I hope you enjoyed a wonderful Thanksgiving weekend with friends and family. I certainly have much to be thankful for, including many wonderful clients and friends like you.
As your Trusted Advisor, I sincerely hope you've been enjoying your complimentary subscription to The Mortgage Market Guide Weekly. Your next full issue will arrive "hot off the press" next week. In the meantime, please enjoy the video link below.
The Mortgage Market Guide Weekly is the industry's leading publication of this type, and I'm pleased to provide this valuable resource to you. If you feel that any of your clients, friends, family members or associates would benefit from keeping up-to-date on market and economic trends with this easy-to-read format, please let me know, and I will be happy to add them free of charge.
Best wishes to you.
The Mortgage Market View...
One of the best ways that I've found to reflect upon my blessings and the opportunities before me is to view this special video from Power of Attitude. This video contains emotional and inspirational messages combined with powerful images of beauty.
I hope you had a happy Thanksgiving and that this video helps you hold those blessings in your heart throughout the year.
If you need any assistance during this special time of year, please call or write. I'm always happy to make time for wonderful clients and friends like you.
The Week's Economic Indicator Calendar
Remember, as a general rule, weaker than expected economic data is good for rates, while positive data causes rates to rise.
Economic Calendar for the Week of November 30 - December 04
Date
ET
Economic Report
For
Estimate
Actual
Prior
Impact
Mon. November 30
09:45
Chicago PMI
Nov
53.3
56.1
54.2
HIGH
Tue. December 01
10:00
ISM Index
Nov
54.8
55.7
HIGH
Tue. December 01
10:00
Pending Home Sales
Oct
-0.5%
6..1%
Moderate
Wed. December 02
08:15
ADP National Employment Report
Nov
-148K
-203K
HIGH
Wed. December 02
10:30
Crude Inventories
11/27
NA
1..02M
Moderate
Wed. December 02
02:00
Beige Book
Moderate
Thu. December 03
08:30
Employment Cost Index (ECI)
Q4
0..4%
0..4%
Moderate
Thu. December 03
08:30
Productivity
Q3
8..5%
9..5%
Moderate
Thu. December 03
08:30
Jobless Claims (Initial)
11/28
483K
466K
Moderate
Thu. December 03
10:00
ISM Services Index
Nov
51.5
50.6
Moderate
Fri. December 04
08:30
Non-farm Payrolls
Nov
-114K
-190K
HIGH
Fri. December 04
08:30
Unemployment Rate
Nov
10.2%
10.2%
HIGH
Fri. December 04
08:30
Average Work Week
Nov
33.1
33.0
HIGH
Fri. December 04
08:30
Hourly Earnings
Nov
0..2%
0..3%
HIGH
The material contained in this newsletter is provided by a third party to real estate, financial services and other professionals only for their use and the use of their clients. The material provided is for informational and educational purposes only and should not be construed as investment and/or mortgage advice. Although the material is deemed to be accurate and reliable, we do not make any representations as to its accuracy or completeness and as a result, there is no guarantee it is not without errors.
As your trusted advisor, I am sending you the MMG WEEKLY because I am committed to keeping you updated on the economic events that impact interest rates and how they may affect you.
Russell Ammons Network Funding, LP 2709 Winthrop Hill Rd Argyle, TX 76226
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"Today, I have stopped looking for a leader to show us the way out because I have come to realize that the only one who can truly save our country...is us. To change America's course we need to change ourselves, our expectations and our willingness to accept the unacceptable. When we refuse to allow our children to receive a trophy for participation, we are on the road to restoring the meaning of merit in our Republic. When we insist that no one is too big to fail, we will be able to learn from our mistakes, and when we demand that we are self-reliant, we will ensure that others can rely on us, not the government."
Remember the biggest compliment I can receive is a referral from you!
I would love the opportunity to earn your business!
Alice Linahan Keller Williams Realtor Argyle-DFW Cell 972-322-8313
You can find me where people, homes, opportunity and a bit of imagination intersect!
Note from Alice: This is my post and my opinion and may not be the opinion of Keller Williams Corp.
A reminder: This is my public blog. Posters who leave comments that are personal attacks against the blogger or other commentators will be deleted. Debate the issue!!!! Thank you
The contact info. Mary Landrieu doesn't want YOU to know!
Don't give up the fight Americans I just called and they are answering!!
PLEASE CALL!
I know Mary Landrieu had gone public she will vote yes tonight. Please contact those below and tell then how you feel about that!!
"Mary Bleu it... again" by Adrian Guillory
'Katrina' Mary Landrieu thought she could block us all from calling her offices. Little does she know, I found an article about her Communications team online which included email, cell phone and office numbers of each "team member." Please share amongst friends, media people, blogs, conservative-minded talk-radio show hosts, etc. b/c they work for us, and we've got every damn right to confront them *civilly* when they're not working and listening to you, fellow Americans! Let's meltdown Team Landrieu!
Remember the biggest compliment I can receive is a referral from you!
I would love the opportunity to earn your business!
Alice Linahan Keller Williams Realtor Argyle-DFW Cell 972-322-8313
You can find me where people, homes, opportunity and a bit of imagination intersect!
Note from Alice: This is my post and my opinion and may not be the opinion of Keller Williams Corp.
A reminder: This is my public blog. Posters who leave comments that are personal attacks against the blogger or other commentators will be deleted. Debate the issue!!!! Thank you
Remember the biggest compliment I can receive is a referral from you!
I would love the opportunity to earn your business!
Alice Linahan Keller Williams Realtor Argyle-DFW Cell 972-322-8313
You can find me where people, homes, opportunity and a bit of imagination intersect!
Note from Alice: This is my post and my opinion and may not be the opinion of Keller Williams Corp.
A reminder: This is my public blog. Posters who leave comments that are personal attacks against the blogger or other commentators will be deleted. Debate the issue!!!! Thank you
Anyone who knows me even in passing has a general Idead about my feelings on the murder of the unborn. Today is was reading through some sermons from Dr. Ray Pritchard from KeepBelievingMinistries.com and I came across this imaginary Diary of an unborn child. I found it very touching and wanted to share it.
Diary Of An Unborn Child
Our greatest problem with abortion is that we have a hard time seeing the unborn for what they are-real people being put to death. It helps if we understand that what is being aborted is not a fetus but a real person-a little girl with blonde hair and sparkling blue eyes or a little boy with freckles and a dimple. If only we could see the unborn as people just like us, we would know the truth about abortion.
This is called "Diary of an Unborn Child." It is imaginary, yet full of truth.
October 5 - Today my life began. My parents do not know it yet and I am as small as the seed of an apple. But I am really here. And I am glad to be a girl. I shall have blond hair and blue eyes. Just about everything is settled, even the fact that I shall love flowers.
October 19 - Some say I'm not a real person yet, that only my mother exists. But I am a real person, just as a small crumb of bread is truly bread. My mother is. And I am.
October 23 - My mouth is just beginning to open now. Just think, in a year or so I shall be laughing and later talking. I know what my first word will be: "Mama."
October 25 - My heart began to beat today all by itself. From now on it will gently beat for the rest of my life without ever stopping to rest.
November 2 - I am growing a bit every day. My arms and legs are beginning to take shape, but I have to wait a long time yet before I can hug my mommy and daddy.
November 12 - Now my fingers are beginning to grow. Funny how small they are. I'll be able to stroke my mother's hair with them.
November 20 - Today for the first time the doctor told mom that I am living under her heart. Oh, how happy she must be. Are you happy, Mom?
November 25 - My mom and dad are probably thinking about a name for me. But they don't even know that I am a little girl. I want to be called Kathy. I am getting so big already.
December 10 - My hair is growing. It is smooth and bright and shiny. I wonder what kind of hair mommy has.
December 13 - I am just about able to see. It is dark around me. When mom brings me into the world it will be full of sunshine and flowers. But what I want more than anything is to see my mom. Do I look like her? I hope so.
December 24 - I wonder if mom hears the whispering of my heart? Some children come into the world a little sick. But my heart is strong and healthy. It beats so evenly: tup-tup, tup-tup. You'll have a healthy daughter, Mom.
The below video exposes the Taxes which are in the New Senate Healthcare bill which Harry Reid is trying to have pushed through while we are taking the time to be with family and celebrate Thanksgiving holidays.
The vote will likely take place this Saturday and your Senator needs to hear from you. Time is of the essence!
The Senate health care bill, HR 3590 - "The Patient Protection and Affordable Care Act" (or, to be more accurate, The Obama-Ried-Pelosi Socialized Medicine Package) is out and posted.
PLEAST TAKE THE TIME TO WATCH THIS!!
Andy Stern (SEIU) - in his own words -says "this bill, if it passes in some form, will "fundamentally transform the economy". It's all about wealth re-distribution. It's NOT about healthcare. "Workers of the World Unite"....SEIU's slogan. This was the slogan of the Communist Russia. Communists in the White House.
Stand Up, Call your Senators and put a stop to this craziness.
If Harry Reid wins the vote for cloture, the health care bill will be a giant step closer to passing.
Join their facebook and twitter walls and let them know how you feel!!
Targeted Senators to Call ASAP!!
Sen. Michael F Bennet, Colorado DC Office Phone Number: 202-224-5852, DC Fax Number: 202-228-5036
Sen. Ben Nelson, Nebraska DC Office Number: 202-224-6551, DC Fax Number: 202-228-0012
Sen. Mary Landrieu, Louisiana DC Office Phone Number: 202-224-5824, DC Fax Number: 202-224-9735
Sen. Mark Pryor, Arkansas DC Office Phone Number: 202-224-2353, DC Fax Number: 202-228-0908
Sen. Blanche Lincoln, Arkansas DC Office Phone Number: 202-224-4843, DC Fax Number: 202-228-1371
Sen. Robert Byrd, West Virginia DC Office Phone Number: 202-224-3954, DC Fax Number: 202-228-0002
Sen. Jim Webb, Virginia DC Office Phone Number: 202-224-4024, DC Fax Number: 202-228-6363
Sen. Mark Warner, Virginia DC Office Phone Number: 202-224-2023, DC Fax Number: 202-224-6295
Sen. Jon Tester, Montana DC Office Phone Number: 202-224-2644, DC Fax Number: 202-224-8594
Sen. Joe Lieberman, Connecticut DC Office Phone Number: 202-224-4041, DC Fax Number: 202-224-9750
Sen. Mark Begich, Alaska DC Office Phone Number: 202-224-3004, DC Fax Number: 202-224-2354
Sen. Evan Bayh, Indiana DC Office Phone Number: 202-224-5623, DC Fax Number: 202-228-1377
Remember the biggest compliment I can receive is a referral from you!
I would love the opportunity to earn your business!
Alice Linahan Keller Williams Realtor Argyle-DFW Cell 972-322-8313
e where people, homes, opportunity and a bit of imagination intersect!
Note from Alice: This is my post and my opinion and may not be the opinion of Keller Williams Corp.
A reminder: This is my public blog. Posters who leave comments that are personal attacks against the blogger or other commentators will be deleted. Debate the issue!!!! Thank you
Imagine you are 22 years old. You're still a kid really in so many ways. And then your country sends you off to a foreign land to fight for the freedom of those people and the people "back home". Imagine then that you are caught up in a fire fight and then get shot in the head.
Well you see I was at an event last Friday and Saturday. At the same hotel there was also a military banquet. I ended up with sore hands thanking everyone I met for their service to our great nation.
Late in the evening, I stepped outside for some air and there was this young man. He looked extremely young, but was in fact 25. That says more about me than it does about him! He was a sergeant in the Army and was in full dress uniform.
We got to chatting when I noticed an almost perfectly round - about the size of a nickel - circle of baldness towards the back of his head. I asked him if his buddies had played a shaving prank on him. "no", he said. "I was shot in the head" as he proceeded to show me the entry wound on the left side of his temple. The exit wound was the patch of baldness.
He told me he had undergone brain surgery and then I noticed the purple heart bar on his uniform standing proudly at the top of a whole host of other medals.
In some respects he is a lucky guy. He is perfectly normal with no impairment of his functions following his brain surgery. He has in fact been back to combat since his recovery and would go again.
He told me a lot of things in the hour we spent together. He told me about military members of other countries and how they joke with each other all the time "our Army is better than your army". And he also told me how all that stops and how they all come together and respect the traditions of either the religion or the country involved during what they call "angel flights". These are the flights that bring the bodies of our dead heroes back home.
We also talked about Fort Hood. I could see how angry he was about that. I asked him what made him the most angry about it and he said "the excuses". Take note apologists!
It was perhaps one of the most amazing hours of my life. I was honored to be in the presence of this young man and I hope he and I stay in touch. I was also struck by the sense of THIS is exactly the kind of person we want on the wall. Each generation produces more of them and the sacrifice they have all made for our freedom should never go without comment.
The picture of the Purple Heart is a link from knol.google.com
Simon Conway is the two-time winner of the FIVE STAR Best in Client Satisfaction for Real Estate Agents in the Orlando area.
Please give me a call if you have questions about the Central Florida real estate market. You can reach me on 407 876 8200. Also visit my web site at www.simonconway.net or www.move2orlando.net
Harry Reid is getting ready to unveil the Senate version of the health care bill, possibly as early as 5 PM today! Reid has been waiting to see how much the Congressional Budget Office says the Senate Health Care Bill will cost before he brings the bill to the floor of the Senate. If those numbers come out today, he might work to bring the bill to the floor this week. To pass this health care disaster, Reid will need to end debate through a cloture motion. The cloture motion requires 60 votes. There are currently 60 Democrats in the Senate so we need at least 1 of them to vote no on cloture and all of the Republicans to vote no, as well.
If Harry Reid wins the vote for cloture, the health care bill will be a giant step closer to passing.
Photo curtesy of moonbattery.com
So what can you do right now?
The targeted Senators, which are listed below, are the same as they have been in recent weeks. The top 4 to focus on are: Sen. Bayh in Indiana, Sen. Nelson in Nebraska, Sen. Landrieu in Louisiana, and Sen. Lincoln in Arkansas. If you know people in these 4 states, tell them how important it is to call their Senators and demand they vote NO on government-run health care.
Fill out our Readiness Team Volunteer form. We are working to organize teams of volunteers in every single state who can quickly mobilize to speak to staff and/or protest at local Congressional and Senatorial district offices.
We are looking for people who can quickly go to DC when Congress tries to ram a bill through on short notice. Americans showing up in person at a Congressional office will be a great addition to the faxes, emails, and the phone calls your elected representatives receive .
Remember the biggest compliment I can receive is a referral from you!
I would love the opportunity to earn your business!
Alice Linahan Keller Williams Realtor Argyle-DFW Cell 972-322-8313
e where people, homes, opportunity and a bit of imagination intersect!
Note from Alice: This is my post and my opinion and may not be the opinion of Keller Williams Corp.
A reminder: This is my public blog. Posters who leave comments that are personal attacks against the blogger or other commentators will be deleted. Debate the issue!!!! Thank you
My prayer today is that Barack Hussien Obama somehow hears this song and drops to his knees and has a true conversion and brings about Gods change not Saul Alinsky's agenda.
If not then I pray....psalm 109:8
After that I am contacting all the Moderate Democrats in the Senate and pointing out the revelation that if they vote for the Government take over of Health-care they will be on their knees praying for a job!!
Here are there numbers if you would like to do the same.
FUTURE OF OBAMACARE IN HANDS OF MODERATE DEMS Preserve your health care freedom by embracing the moderate Democrats who we need to do the right thing on health care reform.
Sen. Evan Bayh (D-IN) 202-224-5623 Sen. Kent Conrad (D-ND) 202-224-2043 Sen. Blanche Lincoln (D-AR) 202-224-4843 Sen. Joe Lieberman (I-CT) 202-224-4041 Sen. Byron Dorgan (D-ND) 202-224-2551 Sen. Claire McCaskill (D-MO) 202-224-6154 Sen. Mary Landrieu (D-LA) 202-224-5824 Sen. Bill Nelson (D-FL) 202-224-5274 Sen. Ben Nelson (D-NE) 202-224-6551 Sen. Michael Bennet (D-CO) 202-224-5852 Sen. Jon Tester (D-MT) 202-224-2644
By the way if you are Catholic I would think twice before giving to the second collection at Mass this coming Sunday.
Our Money will be going to Catholic organizations who are not Catholic in name only!!
You can find me where people, homes, opportunity and a bit of imagination intersect!
Note from Alice: This is my post and my opinion and may not be the opinion of Keller Williams Corp.
A reminder: This is my public blog. Posters who leave comments that are personal attacks against the blogger or other commentators will be deleted. Debate the issue!!!! Thank you
We all have choices in life. We can chose to hate or choose to love. We can choose to speak out our choose to stay quiet.
Last week I had the opportunity to spend the evening with my daughter and watch the movie "Boy in the Striped Pajamas'"
My daughter had read the award-winning " novel by John Boyne and wanted to see the movie. This movie was hard to watch especially as a mother and was not a feel good movie in the least.
You can watch the entire movie "The Boy in the Striped Pajamas." It is not an easy one to watch but it is well worth your time.
Now compare "Boy in the Striped Pajamas" to the movie coming out Nov. 20th.
"Blindside"
Based on the Extraordinary True Story about Michael Oher
What struck me about these two movies is the different outcome of choosing hate verses choosing love compared to choosing love verses choosing hate.
As Rabbi Benjamin Blech stated "the cruelest lesson of the Holocaust was not man's capacity for inhumanity -- but the far more prevalent and dangerous capacity for indifference. There were millions who knew and did nothing. There were "good people" who watched -- as if passivity in the face of evil was sinless. If there is to be a moral we must exact from the Holocaust it is the "never again" that must henceforth be applied to our cowardice to intervene, our failure to react when evildoers rush in to fill the ethical vacuum.
The story of Micheal Oher is a perfect example of when good people do the right thing for the right reasons.
Your life may be the only Bible some people read. ~Author Unknown
You can find me where people, homes, opportunity and a bit of imagination intersect!
Note from Alice: This is my post and my opinion and may not be the opinion of Keller Williams Corp.
A reminder: This is my public blog. Posters who leave comments that are personal attacks against the blogger or other commentators will be deleted. Debate the issue!!!! Thank you
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
Photo curtesy of moonbattery.com
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