michigan mortgage: First Time Home buyer tax credit FAQ - 08/27/08 12:45 PM
First-Time Homebuyer Tax Credit 
 
How does a tax credit work?
Reduces income tax liability Credits are claimed on an individual's income tax return Maximum credit amount is $7500  
Who can use the new tax credit?
First-time homebuyers or individual who has not had an ownership interest in a principal … (1 comments)

michigan mortgage: MSHDA raising their rates effective Monday - 07/25/08 03:00 PM
If you have any clients looking to use MSHDA and making offers this weekend make sure they lock by Sunday. If you have any clients using MSHDA and you aren't sure if the loan officer has locked them in ....well it might be a good time to check.
 
Pricing effective … (0 comments)

michigan mortgage: Michigan Mortgage Rates 30 year fixed 9/7/07 Lowest rate in months - 09/07/07 02:04 PM
30 year fixed Michigan mortgage rates Take advantage of the recent drop in rates to refinance and lock in your ARM!!!
I would offer 6 %/6.162% apr 
Assumes 30 year fixed mortgage with a $200k loan amount and a $250k home value, 1% origination fee with a 30 day … (0 comments)

michigan mortgage: michigan jumbo mortgage rates 8/29/2007 purchase or refi stated income available - 08/29/07 03:51 PM
Michigan jumbo mortgage rates for 5 year and 7 year fixed ARMS Stated income no hit for borrowers with scores over 700!!! I am not currently recommending jumbo fixed rate products in all but a very few cases going to the conforming limit of $417k and taking a second for … (0 comments)

michigan mortgage: Michigan no cost fixed rate mortgage 8/29/2007 - 08/29/07 03:49 PM
Michigan no cost mortgage, Michigan no fee mortgage, Michigan no closing cost mortgage   Assumes 30 year fixed mortgage with a $200k loan amount, rate and term refinance with escrows, and that you meet conforming mortgage guidelines. Rates may vary based on loan size and credit score.  
I would … (0 comments)

michigan mortgage: Michigan mortgage rates 30 year fixed 8/29/2007 - 08/29/07 03:47 PM
30 year fixed Michigan mortgage rates Take advantage of the recent drop in rates to refinance and lock in your ARM!!!
I would offer 6.125%/6.287% apr 
Assumes 30 year fixed mortgage with a $200k loan amount and a $250k home value, 1% origination fee with a 30 day rate … (0 comments)

michigan mortgage: michigan jumbo mortgage rates 5 and 7 year ARM 8/27/2007 Purchase or Refi; stated income optional - 08/27/07 03:16 PM
Michigan jumbo mortgage rates for 5 year and 7 year fixed ARMSStated income no hit for borrowers with scores over 700!!!I am not currently recommending jumbo fixed rate products in all but a very few cases going to the conforming limit of $417k and taking a second for the difference … (0 comments)

michigan mortgage: michigan mortgage rates NO COST 8/27/2007 LOCK IN YOUR ARM - 08/27/07 03:05 PM
Michigan no cost mortgage, Michigan no fee mortgage, Michigan no closing cost mortgage   Assumes 30 year fixed mortgage with a $200k loan amount, rate and term refinance with escrows, and that you meet conforming mortgage guidelines. Rates may vary based on loan size and credit score.  
I would … (0 comments)

michigan mortgage: Michigan mortgage rates 30 year fixed 8/27/2007 Lowest rates in months - 08/27/07 03:03 PM
30 year fixed Michigan mortgage rates Take advantage of the recent drop in rates to refinance and lock in your ARM!!!
I would offer 6.125%/6.287% apr 
Assumes 30 year fixed mortgage with a $200k loan amount and a $250k home value, 1% origination fee with a 30 day rate … (0 comments)

michigan mortgage: michigan no cost mortgage 8/24/2007 LOCK IN YOUR ARM - 08/23/07 03:34 PM
Michigan no cost mortgage, Michigan no fee mortgage, Michigan no closing cost mortgage   Assumes 30 year fixed mortgage with a $200k loan amount, rate and term refinance with escrows, and that you meet conforming mortgage guidelines. Rates may vary based on loan size and credit score.  
I would … (0 comments)

michigan mortgage: Michigan Jumbo mortgage rates 5 and 7 year ARM's 8/24/2007 Stated income available - 08/23/07 03:28 PM
Michigan jumbo mortgage rates for 5 year and 7 year fixed ARMSI am not currently recommending jumbo fixed rate products in all but a very few cases going to the conforming limit of $417k and taking a second for the difference will give you a lower blended rate. 5 Year … (0 comments)

michigan mortgage: michigan mortgage rates 30 year fixed 8/24/2007 LOCK IN YOUR ARM - 08/23/07 03:17 PM
30 year fixed Michigan mortgage rates Take advantage of the recent drop in rates to refinance and lock in your ARM!!!
I would offer 6.25%/6.414% apr 
Assumes 30 year fixed mortgage with a $200k loan amount and a $250k home value, 1% origination fee with a 30 day rate … (0 comments)

michigan mortgage: Michigan no cost mortgage rates, no fee, no lender fee 8/21/2007 LOCK IN A GOOD RATE ON YOUR ARM - 08/21/07 04:06 PM
Michigan no cost mortgage, Michigan no fee mortgage, Michigan no closing cost mortgage   Assumes 30 year fixed mortgage with a $200k loan amount, rate and term refinance with escrows, and that you meet conforming mortgage guidelines. Rates may vary based on loan size and credit score.  
I would … (0 comments)

michigan mortgage: Michigan jumbo mortgage rates: 5 year and 7 year ARM's 8/21/2007 - 08/21/07 03:59 PM
Michigan jumbo mortgage rates for 5 year and 7 year fixed ARMS 
I am not currently recommending jumbo fixed rate products in all but a very few cases going to the conforming limit of $417k and taking a second for the difference will give you a lower blended rate.  
Stated … (0 comments)

michigan mortgage: Michigan mortgage rates 30 year fixed 8/21/2007 LOCK IN A GOOD RATE ON YOUR ARM - 08/21/07 03:46 PM
30 year fixed Michigan mortgage rates Take advantage of the recent drop in rates to refinance and lock in your ARM!!!
I would offer 6.25%/6.389% apr 
Assumes 30 year fixed mortgage with a $200k loan amount and a $250k home value, $1500 origination fee with a 30 day rate … (0 comments)

michigan mortgage: Michigan Jumbo mortgage rates 8/20/2007 - 08/20/07 04:21 PM
Michigan jumbo mortgage rates for 5 year and 7 year fixed ARMSStated income same rate and terms with 700 score !!!
5 Year ARM:
I would offer 6.125%/6.551% apr
7 year ARM:
I would offer 6.375%/6.606% apr
Assumes a $650k loan amount and an $813k home value, and a … (0 comments)

michigan mortgage: Michigan Mortgage Rates 30 year fixed 8/20/2007 - 08/20/07 04:16 PM
30 year fixed Michigan mortgage rates  
I would offer 6.375%/6.481% apr 
Assumes 30 year fixed mortgage with a $200k loan amount and a $250k home value, $800 origination fee with a 30 day rate lock. Based on a rate and term refinance with escrows, and that you meet conforming … (0 comments)

michigan mortgage: Michigan mortgage rates 30 year fixed 8/17/2007 - 08/17/07 12:55 PM
30 year fixed Michigan mortgage rates  
I would offer 6.375%/6.515% apr 
Assumes 30 year fixed mortgage with a $200k loan amount and a $250k home value, $1500 origination fee with a 30 day rate lock. Based on a rate and term refinance with escrows, and that you meet conforming … (0 comments)

michigan mortgage: Michigan jumbo mortgage rates 8/17/2007 - 08/17/07 12:51 PM
Michigan jumbo mortgage rates for 5 year and 7 year fixed ARMSStated income same rate and terms with 700 score !!!
5 Year ARM:
I would offer 6.375%/6.651% apr
7 year ARM:
I would offer 6.5%/6.671% apr
Assumes a $650k loan amount and an $813k home value, and … (0 comments)

michigan mortgage: Michigan jumbo mortgage rates 8/16/2007 - 08/16/07 01:47 PM
Michigan jumbo mortgage rates for 5 year and 7 year fixed ARMSStated income same rate and terms with 700 score !!!
5 Year ARM:
I would offer 6.375%/6.651% apr
7 year ARM:
I would offer 6.5%/6.671% apr
Assumes a $650k loan amount and an $813k home value, … (0 comments)

 
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Alan Lacey

Grand Rapids, MI

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Alan Lacey-

Address: GRAND RAPIDS, MI, 49546

Office Phone: (616) 249-3883

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A straightforward rate quote is no longer a thing of the past. Find out basic rate information for Michigan mortgages. I try to update daily.


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