Foreclosure Filings Reported For The First Half of 2009 - 07/30/09 03:21 PM
According to Realty Trac 1,905,723 foreclosure filings, notices of default, auction sales and bank repossessions were filed and reported on 1,528,364 us properties in the first six months of 2009.......Read more at: http://www.losangelescountyrealestate.blogspot.com
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City of Paramount California Home Sales Statistics For June 2009 - 07/30/09 03:13 PM
New Listings: 28Average Listing Price: $ 219,360Listings Under Contract: 27Average Listing Price: $ 187,641Listings Sold: 12Average Selling Price: $ 190,075
%Difence Between Listing Price versus Selling Price: 101.23 %%Sales Price Versus Old Listing Price: 96.88 %Average Days on The Market: 50
http://www.stoppayingrentinla.com Alberto Pacheco, Granada Hills Homes For Sale, Remax Olson, Fha
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City of Paramount California Home Sales Statistics For May 2009 - 07/30/09 03:05 PM
New Listings: 32Average Listing Price: $ 212,399Listings Under Contract: 21Average Listing Price: $ 198,322Listings Sold: 21Average Selling Price: $ 206,535
%Difence Between Listing Price versus Selling Price: 102.31 %%Sales Price Versus Old Listing Price: 96.85 %Average Days on The Market: 60
http://www.sfvalleyhotproperties.com Alberto Pacheco, fha loans, rea estate, homes for sale
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City of Parmount California Home Sales Statistics For April 2009 - 07/30/09 03:00 PM
New Listings: 22Average Listing Price: $ 218,681Listings Under Contract: 19Average Listing Price: $ 219,510Listings Sold: 19Average Selling Price: $ 192,826
%Difence Between Listing Price versus Selling Price: 100.23 %%Sales Price Versus Old Listing Price: 85.82 %Average Days on The Market: 73
http://www.losangelescountyrealestate.blogspot.com  Alberto Pacheco, Remax Olson, Granada Hills Real Estate
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Panorama City California Home Sales Statistics For June 2009 - 07/29/09 04:37 PM
New Listings: 34Average Listing Price: $ 202,987Listings Under Contract: 38Average Listing Price: $ 193,912Listings Sold: 38Average Selling Price: $ 197,831
%Difence Between Listing Price versus Selling Price: 101.81 %%Sales Price Versus Old Listing Price: 95.61 %Average Days on The Market: 57
http://www.losangelescountyrealestate.blogspot.com  Alberto Pacheco, Remax Olson, Granada Hills Real Estate
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Panorama City California Home Sales Statistics For May 2009 - 07/29/09 04:31 PM
New Listings: 49Average Listing Price: $ 226,420Listings Under Contract: 41Average Listing Price: $ 213,041Listings Sold: 41Average Selling Price: $ 214,552
%Difence Between Listing Price versus Selling Price: 98.54 %%Sales Price Versus Old Listing Price: 92.15 %Average Days on The Market: 56
http://www.stoppayingreninla.com   Alberto Pacheco, Remax Olson, Granada Hills Real Estate
 
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Panorama City California Home Sales Statistics For April 2009 - 07/29/09 04:25 PM
New Listings: 61Average Listing Price: $ 217,948Listings Under Contract: 33Average Listing Price: $ 230.748Listings Sold: 44Average Selling Price: $ 200,850
%Difence Between Listing Price versus Selling Price: 100.71 %%Sales Price Versus Old Listing Price: 94.68 %Average Days on The Market: 42
 
http://www.sfvalleyhotproperties.com   Alberto Pacheco, mls, fha loans, hud homes, foreclosures
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New Home Sales Report - 07/28/09 12:43 AM
New homes sales increased in June 11% with 384,000 units sold,  the gain over the previous month was great, the number of homes sold in May was 352,000.  Sales are still 21% below 2008 level,  when 488,000 were sold according to hud.
Builders are optimistic, in June they started building homes at a rate of 470,000 an increase of 14.4% over May. One of the reasons for this increase is the $8000 tax credit first time home buyers will receive next year, another reason particularly in Los Angeles County is the low inventory of existing homes, every new listing that hits the market gets … (0 comments)

City of Norwalk California Home Sales Statistics For June 2009 - 07/27/09 11:18 PM
New Listings: 69Average Listing Price: $ 257,317Listings Under Contract: 49Average Listing Price: $ 245.338Listings Sold: 49Average Selling Price: $ 259.667
%Difence Between Listing Price versus Selling Price: 99.99 %%Sales Price Versus Old Listing Price: 95.41 %Average Days on The Market: 65
 
http://www.losangelescountyrealestate.blogspot.com   Alberto Pacheco, First Time Home Buyers Expert, Mortages, Real Estate News, remax olson
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City of Norwalk California Home Sales Statistics For May 2009 - 07/27/09 11:09 PM
New Listings: 86Average Listing Price: $ 249,892Listings Under Contract: 48Average Listing Price: $ 265.671Listings Sold: 50Average Selling Price: $ 253,853
%Difence Between Listing Price versus Selling Price: 101.98 %%Sales Price Versus Old Listing Price: 97.66 %Average Days on The Market: 44
 
http://www.stoppayingrentinla.com   Alberto Pacheco, granada hills, remax olson, mls, homes, foreclosures
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City of Norwalk California Home Sales Statistics For April 2009 - 07/27/09 11:04 PM
New Listings: 71Average Listing Price: $ 270,766Listings Under Contract: 55Average Listing Price: $ 250.061Listings Sold: 71Average Selling Price: $ 231,704
%Difence Between Listing Price versus Selling Price: 98.91 %%Sales Price Versus Old Listing Price: 90.58 %Average Days on The Market: 70
 
http://www.sfvalleyhotproperties.com   Alberto Pacheco, mls, fha loans, hud homes, foreclosures
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Find out How The Fed Can Affect Mortgage Rates - 07/24/09 05:06 PM
This week the Federal Reserve Board left the Benchmark rate  unchanged, todays mortgage rates and treasury bond rate, .... Read more at: http://www.losangelescountyrealestate.blogspot.com
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City of North Hollywood Home Sales Statistics For June 2009 - 07/20/09 04:30 PM
New Listings: 80
Average Listing Price: $ 349.075
Listings Under Contract: 55
Average Listing Price: $ 327,887
Sold Listigs: 51
 Average Listing Price: $ 309,987
% Sales Price Versus Listing Price: 102.14 %
% Sales Price Versus Old Listing Price: 95.82 %
 Average Days on The Market: 49
 
http://www.losangelescountyrealestate.blogspot.com    Granada Hills, Alberto Pacheco, Real Estate, Mls, Foreclosures, Schools,  Mortgage Calculator
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City of North Hollywood Home Sales Statistics For May 2009 - 07/20/09 04:19 PM
New Listings: 73
Average Listing Price: $ 352.373
Listings Under Contract: 51
Average Listing Price: $ 290,843
Sold Listigs: 52
 Average Listing Price: $ 330,840
% Sales Price Versus Listing Price: 96.11 %
% Sales Price Versus Old Listing Price: 89.11 %
 Average Days on The Market: 63
 
 http://www.sfvalleyhotproperties.com   Granada Hills Real Estate, Alberto Pacheco, Foreclosures, Homes
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City of North Hollywood Home Sales Statistics For April 2009 - 07/20/09 04:13 PM
New Listings: 65
Average Listing Price: $ 338,704
Listings Under Contract: 48
Average Listing Price: $ 334,013
Sold Listigs: 55
 Average Listing Price: $ 335,454
% Sales Price Versus Listing Price: 98.05 %
% Sales Price Versus Old Listing Price: 91.51 %
 Average Days on The Market: 82
 
 http://www.stoppayingrentinla.com  Granada Hills, Alberto Pacheco, Real Estate, Mls, Foreclosures, Schools,  Mortgage Calculator
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City of North Hills Home Sales Statistics For June 2009 - 07/19/09 05:03 PM
New Listings: 49
Average Listing Price: $ 313,079
Listings Under Contract: 27
Average Listing Price: $ 267,379
Sold Listigs: 46
 Average Listing Price: $ 305,582
% Sales Price Versus Listing Price: 99.57 %
% Sales Price Versus Old Listing Price: 92.93 %
 Average Days on The Market: 62
 
 http://www.stoppayingrentinla.com Fha, Mls, Foreclosures, Schools, Mortgage Calculator
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Cityof North Hills Home Sales Statistics For May 2009 - 07/19/09 05:00 PM
New Listings: 49
Average Listing Price: $ 313,079
Listings Under Contract: 27
Average Listing Price: $ 267,379
Sold Listigs: 46
 Average Listing Price: $ 305,582
% Sales Price Versus Listing Price: 99.57 %
% Sales Price Versus Old Listing Price: 92.93 %
 Average Days on The Market: 62
 
 http://www.stoppayingrentinla.com Fha, Mls, Foreclosures, Schools, Mortgage Calculator
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City of North Hills California Home Sales Statistics For April 2009 - 07/19/09 11:45 AM
New Listings: 50
Average Listing Price: $ 290,601
Listings Under Contract: 48
Average Listing Price: $ 291,794
Sold Listigs: 38
 Average Listng Price: $ 272,305
% Sales Price Versus Listing Price: 98.57 %
% Sales Price Versus Old Listing Price 88.53 %
 Average Days on The Market: 92
 
 http://www.stoppayingrentinla.com Fha, Mls, Foreclosures, Schools, Mortgage Calculator
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Join Us in Septerber 12-13/09 For The Avon Walk For Breast Cancer In Los Angeles California - 07/18/09 03:17 PM
Are you joining your wife, girl friend, or co-workers on the Avon Walk For Breast Cancer in Los Angeles CA on September 12-13/2009? If you haven't think about it, keep it in your calendar since it is for a Great Cause.
Lets support all the females on that  matter, the walk if for 26.2 miles on a Saturday and 13.1 miles on Sunday. 
The Avon Foundation places a priority on returning funds to the geographic area in which each Avon Walk takes place with a special emphasis on reaching low-income, elderly and minority individuals and those with inadequate health insurance.
Below … (0 comments)

City of Monterrey Park Home Sales Statistics For June 2009 - 07/17/09 08:22 PM
New Listings: 4
Average Listing Price: $ 363,449
Listings Under Contract: 2
Average Listing Price: $ 334,994
Sold Listigs: 1
 Average Listng Price: $ 450,000
% Sales Price Versus Listing Price: 100.02 %
% Sales Price Versus Old Listing Price 100.02 %
 Average Days on The Market: 49
 
 http://www.stoppayingrentinla.com Fha, Mls, Foreclosures, Schools, Mortgage Calculator
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City of Monterrey Park Home Sales Statistics For May 2009 - 07/17/09 08:16 PM
New Listings: 3
Average Listing Price: $ 646,330
Listings Under Contract: 0
Average Listing Price: $ 0
Sold Listigs: 3
 Average Listng Price: $ 396,666
% Sales Price Versus Listing Price: 99.71 %
% Sales Price Versus Old Listing Price 80.39 %
 Average Days on The Market: 172
 
 http://www.stoppayingrentinla.com Fha, Mls, Foreclosures, Schools, Mortgage Calculator
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City Monterrey Park Home Sales Statistics For Apil 2009 - 07/17/09 08:05 PM
New Listings: 2
Average Listing Price: $ 412,000
Listings Under Contract: 3
Average Listing Price: $ 449,500
Sold Listigs: 0
 Average Listng Price: $ 0
% Sales Price Versus Listing Price: 0 %
% Sales Price Versus Old Listing Price 0 %
 Average Days on The Market: 0
 
 http://www.stoppayingrentinla.com Fha, Mls, Foreclosures, Schools, Mortgage Calculator
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City of Montebello Home Sales Statistics - 07/16/09 05:50 PM
Check New  Listings, Pending  and Sold for  April 2009
The difference between the New Listings and the ones under contract goes 50% Down and the Difference between Price of New Listings and Sold is         $  115,474.   check it out at: 
http://losangelescountyrealestate.blogspot.com/
Statistics For May 2009
The number of New Listings versus the ones under contract goes down 50% and the Difference between Asking Average Price of New Listings and Average Sales Price is $ 88,831... check it at:
http://losangelescountyrealestate.blogspot.com/
Statistics For June 2009
The Difference between New Listings Versus the Ones Under Contract goes 33 down, and the Difference between New Listings Average Price and Sold Average … (0 comments)

City of Monrovia Home Sales Statistics For June 2009 - 07/15/09 06:37 PM
New Listings: 2
Average Listing Price: $ 404,950
Listings Under Contract: 0
Average Listing Price: $ 0
Sold Listigs: 1
 Average Listng Price: $ 388,000
% Sales Price Versus Listing Price: 97.49 %
% Sales Price Versus Old Listing Price 97.49 %
 Average Days on The Market: 16
 
 http://www.stoppayingrentinla.com Fha, Mls, Foreclosures, Schools, Mortgage Calculator
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City of Monrovia Home Sales Statistics For May 2009 - 07/15/09 06:28 PM
New Listings: 0
Average Listing Price: $ 0
Listings Under Contract: 0
Average Listing Price: $ 0
Sold Listigs: 1
 Average Listng Price: $ 330,000
% Sales Price Versus Listing Price: 104.76 %
% Sales Price Versus Old Listing Price 104.76 %
 Average Days on The Market: 16
 
 http://www.stoppayingrentinla.com Fha, Mls, Foreclosures, Schools, Mortgage Calculator
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City of Monrovia Home Sales Statistics For Aprilo 2009 - 07/15/09 04:04 PM
New Listings: 4
Average Listing Price: $ 538,475
Listings Under Contract: 1
Average Listing Price: $ 315,000
Sold Listigs: 6
 Average Listng Price: $ 310,833
% Sales Price Versus Listing Price: 98,75 %
% Sales Price Versus Old Listing Price 93.91 %
 Average Days on The Market: 40
 
 http://www.stoppayingrentinla.com Fha, Mls, Foreclosures, Schools, Mortgage Calculator
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City of Mission Hills California Home Sales Statistics For June 2009 - 07/13/09 05:01 PM
New Listings: 18
Average Listing Price: $ 315.049
Listings Under Contract: 22
Average Listing Price: $ 309,122
Sold Listigs: 16
 Average Listing Price: $ 295,340
% Sales Price Versus Listing Price: 100.55 %
% Sales Price Versus Old Listing Price 97.32 %
 Average Days on The Market: 49
 
 http://www.stoppayingrentinla.com Fha, Mls, Foreclosures, Schools, Mortgage Calculator
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City of Mission Hills California Home Sales Statistics For May 2009 - 07/13/09 04:55 PM
New Listings: 17
Average Listing Price: $ 302,685
Listings Under Contract: 20
Average Listing Price: $ 301,462
Sold Listigs: 13
 Average Listing Price: $ 270,569
% Sales Price Versus Listing Price: 98.66 %
% Sales Price Versus Old Listing Price 95.09 %
 Average Days on The Market: 52
 
 http://www.stoppayingrentinla.com Fha, Mls, Foreclosures, Schools, Mortgage Calculator
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City of Mission Hills California Home Sales Statistics For April 2009 - 07/13/09 04:50 PM
New Listings: 24
Average Listing Price: $ 300,052
Listings Under Contract: 15
Average Listing Price: $288,346
Sold Listigs: 16
 Average Listing Price: $ 310,768
% Sales Price Versus Listing Price: 102.56 %
% Sales Price Versus Old Listing Price 100.10 %
 Average Days on The Market: 61
 
 http://www.stoppayingrentinla.com Fha, Mls, Foreclosures, Schools, Mortgage Calculator
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City of Maywood California Home Sales Statistics For June 2009 - 07/11/09 10:44 PM
New Listings: 6
Average Listing Price: $ 224,833
Listings Under Contract: 4
Average Listing Price: $204,000
Sold Listigs: 0
 Average Listing Price: $ 0
% Sales Price Versus Listing Price: 0 %
% Sales Price Versus Old Listing Price 0 %
 Average Days on The Market: 0
 
 http://www.stoppayingrentinla.com Fha, Mls, Foreclosures, Schools, Mortgage Calculator
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City of Maywood Home Sales Statistics For May 2009 - 07/11/09 10:39 PM
New Listings: 4
Average Listing Price: $ 204,975
Listings Under Contract: 1
Average Listing Price: $ 180,000
Sold Listigs: 1
 Average Listing Price: $ 260,000
% Sales Price Versus Listing Price: 100.04 %
% Sales Price Versus Old Listing Price 100.04 %
 Average Days on The Market: 15
 
 http://www.stoppayingrentinla.com Fha, Mls, Foreclosures, Schools, Mortgage Calculator
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City of Maywood California Home Sales Statistics For April 2009 - 07/11/09 10:35 PM
New Listings: 3
Average Listing Price: $ 205,000
Listings Under Contract: 1
Average Listing Price: $ 269,900
Sold Listigs: 3
 Average Listing Price: $ 244,666
% Sales Price Versus Listing Price: 97,36 %
% Sales Price Versus Old Listing Price 88.55 %
 Average Days on The Market: 78
 
 http://www.stoppayingrentinla.com Fha, Mls, Foreclosures, Schools, Mortgage Calculator
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City of Malibu California Home Sales Statistics For June 2009 - 07/09/09 12:46 PM
New Listings: 5
Average Listing Price: $ 1,444,314
Listings Under Contract: 0
Average Listing Price: $ 0
Sold Listigs: 0
 Average Listing Price: $ 0
% Sales Price Versus Listing Price: 0 %
% Sales Price Versus Old Listing Price: 0 %
 Average Days on The Market: 0
 
 http://www.stoppayingrentinla.com Fha, Mls, Foreclosures, Schools, Mortgage Calculator
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City of Malibu California Home Sales Statistics For May 2009 - 07/09/09 12:42 PM
New Listings: 4
Average Listing Price: $ 1,232,400
Listings Under Contract: 0
Average Listing Price: $ 0
Sold Listigs: 1
 Average Listing Price: $ 4,850,000
% Sales Price Versus Listing Price: 91.51 %
% Sales Price Versus Old Listing Price: 91.51 %
 Average Days on The Market: 21
 
 http://www.stoppayingrentinla.com Fha, Mls, Foreclosures, Schools, Mortgage Calculator
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City of Malibu California Home Sales Statistics For Apirl 2009 - 07/09/09 12:37 PM
New Listings: 2
Average Listing Price: $ 3,7222,500
Listings Under Contract: 0
Average Listing Price: $ 0
Sold Listigs: 1
 Average Listing Price: $ 4,750,000
% Sales Price Versus Listing Price: 111.11 %
% Sales Price Versus Old Listing Price: 111.11 %
 Average Days on The Market: 12
 
 http://www.stoppayingrentinla.com Fha, Mls, Foreclosures, Schools, Mortgage Calculator
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City of Lynwood California Home Sales Statistics For June 2009 - 07/08/09 05:51 PM
New Listings: 22
Average Listing Price: $ 222,276
Listings Under Contract: 20
Average Listing Price: $ 211,513
Sold Listigs: 7
 Average Listing Price: $ 1264,714
% Sales Price Versus Listing Price: 104.42 %
% Sales Price Versus Old Listing Price: 96.78 %
 Average Days on The Market: 93
 
 http://www.stoppayingrentinla.com Fha, Mls, Foreclosures, Schools, Mortgage Calculator
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City of Lynwood California Home Sales Statistics For May 2009 - 07/08/09 05:46 PM
New Listings: 20
Average Listing Price: $ 228,316
Listings Under Contract: 24
Average Listing Price: $ 215,783
Sold Listigs: 25
 Average Listing Price: $ 198,368
% Sales Price Versus Listing Price: 101.03 %
% Sales Price Versus Old Listing Price: 91.51 %
 Average Days on The Market: 93
 
 http://www.stoppayingrentinla.com Fha, Mls, Foreclosures, Schools, Mortgage Calculator
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City of Lynwood California Home Sales Statistics For April 2009 - 07/08/09 05:40 PM
New Listings: 29
Average Listing Price: $ 240,337
Listings Under Contract: 28
Average Listing Price: $ 210,446
Sold Listigs: 18
 Average Listing Price: $ 244,577
% Sales Price Versus Listing Price: 98,17 %
% Sales Price Versus Old Listing Price: 82.88 %
 Average Days on The Market: 108
 
 http://www.stoppayingrentinla.com Fha, Mls, Foreclosures, Schools, Mortgage Calculator
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City of Los Angeles California Home Sales Statistics For June 2009 - 07/07/09 10:04 PM
New Listings: 280
Average Listing Price: $ 308,219
Listings Under Contract: 177
Average Listing Price: $ 232.038
Sold Listigs: 114
 Average Listing Price: $ 256,850
% Sales Price Versus Listing Price: 98,57 %
% Sales Price Versus Old Listing Price: 89.43 %
 Average Days on The Market: 71
 
 http://www.stoppayingrentinla.com Fha, Mls, Foreclosures, Schools, Mortgage Calculator
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City of Los Angeles California Home Sales Statistics For May 2009 - 07/07/09 09:58 PM
New Listings: 249
Average Listing Price: $ 290,086
Listings Under Contract: 135
Average Listing Price: $ 245,408
Sold Listigs: 145
 Average Listing Price: $ 249,078
% Sales Price Versus Listing Price: 97.32 %
% Sales Price Versus Old Listing Price: 87.08 %
 Average Days on The Market: 76
 
 http://www.stoppayingrentinla.com Fha, Mls, Foreclosures, Schools, Mortgage Calculator
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City of Los Angeles Home Sales Statistics For April 2008 - 07/06/09 06:43 PM
New Listings: 285
Average Listing Price: $ 322,951
Listings Under Contract: 122
Average Listing Price: $ 246,030
Sold Listigs: 145
 Average Listing Price: $ 255,616
% Sales Price Versus Listing Price: 95.89 %
% Sales Price Versus Old Listing Price: 87.44 %
 Average Days on The Market: 79
 
 http://www.stoppayingrentinla.com Fha, Mls, Foreclosures, Schools, Mortgage Calculator
… (0 comments)

I Wish You All Happy 4th of JULY - 07/03/09 04:23 PM
 I WISH I WILL BE
IN MANZANILLO MEXICO
 
HAPPY 4TH OF JULY TO YOU
My colleagues, Friends and Visitors to this website.
Enjoy it !
 

 
 
 http://www.stoppayingrentinla.com   First Time Home Buyers, Home Owners, Fha Loans, Conventional Loans
 
 
 
 
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City of Granada Hills California Home Sales Statistics For 2nd Quarter of 2009 - 07/03/09 03:40 PM
Total of 118 Homes were sold between the price range of $  200,000 and $ 1,999,999
Total of 7 Condos were Sold
108 Homes were Active
12 Condos Were Active


http://www.stoppayingrentinla.com   Granada Hills Home Values, mls, fha loans, mortgages
 
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City of Granada Hills California Homes Sales Statistics For The 1st Quarter of 2009 - 07/03/09 03:20 PM
Total of 77 Homes were sold between the price range of $  200,000 and $ 1,999,999
Total of 8 Condos were Sold



http://www.stoppayingrentinla.com   Real Estate News, Home Loans, Foreclosures, Probates 
 
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Long Beach Home Sales Statistics From 01/01 - 05/31/2009 - 07/01/09 04:35 PM
New Listings: 1808
Average Listing Price: $ 449,,797
Listings Under Contract: 320
Average Listing Price: $ 339,842
Sold Listigs: 1097
 Average Listing Price: $ 337,719
% Sales Price Versus Listing Price: 97.54 %
% Sales Price Versus Old Listing Price: 81.74 %
 Average Days on The Market: 72
 
 http://www.stoppayingrentinla.com Fha, Mls, Foreclosures, Schools, Mortgage Calculator
… (0 comments)

City of Long Beach California Home Sales Statistics For May 2009 - 07/01/09 04:05 PM
New Listings: 323
Average Listing Price: $ 472,202
Listings Under Contract: 200
Average Listing Price: $ 325,883
Sold Listigs: 254
 Average Listing Price: $ 346,421
% Sales Price Versus Listing Price: 97.23 %
% Sales Price Versus Old Listing Price: 81.44 %
 Average Days on The Market: 80
 
 http://www.stoppayingrentinla.com Fha, Mls, Foreclosures, Schools, Mortgage Calculator
… (0 comments)

City of Long Beach Home Sales Statistics For April 2009 - 07/01/09 03:59 PM
New Listings: 344
Average Listing Price: $ 446,778
Listings Under Contract: 190
Average Listing Price: $ 360,397
Sold Listigs: 228
 Average Listing Price: $ 354,693
% Sales Price Versus Listing Price: 96.83 %
% Sales Price Versus Old Listing Price: 91.11 %
 Average Days on The Market: 67
 
 http://www.stoppayingrentinla.com Fha, Mls, Foreclosures, Schools, Mortgage Calculator
… (0 comments)

 
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Alberto Pacheco

Granada Hills, CA

More about me…

Keller Williams Granada Hills

Address: 16842 Devonshire St, Granada Hills, CA, 9134

Office Phone: (818) 491-4520

Cell Phone: (818) 481-9211

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I write about real estate, my trips, mortgage loans, loan modification programs.


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