Monthly Webinar - Monday, June 8, 2009 10:00-11:00 AM (PST) – 1:00-2:00PM (EST)
WHO IS ANTHONY KIRLEW? Rarely do you find a person like Anthony, who has a total understanding and knowledge of Internet Marketing. Always the visionary, Anthony became a “search engine optimization expert” before the term was mainstream. A Sweathogs Graduate, Anthony has founded two on-line marketing firms over the past decade, written a book on Internet Marketing, runs a notable industry blog (OldSchoolSEO.com) and is currently the Business Development Manager for Web.com Search Agency, a leading US-based search engine firm.
Join Anthony & myself as we discuss this Hot Topic:
The Importance of Internet Marketing
Key points in Website Development
Pitfalls that you must Avoid
How to drive the most Traffic to your Website
Questions from the Webinar Participants
"Click Here" to reserve your space on the Webinar. We welcome any questions you might have regarding Internet Marketing. "Click Here" to submit your question(s). Every effort will be made to answer as many questions as time allows.
To participate in the Webinar, click on the link below and call the RealNet Conference Center at the phone number shown below.
As I have spoken with countless desperate homeowners and real estate agents trying to help their clients keep their homes, there are three very common scams that I have heard of people encountering. I have listed them below with a link to our loan modificaion blog detailing each.
No Job Needed. Bottom line is that a loan modification is working out a new payment plan with your mortgage lender. If you don't have a job or a source of income you have nothing to negotiate.
The Promise. No one can promise you a loan modificaion. There are just too many factors and each case is unique. A company can however offer a money back guarantee, if they have a strong enough success rate as ours does.
Over the Phone Payment Quotes. Similar to not being able to make promised, loan modification consultants cannot quote you what your new payment will be or even guarantee how much your payment will drop.
It is unfortunate that so many crooks are rearing their heads in this market, but I talk to lots of people who are looking for help and many are in desperate situations. Sadly, many of them have been taken advantage of.
If you are interested in speaking with a reputable loan modification consultant, call 800-757-9704.
While loan modifications can be a welcome relief to struggling homowners, the biggest let down would come in the form of a loan modification scam. IF you need are considering doing business with a loan modification company, here are some pointers.
Always check out the loan modification company you are going to do business with. At a minimum do a Better Business Bureau search and a Google Search on the company.
Do not make your mortgage payments to any company other than your mortgage company. Legitamate loan modification companies work with your current mortgage company to work out new terms, so you should be making your payment to the same compay in the end.
Make sure the uses a law firm to negotiate with your lender. If they are not using an attorney, the success rate will be much lower, which means you could lose money.
Ask if the company has a money back guarantee. Most likely, if you are behind on your mortgage it will be difficult to come up with the money for the loan modification, so you might be risking borrowed money.
If you are unemployed, you will not be able to get a loan modification regardless of what you are told. A loan modification company basically helps the bank understand what you are able to pey based on your currnet income. If you have no income, there is no way to negotiate a payment.
Beware of anyone who asks you to hide assets by transferring them to others so you look more “needy.” Bottom line - this is fraud, and you may end up getting to know your loan modification consultant a lot more than you want to (in jail!)
If you are behind on your mortgage, struggling to pay your mortgage on time, or facing foreclosure, contact Consumers Advantage Mortgage at 800-453-9290 or by email at anthony(@)atozlnder.com. We look forward to helping you save your home.
If you are like many homewners out there, you may be struggling to pay a mortgage on a house that is worth far less than what you owe. If this sounds like you, I may have some good news for you.
Lenders are in a desperate frenzy to stop the foreclosure epidemic that as put many of them out of business. To their own detriment that are t working with distressed homeowners to help them out of their situations, but fortunately, they are working with professional loan modification advisors (most of whom use lawyers to draft the agreements). By working with a skilled mortgage negotiator, you might be able to reduce your mortgage balance, monthly payment, or both. Best of all, unlike the propsoed government mortgage reduction programs, these lender apprved modifications have no redemption clauses - meaning that you do not have to pay back future equity.
To see if you qualify for a loan modification, contact Anthony at Consumers Advantage Mortgage TODAY at anthiony(@)atozlender.com or 800-757-9704.
Today I am writing on a subject that has affected or will affect nearly every American - Diabetes. I recently flew to MD for the funeral of a family member who passed away due to complications of diabetes. I also have family members who live with this disease today.
As a way to take a stand against Diabetes and promote awareness, health, and education, we have formed a Diabetes Step Out Team, and would like to invite you to join us in a walk for diabetes on Saturday, September 27th at 8AM for a two miles walk. I know this is short notice, but I was moved to do this as a result of my family's recent loss. Registration is free, and I would love to meet you at the event, so once you join, you can expect an email from me. Simply visit the Consumers Advantage Mortgage Step Out for Diabetes website
We have also committed to raise $12,000 (or $1,000 per month) over the next year to fight this disease, so if you are unable to join us for the walk, please consider making a donation no matter how small - every little bit helps.
For those in the community that either join us or donate, you will receive a free mortgage analysis, where one of our consultants will show you how you can pay off your mortgage in as little as 1/3 to 1/2 of the time without refinancing (and often without changing your budget.)
For the real estate professionals that join us, you will receive a free copy of my book entitled The Market Seems Slower When you Don't Have Clients as well as recognition on our website and in our future PR related to corporate giving.
Here is Arizona, this is a very common occurance, and sadly, there doesn't seem to be much hope for many homeowner that find themselves upside down, owing more than their home is worth. Many of these home owners feel stuck, unable to make a move, and feel like they are fighting a never ending uphill battle.
Here is the good news - we have a solution. Now, it doesn't work for everyone, because you have to actually be able to pay your mortgage. I know many people are in a worse situation, in that they are upside down, and they have an adjustable rate mortgage that has adjusted or will adjust soon, making their mortgage unaffordable.
If you are interested in knowing more about how this program might be able to help you or someone you know, please contact Consumers Advantage Mortgage at 800-757-9704. We serve all 50 states, but make our home in Mesa, Arizona!
This is the least often talked about side of the foreclosure crisis. Imagine having a sheriff knock on your door and tell you that you have a week to get out of your house because it was foreclosed? Well, it's happened to over 200,000 renters this year alone according to Market Watch.
So what can you do if you are a renter?
You could ask your landlord where they stand, but I doubt most of them would be up front with you knowing that they have no intention of giving you your deposit back, and knowing that your rent payments are not being used to pay the mortgage.
Personally, I would consider whether or not it's the right time to for you to buy a home of your own. There are lots of deals out there, and although some speculate that prices will continue to fall, historically they have to recover. Not to mention you have to pay a housing expenses anyway, so you might as well have a write off.
Secondly, there is a website called RentalForeclosure.com that will allow you to check and see if your landlord is in foreclosure. I have spoken with Dave Madam, one of the principals who says that while they currently only serve a few markets (they are rapidly growing), anyone can send them a request via their contact form and they will check out the property for them.
Now is a great time to talk to your mortgage professional about whether or not you can qualify for a home. There have been many changes in the lending world, but we are still making loans.
I look forward to helping you or anyone you would like to refer in any way that I can.
Have a great weekend!
~ Anthony
Call Consumers Advantage Mortgage at 800-757-9704. Serving all 50 states.
If you have not seen or heard Les Brown speak, let me tell you this is a great opportunity. I have heard Les speak on several occasions and he always has a positive outlook onlife and will help you transform your thinking into a success mindset. I will be there and I look forward to meeting you there. I will be working at the event, but if you let me know that you are coming, I will make sure to try and connect with you.
It is free, but you need to register. If you want to lear more about Les Brown, visit his website.
The other day my wife and I were getting ready to go to bed and I said "hon, you're not gonna belive this, but there is a scorpion in our living room." She said "right... I'm going to bed." Again, I retirated, "hon, seriously, bring me a big shoe... I am not taking my eyes off of this thing." Now, some of you might realize why practical joking can backfire... I am known to be a joker.. .but not this night. She came out and screamed when she saw I was not kidding.
She got me a shoe and I took care of it, but it had me thinking. "Were there others?" "How did it climb to the second story to our condo?"
For the next few days, I would walk looking at the floor, but I guess I will get over it. My wife grew up here and had never seen a live scorpion, and never expected to see one in Mesa.
So Arizonans... check your shoes, hats, and gloves before putting them on!
We have always been committed to educating consumers and what we are now sharing with customers does not sit well with the big mortgage companies. We are sharing with consumers how to pay off their mortgages WITHOUT REFINANCING and in many cases WITHOUT SPENDING ANY MORE MONEY OUT OF POCKET.
The mortgage companies don't want you to know this stuff because the sooner you pay off your mortgage, the sooner they lose their monthly revenue stream AND they realize that you may never need them again!
If you are interested in learning what the mortgage companies have been keeping from you and specifically how you can use this information to pay off your mortgage in 1/3 to 1/2 of the time, please call Consumers Advantage Mortgage at 800-757-9704.
For those that are wondering, this is not a bi-weekly mortgage program.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
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