lender who have experience with the USDA program along with the requirements and time limits that go along with the loan program. Treasury Mortgage in Mantua is authorized by USDA to underwrite these loans in-house making for a much smoother transaction and a much quicker turn around.

Contact Andrea Kappre at 856-419-3560 or AndreaKappre@yahoo.com

West Deptford Home For Sale!

Wed, 02 Jun 2010 19:15:31 -0400

Andrea Kappre | Century 21 Hughes-Riggs | 856-419-3560

526 Elberne Ave, West Deptford, NJ

West Deptford - Home of Riverwinds Community Center

3BR/2BA Single Family House

offered at $230,000

Year Built	Unspecified
Sq Footage	Unspecified
Bedrooms	3
Bathrooms	2 full, 0 partial
Floors	3
Parking	Unspecified
Lot Size	.31 acres
HOA/Maint	$0 per month

DESCRIPTION

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Hardwood floor
- Tile floor	- Family room	- Living room
- Dining room	- Dishwasher	- Stove/Oven
- Attic	- Laundry area - inside	- Balcony, Deck, or Patio
- Yard

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 1	Photo 1
Photo 1	Photo 1

Contact info:

Andrea Kappre

Century 21 Hughes-Riggs

856-419-3560

For sale by agent/broker

Equal Opportunity Housing

Posted: Jun 2, 2010, 2:57pm PDT

Contact Andrea Kappre at 856-419-3560 or AndreaKappre@yahoo.com

Mantua Homes For Sale

Tue, 01 Jun 2010 18:35:46 -0400

Mantua Homes For Sale

Mantua Township is nestled in Gloucester County, New Jersey between West Deptford and East Greenwich. Children in Mantua Township attend one of three elementary schools, J. Mason Tomlin School, Center City School, or Sewell School. They then move on to Clearview Regional School District for both middle school and high school.

There are currently 172 homes for sale in Mantua. They range in price from $69,000 to $695,000. There is something for everyone, from the first time home buyer to the mature, move up buyer. To search homes currently for sale in Mantua, NJ click the picture below.

Contact Andrea Kappre at 856-419-3560 or AndreaKappre@yahoo.com

Homes for Sale in Amherst Farms - Mickleton - East Greenwich NJ

Mon, 31 May 2010 11:56:08 -0400

Homes for Sale in Amherst Farms - Mickleton - East Greenwich NJ

Amherst Farms is comprised of estate homes in a very private setting. This community is comprised of 4+ bedroom homes with all of the upgrades you would expect in a higher - end home. These homes have incredible gourmet kitchens, some opening to Florida rooms and two story family rooms. There is elegent trim through out including crown molding and wainscotting. Two homes in the community include an exclusive 17 X 20 sunroom making this home complete. All homes have access to a community fishing pond, tot lot, walking path and baseball field.

Date	Units Listed	Listed Average	Units Sold	Sold Average
Mar 2010	17	137,741	4	77,638
Feb 2010	8	97,950	3	82,666
Jan 2010	15	113,687	3	190,466

Totals:	40	120,762	10	112,995

Gloucester County Home Sales 2010

East Greenwich Home Sales 2010

Paulsboro Home Sales 2010

Gibbstown Home Sales 2010

Mantua Home Sales 2010

Washington Township Home Sales 2010

Woodbury Home Sales 2010

Deptford Home Sales 2010

National Park Home Sales 2010

Contact Andrea Kappre at 856-419-3560 or AndreaKappre@yahoo.com